BSBK / Bogota Financial Corp. - Pemfailan SEC, Laporan Tahunan, Penyata Proksi

Bogota Financial Corp.
US ˙ NasdaqCM ˙ US0972351052

Statistik Asas
CIK 1787414
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Bogota Financial Corp.
SEC Filings (Chronological Order)
Halaman ini menyediakan senarai kronologi lengkap bagi Pemfailan SEC, tidak termasuk pemfailan pemilikan yang kami sediakan di tempat lain.
August 13, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-39180 Bogota

August 12, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 12, 2025 Bogota Financial

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 12, 2025 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction of Incorporation) (Commission File

August 12, 2025 EX-99.1

BOGOTA FINANCIAL CORP. ADOPTS AND RECEIVES REGULATORY APPROVAL OF SIXTH REPURCHASE PROGRAM

Exhibit 99.1 FOR IMMEDIATE RELEASE BOGOTA FINANCIAL CORP. ADOPTS AND RECEIVES REGULATORY APPROVAL OF SIXTH REPURCHASE PROGRAM TEANECK, NEW JERSEY, August 12, 2025 - Bogota Financial Corp. (the “Company”) (Nasdaq: BSBK), the holding company for Bogota Savings Bank (the “Bank”), announced that it has received regulatory approval for the repurchase of up to 237,590 shares of its common stock, which i

July 31, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 31, 2025 Bogota Financial Co

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 31, 2025 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction of Incorporation) (Commission File N

July 31, 2025 EX-99.1

Bogota Financial Corp. Reports Results for the Three and Six Months Ended June 30, 2025

Exhibit 99.1 Bogota Financial Corp. Reports Results for the Three and Six Months Ended June 30, 2025 NEWS PROVIDED BY Bogota Financial Corp. Teaneck, New Jersey, July 31, 2025 – Bogota Financial Corp. (NASDAQ: BSBK) (the “Company”), the holding company for Bogota Savings Bank (the “Bank”), reported net income for the three months ended June 30, 2025 of $224,000, or $0.02 per basic and diluted shar

June 23, 2025 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the fiscal year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO 2 15(d) OF THE SECU

May 20, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 20, 2025 Bogota Financial Cor

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 20, 2025 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction of Incorporation) (Commission File No

May 13, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-39180 Bogota

May 1, 2025 EX-99.1

Bogota Financial Corp. Reports Results for the Three Months Ended March 31, 2025

Exhibit 99.1 Bogota Financial Corp. Reports Results for the Three Months Ended March 31, 2025 NEWS PROVIDED BY Bogota Financial Corp. Teaneck, New Jersey, April 30, 2025 – Bogota Financial Corp. (NASDAQ: BSBK) (the “Company”), the holding company for Bogota Savings Bank (the “Bank”), reported net income for the three months ended March 31, 2025 of $731,000, or $0.06 per basic and diluted share, co

May 1, 2025 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 30, 2025 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction of Incorporation) (Commission File

April 15, 2025 DEF 14A

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.     )

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

March 28, 2025 EX-21

Subsidiaries of Registrant

Exhibit 21 SUBSIDIARIES OF THE REGISTRANT Subsidiaries of Bogota Financial Corp. Name State of Incorporation Ownership Percentage Bogota Savings Bank New Jersey 100% Subsidiaries of Bogota Savings Bank Name State of Incorporation Ownership Percentage Bogota Securities Corp. New Jersey 100% Bogota Properties, LLC (Inactive) New Jersey 100%

March 28, 2025 EX-97

Clawback Policy (incorporated by reference to Exhibit 97 to the Annual Report on Form 10-K (File No. 001-39180), filed with the Securities and Exchange Commission on March 28, 2024).

Exhibit 97 BOGOTA FINANCIAL CORP. CLAWBACK POLICY The Board of Directors (the “Board”) of Bogota Financial Corp. (the “Company”) believes that it is in the best interests of the Company and its shareholders to adopt this Clawback Policy (this “Policy”), which provides for the recovery of certain incentive compensation in the event of an accounting restatement. The Company has adopted this Policy a

March 28, 2025 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39

February 18, 2025 EX-99.1

Bogota Financial Corp. Reports Results for the Three and Twelve Months Ended December 31, 2024

Exhibit 99.1 Bogota Financial Corp. Reports Results for the Three and Twelve Months Ended December 31, 2024 NEWS PROVIDED BY Bogota Financial Corp. Teaneck, New Jersey, February 14, 2025 – Bogota Financial Corp. (NASDAQ: BSBK) (the “Company”), the holding company for Bogota Savings Bank (the “Bank”), reported a net loss for the three months ended December 31, 2024 of $930,000 or $0.07 per basic an

February 18, 2025 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 14, 2025 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction of Incorporation) (Commission Fi

February 3, 2025 8-K/A

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A (Amendment No 1.) CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 29, 2025 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction of Incorporat

January 30, 2025 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 29, 2025 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction of Incorporation) (Commission Fil

January 30, 2025 EX-99.1

IF BANCORP, INC. ANNOUNCES RESULTS FOR SECOND QUARTER OF FISCAL YEAR 2025

Exhibit 99.1 Contact: Walter H. Hasselbring, III (815) 432-2476 IF BANCORP, INC. ANNOUNCES RESULTS FOR SECOND QUARTER OF FISCAL YEAR 2025 Watseka, Illinois, January 30, 2025 - IF Bancorp, Inc. (NASDAQ: IROQ) (the “Company”) the holding company for Iroquois Federal Savings and Loan Association (the “Association”), announced unaudited net income of $1.2 million, or $0.38 per basic and diluted share,

January 6, 2025 EX-99.1

SALE-LEASEBACK TRANSACTION AND BALANCE SHEET RESTRUCTURE

Exhibit 99.1 BOGOTA FINANCIAL CORP. ANNOUNCES SALE-LEASEBACK TRANSACTION AND BALANCE SHEET RESTRUCTURE NEWS PROVIDED BY Bogota Financial Corp. Teaneck, New Jersey, January 6, 2025 – Bogota Financial Corp. (NASDAQ: BSBK) (the “Company”), the holding company for Bogota Savings Bank (the “Bank”), announced that the Bank completed a balance sheet restructuring consisting of two key transactions in the

January 6, 2025 8-K

Entry into a Material Definitive Agreement, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 15, 2024 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction) of Incorporation) (Commission F

January 6, 2025 EX-10.1

Agreement for Purchase and Sale of Property, dated November 15, 2024*

Exhibit 10.1 Execution Version AGREEMENT FOR PURCHASE AND SALE OF PROPERTY THIS AGREEMENT is made and entered into as of the Effective Date (as hereinafter defined), by and between BOGOTA SAVINGS BANK, a New Jersey corporation (“Seller” and “Leaseback Tenant”), and MOUNTAINSEED REAL ESTATE SERVICES, LLC, a Georgia limited liability company (“Buyer”). STATEMENT OF BACKGROUND A. Seller is the owner

November 14, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-39180 Bo

November 4, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 1, 2024 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction) of Incorporation) (Commission Fi

November 4, 2024 EX-99.1

Bogota Financial Corp. Reports Results for the Three and Nine Months Ended September 30, 2024

EX-99.1 Exhibit 99.1 Bogota Financial Corp. Reports Results for the Three and Nine Months Ended September 30, 2024 Corrected NEWS PROVIDED BY Bogota Financial Corp. Teaneck, New Jersey, November 1, 2024 – Bogota Financial Corp. (NASDAQ: BSBK) (the “Company”), the holding company of Bogota Savings Bank (the “Bank”), after market close today issued a correction to its financial results for the three

August 14, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-39180 Bogota

August 1, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 31, 2024 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction) of Incorporation) (Commission File

August 1, 2024 EX-99.1

Bogota Financial Corp. Reports Results for the Three and Six Months Ended June 30, 2024

Exhibit 99.1 Bogota Financial Corp. Reports Results for the Three and Six Months Ended June 30, 2024 NEWS PROVIDED BY Bogota Financial Corp. Teaneck, New Jersey, July 31, 2024 – Bogota Financial Corp. (NASDAQ: BSBK) (the “Company”), the holding company for Bogota Savings Bank (the “Bank”), reported a net loss for the three months ended June 30, 2024 of $432,000, or $0.03 per basic and diluted shar

