CCFN / Muncy Columbia Financial Corporation - Pemfailan SEC, Laporan Tahunan, Penyata Proksi

Muncy Columbia Financial Corporation
US ˙ OTCPK

Statistik Asas
CIK 731122
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Muncy Columbia Financial Corporation
SEC Filings (Chronological Order)
Halaman ini menyediakan senarai kronologi lengkap bagi Pemfailan SEC, tidak termasuk pemfailan pemilikan yang kami sediakan di tempat lain.
August 18, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 August 18, 2025 Date of Report (Date of earliest event reported) Muncy Columbia Fin

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 August 18, 2025 Date of Report (Date of earliest event reported) Muncy Columbia Financial Corporation (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdiction of incorporat

August 18, 2025 EX-3.1

AMENDED AND RESTATED ARTICLES OF INCORPORATION OF MUNCY COLUMBIA FINANCIAL CORPORATION (conformed – amended through August 18, 2025)

EXHIBIT 3.1 AMENDED AND RESTATED ARTICLES OF INCORPORATION OF MUNCY COLUMBIA FINANCIAL CORPORATION (conformed – amended through August 18, 2025) 1. The name of the corporation is Muncy Columbia Financial Corporation. 2. The registered address of the corporation in the Commonwealth of Pennsylvania is 1199 Lightstreet Road, Bloomsburg, Pennsylvania, 17815, Columbia County. 3. The purpose or purposes

August 12, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 August 12, 2025 Date of Report (Date of earliest event reported) MUNCY COLUMBIA FIN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 August 12, 2025 Date of Report (Date of earliest event reported) MUNCY COLUMBIA FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdiction of incorporat

August 12, 2025 EX-99.1

August 12, 2025 Muncy Columbia Financial Corporation Declares Dividend

Exhibit 99.1 Press Release – For Immediate Release August 12, 2025 Muncy Columbia Financial Corporation Declares Dividend Bloomsburg, PA – Muncy Columbia Financial Corporation (“Corporation”) (OTCQX: CCFN), parent company of Journey Bank (”Bank”), announced that on August 12, 2025, the Corporation’s Board of Directors declared a regular quarterly cash dividend. Dividend Declared On August 12, 2025

August 8, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 ☐ TRANSITION REPORT PURSUANT TO S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file No. 000-19028 MUNCY COLUMBIA FINANCIAL

July 18, 2025 EX-99.1

July 18, 2025 Muncy Columbia Financial Corporation Announces Second Quarter 2025 Earnings

Exhibit 99.1 Press Release – For Immediate Release July 18, 2025 Muncy Columbia Financial Corporation Announces Second Quarter 2025 Earnings Bloomsburg, PA – Muncy Columbia Financial Corporation (“Corporation”) (OTCQX: CCFN), parent company of Journey Bank (”Bank”), has released its unaudited consolidated financial results for the second quarter of 2025. Unaudited Financial Information Net income,

July 18, 2025 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 July 18, 2025 Date of Report (Date of earliest event reported) MUNCY COLUMBIA FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdiction of incorporatio

July 9, 2025 EX-10.5

Form of Participation Agreement under The Muncy Bank and Trust Company 2019 Executive Split Dollar Life Insurance Plan

Exhibit 10.5 JOURNEY BANK 2019 EXECUTIVE SPLIT DOLLAR LIFE INSURANCE PLAN FORM OF PARTICIPATION AGREEMENT I, , an employee of Journey Bank, formerly known as The Muncy Bank and Trust Company, an eligible Employee as determined in Section 2.1 of The Muncy Bank and Trust Company 2019 Executive Split Dollar Life Insurance Plan (the “Plan”) dated October 18, 2019 hereby elect to become a Participant o

July 9, 2025 EX-10.1

Second Amendment to 2022 Supplemental Executive Retirement Plan dated March 15, 2022 between Lance Diehl and Journey Bank

Exhibit 10.1 SECOND AMENDMENT TO 2022 Supplemental Executive Retirement Plan FOR LANCE DIEHL THIS SECOND AMENDMENT (the “Amendment”) is made and entered into the 9th day of July 2025, by and between Journey Bank (formerly known as First Columbia Bank & Trust Co.) (the “Employer”), and Lance Diehl (the “Executive”). The Employer and the Executive entered into a Supplemental Executive Retirement Pla

July 9, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 July 9, 2025 Date of Report (Date of earliest event reported) Muncy Columbia Financ

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 July 9, 2025 Date of Report (Date of earliest event reported) Muncy Columbia Financial Corporation (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdiction of incorporation

July 9, 2025 EX-10.3

Fifth Amendment to Supplemental Executive Retirement Agreement dated December 15, 2010 between Jeffrey Arnold and Journey Bank

Exhibit 10.3 FIFTH AMENDMENT TO SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT FOR JEFFREY T. ARNOLD THIS FIFTH AMENDMENT is adopted this 9th day of July 2025, by and between Journey Bank (formerly known as First Columbia Bank & Trust Co.) (the “Bank”), and Jeffrey T. Arnold (the “Executive”). The Bank and the Executive entered into a Supplemental Executive Retirement Agreement dated December 15, 201

July 9, 2025 EX-10.2

Fourth Amendment to Supplemental Executive Retirement Agreement dated April 15, 2003 between Lance Diehl and Journey Bank

Exhibit 10.2 FOURTH AMENDMENT TO Supplemental Executive Retirement AGREEMENT DATED APRIL 15, 2003 FOR LANCE DIEHL THIS FOURTH AMENDMENT (the “Amendment”) is made and entered into the 9th day of July 2025, by and between Journey Bank (formerly known as First Columbia Bank & Trust Co.) (the “Bank”), and Lance Diehl (the “Executive”). The Bank and the Executive entered into a Supplemental Executive R

July 9, 2025 EX-10.4

The Muncy Bank and Trust Company 2019 Executive Split Dollar Life Insurance Plan

Exhibit 10.4 THE MUNCY BANK AND TRUST COMPANY 2019 EXECUTIVE SPLIT DOLLAR LIFE INSURANCE PLAN Pursuant to due authorization by its Board, the undersigned duly authorized officer of The Muncy Bank and Trust Company (the “Bank”) did constitute, establish and adopt the following 2019 Executive Split Dollar Life Insurance Plan (the “Plan”), effective as of the 18th day of October 2019. The purpose of

May 28, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 May 28, 2025 Date of Report (Date of earliest event reported) MUNCY COLUMBIA FINANC

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 May 28, 2025 Date of Report (Date of earliest event reported) MUNCY COLUMBIA FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdiction of incorporation

May 28, 2025 EX-99.1

MUNCY COLUMBIA FINANCIAL CORPORATION 8-K

MUNCY COLUMBIA FINANCIAL CORPORATION 8-K Exhibit 99.1 May 28, 2025 Dear Shareholders, As we reflect on Our Journey, I am pleased to share some exciting news at Muncy Columbia Financial Corporation (the “Corporation”) to begin 2025. As previously announced on April 22, 2025, the Corporation’s Board of Directors declared a special one-time cash dividend of $0.50 per share on its common stock, payabl

May 13, 2025 EX-99.1

May 13, 2025 Muncy Columbia Financial Corporation Declares Dividend

MUNCY COLUMBIA FINANCIAL CORPORATION 8-K Exhibit 99.1 Press Release – For Immediate Release May 13, 2025 Muncy Columbia Financial Corporation Declares Dividend Bloomsburg, PA – Muncy Columbia Financial Corporation (“Corporation”) (OTCQX: CCFN), parent company of Journey Bank (”Bank”), announced that on May 13, 2025, the Corporation’s Board of Directors declared a regular quarterly cash dividend. D

May 13, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 May 13, 2025 Date of Report (Date of earliest event reported) MUNCY COLUMBIA FINANC

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 May 13, 2025 Date of Report (Date of earliest event reported) MUNCY COLUMBIA FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdiction of incorporation

May 9, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file No. 000-19028 MUNCY COLUMBIA FINANCIAL

April 23, 2025 EX-99.1

Annual Meeting of Shareholders April 22, 2025 CAUTIONARY STATEMENT REGARDING FORWARD - LOOKING INFORMATION This presentation contains forward - looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 , as amended

Muncy Columbia Financial Corporation 8-K Exhibit 99.1 Annual Meeting of Shareholders April 22, 2025 CAUTIONARY STATEMENT REGARDING FORWARD - LOOKING INFORMATION This presentation contains forward - looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 , as amended, regarding our outlook or expectations relating to our future business, operations, financial c

April 23, 2025 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 April 23, 2025 Date of Report (Date of earliest event reported) MUNCY COLUMBIA FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdiction of incorporati

April 22, 2025 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 April 22, 2025 Date of Report (Date of earliest event reported) MUNCY COLUMBIA FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdiction of incorporati

April 22, 2025 EX-99.1

April 22, 2025 Muncy Columbia Financial Corporation Declares Special One-Time Cash Dividend and Announces First Quarter 2025 Earnings

Muncy Columbia Financial Corporation 8-K Exhibit 99.1 Press Release – For Immediate Release April 22, 2025 Muncy Columbia Financial Corporation Declares Special One-Time Cash Dividend and Announces First Quarter 2025 Earnings Bloomsburg, PA – Muncy Columbia Financial Corporation (“Corporation”) (OTCQX: CCFN), parent company of Journey Bank (“Bank”), announced a special one-time cash dividend and i

March 7, 2025 EX-19

Insider Trading Policy (Filed herewith)

MUNCY COLUMBIA FINANCIAL 10K Exhibit 19 MUNCY COLUMBIA FINANCIAL CORPORATION INSIDER TRADING POLICY (Adopted March 12, 2024) I.

March 7, 2025 EX-99.1

Additional information mailed or made available to shareholders with the proxy statement and annual report on Form 10-K on March 7, 2025 (Filed herewith)

MUNCY COLUMBIA FINANCIAL 10K Exhibit 99.1

March 7, 2025 EX-4.2

Description of Registrant’s Common Stock (Filed herewith)

MUNCY COLUMBIA FINANCIAL 10K EXHIBIT 4.2 Description of Registrant’s Common Stock General As of December 31, 2024, the Corporation has 15,000,000 shares of authorized common stock, par value $1.250 per share, and 3,532,713 shares issued and outstanding. All outstanding shares of the Corporation’s common stock are duly authorized, fully paid, validly issued and non-assessable. Dividends. Holders of

March 7, 2025 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year-ended December 31, 2024 OR ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file No. 000-19028 MUNCY COLUMBIA FINANCIAL CORPORATIO

March 7, 2025 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20429 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20429 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Definitive Proxy State

March 7, 2025 EX-21.1

Subsidiaries of Muncy Columbia Financial Corporation (Filed herewith)

MUNCY COLUMBIA FINANCIAL 10K EXHIBIT 21.1 Subsidiaries of Muncy Columbia Financial Corporation: Journey Bank

February 12, 2025 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 February 11, 2025 Date of Report (Date of earliest event reported) Muncy Columbia Financial Corporation (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdiction of incorpor

February 12, 2025 EX-10.2

10.2 Fourth Amendment to Supplemental Executive Retirement Agreement dated February 11, 2025 between Journey Bank and Robert Glunk (incorporated by reference to Exhibit 10.2 to Registrant’s Current Report on Form 8-K (filed on February 12, 2025))

MUNCY COLUMBIA FINANCIAL 8-K Exhibit 10.2 FOURTH AMENDMENT TO Supplemental Executive Retirement Plan THIS FOURTH AMENDMENT (the “Amendment”) is made and entered into as of the 11th day of February 2025, by and between Journey Bank (successor by merger to The Muncy Bank and Trust Company) (the “Company”), and Robert Glunk (the “Executive”). The Company and the Executive entered into a Supplemental

February 12, 2025 EX-10.1

10.1 Employment Separation Agreement and Release dated February 11, 2025 between Robert J. Glunk, Muncy Columbia Financial Corporation and Journey Bank (incorporated by reference to Exhibit 10.1 to Registrant’s Current Report on Form 8-K (filed on February 12, 2025))

