CSBK / Clifton Bancorp Inc. - Pemfailan SEC, Laporan Tahunan, Penyata Proksi

Clifton Bancorp Inc.
US ˙ NASDAQ
SIMBOL INI TIDAK AKTIF LAGI

Statistik Asas
CIK 1592329
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Clifton Bancorp Inc.
SEC Filings (Chronological Order)
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April 19, 2018 S-8 POS

CSBK / Clifton Bancorp Inc. POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT DATED APRIL 19, 2018

Registration Nos. 333-195030 333-195031 333-206583 As filed with the Securities and Exchange Commission on April 19, 2018 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO EACH IDENTIFIED FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Clifton Bancorp Inc. (Exact name of registrant as specified in its charter) Maryland 46-475

April 19, 2018 S-8 POS

CSBK / Clifton Bancorp Inc. POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT DATED APRIL 19, 2018

Registration Nos. 333-195030 333-195031 333-206583 As filed with the Securities and Exchange Commission on April 19, 2018 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO EACH IDENTIFIED FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Clifton Bancorp Inc. (Exact name of registrant as specified in its charter) Maryland 46-475

April 19, 2018 S-8 POS

CSBK / Clifton Bancorp Inc. POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT DATED APRIL 19, 2018

S-8 POS 1 s-8a3041918.htm POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT DATED APRIL 19, 2018 Registration Nos. 333-195030 333-195031 333-206583 As filed with the Securities and Exchange Commission on April 19, 2018 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO EACH IDENTIFIED FORM S-8 REGISTRATION STATEMENT UNDER THE S

April 12, 2018 15-12B

CSBK / Clifton Bancorp Inc. FORM 15 CLIFTON BANCORP, INC. APRIL 12, 2018

15-12B 1 form15-12b041218.htm FORM 15 CLIFTON BANCORP, INC. APRIL 12, 2018 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number 0

March 14, 2018 8-K

Other Events

8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 9, 2018 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of incorporation or organization) (Commission

March 5, 2018 8-K

Financial Statements and Exhibits, Other Events, Submission of Matters to a Vote of Security Holders

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 1, 2018 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of incorporation or organization) (Commission Fil

March 5, 2018 EX-99.1

Kearny Financial Corp. and Clifton Bancorp Inc. Announce the Receipt of Shareholder Approvals for Acquisition

EX-99.1 Exhibit 99.1 Kearny Financial Corp. and Clifton Bancorp Inc. Announce the Receipt of Shareholder Approvals for Acquisition FAIRFIELD, N.J. and CLIFTON, N.J., Friday, March 2, 2018 – Kearny Financial Corp. (Nasdaq: KRNY) (“Kearny”) and Clifton Bancorp Inc. (Nasdaq: CSBK) (“Clifton”) jointly announced that the shareholders of both companies overwhelmingly approved the previously announced me

February 20, 2018 425

KRNY / Kearny Financial Corp. FORM 8-K (Prospectus)

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 16, 2018 KEARNY FINANCIAL CORP. (Exact Name of Registrant as Specified in its Charter) Maryland 001-37399 30-0870244 (State or Other Jurisdiction of Incorporation) (

February 20, 2018 8-K

Other Events

Form 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 16, 2018 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of incorporation or organization) (C

February 20, 2018 DEFA14A

CSBK / Clifton Bancorp Inc. FORM 8-K

DEFA14A 1 d539338d8k.htm FORM 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 16, 2018 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of incorpor

February 9, 2018 SC 13G

CSBK / Clifton Bancorp Inc. / DIMENSIONAL FUND ADVISORS LP - SCHEDULE 13G Passive Investment

SC 13G 1 dfs025.htm SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* CLIFTON BANCORP INC (Name of Issuer) Common Stock (Title of Class of Securities) 186873105 (CUSIP Number) December 31, 2017 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the

February 7, 2018 10-Q

CSBK / Clifton Bancorp Inc. 10-Q (Quarterly Report)

o UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2017 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No.

February 7, 2018 EX-32.0

Section 1350 Certification of Chief Executive Officer and Chief Financial Officer

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of Clifton Bancorp Inc. (the “Company”) on Form 10-Q for the period ended December 31, 2017 as filed with the Securities and Exchange Commission (the “Report”), the undersigned hereby certify, pursuant to 18 U.S.C. §1350, as added by § 906

February 1, 2018 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 31, 2018 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of incorporation or organization) (Commiss

February 1, 2018 EX-99.1

Clifton Bancorp Inc. Announces Financial Results for the Quarter Ended December 31, 2017; Declares Cash Dividend

EX-99.1 2 d507133dex991.htm EX-99.1 Exhibit 99.1 Clifton Bancorp Inc. Announces Financial Results for the Quarter Ended December 31, 2017; Declares Cash Dividend Clifton, New Jersey – January 31, 2018 — Clifton Bancorp Inc. (Nasdaq: CSBK) (the “Company” or “Clifton Bancorp”), the holding company for Clifton Savings Bank (“CSBK” or “Bank”), today announced results for the third quarter ended Decemb

January 31, 2018 SC 13G/A

CSBK / Clifton Bancorp Inc. / Clifton Savings Bank Employee Stock Ownership Plan - SC 13G/A Passive Investment

SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2 (Amendment No. 3)* Clifton Bancorp Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 186873105 (CUSIP Number

January 23, 2018 DEFM14A

CSBK / Clifton Bancorp Inc. DEFM14A

DEFM14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

November 17, 2017 425

KRNY / Kearny Financial Corp. 425 (Prospectus)

Investor Presentation Nasdaq: KRNY November 13, 2017 Filed by Kearny Financial Corp.