June 26, 2024 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO 2 15(d) OF THE SECU

May 17, 2024 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 16, 2024 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction of Incorporation) (Commission File No

May 15, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-39180 Bogota

May 15, 2024 EX-10.1

Employment Agreement between Bogota Savings Bank and Kevin Pace (incorporated by reference to Exhibit 10.2 to the Annual Report on Form 10-K of Bogota Financial Corp. (File No. 001-39180), filed with the Securities and Exchange Commission on March 28, 2024)

Exhibit 10.1 EMPLOYMENT AGREEMENT This Employment Agreement (the “Agreement”) is made and entered into, effective as of March 27, 2024 (the “Effective Date”), by and between Bogota Savings Bank, a New Jersey-chartered stock savings bank (the “Bank”) and Kevin Pace (“Executive”). Any reference to the “Company” shall mean Bogota Financial Corp., the stock holding company of the Bank, or any successo

May 1, 2024 EX-99.1

Bogota Financial Corp. Reports Results for the Three Months Ended March 31, 2024

Exhibit 99.1 Bogota Financial Corp. Reports Results for the Three Months Ended March 31, 2024 NEWS PROVIDED BY Bogota Financial Corp. Teaneck, New Jersey, April 30, 2024 – Bogota Financial Corp. (NASDAQ: BSBK) (the “Company”), the holding company for Bogota Savings Bank (the “Bank”), reported net loss for the three months ended March 31, 2024 of $441,000, or $0.03 per basic and diluted share, comp

May 1, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 30, 2024 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction) of Incorporation) (Commission File

April 24, 2024 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 24, 2024 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction (Commission File No.) (I.R.S. Emplo

April 24, 2024 EX-99.1

BOGOTA FINANCIAL CORP. ADOPTS AND RECEIVES REGULATORY APPROVAL OF FIFTH REPURCHASE PROGRAM

Exhibit 99.1 FOR IMMEDIATE RELEASE BOGOTA FINANCIAL CORP. ADOPTS AND RECEIVES REGULATORY APPROVAL OF FIFTH REPURCHASE PROGRAM TEANECK, NEW JERSEY, April 24, 2024 - Bogota Financial Corp. (the “Company”) (Nasdaq: BSBK), the holding company for Bogota Savings Bank (the “Bank”), announced that it has received regulatory approval for the repurchase of up to 237,090 shares of its common stock, which is

April 11, 2024 DEF 14A

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ____)

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

March 28, 2024 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39180 Bogota Financi

March 28, 2024 EX-10.2

Employment Agreement between Bogota Savings Bank and Kevin Pace

Exhibit 10.2 EMPLOYMENT AGREEMENT This Employment Agreement (the “Agreement”) is made and entered into, effective as of March 27, 2024 (the “Effective Date”), by and between Bogota Savings Bank, a New Jersey-chartered stock savings bank (the “Bank”) and Kevin Pace (“Executive”). Any reference to the “Company” shall mean Bogota Financial Corp., the stock holding company of the Bank, or any successo

March 28, 2024 EX-97

Clawback Policy

Exhibit 97 BOGOTA FINANCIAL CORP. CLAWBACK POLICY The Board of Directors (the “Board”) of Bogota Financial Corp. (the “Company”) believes that it is in the best interests of the Company and its shareholders to adopt this Clawback Policy (this “Policy”), which provides for the recovery of certain incentive compensation in the event of an accounting restatement. The Company has adopted this Policy a

March 28, 2024 EX-21

Subsidiaries of Registrant

Exhibit 21 SUBSIDIARIES OF THE REGISTRANT Subsidiaries of Bogota Financial Corp. Name State of Incorporation Ownership Percentage Bogota Savings Bank New Jersey 100% Subsidiaries of Bogota Savings Bank Name State of Incorporation Ownership Percentage Bogota Securities Corp. New Jersey 100% Bogota Properties, LLC (Inactive) New Jersey 100%

March 6, 2024 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 29, 2024 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction) (Commission File No.) (I.R.S. E

February 14, 2024 SC 13G/A

BSBK / Bogota Financial Corp. / M3 PARTNERS LP Passive Investment

SC 13G/A 1 fp0087178-5sc13ga.htm SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(b) (Amendment No. 3) Bogota financial Corp. (Name of Issuer) Common Stock (Title of Class of Securities) 097235105 (CUSIP Number) December 3

February 7, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 6, 2024 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction) of Incorporation) (Commission Fi

February 7, 2024 EX-99.1

Bogota Financial Corp. Reports Results for the Three and Twelve Months Ended December 31, 2023

Exhibit 99.1 Bogota Financial Corp. Reports Results for the Three and Twelve Months Ended December 31, 2023 NEWS PROVIDED BY Bogota Financial Corp. Teaneck, New Jersey, February 6, 2024 – Bogota Financial Corp. (NASDAQ: BSBK) (the “Company”), the holding company for Bogota Savings Bank (the “Bank”), reported net loss for the three months ended December 31, 2023 of $1.2 million or ($0.09) per basic

January 25, 2024 EX-3.2

Amended and Restated Bylaws of Bogota Financial Corp.

Exhibit 3.2 AMENDED AND RESTATED BYLAWS OF BOGOTA FINANCIAL CORP. ARTICLE I STOCKHOLDERS Section 1. Annual Meeting. Bogota Financial Corp. (the “Corporation”) shall hold an annual meeting of its stockholders to elect directors and to transact any other business within its powers, at such place, on such date and at such time as the Board of Directors shall fix. Failure to hold an annual meeting doe

January 25, 2024 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 24, 2024 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction of Incorporation) (Commission Fil

November 30, 2023 EX-10.1

Resignation and Separation Agreement and Release of Claims with Joseph Coccaro, dated November 29, 2023.

Exhibit 10.1 RESIGNATION AND SEPARATION AGREEMENT AND RELEASE OF CLAIMS This Resignation and Separation Agreement and Release of Claims (this “Agreement”), which sets forth all of the terms and conditions relating to the resignation of Joseph Coccaro as President, Chief Executive Officer and director (the “you” or “your”) of Bogota Savings Bank (the “Bank”), Bogota Financial Corp. (the “Company”),

November 30, 2023 EX-99.1

BOGOTA FINANCIAL CORP. ANNOUNCES CEO TRANSITION

Exhibit 99.1 FOR IMMEDIATE RELEASE BOGOTA FINANCIAL CORP. ANNOUNCES CEO TRANSITION TEANECK, NEW JERSEY, November 29, 2023 - Bogota Financial Corp. (the “Company”) (Nasdaq: BSBK), the holding company for Bogota Savings Bank (the “Bank”), announced today that Joseph Coccaro is retiring as Director and President and Chief Executive Officer of Bogota Financial, MHC, the parent company of the Company (

November 30, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 29, 2023 Bogota Financia

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 29, 2023 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction) of Incorporation) (Commission F

November 13, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-39180 Bo

November 2, 2023 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 1, 2023 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction) of Incorporation) (Commission Fi

November 2, 2023 EX-99.1

Bogota Financial Corp. Reports Results for the Three and Nine Months Ended September 30, 2023

Exhibit 99.1 Bogota Financial Corp. Reports Results for the Three and Nine Months Ended September 30, 2023 NEWS PROVIDED BY Bogota Financial Corp. Teaneck, New Jersey, November 1, 2023 – Bogota Financial Corp. (NASDAQ: BSBK) (the “Company”), the holding company for Bogota Savings Bank (the “Bank”), reported net loss for the three months ended September 30, 2023 of $29,000, or $0.00 per basic and d

August 11, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-39180 Bogota Financial Corp. (E

August 1, 2023 8-K/A

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A (Amendment No 1.) CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 26, 2023 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction of Incorporation

July 28, 2023 EX-99.1

Bogota Financial Corp. Reports Results for the Three and Six Months Ended June 30, 2023