MUNCY COLUMBIA FINANCIAL 8-K Exhibit 10.1 EMPLOYMENT SEPARATION AGREEMENT AND RELEASE THIS EMPLOYMENT SEPARATION AGREEMENT AND RELEASE (“Agreement”) has been entered into, as of February 11th, 2025, by and between Robert J. Glunk, (referred to below as “Executive”) and Muncy Columbia Financial Corporation, a Pennsylvania business corporation, and Journey Bank, a Pennsylvania bank and trust company

February 11, 2025 EX-99.1

February 11, 2025 Muncy Columbia Financial Corporation Declares Dividend

MUNCY COLUMBIA FINANCIAL 8K Exhibit 99.1 Press Release – For Immediate Release February 11, 2025 Muncy Columbia Financial Corporation Declares Dividend Bloomsburg, PA – Muncy Columbia Financial Corporation (“Corporation”) (OTCQX: CCFN), parent company of Journey Bank (”Bank”), announced that on February 11, 2025, the Corporation’s Board of Directors declared a regular quarterly cash dividend. Divi

February 11, 2025 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 February 11, 2025 Date of Report (Date of earliest event reported) MUNCY COLUMBIA FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdiction of incorpor

January 22, 2025 EX-99.1

January 22, 2025 Muncy Columbia Financial Corporation Reports Fourth Quarter 2024 Earnings

MUNCY COLUMBIA FINANCIAL CORPORATION 8-K Exhibit 99.1 Press Release – For Immediate Release January 22, 2025 Muncy Columbia Financial Corporation Reports Fourth Quarter 2024 Earnings Bloomsburg, PA – Muncy Columbia Financial Corporation (“Corporation”) (OTCQX: CCFN), parent company of Journey Bank (”Bank”), has released its unaudited consolidated financial statements for the fourth quarter of 2024

January 22, 2025 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 January 22, 2025 Date of Report (Date of earliest event reported) MUNCY COLUMBIA FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdiction of incorpora

December 12, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 December 10, 2024 Date of Report (Date of earliest event reported) Muncy Columbia Financial Corporation (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdiction of incorpor

December 12, 2024 EX-10.2

Third Amendment to Supplemental Executive Retirement Agreement dated April 15, 2003 for Lance O. Diehl dated December 10, 2024 between Journey Bank and Lance O. Diehl

Muncy Columbia Financial Corporation 8-K Exhibit 10.2 THIRD AMENDMENT TO SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT DATED APRIL 15, 2003 FOR LANCE O. DIEHL THIS THIRD AMENDMENT is adopted this 10th day of December 2024 (the “Execution Date”) by and between Journey Bank (the “Bank”) and Lance O. Diehl (the “Executive”), to be effective beginning one year following the Execution Date. The Executive

December 12, 2024 EX-10.1

First Amendment to Amended and Restated Employment Agreement dated as of December 10, 2024 by and among Registrant, Journey Bank and Lance O. Diehl (incorporated by reference to Exhibit 10.1 to the Registrant’s Current Report on Form 8-K (filed on December 12, 2024))

Muncy Columbia Financial Corporation 8-K Exhibit 10.1 AMENDMENT NO. 1 TO AMENDED AND RESTATED EMPLOYMENT AGREEMENT THIS AMENDMENT NO. 1 TO AMENDED AND RESTATED EMPLOYMENT AGREEMENT (this “Amendment”) is made as of December 10, 2024, between MUNCY COLUMBIA FINANCIAL CORPORTION, a Pennsylvania business corporation formerly named CCFNB Bancorp, Inc. (the “Corporation”), JOURNEY BANK, a Pennsylvania b

December 11, 2024 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 December 10, 2024 Date of Report (Date of earliest event reported) MUNCY COLUMBIA FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdiction of incorpor

December 11, 2024 EX-3.2

3.2 Amended and Restated Bylaws (incorporated by reference to Exhibit 3.2 to Registrant’s Current Report on Form 8-K (filed on December 11, 2024))

Muncy Columbia Financial Corporation 8-K Exhibit 3.2 AMENDED AND RESTATED BY-LAWS OF MUNCY COLUMBIA FINANCIAL CORPORATION ADOPTED DECEMBER 10, 2019 FURTHER AMENDED NOVEMBER 15, 2022 FURTHER AMENDED DECEMBER 10, 2024 Article 1 REGISTERED OFFICE Section 1.1 The Company shall have and continuously maintain within the Commonwealth of Pennsylvania a registered office at such place as the Board of Direc

November 13, 2024 EX-99.1

November 13, 2024 Muncy Columbia Financial Corporation Declares Dividend

Muncy Columbia Financial Corporation 8-K Exhibit 99.1 Press Release – For Immediate Release November 13, 2024 Muncy Columbia Financial Corporation Declares Dividend Bloomsburg, PA – Muncy Columbia Financial Corporation (“Corporation”) (OTCQX: CCFN), parent company of Journey Bank (”Bank”), announced that on November 12, 2024, the Corporation’s Board of Directors declared a regular quarterly cash d

November 13, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 November 13, 2024 Date of Report (Date of earliest event reported) MUNCY COLUMBIA FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdiction of incorpor

November 8, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 ☐ TRANSITION REPORT PURSUANT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file No. 000-19028 MUNCY COLUMBIA FINAN

October 18, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 October 18, 2024 Date of Report (Date of earliest event reported) MUNCY COLUMBIA FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdiction of incorpora

October 18, 2024 EX-99.1

October 18, 2024 Muncy Columbia Financial Corporation Reports Third Quarter 2024 Earnings

Muncy Columbia Financial Corporation 8-K Exhibit 99.1 Press Release – For Immediate Release October 18, 2024 Muncy Columbia Financial Corporation Reports Third Quarter 2024 Earnings Bloomsburg, PA – Muncy Columbia Financial Corporation (“Corporation”) (OTCQX: CCFN), parent company of Journey Bank (“Bank”), has released its unaudited consolidated financial statements for the third quarter of 2024.

August 15, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 August 13, 2024 Date of Report (Date of earliest event reported) MUNCY COLUMBIA FIN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 August 13, 2024 Date of Report (Date of earliest event reported) MUNCY COLUMBIA FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdiction of incorporat

August 15, 2024 EX-99.1

August 15, 2024 Muncy Columbia Financial Corporation Declares Dividend

Muncy Columbia Financial Corporation 8-K Exhibit 99.1 Press Release – For Immediate Release August 15, 2024 Muncy Columbia Financial Corporation Declares Dividend Bloomsburg, PA – Muncy Columbia Financial Corporation (“Corporation”) (OTCQX: CCFN), parent company of Journey Bank (”Bank”), announced that on August 13, 2024, the Corporation’s Board of Directors declared a regular quarterly cash. Divi

August 12, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file No. 000-19028 MUNCY COLUMBIA FINANCIAL

July 19, 2024 EX-99.1

July 19, 2024 Muncy Columbia Financial Corporation Reports Second Quarter 2024 Earnings

Muncy Columbia Financial Corporation 8-K Exhibit 99.1 Press Release – For Immediate Release July 19, 2024 Muncy Columbia Financial Corporation Reports Second Quarter 2024 Earnings Bloomsburg, PA – Muncy Columbia Financial Corporation (“Corporation”) (OTCQX: CCFN), parent company of Journey Bank (”Bank”), has released its unaudited consolidated financial statements for the second quarter of 2024. U

July 19, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 July 19, 2024 Date of Report (Date of earliest event reported) MUNCY COLUMBIA FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdiction of incorporatio

June 3, 2024 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 June 3, 2024 Date of Report (Date of earliest event reported) MUNCY COLUMBIA FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdiction of incorporation

June 3, 2024 EX-99.1

Robert J. Glunk Executive Chairman Lance O. Diehl President and Chief Executive Officer Jeffrey T. Arnold Executive Vice President and Treasurer Joseph K. O’Neill, Jr. Executive Vice President and Chief Financial Officer Beth A. Benson Corporate Secr

Muncy Columbia Financial Corporation 8-K Exhibit 99.1 Officers Robert J. Glunk Executive Chairman Lance O. Diehl President and Chief Executive Officer Jeffrey T. Arnold Executive Vice President and Treasurer Joseph K. O’Neill, Jr. Executive Vice President and Chief Financial Officer Beth A. Benson Corporate Secretary Board of Directors Todd M. Arthur Lance O. Diehl Robert W. Dillon Robert J. Glunk

May 14, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 May 14, 2024 Date of Report (Date of earliest event reported) MUNCY COLUMBIA FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdiction of incorporation

May 14, 2024 EX-99.1

May 14, 2024 Muncy Columbia Financial Corporation Declares Dividend and Authorizes New Treasury Stock Repurchase Program

Muncy Columbia Financial Corporation 8-K Exhibit 99.1 Press Release – For Immediate Release May 14, 2024 Muncy Columbia Financial Corporation Declares Dividend and Authorizes New Treasury Stock Repurchase Program Bloomsburg, PA – Muncy Columbia Financial Corporation (“Corporation”) (OTCQX: CCFN), parent company of Journey Bank (”Bank”), announced that on May 14, 2024, the Corporation’s Board of Di

May 14, 2024 8-K/A

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A (Amendment No. 1) Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 April 23, 2024 Date of Report (Date of earliest event reported) MUNCY COLUMBIA FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdi

May 13, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file No. 000-19028 MUNCY COLUMBIA FINANCIAL

May 13, 2024 EX-4.1

4.1 Form of Common Stock Certificate

Muncy Columbia Financial Corporation 10-Q Exhibit 4.1 Muncy columbia financial corporation Incorporated under the laws of the Commonwealth of Pennsylvania This Certifies that CUSIP # 124880105 NUMBER SHARES is the registered holder of Shares COMMON STOCK - Par Value $1.25 Per Share transferable only on the books of the Corporation by the holder hereof in person or by Attorney upon surrender of thi

April 29, 2024 EX-4.1

Specimen Form of Stock Certificate

Muncy Columbia Financial Corporation 8-A12B EXHIBIT 4.1

April 29, 2024 8-A12G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 Muncy Columbia Financial Corporation (Exact name of registrant as specified in its charter) Pennsylvania 23-2254643 (State or other jurisdiction of incorporation or organization) (I.R.S Employer Id

April 29, 2024 EX-3.2

Amended and Restated Bylaws

Muncy Columbia Financial Corporation 8-A12G EXHIBIT 3.2 AMENDED AND RESTATED BY-LAWS OF MUNCY COLUMBIA FINANCIAL CORPORATION ADOPTED DECEMBER 10, 2019 FURTHER AMENDED NOVEMBER 15, 2022 Article 1 REGISTERED OFFICE Section 1.1 The Company shall have and continuously maintain within the Commonwealth of Pennsylvania a registered office at such place as the Board of Directors shall, from time to time,

April 29, 2024 EX-3.1

Amended and Restated Articles of Incorporation

Muncy Columbia Financial Corporation 8-A12G EXHIBIT 3.1 AMENDED AND RESTATED ARTICLES OF INCORPORATION OF MUNCY COLUMBIA FINANCIAL CORPORATION (conformed – amended through November 11, 2023) 1. The name of the corporation is Muncy Columbia Financial Corporation. 2. The registered address of the corporation in the Commonwealth of Pennsylvania is 232 East Street, Bloomsburg, Pennsylvania, 17815, Col

April 29, 2024 EX-3.2

Amended and Restated Bylaws

Muncy Columbia Financial Corporation 8-A12B EXHIBIT 3.2 AMENDED AND RESTATED BY-LAWS OF MUNCY COLUMBIA FINANCIAL CORPORATION ADOPTED DECEMBER 10, 2019 FURTHER AMENDED NOVEMBER 15, 2022 Article 1 REGISTERED OFFICE Section 1.1 The Company shall have and continuously maintain within the Commonwealth of Pennsylvania a registered office at such place as the Board of Directors shall, from time to time,

April 29, 2024 8-A12B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 Muncy Columbia Financial Corporation (Exact name of registrant as specified in its charter) Pennsylvania 23-2254643 (State or other jurisdiction of incorporation or organization) (I.R.S Employer Id