EX-99.1 Exhibit 99.1 Bogota Financial Corp. Reports Results for the Three and Six Months Ended June 30, 2023 NEWS PROVIDED BY Bogota Financial Corp. Teaneck, New Jersey, July 28, 2023 – Bogota Financial Corp. (NASDAQ: BSBK) (the “Company”), the holding company for Bogota Savings Bank (the “Bank”), reported net income for the three months ended June 30, 2023 of $857,000, or $0.07 per basic and dilu

July 28, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 28, 2023 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction) of Incorporation) (Commission File

July 27, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 26, 2023 Bogota Financial Co

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 26, 2023 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction (Commission File No.) (I.R.S. Employ

June 22, 2023 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO 2 15(d) OF THE SECU

June 13, 2023 10-Q/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q/A (Amendment No. 1)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q/A (Amendment No. 1) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-39180 Bogo

May 26, 2023 EX-99.1

BOGOTA FINANCIAL CORP. ADOPTS AND RECEIVES REGULATORY APPROVAL OF FOURTH REPURCHASE PROGRAM

Exhibit 99.1 FOR IMMEDIATE RELEASE BOGOTA FINANCIAL CORP. ADOPTS AND RECEIVES REGULATORY APPROVAL OF FOURTH REPURCHASE PROGRAM TEANECK, NEW JERSEY, May 24, 2023 - Bogota Financial Corp. (the “Company”) (Nasdaq: BSBK), the holding company for Bogota Savings Bank (the “Bank”), announced that it has received regulatory approval for the repurchase of up to 249,920 shares of its common stock, which is

May 26, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 24, 2023 Bogota Financial Cor

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 24, 2023 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction of Incorporation) (Commission File No

May 12, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-39180 Bogota Financial Corp. (

May 9, 2023 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 8, 2023 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction) (Commission File No.) (I.R.S. Employe

May 5, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 4, 2023 Bogota Financial Corp

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 4, 2023 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction (Commission File No.) (I.R.S. Employer

April 28, 2023 EX-99.1

Bogota Financial Corp. Reports Results for the Three Months Ended March 31, 2023

EX-99.1 Exhibit 99.1 Bogota Financial Corp. Reports Results for the Three Months Ended March 31, 2023 NEWS PROVIDED BY Bogota Financial Corp. Teaneck, New Jersey, April 28, 2023 – Bogota Financial Corp. (NASDAQ: BSBK) (the “Company”), the holding company for Bogota Savings Bank (the “Bank”), reported net income for the three months ended March 31, 2023 of $993,000 or $0.08 per basic and diluted sh

April 28, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 28, 2023 Bogota Financial C

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 28, 2023 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction of Incorporation) (Commission File

April 4, 2023 DEF 14A

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ____)

DEF 14A SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

March 24, 2023 EX-21

Subsidiaries of Registrant

Exhibit 21 SUBSIDIARIES OF THE REGISTRANT Subsidiaries of Bogota Financial Corp. Name State of Incorporation Ownership Percentage Bogota Savings Bank New Jersey 100% Subsidiaries of Bogota Savings Bank Name State of Incorporation Ownership Percentage Bogota Securities Corp. New Jersey 100% Bogota Properties, LLC (Inactive) New Jersey 100%

March 24, 2023 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39180 Bogota Financi

February 23, 2023 EX-3.2

Bylaws of Bogota Financial Corp. (incorporated by reference to Exhibit 3.2 of the Company’s Current Report on Form 8-K, as filed with the Securities and Exchange Commission on February 23, 2023

Exhibit 3.2 AMENDED AND RESTATED BYLAWS OF BOGOTA FINANCIAL CORP. ARTICLE I STOCKHOLDERS Section 1. Annual Meeting. Bogota Financial Corp. (the “Corporation”) shall hold an annual meeting of its stockholders to elect directors and to transact any other business within its powers, at such place, on such date and at such time as the Board of Directors shall fix. Failure to hold an annual meeting doe

February 23, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 22, 2023 Bogota Financia

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 22, 2023 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction of Incorporation) (Commission Fi

February 10, 2023 SC 13G/A

BSBK / Bogota Financial Corp / M3 PARTNERS LP Passive Investment

SC 13G/A 1 fp0082186-11sc13ga.htm SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(b) (Amendment No. 2) Bogota financial Corp. (Name of Issuer) Common Stock (Title of Class of Securities) 097235105 (CUSIP Number) December

January 31, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 30, 2023 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction of Incorporation) (Commission Fil

January 31, 2023 EX-99.1

Bogota Financial Corp. Reports Results for the Three and Twelve Months Ended December 31, 2022

Exhibit 99.1 Bogota Financial Corp. Reports Results for the Three and Twelve Months Ended December 31, 2022 NEWS PROVIDED BY Bogota Financial Corp. Teaneck, New Jersey, January 30, 2023 – Bogota Financial Corp. (NASDAQ: BSBK) (the “Company”), the holding company for Bogota Savings Bank (the “Bank”), reported net income for the three months ended December 31, 2022 of $1.9 million or $0.14 per basic

November 8, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-39180 Bogota Financial Cor

October 28, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 28, 2022 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction) of Incorporation) (Commission Fi

October 28, 2022 EX-99.1

Bogota Financial Corp. Reports Results for the Three and Nine Months Ended September 30, 2022

Exhibit 99.1 Bogota Financial Corp. Reports Results for the Three and Nine Months Ended September 30, 2022 NEWS PROVIDED BY Bogota Financial Corp. Teaneck, New Jersey, October 28, 2022 ? Bogota Financial Corp. (NASDAQ: BSBK) (the ?Company?), the holding company for Bogota Savings Bank (the ?Bank?), reported net income for the three months ended September 30, 2022 of $1.9 million, compared to net i

October 3, 2022 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 3, 2022 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction of Incorporation) (Commission File

October 3, 2022 EX-99.1

BOGOTA FINANCIAL CORP. ADOPTS AND RECEIVES REGULATORY APPROVAL OF THIRD REPURCHASE PROGRAM

Exhibit 99.1 FOR IMMEDIATE RELEASE BOGOTA FINANCIAL CORP. ADOPTS AND RECEIVES REGULATORY APPROVAL OF THIRD REPURCHASE PROGRAM TEANECK, NEW JERSEY, October 3, 2022 - Bogota Financial Corp. (the ?Company?) (Nasdaq: BSBK), the holding company for Bogota Savings Bank (the ?Bank?), announced that it has received regulatory approval for the repurchase of up to 556,631 shares of its common stock, which i

September 22, 2022 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 21, 2022 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction) (Commission File No.) (I.R.S.

August 11, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-39180 Bogota Financial Corp. (E

July 28, 2022 EX-99.1

Bogota Financial Corp. Reports Results for the Three and Six Months Ended June 30, 2022

Exhibit 99.1 Bogota Financial Corp. Reports Results for the Three and Six Months Ended June 30, 2022 NEWS PROVIDED BY Bogota Financial Corp. Teaneck, New Jersey, July 27, 2022 ? Bogota Financial Corp. (NASDAQ: BSBK) (the ?Company?), the holding company for Bogota Savings Bank (the ?Bank?), reported net income for the three months ended June 30, 2022 of $1.6 million, compared to net income of $1.4

July 28, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 27, 2022 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction) of Incorporation) (Commission File

July 11, 2022 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the fiscal year ended December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 15(d) OF TH

June 29, 2022 NT 11-K

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 12b-25

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 12b-25 Commission File No. 001-39180 NOTIFICATION OF LATE FILING (Check One): ? Form 10-K ? Form 20-F ? Form 11-K ? Form 10-Q ? Form 10-D ? Form N-SAR ? Form N-CSR For Period Ended: December 31, 2021 ? Transition Report on Form 10-K ? Transition Report on Form 10-Q ? Transition Report on Form 20-F ? Transition Report on Form N-SAR ? Tr

May 25, 2022 EX-99.1

BOGOTA FINANCIAL CORP. ANNOUNCES ADOPTION OF 2ND REPURCHASE PROGRAM

Exhibit 99.1 FOR IMMEDIATE RELEASE BOGOTA FINANCIAL CORP. ANNOUNCES ADOPTION OF 2ND REPURCHASE PROGRAM TEANECK, NEW JERSEY, May 25, 2022 - Bogota Financial Corp. (the ?Company?) (Nasdaq: BSBK), the holding company for Bogota Savings Bank (the ?Bank?), announced that it has received regulatory approval for the repurchase of up to 292,568 shares of its common stock, which is approximately 5% of its

May 25, 2022 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 25, 2022 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction of Incorporation) (Commission File No

May 13, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-39180 Bogota Financial Corp. (

May 9, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 9, 2022 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction) (Commission File No.) (I.R.S. Employe

May 2, 2022 EX-99.1

Bogota Financial Corp. Reports Results for the Three Months Ended March 31, 2022

Exhibit 99.1 Bogota Financial Corp. Reports Results for the Three Months Ended March 31, 2022 NEWS PROVIDED BY Bogota Financial Corp. Teaneck, New Jersey, May 2, 2022 ? Bogota Financial Corp. (NASDAQ: BSBK) (the ?Company?), the holding company for Bogota Savings Bank (the ?Bank?), reported net income for the three months ended March 31, 2022 of $1.4 million, compared to net income of $3.0 million

May 2, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 2, 2022 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction) of Incorporation) (Commission File No

April 13, 2022 10-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A AMENDMENT NO. 1 ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2021 OR ☐ TRANSITION REP

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A AMENDMENT NO. 1 ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39180 Bogota

April 12, 2022 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 12, 2022 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction of Incorporation) (Commission File

April 7, 2022 DEF 14A

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

DEF 14A 1 d264180ddef14a.htm DEF 14A SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission only (as permitted by Rule 14a-6(e) (2)) ☒ Definitive Proxy Statement

March 29, 2022 EX-21

Subsidiaries of Registrant

Exhibit 21 SUBSIDIARIES OF THE REGISTRANT Subsidiaries of Bogota Financial Corp. Name State of Incorporation Ownership Percentage Bogota Savings Bank New Jersey 100% Subsidiaries of Bogota Savings Bank Name State of Incorporation Ownership Percentage Bogota Securities Corp. New Jersey 100% Bogota Properties, LLC (Inactive) New Jersey 100%

March 29, 2022 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39180 Bogota Financi

February 14, 2022 SC 13G/A

BSBK / Bogota Financial Corp / M3 PARTNERS LP Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(b) (Amendment No. 1) Bogota financial Corp. (Name of Issuer) Common Stock (Title of Class of Securities) 097235105 (CUSIP Number) December 31, 2021 (Date of Event Which Requ

February 3, 2022 EX-99.1

Bogota Financial Corp. Reports Results for the Three and Twelve Months Ended December 31, 2021

Exhibit 99.1 Bogota Financial Corp. Reports Results for the Three and Twelve Months Ended December 31, 2021 NEWS PROVIDED BY Bogota Financial Corp. Teaneck, New Jersey, February 2, 2022 ? Bogota Financial Corp. (NASDAQ: BSBK) (the ?Company?), the holding company for Bogota Savings Bank (the ?Bank?), reported net income for the three months ended December 31, 2021 of $2.0 million, compared to net i

February 3, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 2, 2022 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction of Incorporation) (Commission Fil

November 12, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-39180 Bogota Financial Cor

November 4, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 3, 2021 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction of Incorporation) (Commission Fil

November 4, 2021 EX-99.1

Bogota Financial Corp. Reports Results for the Three and Nine Months Ended September 30, 2021

Exhibit 99.1 Bogota Financial Corp. Reports Results for the Three and Nine Months Ended September 30, 2021 NEWS PROVIDED BY Bogota Financial Corp. Teaneck, New Jersey, November 3, 2021 ? Bogota Financial Corp. (NASDAQ: BSBK) (the ?Company?), the holding company for Bogota Savings Bank (the ?Bank?), reported net income for the three months ended September 30, 2021 of $1.0 million, compared to net i

August 11, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-39180 Bogota Financial Corp. (E

August 4, 2021 EX-99.1

Bogota Financial Corp. Reports Results for the Three and Six Months Ended June 30, 2021

Exhibit 99.1 Bogota Financial Corp. Reports Results for the Three and Six Months Ended June 30, 2021 NEWS PROVIDED BY Bogota Financial Corp. Teaneck, New Jersey, August 3, 2021 ? ? Bogota Financial Corp. (the ?Company?) (NASDAQ: BSBK), the holding company for Bogota Savings Bank (the ?Bank?), reported net income for the three months ended June 30, 2021 and 2020 of $1.4 million. The Company reporte

August 4, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 3, 2021 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction) of Incorporation) (Commission File

July 21, 2021 EX-10.2

Form of Restricted Stock Award Agreement (incorporated by reference to Exhibit 10.2 to the Registration Statement on Form S-8 (File No. 333-258064) , filed on July 21, 2021) †

EXHIBIT 10.2 RESTRICTED STOCK AWARD AGREEMENT Granted by BOGOTA FINANCIAL CORP. under the BOGOTA FINANCIAL CORP. 2021 EQUITY INCENTIVE PLAN This restricted stock award agreement (?Restricted Stock Award? or ?Agreement?) is and will be subject in every respect to the provisions of the 2021 Equity Incentive Plan (the ?Plan?) of Bogota Financial Corp. (the ?Company?) which are incorporated herein by

July 21, 2021 EX-10.3

Form of Incentive Stock Option Award Agreement (incorporated by reference to Exhibit 10.3 to the Registration Statement on Form S-8 (File No. 333-258064) , filed on July 21, 2021) †

EXHIBIT 10.3 INCENTIVE STOCK OPTION Granted by BOGOTA FINANCIAL CORP. under the BOGOTA FINANCIAL CORP. 2021 EQUITY INCENTIVE PLAN This incentive stock option agreement (?Option? or ?Agreement?) is and will be subject in every respect to the provisions of the 2021 Equity Incentive Plan (the ?Plan?) of Bogota Financial Corp. (the ?Company?) which are incorporated herein by reference and made a part

July 21, 2021 EX-10.4

Form of Non-Qualified Stock Option Award Agreement (incorporated by reference to Exhibit 10.4 to the Registration Statement on Form S-8 (File No. 333-258064) , filed on July 21, 2021) †

EXHIBIT 10.4 NON-QUALIFIED STOCK OPTION Granted by BOGOTA FINANCIAL CORP. under the BOGOTA FINANCIAL CORP. 2021 EQUITY INCENTIVE PLAN This non-qualified stock option agreement (?Option? or ?Agreement?) is and will be subject in every respect to the provisions of the 2021 Equity Incentive Plan (the ?Plan?) of Bogota Financial Corp. (the ?Company?) which are incorporated herein by reference and made

July 21, 2021 S-8

As filed with the Securities and Exchange Commission on July 21, 2021 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT THE SECURITIES ACT OF 1933 Bogota Financial Corp. (Exact Name of Registrant

Registration No. 333- As filed with the Securities and Exchange Commission on July 21, 2021 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Bogota Financial Corp. (Exact Name of Registrant as Specified in its Charter) Maryland 84-3501231 (State or Other Jurisdiction of Incorporation or Organization) (I.R.S. Em

June 25, 2021 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the fiscal year ended December 31, 2020 OR ? TRANSITION REPORT PURSUANT TO SECTION 15(d) OF TH

June 17, 2021 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 16, 2021 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction of Incorporation) (Commission File N

June 17, 2021 EX-99.1

BOGOTA FINANCIAL CORP. ANNOUNCES ADOPTION OF REPURCHASE PROGRAM

Exhibit 99.1 FOR IMMEDIATE RELEASE BOGOTA FINANCIAL CORP. ANNOUNCES ADOPTION OF REPURCHASE PROGRAM TEANECK, NEW JERSEY, June 16, 2021?Bogota Financial Corp. (the ?Company?) (Nasdaq: BSBK), the holding company for Bogota Savings Bank, announced it has adopted a program to repurchase 296,044 shares of its common stock, which is approximately 5% of its outstanding common stock (excluding shares held