April 29, 2024 EX-3.1

Amended and Restated Articles of Incorporation

Muncy Columbia Financial Corporation 8-A12B EXHIBIT 3.1 AMENDED AND RESTATED ARTICLES OF INCORPORATION OF MUNCY COLUMBIA FINANCIAL CORPORATION (conformed – amended through November 11, 2023) 1. The name of the corporation is Muncy Columbia Financial Corporation. 2. The registered address of the corporation in the Commonwealth of Pennsylvania is 232 East Street, Bloomsburg, Pennsylvania, 17815, Col

April 29, 2024 EX-4.1

Specimen Form of Stock Certificate

Muncy Columbia Financial Corporation 8-A12G EXHIBIT 4.1

April 23, 2024 EX-99.1

Muncy Columbia Financial Corporation 8-K

Muncy Columbia Financial Corporation 8-K Exhibit 99.1 Annual Meeting of Shareholders April 23, 2024 CAUTIONARY STATEMENT REGARDING FORWARD - LOOKING INFORMATION This presentation contains forward - looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, as amended, regarding our outlook or expectations relating to our future business, operations, financial co

April 23, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 April 23, 2024 Date of Report (Date of earliest event reported) MUNCY COLUMBIA FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdiction of incorporati

April 23, 2024 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 April 23, 2024 Date of Report (Date of earliest event reported) MUNCY COLUMBIA FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdiction of incorporati

April 23, 2024 EX-99.1

April 23, 2024 Muncy Columbia Financial Corporation Reports First Quarter 2024 Earnings

MUNCY COLUMBIA FINANCIAL CORPORATION 8-K Exhibit 99.1 Press Release – For Immediate Release April 23, 2024 Muncy Columbia Financial Corporation Reports First Quarter 2024 Earnings Bloomsburg, PA – Muncy Columbia Financial Corporation (“Corporation”) (OTCQX: CCFN), parent company of Journey Bank (”Bank”), has released its unaudited financial statements for the first quarter of 2024. Unaudited Finan

March 12, 2024 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20429 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20429 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Definitive Proxy State

March 12, 2024 EX-99.1

Muncy Columbia Financial Corporation 10-K

Muncy Columbia Financial Corporation 10-K Exhibit 99.1 To Muncy Columbia Financial Corporation Shareholders The year 2023 marked a key milestone in the 120+ year history of our Corporation. On November 11, 2023, Muncy Bank Financial, Inc. successfully merged with and into CCFNB Bancorp, Inc., and was renamed Muncy Columbia Financial Corporation. The Journey Begins The subsidiary bank of Muncy Bank

March 12, 2024 EX-21.1

Subsidiaries of Muncy Columbia Financial Corporation: Journey Bank

85 EXHIBIT 21.1 Subsidiaries of Muncy Columbia Financial Corporation: Journey Bank

March 12, 2024 EX-19

MUNCY COLUMBIA FINANCIAL CORPORATION INSIDER TRADING POLICY (Adopted March 12, 2024)

Muncy Columbia Financial Corporation 10-K Exhibit 19 MUNCY COLUMBIA FINANCIAL CORPORATION INSIDER TRADING POLICY (Adopted March 12, 2024) I.

March 12, 2024 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark one) ☒ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year-ended December 31, 2023 OR ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file No. 000-19028 MUNCY COLUMBIA FINANCIAL

February 14, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 February 13, 2024 Date of Report (Date of earliest event reported) Muncy Columbia Financial Corporation (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdiction of incorpor

February 14, 2024 EX-10.2

Amended and Restated Employment Agreement dated as of February 13, 2024 by and among Registrant, Journey Bank and Robert J. Glunk (incorporated by reference to Exhibit 10.2 to the Registrant’s Current Report on Form 8-K (filed on February 14, 2024))

Muncy Columbia Financial Corporation 8-K Exhibit 10.2 AMENDED AND RESTATED EMPLOYMENT AGREEMENT THIS AMENDED AND RESTATED EMPLOYMENT AGREEMENT is made as of the 13th day of February, 2024, between MUNCY COLUMBIA FINANCIAL CORPORATION, a Pennsylvania business corporation formerly named CCFNB Bancorp, Inc. (the “Corporation”), JOURNEY BANK, a Pennsylvania banking institution formerly named First Col

February 14, 2024 EX-10.1

Amended and Restated Employment Agreement dated as of February 13, 2024 by and among Registrant, Journey Bank and Lance O. Diehl (incorporated by reference to Exhibit 10.1 to the Registrant’s Current Report on Form 8-K (filed on February 14, 2024))

Muncy Columbia Financial Corporation 8-K Exhibit 10.1 AMENDED AND RESTATED EMPLOYMENT AGREEMENT THIS AMENDED AND RESTATED EMPLOYMENT AGREEMENT is made as of the 13th day of February, 2024 (the “Effective Date”), between MUNCY COLUMBIA FINANCIAL CORPORATION, a Pennsylvania business corporation formerly named CCFNB Bancorp, Inc. (the “Corporation”), JOURNEY BANK, a Pennsylvania banking institution f

February 14, 2024 EX-10.3

Third Amendment to Supplemental Executive Retirement Plan dated February 13, 2024 between Journey Bank and Robert J. Glunk

Muncy Columbia Financial Corporation 8-K Exhibit 10.3 THIRD AMENDMENT TO Supplemental Executive Retirement Plan THIS THIRD AMENDMENT (the “Amendment”) is made and entered into as of the 13th day of February, 2024, by and between Journey Bank (successor by merger to The Muncy Bank and Trust Company) (the “Company”), and Robert Glunk (the “Executive”). The Company and the Executive entered into a Su

February 13, 2024 EX-99.1

February 13, 2024 Muncy Columbia Financial Corporation Declares Dividend and Reports Fourth Quarter 2023 Earnings

MUNCY COLUMBIA FINANCIAL CORPORATION 8-K Exhibit 99.1 Press Release – For Immediate Release February 13, 2024 Muncy Columbia Financial Corporation Declares Dividend and Reports Fourth Quarter 2023 Earnings Bloomsburg, PA – Muncy Columbia Financial Corporation (“Corporation”) (OTCQX: CCFN), parent company of Journey Bank (”Bank”), has released its unaudited financial statements for the fourth quart

February 13, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 February 13, 2024 Date of Report (Date of earliest event reported) MUNCY COLUMBIA FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdiction of incorpor

January 24, 2024 EX-99.1

MUNCY BANK FINANCIAL, INC. MUNCY, PENNSYLVANIA SEPTEMBER 30, 2023 MUNCY BANK FINANCIAL, INC. CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED) SEPTEMBER 30, 2023

MUNCY COLUMBIA FINANCIAL CORPORATION 8-K/A EXHIBIT 99.1 MUNCY BANK FINANCIAL, INC. MUNCY, PENNSYLVANIA SEPTEMBER 30, 2023 MUNCY BANK FINANCIAL, INC. CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED) SEPTEMBER 30, 2023 Page Number Financial Statements Consolidated Balance Sheet – September 30, 2023 (unaudited) and December 31, 2022 3 Consolidated Statement of Income (unaudited) 4 Consolidated Statement

January 24, 2024 8-K/A

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 November 11, 2023 Date of Report (Date of earliest event reported) MUNCY COLUMBIA FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other juri

January 24, 2024 EX-99.2

UNAUDITED PRO FORMA CONDENSED CONSOLIDATED COMBINED FINANCIAL INFORMATION

MUNCY COLUMBIA FINANCIAL CORPORATION 8-K/A EXHIBIT 99.2 UNAUDITED PRO FORMA CONDENSED CONSOLIDATED COMBINED FINANCIAL INFORMATION The unaudited pro forma condensed consolidated combined financial information has been prepared using the acquisition method of accounting under the provisions of the Financial Accounting Standards Board (“FASB”) Accounting Standards Codification, ASC 805, “Business Com

December 21, 2023 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 December 21, 2023 Date of Report (Date of earliest event reported) MUNCY COLUMBIA FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdiction of incorpor

December 21, 2023 EX-10.1

FIRST AMENDMENT TO AMENDED AND RESTATED EMPLOYMENT AGREEMENT

MUNCY COLUMBIA FINANCIAL CORPORATION 8-K Exhibit 10.1 FIRST AMENDMENT TO AMENDED AND RESTATED EMPLOYMENT AGREEMENT THIS FIRST AMENDMENT TO AMENDED AND RESTATED EMPLOYMENT AGREEMENT (this “Amendment”) is made as of December 21, 2023, between MUNCY COLUMBIA FINANCIAL CORPORATION, a Pennsylvania business corporation formerly named CCFNB Bancorp, Inc. (the “Corporation”), JOURNEY BANK, a Pennsylvania

December 11, 2023 S-4 POS

As Filed with the Securities and Exchange Commission on December 11, 2023

As Filed with the Securities and Exchange Commission on December 11, 2023 Registration No.

November 28, 2023 S-4 POS

As Filed with the Securities and Exchange Commission on November 28, 2023

As Filed with the Securities and Exchange Commission on November 28, 2023 Registration No.

November 16, 2023 EX-99.1

CCFNB BANCORP, INC. AND MUNCY BANK FINANCIAL, INC. COMPLETE STRATEGIC MERGER OF EQUALS

Muncy Columbia Financial Corporation 8-K Exhibit 99.1 NEWS RELEASE CONTACT: FOR IMMEDIATE RELEASE Investor Relations (570)784-4400 [email protected] CCFNB BANCORP, INC. AND MUNCY BANK FINANCIAL, INC. COMPLETE STRATEGIC MERGER OF EQUALS November 15, 2023, Bloomsburg, Pa. - Lance O. Diehl, Chairman, President and Chief Executive Officer of Muncy Columbia Financial Corporation (OTC Pi

November 16, 2023 EX-10.3

Supplemental Executive Retirement Agreement dated May 17, 2016, as amended, by and between Journey Bank, as successor by merger to The Muncy Bank and Trust Company, and Robert J. Glunk

Muncy Columbia Financial Corporation 8-K Exhibit 10.3 SECOND AMENDMENT TO THE THE MUNCY BANK & TRUST COMPANY SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT THIS SECOND AMENDMENT is adopted this 21st day of May, 2019 by and between The Muncy Bank & Trust Company, (the “Company”) and Robert Glunk (the “Executive”). The Company and the Executive are parties to a Supplemental Executive Retirement Agreeme

November 16, 2023 8-K

Completion of Acquisition or Disposition of Assets, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 November 11, 2023 Date of Report (Date of earliest event reported) MUNCY COLUMBIA FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdiction of incorpor

November 16, 2023 EX-3.1

3.1 Articles of Incorporation, as amended (incorporated by reference to Exhibit 3.1 to the Registrant’s Current Report on Form 8-K (filed on November 16, 2023))

Muncy Columbia Financial Corporation 8-K EXHIBIT 3.1 AMENDED AND RESTATED ARTICLES OF INCORPORATION OF MUNCY COLUMBIA FINANCIAL CORPORATION (conformed – amended through November 15, 2023) 1. The name of the corporation is Muncy Columbia Financial Corporation. 2. The registered address of the corporation in the Commonwealth of Pennsylvania is 232 East Street, Bloomsburg, Pennsylvania, 17815, Columb

November 16, 2023 EX-10.4

Supplemental Executive Retirement Agreement dated September 24, 2020, as amended, by and between Journey Bank, as successor by merger to The Muncy Bank and Trust Company, and Joseph K. O’Neill, Jr.

Muncy Columbia Financial Corporation 8-K Exhibit 10.4 FIRST AMENDMENT TO SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN THIS FIRST AMENDMENT (the “Amendment”) is made and entered into as of the 15th day of November 2023, by and between Journey Bank (formerly named First Columbia Bank & Trust Co.) (the “Employer”), and Joseph K. O’Neill (the “Executive”). The Muncy Bank and Trust Company (“Muncy”) and the

November 9, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023.