June 16, 2021 EX-16.1

Letter of Crowe LLP dated June 16, 2021

Exhibit 16.1 Crowe LLP Independent Member Crowe Global June 16, 2021 Office of the Chief Accountant Securities and Exchange Commission 100 F Street, N. E. Washington, D.C. 20549 Ladies and Gentlemen: We have read the comments made regarding us in Item 4.01(a) of Form 8-K of Bogota Financial Corp. dated June 16, 2021 and are in agreement with those statements. We are not in a position to agree or d

June 16, 2021 8-K

Financial Statements and Exhibits, Changes in Registrant's Certifying Accountant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 11, 2021 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction) of Incorporation) (Commission File

May 28, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 27, 2021 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction) (Commission File No.) (I.R.S. Employ

May 17, 2021 SC 13G

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(b)

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(b) Bogota financial Corp. (Name of Issuer) Common Stock (Title of Class of Securities) 097235105 (CUSIP Number) May 6, 2021 (Date of Event Which Requires Filing of This Statem

May 17, 2021 EX-99.1

JOINT FILING AGREEMENT

EXHIBIT 1 JOINT FILING AGREEMENT In accordance with Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended, the undersigned agree to the joint filing on behalf of each of them of a Statement on Schedule 13G (including any and all amendments thereto) with respect to the Common Stock of Bogota Financial Corp.

May 14, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-39180 Bogota Financial Corp. (

May 4, 2021 EX-99.1

Bogota Financial Corp. Reports Results for the Three Months Ended March 31, 2021

Exhibit 99.1 Bogota Financial Corp. Reports Results for the Three Months Ended March 31, 2021 NEWS PROVIDED BY Bogota Financial Corp. Teaneck, New Jersey, May 3, 2021 ? Bogota Financial Corp. (the ?Company?) (NASDAQ: BSBK), the holding company for Bogota Savings Bank (the ?Bank?), reported net income for the three months ended March 31, 2021 of $3.0 million, compared to net loss of $1.3 million fo

May 4, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 3, 2021 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction of Incorporation) (Commission File No.

April 22, 2021 DEF 14A

Bogota Financial Corp. 2021 Equity Incentive Plan (incorporated by reference to Appendix A to the definitive proxy statement (File No. 001-39180, filed on April 22, 2021) †

DEF 14A 1 d61030ddef14a.htm DEF 14A SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Definitive Proxy Statement ☐

March 26, 2021 EX-21

Subsidiaries of Registrant

Exhibit 21 SUBSIDIARIES OF THE REGISTRANT Subsidiaries of Bogota Financial Corp. Name State of Incorporation Ownership Percentage Bogota Savings Bank New Jersey 100% Subsidiaries of Bogota Savings Bank Name State of Incorporation Ownership Percentage Bogota Securities Corp. New Jersey 100% Bogota Properties, LLC (Inactive) New Jersey 100%

March 26, 2021 10-K

Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ?ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2020 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39180 Bogota Financia

March 1, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 28, 2021 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction of Incorporation) (Commission Fi

March 1, 2021 EX-99.1

Bogota Savings Bank Completes Acquisition of Gibraltar Bank

Exhibit 99.1 FOR IMMEDIATE RELEASE Bogota Savings Bank Completes Acquisition of Gibraltar Bank TEANECK, NEW JERSEY, March 1, 2021 ? Bogota Financial Corp. (?Bogota Financial?) (Nasdaq: BSBK), the holding company for Bogota Savings Bank (?Bogota?), today announced that, effective February 28, 2021, it had completed its acquisition of Gibraltar Bank. Based on December 31, 2020 financial information,

February 8, 2021 EX-99.1

Bogota Financial Corp. Reports Results for the Three and Twelve Months Ended December 31, 2020

EX-99.1 Exhibit 99.1 Bogota Financial Corp. Reports Results for the Three and Twelve Months Ended December 31, 2020 NEWS PROVIDED BY Bogota Financial Corp. Teaneck, New Jersey, February 5, 2021 – Bogota Financial Corp. (the “Company”) (NASDAQ: BSBK), the holding company for Bogota Savings Bank (the “Bank”), reported net income for the three months ended December 31, 2020 of $1.0 million, compared

February 8, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 5, 2021 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction) of Incorporation) (Commissio

January 25, 2021 EX-99.1

Bogota Savings Bank and Gibraltar Bank Announce Receipt of Regulatory and Member Approvals and Targeted Closing Date of Pending Merger

FOR IMMEDIATE RELEASE Bogota Savings Bank and Gibraltar Bank Announce Receipt of Regulatory and Member Approvals and Targeted Closing Date of Pending Merger TEANECK, NEW JERSEY AND PARSIPPANY, NEW JERSEY, January 25, 2021 — Bogota Financial Corp.

January 25, 2021 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 25, 2021 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction) (Commission File No.) (I.R.S. Em

November 6, 2020 10-Q

Quarterly Report - 10-Q SEPTEMBER 30, 2020

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-39180 Bogota Financial Cor

October 29, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 29, 2020 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction) of Incorporation) (Commissio

October 29, 2020 EX-99.1

Bogota Financial Corp. Reports Results for the Three and Nine Months Ended September 30, 2020

EX-99.1 Exhibit 99.1 Bogota Financial Corp. Reports Results for the Three and Nine Months Ended September 30, 2020 NEWS PROVIDED BY Bogota Financial Corp. Teaneck, New Jersey, October 29, 2020 – Bogota Financial Corp. (the “Company”) (NASDAQ: BSBK), the holding company for Bogota Savings Bank (the “Bank”), reported net income for the three months ended September 30, 2020 of $956,000, compared to n

September 3, 2020 EX-2.1

Agreement and Plan of Merger, by and among Bogota Financial, MHC, Bogota Financial Corp., Bogota Savings Bank and Gibraltar Bank*

EX-2.1 Exhibit 2.1 AGREEMENT AND PLAN OF MERGER DATED AS OF SEPTEMBER 3, 2020 BY AND AMONG BOGOTA FINANCIAL, MHC, BOGOTA FINANCIAL CORP., BOGOTA SAVINGS BANK AND GIBRALTAR BANK Table of Contents Introductory Statement 1 ARTICLE I Definitions 2 ARTICLE II The Merger 7 2.1 The Merger 7 2.2 Closing 8 2.3 Effective Time 8 2.4 Effect on Outstanding Shares of Bogota Financial Common Stock 8 2.5 Alternat

September 3, 2020 EX-99.1

BOGOTA SAVINGS BANK AND GIBRALTAR BANK TO MERGE

EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE BOGOTA SAVINGS BANK AND GIBRALTAR BANK TO MERGE TEANECK, NEW JERSEY AND PARSIPPANY, NEW JERSEY, September 3, 2020 — Bogota Financial Corp. (“Bogota Financial”) (Nasdaq: BSBK), the holding company for Bogota Savings Bank (“Bogota”), and Gibraltar Bank (“Gibraltar”) today announced the execution of a merger agreement pursuant to which Gibraltar will merge w

September 3, 2020 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events - 8-K

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 3, 2020 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction) of Incorporation) (Commissi

August 12, 2020 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-39180 Bogota Financial Corp. (E

August 4, 2020 EX-99.1

Bogota Financial Corp. Reports Results for the Three and Six Months Ended June 30, 2020

EX-99.1 Exhibit 99.1 Bogota Financial Corp. Reports Results for the Three and Six Months Ended June 30, 2020 NEWS PROVIDED BY Bogota Financial Corp. Teaneck, New Jersey, August 3, 2020 – Bogota Financial Corp. (the “Company”) (NASDAQ: BSBK), the holding company for Bogota Savings Bank (the “Bank”), reported net income for the three months ended June 30, 2020 of $1.4 million, compared to net income

August 4, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 3, 2020 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction) of Incorporation) (Commission

July 1, 2020 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 30, 2020 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction of Incorporation) (Commission File N

June 9, 2020 10-Q/A

Quarterly Report - 10-Q/A

10-Q/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q/A Amendment No. 1 ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-39180