October 24, 2023 EX-99.1

CCFNB Bancorp, Inc. Consolidated Balance Sheets

CCFNB Bancorp, Inc. 8-K Exhibit 99.1 Press Release – For Immediate Release October 24, 2023 CCFNB Bancorp, Inc. Reports Third Quarter 2023 Earnings Bloomsburg, PA – CCFNB Bancorp, Inc. (“Corporation”) (OTC Pink: CCFN), parent company of First Columbia Bank & Trust Co. (“Bank”), has released its unaudited financial statements for the third quarter of 2023. Net income, as reported under U.S. General

October 24, 2023 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 October 24, 2023 Date of Report (Date of earliest event reported) CCFNB Bancorp, Inc. (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdiction of incorporation) (Commission

October 3, 2023 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 October 3, 2023 Date of Report (Date of earliest event reported) CCFNB Bancorp, Inc. (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdiction of incorporation) (Commission

October 3, 2023 EX-99.1

CCFNB BANCORP, INC. AND MUNCY BANK FINANCIAL, INC., ANNOUNCE RECEIPT OF SHAREHOLDER APPROVALS FOR MERGER OF EQUALS

CCFNB Bancorp, Inc. 8-K Exhibit 99.1 Filed By: CCFNB Bancorp, Inc. Pursuant to Rule 425 under the Securities Act of 1933 Subject Company: CCFNB Bancorp, Inc. SEC File No. 000-19028 Contact: CCFNB Bancorp, Inc. Lance O. Diehl 570-387-3464 [email protected] Contact: Muncy Bank Financial, Inc. Robert J. Glunk 570-940-1908 [email protected] CCFNB BANCORP, INC. AND MUNCY BANK FINANC

September 25, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023.

September 25, 2023 425

The following communication is a reminder to CCFNB Bancorp, Inc.’s shareholders to vote their shares at the Special Meeting of Shareholders to be held on Tuesday, October 3, 2023. PLEASE VOTE YOUR PROXY TODAY

Filed by CCFNB Bancorp, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: CCFNB Bancorp, Inc. Commission File No.: 000-19028 Date: September 25, 2023 The following communication is a reminder to CCFNB Bancorp, Inc.’s shareholders to vote their shares at the Special Meeting of Shareholders t

September 19, 2023 EX-10.1

CCFNB Bancorp, Inc. Employee Stock Purchase Plan

CCFNB BANCORP, INC. S-8 Exhibit 10.1 CCFNB BANCORP, INC. EMPLOYEE STOCK PURCHASE PLAN Amended and Restated as of September 12, 2023 Approved by the Board as of September 12, 2023 ARTICLE I – PURPOSE The CCFNB Bancorp, Inc. Employee Stock Purchase Plan is intended to provide to employees of First Columbia Bank & Trust Co. and its subsidiaries the opportunity to acquire ownership interests in CCFNB

September 19, 2023 S-8

As filed with the Securities and Exchange Commission on September 18, 2023.

As filed with the Securities and Exchange Commission on September 18, 2023. Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 CCFNB BANCORP, INC. (Exact name of registrant as specified in its charter) Pennsylvania (State or other jurisdiction of incorporation or organization) 23-2254643 (I.

September 19, 2023 EX-FILING FEES

Filing Fee Table

CCFNB BANCORP, INC. S-8 Exhibit 107.1 Calculation of Filing Fee Tables Form S-8 Registration Statement under the Securities Act of 1933 (Form Type) CCFNB Bancorp, Inc. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title (1) Fee Calculation Rule Amount Registered (1) Proposed Maximum Offering Price Unit (2) Maximum Aggregate

September 15, 2023 425

The following communication is a reminder to CCFNB Bancorp, Inc.'s shareholders to vote their shares at the Special Meeting of Shareholders to be held on Tuesday, October 3, 2023.

The following communication is a reminder to CCFNB Bancorp, Inc.'s shareholders to vote their shares at the Special Meeting of Shareholders to be held on Tuesday, October 3, 2023. Filed by CCFNB Bancorp, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: CCFNB Bancorp, Inc. Commission File N

August 30, 2023 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 August 30, 2023 Date of Report (Date of earliest event reported) CCFNB Bancorp, Inc. (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdiction of incorporation) (Commission

August 30, 2023 EX-99.1

CCFNB BANCORP, INC. AND MUNCY BANK FINANCIAL, INC., ANNOUNCE RECEIPT OF REGULATORY APPROVALS FOR MERGER OF EQUALS

CCFNB Bancorp, Inc. 8-K Exhibit 99.1 Contact: CCFNB Bancorp, Inc. Lance O. Diehl 570-387-3464 [email protected] Contact: Muncy Bank Financial, Inc. Robert J. Glunk 570-940-1908 [email protected] CCFNB BANCORP, INC. AND MUNCY BANK FINANCIAL, INC., ANNOUNCE RECEIPT OF REGULATORY APPROVALS FOR MERGER OF EQUALS Bloomsburg, PA and Muncy, PA. August 30, 2023 – CCFNB Bancorp, Inc. (OT

August 17, 2023 424B3

To the Shareholders of CCFNB Bancorp, Inc. and Muncy Bank Financial, Inc. MERGER PROPOSED—YOUR VOTE IS VERY IMPORTANT

Table of Contents Filed Pursuant to Rule 424(b)(3) Registration No. 333-273023 To the Shareholders of CCFNB Bancorp, Inc. and Muncy Bank Financial, Inc. MERGER PROPOSED—YOUR VOTE IS VERY IMPORTANT On behalf of the boards of directors of CCFNB Bancorp, Inc., which we refer to as CCFNB, and Muncy Bank Financial, Inc., which we refer to as MBF, we are pleased to enclose the accompanying joint proxy s

August 14, 2023 S-4/A

As filed with the Securities and Exchange Commission on August 14, 2023

S-4/A Table of Contents As filed with the Securities and Exchange Commission on August 14, 2023 Registration No.

August 14, 2023 CORRESP

CCFNB BANCORP, INC. 232 East Street Bloomsburg, Pennsylvania 17815 August 14, 2023

CCFNB BANCORP, INC. 232 East Street Bloomsburg, Pennsylvania 17815 August 14, 2023 VIA EDGAR U.S. Securities and Exchange Commission Division of Corporation Finance 100 F. Street N.E. Washington, D.C. 20549 Re: CCFNB Bancorp, Inc. (the “Company”) Registration Statement on Form S-4 File No. 333-273023 Ladies and Gentlemen: The undersigned hereby requests, pursuant to Rule 461, promulgated under the

August 8, 2023 EX-10.2

AMENDED AND RESTATED EMPLOYMENT AGREEMENT

CCFNB Bancorp, Inc. 8-K Exhibit 10.2 AMENDED AND RESTATED EMPLOYMENT AGREEMENT THIS AMENDED AND RESTATED EMPLOYMENT AGREEMENT is made as of the 2nd day of August, 2023 (the "Effective Date"), between CCFNB BANCORP, INC., a Pennsylvania business corporation (the “Corporation”), FIRST COLUMBIA BANK & TRUST CO., a Pennsylvania banking institution (the “Bank”) and JEFFREY T. ARNOLD (the “Executive”),

August 8, 2023 EX-10.1

AMENDED AND RESTATED EMPLOYMENT AGREEMENT

CCFNB Bancorp, Inc. 8-K Exhibit 10.1 AMENDED AND RESTATED EMPLOYMENT AGREEMENT THIS AMENDED AND RESTATED EMPLOYMENT AGREEMENT is made as of the 2nd day of August, 2023 (the “Effective Date”), between CCFNB BANCORP, INC., a Pennsylvania business corporation (the “Corporation”), FIRST COLUMBIA BANK & TRUST CO., a Pennsylvania banking institution (the “Bank”) and LANCE O. DIEHL (the “Executive”), an

August 8, 2023 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 August 2, 2023 Date of Report (Date of earliest event reported) CCFNB Bancorp, Inc. (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdiction of incorporation) (Commission F

August 7, 2023 EX-10.7

Amended and Restated Employment Agreement dated as of August 2, 2023 by and among CCFNB Bancorp, Inc., First Columbia Bank & Trust Co. and Jeffrey T. Arnold

Exhibit 10.7 AMENDED AND RESTATED EMPLOYMENT AGREEMENT THIS AMENDED AND RESTATED EMPLOYMENT AGREEMENT is made as of the 2nd day of August, 2023 (the “Effective Date”), between CCFNB BANCORP, INC., a Pennsylvania business corporation (the “Corporation”), FIRST COLUMBIA BANK & TRUST CO., a Pennsylvania banking institution (the “Bank”) and JEFFREY T. ARNOLD (the “Executive”), an adult individual. WIT

August 7, 2023 EX-10.6

Amended and Restated Employment Agreement dated as of August 2, 2023 by and among CCFNB Bancorp, Inc., First Columbia Bank & Trust Co. and Lance O. Diehl

EX-10.6 Exhibit 10.6 AMENDED AND RESTATED EMPLOYMENT AGREEMENT THIS AMENDED AND RESTATED EMPLOYMENT AGREEMENT is made as of the 2nd day of August, 2023 (the “Effective Date”), between CCFNB BANCORP, INC., a Pennsylvania business corporation (the “Corporation”), FIRST COLUMBIA BANK & TRUST CO., a Pennsylvania banking institution (the “Bank”) and LANCE O. DIEHL (the “Executive”), an adult individual

August 7, 2023 S-4/A

As filed with the Securities and Exchange Commission on August 7, 2023

S-4/A Table of Contents As filed with the Securities and Exchange Commission on August 7, 2023 Registration No.

August 7, 2023 CORRESP

17 N. Second Street, 16th Floor Harrisburg, PA 17101 (717) 234-1090

17 N. Second Street, 16th Floor Harrisburg, PA 17101 (717) 234-1090 www.stevenslee.com T: (717) 255-7378 F: (610) 371-7978 [email protected] August 7, 2023 Via EDGAR Aisha Adegbuyi Division of Corporation Finance United States Securities and Exchange Commission 100 F Street, NE Washington, D.C. 20549 Re: CCFNB Bancorp, Inc. Registration Statement on Form S-4 File June 29, 2023 File No

August 7, 2023 EX-99.9

Form of Proxy Card of CCFNB Bancorp, Inc.

Exhibit 99.9 CCFNB BANCORP, INC. PROXY FOR SPECIAL MEETING OF SHAREHOLDERS TO BE HELD VIRTUALLY ON [•], 2023 THIS PROXY IS SOLICITED ON BEHALF OF THE BOARD OF DIRECTORS. The undersigned hereby constitutes and appoints Bert Leiby and Elaine Edwards, and each or either of them, proxies of the undersigned, with full power of substitution, to vote all of the shares of CCFNB Bancorp, Inc. that the unde

August 7, 2023 EX-23.7

Consent of Griffin Financial Group, LLC

EX-23.7 Exhibit 23.7 Consent of Griffin Financial Group, LLC We hereby consent to the quotation and summarization of our opinion letter to the board of directors of Muncy Bank Financial, Inc. (the “Company”) in the joint proxy statement/prospectus contained in the CCFNB Bancorp, Inc. registration statement on Form S-4 (No. 333-273023) relating to the proposed acquisition of the Company, as well as

August 7, 2023 EX-99.10

Form of Proxy Card of Muncy Bank Financial, Inc.

EX-99.10 Exhibit 99.10 MUNCY BANK FINANCIAL, INC. REVOCABLE PROXY FOR SPECIAL MEETING OF SHAREHOLDERS TO BE HELD VIRTUALLY ON [•], 2023 THIS PROXY IS SOLICITED ON BEHALF OF THE BOARD OF DIRECTORS. The undersigned hereby constitutes and appoints and , and each or either of them, proxies of the undersigned, with full power of substitution, to vote all of the shares of Muncy Bank Financial, Inc. that

August 1, 2023 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 August 1, 2023 Date of Report (Date of earliest event reported) CCFNB Bancorp, Inc. (Exact name of registrant as specified in its charter) Pennsylvania 000-19028 23-2254643 (State or other jurisdiction of incorporation) (Commission F

August 1, 2023 EX-99.1

August 1, 2023 CCFNB Bancorp, Inc. Reports Second Quarter 2023 Earnings

CCFNB Bancorp, Inc. 8-K Exhibit 99.1 Press Release – For Immediate Release August 1, 2023 CCFNB Bancorp, Inc. Reports Second Quarter 2023 Earnings Bloomsburg, PA – CCFNB Bancorp, Inc. (“Corporation”) (OTC Pink: CCFN), parent company of First Columbia Bank & Trust Co. (”Bank”), has released its unaudited financial statements for the second quarter of 2023. Net income, as reported under U.S. General

June 29, 2023 EX-10.10

Supplemental Executive Retirement Plan Agreement dated April 15, 2003, between First Columbia Bank & Trust Co. (formerly Columbia County Farmers National Bank) and Lance O. Diehl, as amended

EX-10.10 EXHIBIT 10.10 SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN AGREEMENT FOR LANCE O. DIEHL THIS AGREEMENT, (this “Agreement”), is made and entered into this 15th day of April, 2003, by and between Columbia County Farmers National Bank, a Pennsylvania banking Institution having a place of business at 232 East Street, Bloomsburg, PA 17815, Pennsylvania (“Bank”), and Lance O. Diehl (“Executive”), an

June 29, 2023 EX-10.11

2022 Supplemental Executive Retirement Plan dated March 15, 2022 between First Columbia Bank & Trust Co. and Lance O. Diehl, as amended

EXHIBIT 10.11 2022 SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN This 2022 Supplemental Executive Retirement Plan (the “Agreement”) by and between First Columbia Bank & Trust Co. (the “Employer”), and Lance Diehl (the “Executive”), made this 15 day of March 2022, formalizes the agreements and understanding between the Employer and the Executive. WITNESSETH: WHEREAS, the Executive is employed by the Emplo

June 29, 2023 EX-10.13

Supplemental Executive Retirement Benefit Agreement dated May 26, 2009 between First Columbia Bank & Trust Co. and Paul K. Page, as amended

EX-10.13 EXHIBIT 10.13 SUPPLEMENTAL EXECUTIVE RETIREMENT BENEFIT AGREEMENT FOR PAUL K. PAGE THIS SUPPLEMENTAL RETIREMENT BENEFIT AGREEMENT, (this “Agreement”), is made and entered into this 26th day of May, 2009, by and between First Columbia Bank & Trust Co., a Pennsylvania banking institution having a place of business at 232 East Street, Bloomsburg, PA 17815, (“Bank”), and Paul K. Page, (“Execu

June 29, 2023 EX-3.2

3.2 Amended and Restated Bylaws (incorporated by reference to Exhibit 3.2 to Registrant’s Registration Statement on Form S-4 (File No. 333-273023 filed on June 29, 2023))

EX-3.2 EXHIBIT 3.2 AMENDED AND RESTATED BY-LAWS OF CCFNB BANCORP, INC. ADOPTED DECEMBER 10, 2019 FURTHER AMENDED NOVEMBER 15, 2022 Article 1 REGISTERED OFFICE Section 1.1 The Company shall have and continuously maintain within the Commonwealth of Pennsylvania a registered office at such place as the Board of Directors shall, from time to time, determine. Section 1.2 The Company may also have offic

June 29, 2023 EX-4.1

4.1 Form of Common Stock Certificate (incorporated by reference to Exhibit 4.1 to Registrant’s Registration Statement on Form S-4 (File No. 333-273023 filed June 29, 2023).

EX-4.1 EXHIBIT 4.1 FORM OF COMMON STOCK CERTIFICATE

June 29, 2023 EX-10.14

Supplemental Executive Retirement Benefit Agreement dated January 9, 2018 between First Columbia Bank & Trust Co. and Jeffrey A. Whitenight, as amended

EX-10.14 Exhibit 10.14 SUPPLEMENTAL EXECUTIVE RETIREMENT BENEFIT AGREEMENT FOR JEFFREY A. WHITENIGHT THIS SUPPLEMENTAL RETIREMENT BENEFIT AGREEMENT, (this “Agreement”), is made and entered into this 9 day of January, 2018, by and between First Columbia Bank & Trust Co., a Pennsylvania banking institution having a place of business at 232 East Street, Bloomsburg, PA 17815, (“Bank”), and JEFFREY A.

June 29, 2023 EX-10.5

Employment Agreement dated as of April 17, 2023 by and among CCFNB Bancorp, Inc., First Columbia Bank & Trust Co. and Kevin Weinhoffer

EX-10.5 EXHIBIT 10.5 EMPLOYMENT AGREEMENT THIS AGREEMENT is made as of the 17th day of April, 2023, between CCFNB BANCORP, INC., a Pennsylvania business corporation (the “Corporation”), FIRST COLUMBIA BANK & TRUST CO., a Pennsylvania banking institution (the “Bank”) and KEVIN WEINHOFFER (the “Executive”), an adult individual. WITNESSETH: WHEREAS, the Bank is a wholly-owned subsidiary of the Corpor

June 29, 2023 EX-99.7

Consent of Bonnie M. Tompkins to serve as director

EX-99.7 EXHIBIT 99.7 CONSENT TO BE NAMED AS A DIRECTOR In accordance with Rule 438 under the Securities Act of 1933, as amended, the undersigned hereby consents to being named as a person who is anticipated to become a director of CCFNB Bancorp, Inc. (“CCFNB”) following the consummation of the merger of Muncy Bank Financial, Inc. (“MBF”) with and into CCFNB in accordance with the Agreement and Pla

June 29, 2023 EX-99.2

Consent of Robert J. Glunk to serve as director

EX-99.2 EXHIBIT 99.2 CONSENT TO BE NAMED AS A DIRECTOR In accordance with Rule 438 under the Securities Act of 1933, as amended, the undersigned hereby consents to being named as a person who is anticipated to become a director of CCFNB Bancorp, Inc. (“CCFNB”) following the consummation of the merger of Muncy Bank Financial, Inc. (“MBF”) with and into CCFNB in accordance with the Agreement and Pla

June 29, 2023 EX-99.8

Consent of David E. Wallis to serve as director

EX-99.8 EXHIBIT 99.8 CONSENT TO BE NAMED AS A DIRECTOR In accordance with Rule 438 under the Securities Act of 1933, as amended, the undersigned hereby consents to being named as a person who is anticipated to become a director of CCFNB Bancorp, Inc. (“CCFNB”) following the consummation of the merger of Muncy Bank Financial, Inc. (“MBF”) with and into CCFNB in accordance with the Agreement and Pla

June 29, 2023 EX-99.1

Consent of Todd M. Arthur to serve as director

EX-99.1 EXHIBIT 99.1 CONSENT TO BE NAMED AS A DIRECTOR In accordance with Rule 438 under the Securities Act of 1933, as amended, the undersigned hereby consents to being named as a person who is anticipated to become a director of CCFNB Bancorp, Inc. (“CCFNB”) following the consummation of the merger of Muncy Bank Financial, Inc. (“MBF”) with and into CCFNB in accordance with the Agreement and Pla

June 29, 2023 EX-21.1

Subsidiaries of CCFNB Bancorp, Inc.

EX-21.1 EXHIBIT 21.1 Subsidiaries of CCFNB Bancorp, Inc. First Columbia Bank & Trust Co. 1

June 29, 2023 EX-10.6

Employment Agreement dated as of June 1, 2022 by and among CCFNB Bancorp, Inc., First Columbia Bank & Trust Co. and Lance O. Diehl

EX-10.6 EXHIBIT 10.6 EMPLOYMENT AGREEMENT THIS AGREEMENT is made as of the 1st day of June, 2022 (the “Effective Date”), between CCFNB BANCORP, INC., a Pennsylvania business corporation (the “Corporation”), FIRST COLUMBIA BANK & TRUST CO., a Pennsylvania banking institution (the “Bank”) and LANCE O. DIEHL (the “Executive”), an adult individual. WITNESSETH: WHEREAS, the Bank is a wholly-owned subsi

June 29, 2023 EX-10.3

Employment Agreement dated as of April 17, 2023 by and among CCFNB Bancorp, Inc., First Columbia Bank & Trust Co. and Tammy L. Gunsallus

EX-10.3 EXHIBIT 10.3 EMPLOYMENT AGREEMENT THIS AGREEMENT is made as of the 17th day of April, 2023, between CCFNB BANCORP, INC., a Pennsylvania business corporation (the “Corporation”), FIRST COLUMBIA BANK & TRUST CO., a Pennsylvania banking institution (the “Bank”) and TAMMY L. GUNSALLUS (the “Executive”), an adult individual. WITNESSETH: WHEREAS, the Bank is a wholly-owned subsidiary of the Corp

June 29, 2023 EX-10.7

Employment Agreement dated as of June 8, 2022 by and among CCFNB Bancorp, Inc., First Columbia Bank & Trust Co. and Jeffrey T. Arnold

EX-10.7 EXHIBIT 10.7 EMPLOYMENT AGREEMENT THIS AGREEMENT is made as of the 8th day of June, 2022 (the “Effective Date”), between CCFNB BANCORP, INC., a Pennsylvania business corporation (the “Corporation”), FIRST COLUMBIA BANK & TRUST CO., a Pennsylvania banking institution (the “Bank”) and JEFFREY T. ARNOLD (the “Executive”), an adult individual. WITNESSETH: WHEREAS, the Bank is a wholly-owned su

June 29, 2023 EX-3.1

3.1 Articles of Incorporation, as amended (incorporated by reference to Exhibit 3.1 to the Registrant’s Registration Statement on Form S-4 (File No. 333-273023 filed on June 29, 2023).

EX-3.1 EXHIBIT 3.1 AMENDED AND RESTATED ARTICLES OF INCORPORATION OF CCFNB BANCORP, INC. (conformed – amended through May 11, 2011) 1. The name of the corporation is CCFNB Bancorp, Inc. 2. The registered address of the corporation in the Commonwealth of Pennsylvania is 232 East Street, Bloomsburg, Pennsylvania, 17815, Columbia County. 3. The purpose or purposes of the corporation are too have unli

June 29, 2023 EX-99.4

Consent of J. Howard Langdon to serve as director

EX-99.4 EXHIBIT 99.4 CONSENT TO BE NAMED AS A DIRECTOR In accordance with Rule 438 under the Securities Act of 1933, as amended, the undersigned hereby consents to being named as a person who is anticipated to become a director of CCFNB Bancorp, Inc. (“CCFNB”) following the consummation of the merger of Muncy Bank Financial, Inc. (“MBF”) with and into CCFNB in accordance with the Agreement and Pla

June 29, 2023 EX-99.3

Consent of Rober P. Hager to serve as director

EX-99.3 EXHIBIT 99.3 CONSENT TO BE NAMED AS A DIRECTOR In accordance with Rule 438 under the Securities Act of 1933, as amended, the undersigned hereby consents to being named as a person who is anticipated to become a director of CCFNB Bancorp, Inc. (“CCFNB”) following the consummation of the merger of Muncy Bank Financial, Inc. (“MBF”) with and into CCFNB in accordance with the Agreement and Pla

June 29, 2023 S-4

As filed with the Securities and Exchange Commission on June 29, 2023

S-4 Table of Contents As filed with the Securities and Exchange Commission on June 29, 2023 Registration No.

June 29, 2023 EX-FILING FEES

Filing Fee Table*

EX-FILING FEES EXHIBIT 107 Calculation of Filing Fee Tables Form S-4 (Form Type) CCFNB Bancorp, Inc.

June 29, 2023 EX-99.6

Consent of Stephen M. Tasselli to serve as director

EX-99.6 EXHIBIT 99.6 CONSENT TO BE NAMED AS A DIRECTOR In accordance with Rule 438 under the Securities Act of 1933, as amended, the undersigned hereby consents to being named as a person who is anticipated to become a director of CCFNB Bancorp, Inc. (“CCFNB”) following the consummation of the merger of Muncy Bank Financial, Inc. (“MBF”) with and into CCFNB in accordance with the Agreement and Pla

June 29, 2023 EX-23.7

Consent of Griffin Financial Group, LLC

EX-23.7 Exhibit 23.7 Consent of Griffin Financial Group, LLC We hereby consent to the quotation and summarization of our opinion letter to the board of directors of Muncy Bank Financial, Inc. (the “Company”) in the joint proxy statement/prospectus contained in the CCFNB Bancorp, Inc. registration statement on Form S-4 relating to the proposed acquisition of the Company, as well as to the reference

June 29, 2023 EX-10.4

Employment Agreement dated as of April 17, 2023 by and among CCFNB Bancorp, Inc., First Columbia Bank & Trust Co. and Joseph K. O’Neill, Jr.