May 26, 2020 10-Q

Quarterly Report - 10-Q

10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

May 22, 2020 DEF 14A

- DEF 14A

DEF 14A SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

May 14, 2020 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 14, 2020 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction of Incorporation) (Commission File No

May 5, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 4, 2020 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction of Incorporation) (Commission File

May 5, 2020 EX-99.1

Bogota Financial Corp. Reports Results for the Three Months Ended March 31, 2020

EX-99.1 Exhibit 99.1 Bogota Financial Corp. Reports Results for the Three Months Ended March 31, 2020 NEWS PROVIDED BY Bogota Financial Corp. Teaneck, New Jersey, May 4, 2020 – Bogota Financial Corp. (the “Company”) (NASDAQ: BSBK), the holding company for Bogota Savings Bank (the “Bank”), reported a net loss for the three months ended March 31, 2020 of $1.3 million, compared to net income of $362,

April 29, 2020 10-K/A

Annual Report - 10-K/A

10-K/A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 31, 2020 S-8

BSBK / Bogota Financial Corp. S-8 - - BOGOTA FINANCIAL CORP. FORM S-8 MARCH 31, 2020

Registration No. 333- As filed with the Securities and Exchange Commission on March 31, 2020 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Bogota Financial Corp. (Exact Name of Registrant as Specified in its Charter) Maryland 84-3501231 (State or Other Jurisdiction of Incorporation or Organization) (I.R.S. E

March 30, 2020 EX-4.6

Description of Bogota Financial Corp.’s Securities (incorporated by reference to Exhibit 4.6 to the Annual Report on Form 10-K of Bogota Financial Corp. (File No. 001-39180), filed with the Securities and Exchange Commission on March 30, 2020)

Exhibit 4.6 Description of Bogota Financial Corp.’s Securities General Bogota Financial Corp. is authorized to issue 30,000,000 shares of common stock, par value of $0.01 per share, and 1,000,000 shares of preferred stock, par value $0.01 per share. Each share of common stock has the same relative rights as, and will be identical in all respects to, each other share of common stock. All of the sha

March 30, 2020 10-K

BSBK / Bogota Financial Corp. 10-K - Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39180 Bogota Financial Corp. (Ex

March 30, 2020 EX-21

Subsidiaries of Registrant

Exhibit 21 SUBSIDIARIES OF THE REGISTRANT Subsidiaries of Bogota Financial Corp. Name State of Incorporation Ownership Percentage Bogota Savings Bank New Jersey 100% Subsidiaries of Bogota Savings Bank Name State of Incorporation Ownership Percentage Bogota Securities Corp. New Jersey 100% Bogota Properties, LLC (Inactive) New Jersey 100%

February 4, 2020 EX-99.1

Bogota Financial Corp. Reports Results for the Fourth Quarter and Twelve Months Ended December 31, 2019

EX-99.1 Exhibit 99.1 Bogota Financial Corp. Reports Results for the Fourth Quarter and Twelve Months Ended December 31, 2019 NEWS PROVIDED BY Bogota Financial Corp. Teaneck, New Jersey, February 3, 2020 – Bogota Financial Corp. (the “Company”) (NASDAQ: BSBK), the holding company for Bogota Savings Bank (the “Bank”), reported net income for the three and twelve months ended December 31, 2019. Net i

February 4, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 3, 2020 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 001-39180 84-3501231 (State or Other Jurisdiction of Incorporation) (Commission

January 15, 2020 EX-10.3

Change in Control Agreement between Bogota Savings Bank and Kevin Pace (incorporated by reference to Exhibit 10.3 to the Current Report on Form 8-K of Bogota Financial Corp. (File No. 001-39180), filed with the Securities and Exchange Commission on January 15, 2020)†

Exhibit 10.3 CHANGE IN CONTROL AGREEMENT This Change in Control Agreement (the “Agreement”) is made effective as of the 15th day of January, 2020 (the “Effective Date”), by and between Bogota Savings Bank, a New Jersey-chartered stock savings bank (the “Bank”) and Kevin Pace (“Executive”). Any reference to the “Company” shall mean Bogota Financial Corp., the newly-formed stock holding company of t

January 15, 2020 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 15, 2020 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 333-227266 84-3501231 (State or Other Jurisdiction (Commission File No.) (I.R.S. Em

January 15, 2020 EX-10.1

Employment Agreement between Bogota Savings Bank and Joseph Coccaro (incorporated by reference to Exhibit 10.1 to the Current Report on Form 8-K of Bogota Financial Corp. (File No. 001-39180), filed with the Securities and Exchange Commission on January 15, 2020) †

Exhibit 10.1 EMPLOYMENT AGREEMENT This Employment Agreement (the “Agreement”) is made and entered into, effective as of January 15, 2020 (the “Effective Date”), by and between Bogota Savings Bank, a New Jersey-chartered stock savings bank (the “Bank”) and Joseph Coccaro (“Executive”). Any reference to the “Company” shall mean Bogota Financial Corp., the newly-formed stock holding company of the Ba

January 15, 2020 EX-99.1

BOGOTA FINANCIAL CORP. ANNOUNCES CLOSING OF REORGANIZATION AND STOCK OFFERING

Exhibit 99.1 FOR IMMEDIATE RELEASE CONTACT: Joseph Coccaro ? President and CEO Telephone: (201) 862-0660 ext. 1110 BOGOTA FINANCIAL CORP. ANNOUNCES CLOSING OF REORGANIZATION AND STOCK OFFERING Teaneck, New Jersey, January 15, 2020 ? Bogota Financial Corp. (the ?Company?), the holding company for Bogota Savings Bank, announced today that it had closed its stock offering in connection with the compl

January 15, 2020 8-A12B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 Bogota Financial Corp. (Exact Name of Registran

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 Bogota Financial Corp. (Exact Name of Registrant as Specified in Its Charter) Maryland 84-3501231 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.)

January 15, 2020 EX-10.2

Change in Control Agreement between Bogota Savings Bank and Brian McCourt (incorporated by reference to Exhibit 10.2 to the Current Report on Form 8-K of Bogota Financial Corp. (File No. 001-39180), filed with the Securities and Exchange Commission on January 15, 2020)†

Exhibit 10.2 CHANGE IN CONTROL AGREEMENT This Change in Control Agreement (the ?Agreement?) is made effective as of the 15th day of January, 2020 (the ?Effective Date?), by and between Bogota Savings Bank, a New Jersey-chartered stock savings bank (the ?Bank?) and Brian McCourt (?Executive?). Any reference to the ?Company? shall mean Bogota Financial Corp., the newly-formed stock holding company o

January 15, 2020 SC 13D

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 Bogota Financial Corp. (Name of Issuer) Common Stock, $0.01 par value per share (Title of Class of Securities) 097235 105 (CUSIP Number) Scott Brown, Esq. Luse Gorman, PC 5335 Wisconsin Avenue, N.W. Suite 780 Washington, D.C. 20015 (202) 274-2000 (Name, Address, Telephone

January 14, 2020 EX-99.1

BOGOTA FINANCIAL CORP. ANNOUNCES RESULTS OF STOCK OFFERING AND EXPECTED CLOSING DATE

Exhibit 99.1 FOR IMMEDIATE RELEASE CONTACT: Joseph Coccaro ? President and CEO Telephone: (201) 862-0660 ext. 1110 BOGOTA FINANCIAL CORP. ANNOUNCES RESULTS OF STOCK OFFERING AND EXPECTED CLOSING DATE Teaneck, New Jersey, January 14, 2020 ? Bogota Financial Corp. (the ?Company?), the holding company for Bogota Savings Bank, announced today that the Company has received all regulatory approvals requ

January 14, 2020 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 14, 2020 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 333-227266 84-3501231 (State or Other Jurisdiction (Commission File No.) (I.R.S. Em

January 7, 2020 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 6, 2020 Bogota Financial Corp. (Exact Name of Registrant as Specified in Charter) Maryland 333-227266 84-3501231 (State or Other Jurisdiction (Commission File No.) (I.R.S. Emp