EX-10.4 EXHIBIT 10.4 EMPLOYMENT AGREEMENT THIS AGREEMENT is made as of the 17th day of April, 2023, between CCFNB BANCORP, INC., a Pennsylvania business corporation (the “Corporation”), FIRST COLUMBIA BANK & TRUST CO., a Pennsylvania banking institution (the “Bank”) and JOSEPH K. O’NEILL, JR. (the “Executive”), an adult individual. WITNESSETH: WHEREAS, the Bank is a wholly-owned subsidiary of the

June 29, 2023 EX-10.9

Employment Agreement dated as of June 8, 2022 by and among CCFNB Bancorp, Inc., First Columbia Bank & Trust Co. and Jeffrey A. Whitenight

EX-10.9 EXHIBIT 10.9 EMPLOYMENT AGREEMENT THIS AGREEMENT is made as of the 8th day of June, 2022 (the “Effective Date”), between CCFNB BANCORP, INC., a Pennsylvania business corporation (the “Corporation”), FIRST COLUMBIA BANK & TRUST CO., a Pennsylvania banking institution (the “Bank”) and JEFFREY A. WHITENIGHT (the “Executive”), an adult individual. WITNESSETH: WHEREAS, the Bank is a wholly-owne

June 29, 2023 EX-10.12

Supplemental Executive Retirement Benefit Agreement dated December 15, 2010 between First Columbia Bank & Trust Co. and Jeffrey T. Arnold, as amended

EX-10.12 EXHIBIT 10.12 SUPPLEMENTAL EXECUTIVE RETIREMENT BENEFIT AGREEMENT FOR JEFFREY T. ARNOLD THIS SUPPLEMENTAL RETIREMENT BENEFIT AGREEMENT, (this “Agreement”), is made and entered Into this 15th day of December, 2010, by and between First Columbia Bank & Trust Co., a Pennsylvania banking Institution having a place of business at 232 East Street, Bloomsburg, PA 17815, (“Bank”), and JEFFREY T.

June 29, 2023 EX-10.2

Employment Agreement dated as of April 17, 2023 by and among CCFNB Bancorp, Inc., First Columbia Bank & Trust Co. and Robert J. Glunk

EX-10.2 EXHIBIT 10.2 EMPLOYMENT AGREEMENT THIS AGREEMENT is made as of the 17th day of April, 2023, between CCFNB BANCORP, INC., a Pennsylvania business corporation (the “Corporation”), FIRST COLUMBIA BANK & TRUST CO., a Pennsylvania banking institution (the “Bank”) and ROBERT J. GLUNK (the “Executive”), an adult individual. WITNESSETH: WHEREAS, the Bank is a wholly-owned subsidiary of the Corpora

June 29, 2023 EX-10.8

Employment Agreement dated as of June 8, 2022 by and among CCFNB Bancorp, Inc., First Columbia Bank & Trust Co. and Paul K. Page

EX-10.8 EXHIBIT 10.8 EMPLOYMENT AGREEMENT THIS AGREEMENT is made as of the 8th day of June, 2022 (the “Effective Date”), between CCFNB BANCORP, INC., a Pennsylvania business corporation (the “Corporation”), FIRST COLUMBIA BANK & TRUST CO., a Pennsylvania banking institution (the “Bank”) and PAUL K. PAGE (the “Executive”), an adult individual. WITNESSETH: WHEREAS, the Bank is a wholly-owned subsidi

June 29, 2023 EX-99.5

Consent of Robert M. Rabb to serve as director

EX-99.5 EXHIBIT 99.5 CONSENT TO BE NAMED AS A DIRECTOR In accordance with Rule 438 under the Securities Act of 1933, as amended, the undersigned hereby consents to being named as a person who is anticipated to become a director of CCFNB Bancorp, Inc. (“CCFNB”) following the consummation of the merger of Muncy Bank Financial, Inc. (“MBF”) with and into CCFNB in accordance with the Agreement and Pla

June 21, 2023 425

MUNCY BANK FINANCIAL, INC., AND CCFNB BANCORP, INC., SELECT NEW NAMES FOR FUTURE COMBINED BANK AND HOLDING COMPANY

Filed by CCFNB Bancorp, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: CCFNB Bancorp, Inc. Commission File No:000-19028 Date: June 21, 2023 Contact: Muncy Bank Financial, Inc. Robert J. Glunk 570-940-1908 [email protected] Contact: CCFNB Bancorp, Inc. Lance O. Diehl 570-387-3464

April 25, 2023 425

CCFNB BANCORP, INC. and MUNCY BANK FINANCIAL, INC. MERGER OF EQUALS

Filed by CCFNB Bancorp, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: CCFNB Bancorp, Inc. Commission File No: 000-19028 Date: April 25, 2023 CCFNB BANCORP, INC. and MUNCY BANK FINANCIAL, INC. MERGER OF EQUALS Q&A On April 18, 2023, CCFNB Bancorp, Inc. (“CCFNB”; OTCPK: CCFN) and Muncy Ba

April 18, 2023 425

CCFNB Bancorp, Inc. and Muncy Bank Financial, Inc. Announce Strategic Merger of Equals

Filed by CCFNB Bancorp, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: CCFNB Bancorp, Inc. Commission File No: 000-19028 Date: April 18, 2023 CCFNB Bancorp, Inc. and Muncy Bank Financial, Inc. Announce Strategic Merger of Equals Bloomsburg, PA and Muncy, PA, April 18, 2023 – CCFNB Bancor

April 15, 2014 SC 13G

CCFN / CCFNB Bancorp, Inc. / SZATKOWSKI GEORGE J JR Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* CCFNB BANCORP, INC. (Name of Issuer) Common Stock, $1.25 par value per share (Title of Class of Securities) 124880105 (CUSIP Number) December 31, 2013 (Date of Event Which Requires Filing of This Statement) Check the appropriate box to designate the rule

March 21, 2014 EX-21

LIST OF SUBSIDIARIES OF THE CORPORATION

EXHIBIT 21 LIST OF SUBSIDIARIES OF THE CORPORATION Direct Subsidiary: First Columbia Bank & Trust Co., chartered under the laws of the Commonwealth of Pennsylvania.

March 21, 2014 10-K

Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year-ended December 31, 2013 or ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file Number: 000-19028 CCFNB BANCORP, INC. (Exact name

January 27, 2014 SC 13G/A

CCFN / CCFNB Bancorp, Inc. / SIMMS RONALD W - AMENDMENT NO. 2 TO SCHEDULE 13G Passive Investment

Amendment No. 2 to Schedule 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2) CCFNB BANCORP, INC. (Name of Issuer) $1.25 par value Common Stock (Title of Class of Securities) 124880105000 (CUSIP Number) February 14, 2014 ** (Date of Event Which Requires Filing of this Statement) Check the appropriate

January 2, 2014 15-15D

- FORM 15-15D

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number 033-89094 033-89066 CCFNB Bancorp, Inc. (Exact name of registrant as specifi

January 2, 2014 15-15D

- FORM 15-15D

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number 033-89094 033-89066 CCFNB Bancorp, Inc. (Exact name of registrant as specifi

December 31, 2013 S-8 POS

- FORM S-8POS

As filed with the Securities and Exchange Commission on December 31, 2013 Registration Statement No.

December 31, 2013 S-3DPOS

- FORM S-3DPOS

As filed with the Securities and Exchange Commission on December 31, 2013 Registration Statement No.

November 13, 2013 10-Q

Quarterly Report - 10-Q

10-Q 1 v35890710q.htm 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2013. Or ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . No. 000-19028 (Commiss

October 22, 2013 EX-99.1

October 22, 2013 CCFNB Bancorp, Inc. Reports Third Quarter 2013 Earnings

EX-99.1 2 v357877ex99-1.htm EXHIBIT 99.1 Press Release – For Immediate Release October 22, 2013 CCFNB Bancorp, Inc. Reports Third Quarter 2013 Earnings Bloomsburg, PA – CCFNB Bancorp, Inc. (OTC: CCFN), parent company of First Columbia Bank & Trust Co., has released its unaudited financial statements for the third quarter of 2013. Net income, as reported under U.S. Generally Accepted Accounting Pri

October 22, 2013 8-K

- FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 October 22, 2013 Date of Report (Date of earliest event reported) CCFNB Bancorp, Inc. (Exact name of registrant as specified in its charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdiction of incorporation) (Commission F

October 3, 2013 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers - FORM 8-K

United States SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 2, 2013 (October 1, 2013) CCFNB BANCORP, INC. (Exact name of registrant as specified in its new charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdiction (Commissi

October 1, 2013 8-K

Financial Statements and Exhibits, Other Events - FORM 8-K

United States SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 1, 2013 CCFNB BANCORP, INC. (Exact name of registrant as specified in its new charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdiction (Commission (IRS Employer o

October 1, 2013 EX-99.1

October 1, 2013

232 East Street Exhibit 99.1 Bloomsburg, PA 17815 570 784-4400 October 1, 2013 Dear Valued Shareholder: I am pleased to announce that the Board of Directors of CCFNB Bancorp, Inc. has authorized the Company to pursue the deregistration of its common stock under the Securities Exchange Act of 1934, as made possible by virtue of the enactment of the Jumpstart Our Business Startups (“JOBS”) Act in 20

October 1, 2013 15-12G

- 15-12G

15-12G 1 v35641115-12g.htm 15-12G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number 000-19028 CCFNB Bancorp, Inc. (Exact name

August 12, 2013 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

10-Q 1 v35135110q.htm QUARTERLY REPORT UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2013. Or ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . No. 000-19028 (

July 30, 2013 8-K

- FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 July 30, 2013 Date of Report (Date of earliest event reported) CCFNB Bancorp, Inc. (Exact name of registrant as specified in its charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdiction of incorporation) (Commission File

July 30, 2013 EX-99.1

July 30, 2013 CCFNB Bancorp, Inc. Reports Second Quarter 2013 Earnings

Press Release – For Immediate Release July 30, 2013 CCFNB Bancorp, Inc. Reports Second Quarter 2013 Earnings Bloomsburg, PA – CCFNB Bancorp, Inc. (OTC: CCFN), parent company of First Columbia Bank & Trust Co., has released its unaudited financial statements for the second quarter of 2013. Net income, as reported under U.S. Generally Accepted Accounting Principles, for the six months ended June 30,

May 29, 2013 8-K/A

Submission of Matters to a Vote of Security Holders - FORM 8-K/A

United States SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A No. 1 CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 28, 2013 (May 7, 2013) CCFNB BANCORP, INC. (Exact name of registrant as specified in its new charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdiction (Commiss

May 13, 2013 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2013.

May 9, 2013 8-K

Submission of Matters to a Vote of Security Holders

United States SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 7, 2013 CCFNB BANCORP, INC. (Exact name of registrant as specified in its new charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdiction (Commission (IRS Employer of in

May 7, 2013 8-K

Current Report

8-K 1 v3434468k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 May 7, 2013 Date of Report (Date of earliest event reported) CCFNB Bancorp, Inc. (Exact name of registrant as specified in its charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdiction of inco

May 7, 2013 EX-99.1

May 7, 2013 CCFNB Bancorp, Inc. Reports First Quarter 2013 Earnings

Press Release – For Immediate Release May 7, 2013 CCFNB Bancorp, Inc. Reports First Quarter 2013 Earnings Bloomsburg, PA – CCFNB Bancorp, Inc. (OTC: CCFN), parent company of First Columbia Bank & Trust Co., has released its unaudited financial statements for the first quarter of 2013. Net income, as reported under U.S. Generally Accepted Accounting Principles, for the three months ended March 31,

March 18, 2013 DEF 14A

- FROM DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant þ Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) þ Defin

March 7, 2013 EX-21

LIST OF SUBSIDIARIES OF THE CORPORATION

EXHIBIT 21 LIST OF SUBSIDIARIES OF THE CORPORATION Direct Subsidiary: First Columbia Bank & Trust Co., chartered under the laws of the Commonwealth of Pennsylvania.