January 7, 2020 EX-99.1

BOGOTA FINANCIAL CORP. ANNOUNCES RESULTS OF DEPOSITOR VOTE AND STOCK OFFERING

Exhibit 99.1 FOR IMMEDIATE RELEASE CONTACT: Joseph Coccaro ? President and CEO Telephone: (201) 862-0660 BOGOTA FINANCIAL CORP. ANNOUNCES RESULTS OF DEPOSITOR VOTE AND STOCK OFFERING Teaneck, New Jersey, January 6, 2020 ? Bogota Financial Corp. (the ?Company?) announced that the depositors of Bogota Savings Bank (the ?Bank?) approved the plan of reorganization and minority stock issuance pursuant

December 23, 2019 10-Q

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2019 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 333-233680 Bogota Financial Corp. (Exact Nam

November 19, 2019 424B3

Interests in BOGOTA SAVINGS BANK 401(k) SAVINGS PLAN Offering of Participation Interests of up to 448,001 Shares of BOGOTA FINANCIAL CORP. Common Stock

424B3 1 d772423d424b3.htm 424B3 Table of Contents Filed Pursuant to Rule 424(b)(3) Registration No. 333-233680 Prospectus Supplement Interests in BOGOTA SAVINGS BANK 401(k) SAVINGS PLAN Offering of Participation Interests of up to 448,001 Shares of BOGOTA FINANCIAL CORP. Common Stock In connection with the reorganization of Bogota Savings Bank, a New Jersey-chartered charter savings bank (the “Ban

November 19, 2019 424B3

(Proposed Holding Company for Bogota Savings Bank) Up to 4,919,770 Shares of Common Stock (Subject to increase to up to 5,657,735 Shares)

424B3 1 d772423d424b3.htm 424B3 Table of Contents Filed Pursuant to Rule 424(b)(3) Registration No. 333-233680 PROSPECTUS (Proposed Holding Company for Bogota Savings Bank) Up to 4,919,770 Shares of Common Stock (Subject to increase to up to 5,657,735 Shares) Bogota Financial Corp., a Maryland corporation, is offering up to 4,919,770 shares of its common stock for sale at $10.00 per share on a bes

November 6, 2019 CORRESP

Sandler O’Neill + Partners, L.P. 1251 Avenue of the Americas 6th Floor New York, NY 10020 November 6, 2019

Sandler O?Neill + Partners, L.P. 1251 Avenue of the Americas 6th Floor New York, NY 10020 November 6, 2019 VIA EDGAR Securities and Exchange Commission 100 F Street, N.E. Washington, D.C. 20549 Re: Bogota Financial Corp. Registration Statement on Form S-1 File No. 333-233680 Request for Acceleration of Effective Date Dear Sir or Madam: In accordance with Rule 461 of the Rules and Regulations of th

November 6, 2019 CORRESP

Bogota Financial Corp. 819 Teaneck Road Teaneck, New Jersey 07666 November 6, 2019

Bogota Financial Corp. 819 Teaneck Road Teaneck, New Jersey 07666 November 6, 2019 VIA EDGAR Securities and Exchange Commission 100 F Street, N.E. Washington, D.C. 20549 Re: Bogota Financial Corp. Registration Statement on Form S-1 (Commission File No. 333-233680) Request for Acceleration of Effective Date Ladies and Gentlemen: Bogota Financial Corp. hereby requests that the effective date of the

November 5, 2019 S-1/A

As filed with the Securities and Exchange Commission on November 5, 2019

Table of Contents As filed with the Securities and Exchange Commission on November 5, 2019 Registration No.

October 21, 2019 EX-99.5

Stock Order and Certification Form

Exhibit 99.5 A properly completed original stock order form must be used to subscribe for common stock. Please read the Stock Ownership Guide Instructions as you complete this form. Bogota Financial Corp. logo Subscription & Community Offering Stock Order Form STOCK ORDER DEADLINE [Expiration Date] at 5:00 p.m. Eastern Time (Received not postmarked) STOCK ORDER DELIVERY If By Overnight or Hand Del

October 21, 2019 EX-1.2

Form of Agency Agreement between Bogota Financial, MHC, Bogota Financial Corp., Bogota Savings Bank and Sandler O’Neill & Partners, L.P.

Exhibit 1.2 Up to 5,657,735 Shares BOGOTA FINANCIAL CORP. (a Maryland corporation) Common Stock (par value $0.01 per share) AGENCY AGREEMENT , 2019 SANDLER O’NEILL & PARTNERS, L.P. 1251 Avenue of the Americas, 6th Floor New York, New York 10020 Ladies and Gentlemen: Bogota Financial Corp., a Maryland corporation (the “Company”), Bogota Financial, MHC, a to be formed New Jersey-chartered mutual hol

October 21, 2019 EX-2

Amended Plan of Mutual Holding Company Reorganization and Minority Stock Issuance of Bogota Savings Bank

EX-2 Exhibit 2 BOGOTA SAVINGS BANK AMENDED PLAN OF MUTUAL HOLDING COMPANY REORGANIZATION AND MINORITY STOCK ISSUANCE TABLE OF CONTENTS Page 1.

October 21, 2019 EX-99.4

Marketing Materials

Exhibit 99.4 Bogota Savings Bank Dear Depositor: We are pleased to announce that the Board of Directors of Bogota Savings Bank unanimously approved a plan of reorganization and minority stock issuance whereby Bogota Financial Corp., the proposed holding company for Bogota Savings Bank, is offering shares of its common stock for sale. The majority of the shares of common stock of Bogota Financial C

October 21, 2019 S-1/A

As filed with the Securities and Exchange Commission on October 21, 2019

Table of Contents As filed with the Securities and Exchange Commission on October 21, 2019 Registration No.

October 21, 2019 CORRESP

LUSE GORMAN, PC ATTORNEYS AT LAW 5335 WISCONSIN AVENUE, N.W., SUITE 780 WASHINGTON, D.C. 20015 TELEPHONE (202) 274-2000 FACSIMILE (202) 362-2902 WRITER’S DIRECT DIAL NUMBER WRITER’S E-MAIL (202) 274-2013 [email protected]

LUSE GORMAN, PC ATTORNEYS AT LAW 5335 WISCONSIN AVENUE, N.W., SUITE 780 WASHINGTON, D.C. 20015 TELEPHONE (202) 274-2000 FACSIMILE (202) 362-2902 www.luselaw.com WRITER?S DIRECT DIAL NUMBER WRITER?S E-MAIL (202) 274-2013 [email protected] October 21, 2019 David Lin, Staff Attorney U.S. Securities and Exchange Commission 100 F Street, N.E. Washington, DC 20549-0303 Re: Bogota Financial Corp. Regist

October 21, 2019 EX-1.1

Engagement Letters between Bogota Savings Bank and Sandler O’Neill & Partners, L.P.

Exhibit 1.1 INVESTMENT BANKING GROUP July 5, 2019 Board of Directors Bogota Savings Bank 819 Teaneck Road Teaneck, NJ 07666 Attention: Mr. Joseph Coccaro President and Chief Executive Officer Ladies and Gentlemen: We understand that the Board of Directors of Bogota Savings Bank (the “Bank”) is considering the adoption of a Plan of Reorganization and Stock Issuance (the “Plan”) pursuant to which th

September 9, 2019 EX-1.1

Engagement Letter between Bogota Savings Bank and Sandler O’Neill & Partners, L.P.

Exhibit 1.1 INVESTMENT BANKING GROUP June 11, 2019 Board of Directors Bogota Savings Bank 60 East Main Street Bogota, NJ 07603 Attention: Mr. Joseph F. Coccaro President and Chief Executive Officer Ladies and Gentlemen: We understand that the Board of Directors of Bogota Savings Bank (the ?Bank?) is considering the adoption of a Plan of Reorganization and Stock Issuance (the ?Plan?) pursuant to wh

September 9, 2019 S-1

As filed with the Securities and Exchange Commission on September 9, 2019

Table of Contents As filed with the Securities and Exchange Commission on September 9, 2019 Registration No.

September 9, 2019 EX-21

Subsidiaries of Bogota Financial Corp.

Exhibit 21 Subsidiaries of the Registrant Name Percent Ownership State of Incorporation Bogota Savings Bank 100 % New Jersey Bogota Securities Corp.* 100 % New Jersey Bogota Properties, LLC* 100 % New Jersey * Subsidiary of Bogota Savings Bank

September 9, 2019 EX-2

Plan of Mutual Holding Company Reorganization and Minority Stock Issuance of Bogota Savings Bank

Exhibit 2 BOGOTA SAVINGS BANK PLAN OF MUTUAL HOLDING COMPANY REORGANIZATION AND MINORITY STOCK ISSUANCE TABLE OF CONTENTS Page 1.

September 9, 2019 EX-3.1

Articles of Incorporation of Bogota Financial Corp. (incorporated by reference to Exhibit 3.1 of the Company’s Registration Statement on Form S-1, as amended (Commission File No. 333-233680))

Exhibit 3.1 ARTICLES OF INCORPORATION OF BOGOTA FINANCIAL CORP. The undersigned Scott. A. Brown, whose address is 5335 Wisconsin Avenue, NW Suite 780, Washington, DC 20015, being at least eighteen (18) years of age, does hereby form a corporation under the general laws of the State of Maryland having the following Articles of Incorporation (the ?Articles?): ARTICLE 1. Name. The name of the corpora

September 9, 2019 EX-4

Form of Common Stock Certificate of Bogota Financial Corp. (incorporated by reference to Exhibit 4 of the Company’s Registration Statement on Form S-1, as amended (Commission File No. 333-233680))

Exhibit 4 INCORPORATED UNDER THE LAWS OF THE STATE OF MARYLAND No. BOGOTA FINANCIAL CORP. Shares CUSIP: FULLY PAID AND NON-ASSESSABLE PAR VALUE $0.01 PER SHARE THE SHARES REPRESENTED BY THIS CERTIFICATE ARE SUBJECT TO RESTRICTIONS, SEE REVERSE SIDE THIS CERTIFIES that is the owner of SHARES OF COMMON STOCK of Bogota Financial Corp. a Maryland corporation The shares evidenced by this certificate ar

September 9, 2019 EX-10.3

Bogota Savings Bank Director’s Retirement Plan (incorporated by reference to Exhibit 10.3 to the Registration Statement on Form S-1 of Bogota Financial Corp. (File No. 333-233680), initially filed with the Securities and Exchange Commission on September 9, 2019, as amended) †

Exhibit 10.3 BOGOTA SAVINGS BANK AMENDED AND RESTATED DIRECTOR RETIREMENT PLAN Bogota, New Jersey Originally Effective July 1, 2005 Amendment and Restatement Effective January 1, 2014 (incorporating Amendments One and Two) AMENDED AND RESTATED DIRECTOR RETIREMENT PLAN This Amended and Restated Director Retirement Plan (the ?Plan?), initially effective as of the 1st day of July, 2005, and as amende

September 9, 2019 EX-99.2

Letter of RP Financial, LC. with respect to value of Subscription Rights

Exhibit 99.2 September 9, 2019 Board of Directors Bogota Financial, MHC Bogota Financial Corp. Bogota Savings Bank 819 Teaneck Road Teaneck, New Jersey 07666 Re: Plan of Reorganization and Minority Stock Issuance Bogota Financial, MHC Bogota Financial Corp. Bogota Savings Bank Members of the Boards of Directors: All capitalized terms not otherwise defined in this letter have the meanings given suc

September 9, 2019 EX-99.3

Appraisal Report of RP Financial, LC.

Exhibit 99.3 Dated as of August 23, 2019 4250 North Fairfax Drive, Suite 600 Arlington, Virginia 22203 703.528.1700 rpfinancial.com August 23, 2019 Board of Directors Bogota Savings Bank 819 Teaneck Road Teaneck, New Jersey 07666 Members of the Board of Directors: At your request, we have completed and hereby provide an independent appraisal (?Appraisal?) of the estimated pro forma market value of

September 9, 2019 EX-10.1

Form of Employment Agreement between Bogota Savings Bank and Joseph Coccaro

Exhibit 10.1 EMPLOYMENT AGREEMENT This Employment Agreement (the “Agreement”) is made and entered into, effective as of , 2019 (the “Effective Date”), by and between Bogota Savings Bank, a New Jersey-chartered stock savings bank (the “Bank”) and Joseph Coccaro (“Executive”). Any reference to the “Company” shall mean Bogota Financial Corp., the newly-formed stock holding company of the Bank, or any

September 9, 2019 EX-99.1

Appraisal Agreement between Bogota Savings Bank and RP Financial, LC.

Exhibit 99.1 June 18, 2019 Joseph Coccaro President and Chief Executive Officer Bogota Savings Bank 819 Teaneck Road Teaneck, New Jersey 07666 Dear Mr. Coccaro: This letter sets forth the agreement whereby Bogota Savings Bank, Teaneck, New Jersey, (the ?Bank?), has engaged RP? Financial, LC. (?RP Financial?) for independent conversion appraisal services in conjunction with a minority stock offerin

September 9, 2019 EX-10.4

Bogota Savings Bank Supplemental Executive Retirement Plan (incorporated by reference to Exhibit 10.4 to the Registration Statement on Form S-1 of Bogota Financial Corp. (File No. 333-233680), initially filed with the Securities and Exchange Commission on September 9, 2019, as amended) †

Exhibit 10.4 BOGOTA SAVINGS BANK SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN Amended and Restated as of January 1, 2016 Bogota, New Jersey SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN This Supplemental Executive Retirement Plan (hereinafter the ?Plan?), effective as of January 1, 2014, as amended and restated effective January 1, 2016 (subject to the approval of the New Jersey Department of Banking and Insur

September 9, 2019 EX-10.2

Form of Change in Control Agreement between Bogota Savings Bank and certain executive officers

Exhibit 10.2 CHANGE IN CONTROL AGREEMENT This Change in Control Agreement (the ?Agreement?) is made effective as of the day of 2019 (the ?Effective Date?), by and between Bogota Savings Bank, a New Jersey-chartered stock savings bank (the ?Bank?) and (?Executive?). Any reference to the ?Company? shall mean Bogota Financial Corp., the newly-formed stock holding company of the Bank, or any successor

September 9, 2019 EX-3.2

Bylaws of Bogota Financial Corp. (incorporated by reference to Exhibit 3.2 to the Registration Statement on Form S-1 of Bogota Financial Corp. (File No. 333-233680), initially filed with the Securities and Exchange Commission on September 9, 2019, as amended)

Exhibit 3.2 BYLAWS OF BOGOTA FINANCIAL CORP. ARTICLE I STOCKHOLDERS Section 1. Annual Meeting. Bogota Financial Corp. (the ?Corporation?) shall hold an annual meeting of its stockholders to elect directors and to transact any other business within its powers, at such place, on such date and at such time as the Board of Directors shall fix. Failure to hold an annual meeting does not invalidate the

September 9, 2019 EX-10.5

Form of Bogota Savings Bank Executive Bonus Plan (incorporated by reference to Exhibit 10.5 to the Registration Statement on Form S-1 of Bogota Financial Corp. (File No. 333-233680), initially filed with the Securities and Exchange Commission on September 9, 2019, as amended) †

Exhibit 10.5 BOGOTA SAVINGS BANK EXECUTIVE BONUS PLAN ARTICLE I Establishment, Purpose and Duration 1.1 Establishment. This Executive Bonus Plan (the ?Plan?) is adopted by Bogota Savings Bank (the ?Bank?), effective as of , 2019 (the ?Effective Date?). 1.2 Purpose. The objectives of the Plan are to optimize the profitability and growth of the Bank (including Bogota Financial Corp. (the ?Company?),

Fintel data has been cited in the following publications:
Daily Mail Fox Business Business Insider Wall Street Journal The Washington Post Bloomberg Financial Times Globe and Mail
NASDAQ.com Reuters The Guardian Associated Press FactCheck.org Snopes Politifact
Federal Register The Intercept Forbes Fortune Magazine TheStreet Time Magazine Canadian Broadcasting Corporation International Business Times
Cambridge University Press Investopedia MarketWatch NY Daily News Entrepreneur Newsweek Barron's El Economista