March 7, 2013 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year-ended December 31, 2012 or ? TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file Number: 000-19028 CCFNB BANCORP, INC. (Exact name

February 13, 2013 8-K

Current Report

8-K 1 v3349878k.htm FORM 8-K United States SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 12, 2013 CCFNB BANCORP, INC. (Exact name of registrant as specified in its new charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdict

January 22, 2013 EX-99.1

January 22, 2013 CCFNB Bancorp, Inc. Reports Fourth Quarter 2012 Earnings

Press Release – For Immediate Release January 22, 2013 CCFNB Bancorp, Inc. Reports Fourth Quarter 2012 Earnings Bloomsburg, PA – CCFNB Bancorp, Inc. (OTC: CCFN), parent company of First Columbia Bank & Trust Co., has released its unaudited financial statements for the fourth quarter of 2012. Net income, as reported under U.S. Generally Accepted Accounting Principles, for the year ended December 31

January 22, 2013 8-K

- FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 January 22, 2013 Date of Report (Date of earliest event reported) CCFNB Bancorp, Inc. (Exact name of registrant as specified in its charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdiction of incorporation) (Commission F

January 4, 2013 SC 13G/A

CCFN / CCFNB Bancorp, Inc. / SIMMS RONALD W - SCHEDULE 13G AMENDMENT NO. 1 Passive Investment

Schedule 13G Amendment No. 1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1) CCFNB BANCORP, INC. (Name of Issuer) $1.25 par value Common Stock (Title of Class of Securities) 124880105000 (CUSIP Number) December 31, 2012 ** (Date of Event Which Requires Filing of this Statement) Check the appropriate bo

November 13, 2012 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2012.

November 2, 2012 EX-99.1

November 2, 2012 CCFNB Bancorp, Inc. Reports Third Quarter 2012 Earnings

Press Release – For Immediate Release November 2, 2012 CCFNB Bancorp, Inc. Reports Third Quarter 2012 Earnings Bloomsburg, PA – CCFNB Bancorp, Inc. (OTC: CCFN), parent company of First Columbia Bank & Trust Co., has released its unaudited financial statements for the third quarter of 2012. Net income, as reported under U.S. Generally Accepted Accounting Principles, for the nine months ended Septem

November 2, 2012 8-K

- FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 November 2, 2012 Date of Report (Date of earliest event reported) CCFNB Bancorp, Inc. (Exact name of registrant as specified in its charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdiction of Incorporation) (Commission F

August 13, 2012 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

10-Q 1 v31873510q.htm FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2012. Or ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . No. 000-19028 (Commiss

August 7, 2012 EX-99.1

August 7, 2012 CCFNB Bancorp, Inc. Reports Second Quarter 2012 Earnings

Press Release – For Immediate Release August 7, 2012 CCFNB Bancorp, Inc. Reports Second Quarter 2012 Earnings Bloomsburg, PA – CCFNB Bancorp, Inc. (OTC: CCFN), parent company of First Columbia Bank & Trust Co., has released its unaudited financial statements for the second quarter of 2012. Net income, as reported under U.S. Generally Accepted Accounting Principles, for the six months ended June 30

August 7, 2012 8-K

- FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 August 7, 2012 Date of Report (Date of earliest event reported) CCFNB Bancorp, Inc. (Exact name of registrant as specified in its charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdiction of incorporation) (Commission Fil

May 16, 2012 8-K

Submission of Matters to a Vote of Security Holders - FORM 8-K

United States SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 15, 2012 CCFNB BANCORP, INC. (Exact name of registrant as specified in its new charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdiction (Commission (IRS Employer of i

May 8, 2012 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

10-Q 1 v30992910q.htm QUARTERLY REPORT UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2012. Or ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . No. 000-19028

April 24, 2012 EX-99.1

April 24, 2012 CCFNB Bancorp, Inc. Reports First Quarter 2012 Earnings

Press Release – For Immediate Release April 24, 2012 CCFNB Bancorp, Inc. Reports First Quarter 2012 Earnings Bloomsburg, PA – CCFNB Bancorp, Inc. (OTC: CCFN), parent company of First Columbia Bank & Trust Co., has released its unaudited financial statements for the first quarter of 2012. Net income, as reported under U.S. Generally Accepted Accounting Principles, for the three months ended March 3

April 24, 2012 8-K

- FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 April 24, 2012 Date of Report (Date of earliest event reported) CCFNB Bancorp, Inc. (Exact name of registrant as specified in its charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdiction of incorporation) (Commission Fil

March 27, 2012 DEFA14A

- ADDITIONAL DEFINITIVE PROXY SOLICITING MATERIALS

DEFA14A 1 v307281defa14a.htm ADDITIONAL DEFINITIVE PROXY SOLICITING MATERIALS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confident

March 26, 2012 DEF 14A

- DEFINITIVE 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant þ Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) þ Defin

March 14, 2012 EX-21

LIST OF SUBSIDIARIES OF THE CORPORATION

EXHIBIT 21 LIST OF SUBSIDIARIES OF THE CORPORATION Direct Subsidiary: First Columbia Bank & Trust Co., chartered under the laws of the Commonwealth of Pennsylvania.

March 14, 2012 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

10-K 1 v30395910k.htm 10-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year-ended December 31, 2011 or ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file Number: 000-19028 CCFN

January 31, 2012 EX-99.1

January 31, 2012 CCFNB Bancorp, Inc. Reports Fourth Quarter 2011 Earnings

Press Release – For Immediate Release January 31, 2012 CCFNB Bancorp, Inc. Reports Fourth Quarter 2011 Earnings Bloomsburg, PA – CCFNB Bancorp, Inc. (OTC: CCFN), parent company of First Columbia Bank & Trust Co., has released its unaudited financial statements for the fourth quarter of 2011. Net income, as reported under U.S. Generally Accepted Accounting Principles, for the year ended December 31

January 31, 2012 8-K

Current Report

8-K 1 v3009178k.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 January 31, 2012 Date of Report (Date of earliest event reported) CCFNB Bancorp, Inc. (Exact name of registrant as specified in its charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdiction of incorpor

January 4, 2012 EX-10.1

AMENDMENT TO SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT PAUL K. PAGE

EX-10.1 2 v244545ex10-1.htm EXHIBIT 10.1 Exhibit 10.1 AMENDMENT TO SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT FOR PAUL K. PAGE PARTIES: First Columbia Bank & Trust Co., ("Bank"); and Paul K. Page, ("Executive") BACKGROUND: The parties entered into a Supplemental Executive Retirement Agreement (the "Agreement") on May 26, 2009. The Agreement provides for a supplemental retirement benefit to Execut

January 4, 2012 8-K

Financial Statements and Exhibits - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 3, 2012 CCFNB BANCORP, INC. (Exact name of registrant as specified in its new charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdiction (Commission (IRS Employer o

December 23, 2011 8-K

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 21, 2011 CCFNB BANCORP, INC. (Exact name of registrant as specified in its new charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdiction (Commission (IRS Employer

December 23, 2011 EX-10.1

AMENDMENT TO SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT JEFFREY T. ARNOLD

Exhibit 10.1 AMENDMENT TO SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT FOR JEFFREY T. ARNOLD PARTIES: First Columbia Bank & Trust Co., ("Bank"); and Jeffrey T. Arnold, ("Executive") BACKGROUND: The parties entered into a Supplemental Executive Retirement Agreement (the "Agreement") on December 15, 2010. The Agreement provides for a supplemental retirement benefit to Executive, subject to certain ve

November 9, 2011 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

10-Q 1 v23874410q.htm FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2011. Or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . No. 000-19028 (Co

October 25, 2011 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 October 25, 2011 Date of Report (Date of earliest event reported) CCFNB Bancorp, Inc. (Exact name of registrant as specified in its charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdiction of incorporation) (Commission F

October 25, 2011 EX-99.1

October 25, 2011 CCFNB Bancorp, Inc. Reports Third Quarter 2011 Earnings

Press Release ? For Immediate Release October 25, 2011 CCFNB Bancorp, Inc. Reports Third Quarter 2011 Earnings Bloomsburg, PA ? CCFNB Bancorp, Inc. (OTC: CCFN), parent company of First Columbia Bank & Trust Co., has released its unaudited financial statements for the third quarter of 2011. Net income, as reported under U.S. Generally Accepted Accounting Principles, for the nine months ended Septem

August 9, 2011 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

10-Q 1 v23011210q.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2011. Or ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . No. 000-19028 (Commission file n

August 2, 2011 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 August 2, 2011 Date of Report (Date of earliest event reported) CCFNB Bancorp, Inc. (Exact name of registrant as specified in its charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdiction of incorporation) (Commission Fil

August 2, 2011 EX-99.1

August 2, 2011 CCFNB Bancorp, Inc. Reports Second Quarter 2011 Earnings

Press Release – For Immediate Release August 2, 2011 CCFNB Bancorp, Inc. Reports Second Quarter 2011 Earnings Bloomsburg, PA – CCFNB Bancorp, Inc. (OTC: CCFN), parent company of First Columbia Bank & Trust Co., has released its unaudited financial statements for the second quarter of 2011. Net income, as reported under U.S. Generally Accepted Accounting Principles, for the six months ended June 30

June 24, 2011 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 June 24, 2011 Date of Report (Date of earliest event reported) CCFNB Bancorp, Inc. (Exact name of registrant as specified in its charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdiction of incorporation) (Commission File

May 12, 2011 EX-3.1

Articles of Amendment-Domestic Corporation (15 Pa.C.S.) þ Business Corporation (§ 1915) o Nonprofit Corporation (§ 5915)

PENNSYLVANIA DEPARTMENT OF STATE EXHIBIT 3.1 CORPORATION BUREAU Articles of Amendment-Domestic Corporation (15 Pa.C.S.) ? Business Corporation (? 1915) o Nonprofit Corporation (? 5915) Name Dean H. Dusinberre, Esquire Address Rhoads & Sinon LLP City State Zip Code PLACE IN OUR BOX Fee: $70 In compliance with the requirements of the applicable provisions (relating to articles of amendment), the und

May 12, 2011 8-K

Financial Statements and Exhibits, Other Events, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 10, 2011 CCFNB BANCORP, INC. (Exact name of registrant as specified in its new charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdiction (Commission (IRS Employer of i

May 10, 2011 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2011.

April 20, 2011 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 April 19, 2011 Date of Report (Date of earliest event reported) CCFNB Bancorp, Inc. (Exact name of registrant as specified in its charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdiction of incorporation) (Commission Fil

April 20, 2011 EX-99.1

April 19, 2011 CCFNB Bancorp, Inc. Reports First Quarter 2011 Earnings

Exhibit 99.1 Press Release ? For Immediate Release April 19, 2011 CCFNB Bancorp, Inc. Reports First Quarter 2011 Earnings Bloomsburg, PA ? CCFNB Bancorp, Inc. (OTC: CCFN), parent company of First Columbia Bank & Trust Co., has released its unaudited financial statements for the first quarter of 2011. Net income, as reported under U.S. Generally Accepted Accounting Principles, for the three months

March 30, 2011 SC 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 CCFNB BANCORP, INC. (Name of Issuer) $1.25 par value Common Stock (Title of Class of Securities) (CUSIP Number) March 24, 2

SC 13G 1 ccfnb13gsimms.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 CCFNB BANCORP, INC. (Name of Issuer) $1.25 par value Common Stock (Title of Class of Securities) 124880105000 (CUSIP Number) March 24, 2011 ** (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate box to d

March 28, 2011 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

DEFA14A 1 w82063dadefa14a.htm DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant þ Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as

March 28, 2011 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Defin

March 25, 2011 EX-99.1

CCFNB BANCORP AND LUZERNE NATIONAL BANK CORPORATION ANNOUNCE AGREEMENT FOR LUZERNE TO ACQUIRE HAZLETON BRANCH

Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: Lance O. Diehl Robert C. Snyder President and CEO President and CEO CCFNB Bancorp, Inc. Luzerne National Bank Corporation 570-784-4400 570-288-4511 CCFNB BANCORP AND LUZERNE NATIONAL BANK CORPORATION ANNOUNCE AGREEMENT FOR LUZERNE TO ACQUIRE HAZLETON BRANCH March 25, 2011 ? Bloomsburg, PA and Luzerne, PA ? CCFNB Bancorp, Inc. (?CCFNB?), parent company of

March 25, 2011 8-K

Current Report

8-K 1 w82152e8vk.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 March 25, 2011 Date of Report (Date of earliest event reported) CCFNB Bancorp, Inc. (Exact name of registrant as specified in its charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdiction of

March 16, 2011 PRE 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

PRE 14A 1 w82063pre14a.htm PRE 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant þ Filed by a Party other than the Registrant o Check the appropriate box: þ Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as per

March 8, 2011 EX-21

LIST OF SUBSIDIARIES OF THE CORPORATION Direct Subsidiary: First Columbia Bank & Trust Co., chartered under the laws of the Commonwealth of Pennsylvania. Direct (50 percent Owned) Subsidiary: Neighborhood Group, Inc., incorporated under the laws of t

exv21 EXHIBIT 21 LIST OF SUBSIDIARIES OF THE CORPORATION Direct Subsidiary: First Columbia Bank & Trust Co.

March 8, 2011 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year-ended December 31, 2010 or o TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file Number: 000-19028 CCFNB BANCORP, INC. (Name of re

January 26, 2011 EX-99.1

January 25, 2011 CCFNB Bancorp, Inc. Reports Fourth Quarter 2010 Earnings

EX-99.1 2 w81339exv99w1.htm EX-99.1 Press Release — For Immediate Release January 25, 2011 CCFNB Bancorp, Inc. Reports Fourth Quarter 2010 Earnings Bloomsburg, PA — CCFNB Bancorp, Inc. (OTC: CCFN), parent company of First Columbia Bank & Trust Co., has released its unaudited consolidated financial statements for the Fourth quarter of 2010. Net income, as reported under U.S. Generally Accepted Acco

January 26, 2011 8-K

Current Report

8-K 1 w81339e8vk.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 January 25, 2011 Date of Report (Date of earliest event reported) CCFNB Bancorp, Inc. (Exact name of registrant as specified in its charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdiction of (Co

December 17, 2010 8-K

Current Report

8-K 1 w80921e8vk.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 December 14, 2010 Date of Report (Date of earliest event reported) CCFNB Bancorp, Inc. (Exact name of registrant as specified in its charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdiction

December 17, 2010 EX-10.1

Executive Employment Agreement

EX-10.1 2 w80921exv10w1.htm EX-10.1 Exhibit 10.1 Executive Employment Agreement THIS EXECUTIVE EMPLOYMENT AGREEMENT, (this “Agreement”), is made this 14th day of December, 2010, between First Columbia Bank & Trust Co., a Pennsylvania banking institution, (the “Bank”), and Jeffrey T. Arnold, an adult individual (the “Executive”). WHEREAS, the Executive is currently the Chief Financial Officer of th

December 17, 2010 EX-10.2

SUPPLEMENTAL EXECUTIVE RETIREMENT BENEFIT AGREEMENT FOR JEFFREY T. ARNOLD

Exhibit 10.2 SUPPLEMENTAL EXECUTIVE RETIREMENT BENEFIT AGREEMENT FOR JEFFREY T. ARNOLD THIS SUPPLEMENTAL RETIREMENT BENEFIT AGREEMENT, (this ?Agreement?), is made and entered into this 15th day of December, 2010, by and between First Columbia Bank & Trust Co., a Pennsylvania banking institution having a place of business at 232 East Street, Bloomsburg, PA 17815, (?Bank?), and JEFFREY T. ARNOLD, an

November 12, 2010 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

10-Q 1 w80468e10vq.htm FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2010. Or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . No. 0-19028 (Com

November 3, 2010 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 November 2, 2010 Date of Report (Date of earliest event reported) CCFNB Bancorp, Inc. (Exact name of registrant as specified in its charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdiction of incorporation) (Commission F

November 3, 2010 EX-99.1

November 2, 2010 CCFNB Bancorp, Inc. Reports Record Third Quarter 2010 Earnings

Exhibit 99.1 Press Release ? For Immediate Release November 2, 2010 CCFNB Bancorp, Inc. Reports Record Third Quarter 2010 Earnings Bloomsburg, PA ? CCFNB Bancorp, Inc. (OTC: CCFN), parent company of First Columbia Bank & Trust Co., has released its unaudited financial statements for the third quarter of 2010. Net income, as reported under U.S. Generally Accepted Accounting Principles, for the thre

August 12, 2010 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2010.

July 21, 2010 8-K

Current Report

8-K 1 w79273e8vk.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 July 20, 2010 Date of Report (Date of earliest event reported) CCFNB Bancorp, Inc. (Exact name of registrant as specified in its charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdiction of (Commi

July 21, 2010 EX-99.1

July 20, 2010 CCFNB Bancorp, Inc. Reports Record Second Quarter 2010 Earnings

Exhibit 99.1 Press Release ? For Immediate Release July 20, 2010 CCFNB Bancorp, Inc. Reports Record Second Quarter 2010 Earnings Bloomsburg, PA ? CCFNB Bancorp, Inc. (OTC: CCFN), parent company of First Columbia Bank & Trust Co., has released its unaudited financial statements for the second quarter of 2010. Net income, as reported under U.S. Generally Accepted Accounting Principles, for the three

May 13, 2010 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

10-Q 1 w78493e10vq.htm FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2010. Or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to . No. 0-19028 (Commission file number) CC

May 12, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 May 11, 2010 Date of Report (Date of earliest event reported) CCFNB Bancorp, Inc. (

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 May 11, 2010 Date of Report (Date of earliest event reported) CCFNB Bancorp, Inc. (Exact name of registrant as specified in its charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdiction of incorporation) (Commission

April 28, 2010 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 April 27, 2010 Date of Report (Date of earliest event reported) CCFNB Bancorp, Inc. (Exact name of registrant as specified in its charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdiction of incorporation) (Commission Fil

April 28, 2010 EX-99.1

April 27, 2010 CCFNB Bancorp, Inc. Reports First Quarter 2010 Earnings

EX-99.1 2 w78250exv99w1.htm EX-99.1 Exhibit 99.1 Press Release — For Immediate Release April 27, 2010 CCFNB Bancorp, Inc. Reports First Quarter 2010 Earnings Bloomsburg, PA — CCFNB Bancorp, Inc. (OTC: CCFN), parent company of First Columbia Bank & Trust Co., has released its unaudited financial statements for the first quarter of 2010. Net income, as reported under U.S. Generally Accepted Accounti

March 26, 2010 EX-21

LIST OF SUBSIDIARIES OF THE CORPORATION

EXHIBIT 21 LIST OF SUBSIDIARIES OF THE CORPORATION Direct Subsidiary: First Columbia Bank & Trust Co.

March 26, 2010 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year-ended December 31, 2009 or o TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file Number: 0-19028 CCFNB BANCORP, INC. (Name of regi

March 26, 2010 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

DEF 14A 1 w77768def14a.htm DEF 14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant þ Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commi

March 26, 2010 EX-3.2

Article 1 REGISTERED OFFICE

EXHIBIT 3.2 BY-LAWS OF CCFNB BANCORP, INC. Article 1 REGISTERED OFFICE Section 1.1 The Company shall have and continuously maintain in Pennsylvania a registered office. Section 1.2 The Company may also have offices at such other places within or without the Commonwealth of Pennsylvania as the Board of Directors may from time to time designate or the business of the Company may require. Article 2 S

February 4, 2010 CORRESP

CCFNB Bancorp, Inc. 232 East Street Bloomsburg, Pennsylvania 17815 February 4, 2010

CCFNB Bancorp, Inc. 232 East Street Bloomsburg, Pennsylvania 17815 February 4, 2010 VIA EDGAR and Facsimile Ms. Lindsay Bryan Staff Accountant United States Securities and Exchange Commission Division of Corporate Finance Washington, D. C. 20549 Mail Stop 4720 Re: CCFNB Bancorp, Inc. Form 10-K for the Fiscal Year Ended December 31, 2008 (Filed March 27, 2009) Form 10-Q for the Fiscal Year Ended Ma

January 27, 2010 EX-99.1

January 26, 2010 CCFNB Bancorp, Inc. Reports Record 2009 Earnings

Exhibit 99.1 Press Release ? For Immediate Release January 26, 2010 CCFNB Bancorp, Inc. Reports Record 2009 Earnings Bloomsburg, PA ? CCFNB Bancorp, Inc. (OTC: CCFN), parent company of First Columbia Bank & Trust Co., has released its unaudited consolidated financial statements for the fourth quarter of 2009. Net income, as reported under U.S. Generally Accepted Accounting Principles, for the thre

January 27, 2010 8-K

Current Report

8-K 1 w77140e8vk.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 January 26, 2010 Date of Report (Date of earliest event reported) CCFNB Bancorp, Inc. (Exact name of registrant as specified in its charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdiction o

January 12, 2010 CORRESP

CCFNB Bancorp, Inc. 232 East Street Bloomsburg, Pennsylvania 17815 January 11, 2010

CCFNB Bancorp, Inc. 232 East Street Bloomsburg, Pennsylvania 17815 January 11, 2010 VIA EDGAR and Facsimile Ms. Lindsay Bryan Staff Accountant United States Securities and Exchange Commission Division of Corporate Finance Washington, D. C. 20549 Mail Stop 4720 Re: CCFNB Bancorp, Inc. Form 10-K for the Fiscal Year Ended December 31, 2008 (Filed March 27, 2009) Form 10-Q for the Fiscal Year Ended Ma

December 11, 2009 8-K

Current Report

8-K 1 w76568e8vk.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 December 9, 2009 Date of Report (Date of earliest event reported) CCFNB Bancorp, Inc. (Exact name of registrant as specified in its charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdiction o

November 25, 2009 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 November 24, 2009 (November 24, 2009) Date of Report (Date of earliest event reported) CCFNB Bancorp, Inc. (Exact name of registrant as specified in its charter) PENNSYLVANIA 0-19028 23-2254643 (State or other jurisdiction of incorpo

November 25, 2009 EX-99.1

CCFNB Bancorp, Inc. Increases Quarterly Cash Dividend

EX-99.1 Exhibit 99.1 Press Release ? For Immediate Release November 24, 2009 CCFNB Bancorp, Inc. Increases Quarterly Cash Dividend Bloomsburg, PA ? CCFNB Bancorp, Inc. (OTC: CCFN), parent company of First Columbia Bank & Trust Co., announced today that its Board of Directors has declared a quarterly cash dividend of $0.28 per share, payable December 24, 2009 to shareholders of record December 8, 2

November 12, 2009 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2009.

October 28, 2009 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 October 27, 2009 Date of Report (Date of earliest event reported) CCFNB Bancorp, Inc. (Exact name of registrant as specified in its charter) Pennsylvania 0-19028 23-2254643 (State or other jurisdiction of (Commission (I.R.S. Employer

October 28, 2009 EX-99.1

October 27, 2009 CCFNB Bancorp, Inc. Reports Record Third Quarter 2009 Earnings

EX-99.1 2 w76049exv99w1.htm EX-99.1 Exhibit 99.1 Press Release — For Immediate Release October 27, 2009 CCFNB Bancorp, Inc. Reports Record Third Quarter 2009 Earnings Bloomsburg, PA — CCFNB Bancorp, Inc. (OTC: CCFN), parent company of First Columbia Bank & Trust Co., has released its unaudited consolidated financial statements for the third quarter of 2009. Net income, as reported under U.S. Gener

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