November 8, 2017 EX-32.0

Section 1350 Certification of Chief Executive Officer and Chief Financial Officer

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of Clifton Bancorp Inc. (the “Company”) on Form 10-Q for the period ended September 30, 2017 as filed with the Securities and Exchange Commission (the “Report”), the undersigned hereby certify, pursuant to 18 U.S.C. §1350, as added by § 90

November 8, 2017 10-Q

CSBK / Clifton Bancorp Inc. 10-Q (Quarterly Report)

o UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2017 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No.

November 6, 2017 425

KRNY / Kearny Financial Corp. 425 (Prospectus)

Filed by Kearny Financial Corp. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Clifton Bancorp Inc. (Commission File No.: 001-36390) Kearny Financial Corp. Investor Conference Call November 2, 2017 at 10:00 a.m. Eastern CORPORATE PARTICIPANTS Craig Montanaro – President and Chief Executive Officer Eri

November 2, 2017 DEFA14A

Clifton Bancorp DEFA14A

DEFA14A SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

November 2, 2017 EX-3.1

Bylaws of Clifton Bancorp Inc.

EX-3.1 EXHIBIT 3.1 AMENDMENT TO THE AMENDED AND RESTATED BYLAWS OF CLIFTON BANCORP INC. Article VI of Clifton Bancorp Inc.?s Amended and Restated Bylaws is hereby amended to add the following as a new Section 4: Section 4. EXCLUSIVE FORUM FOR CERTAIN DISPUTES Unless the Corporation consents in writing to the selection of an alternative forum, the United States District Court for the District of Ma

November 2, 2017 EX-99.1

Kearny Financial Corp. Announces Merger with Clifton Bancorp Inc.

EX-99.1 6 d486717dex991.htm EX-99.1 EXHIBIT 99.1 Kearny Financial Corp. Announces Merger with Clifton Bancorp Inc. FAIRFIELD, N.J. and CLIFTON, N.J., Wednesday, November 1, 2017 – Kearny Financial Corp. (Nasdaq: KRNY), the holding company for Kearny Bank (“Kearny”), and Clifton Bancorp Inc. (Nasdaq: CSBK), the holding company for Clifton Savings Bank (“CSBK”), announced today that the companies ha

November 2, 2017 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 1, 2017 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of incorporation or organization) (Commiss

November 2, 2017 EX-10.1

Settlement Agreement by and among Paul M. Aguggia, Kearny Financial Corp., Kearny Bank, Clifton Bancorp Inc. and Clifton Savings Bank, dated November 1, 2017 (incorporated by reference to Exhibit 10.1 to Clifton Bancorp Inc.’s Current Report on Form 8-K (File No. 001-36390), originally filed on November 2, 2017)

EX-10.1 EXHIBIT 10.1 SETTLEMENT AGREEMENT This Settlement Agreement (the ?Agreement?) is entered into as of November 1, 2017 by and among Paul M. Aguggia (the ?Executive?), Kearny Financial Corp., a savings and loan holding company (?Buyer?), Kearny Bank, a wholly-owned subsidiary of Buyer (?Buyer Bank?), Clifton Bancorp Inc., a savings and loan holding company (?Seller?), and Clifton Savings Bank

November 2, 2017 EX-2.1

Agreement and Plan of Merger, dated as of November 1, 2017, by and between Kearny Financial Corp. and Clifton Bancorp Inc.

EX-2.1 Exhibit 2.1 EXECUTION VERSION AGREEMENT AND PLAN OF MERGER DATED AS OF NOVEMBER 1, 2017 BY AND BETWEEN KEARNY FINANCIAL CORP. AND CLIFTON BANCORP INC. Table of Contents ARTICLE I DEFINITIONS 1 ARTICLE II THE MERGER 7 2.1 The Merger 7 2.2 Closing 7 2.3 Effective Time 7 2.4 Effects of the Merger 7 2.5 Effect on Outstanding Shares of Company Common Stock 8 2.6 Exchange Procedures 8 2.7 Effect

November 2, 2017 EX-10.2

Cutback Agreement, dated as of November 1, 2017, by and among Clifton Bancorp Inc., Clifton Savings Bank and Cynthia Sisco

EX-10.2 EXHIBIT 10.2 CUTBACK AGREEMENT THIS CUTBACK AGREEMENT (?Agreement?) is made and entered into as of the 1st day of November, 2017, by and between Clifton Bancorp Inc. (?CSBK?), its wholly owned-subsidiary, Clifton Savings Bank (the ?Bank?), and Cynthia Sisco (the ?Director?). WITNESSETH WHEREAS, the Director serves as a director of CSBK and the Bank; WHEREAS, CSBK and Kearny Financial Corp.

November 2, 2017 EX-99.1

Joint Press Release dated November 1, 2017

EX-99.1 6 d486717dex991.htm EX-99.1 EXHIBIT 99.1 Kearny Financial Corp. Announces Merger with Clifton Bancorp Inc. FAIRFIELD, N.J. and CLIFTON, N.J., Wednesday, November 1, 2017 – Kearny Financial Corp. (Nasdaq: KRNY), the holding company for Kearny Bank (“Kearny”), and Clifton Bancorp Inc. (Nasdaq: CSBK), the holding company for Clifton Savings Bank (“CSBK”), announced today that the companies ha

November 2, 2017 EX-2.1

Agreement and Plan of Merger, dated as of November 1, 2017, by and between Kearny Financial Corp. and Clifton Bancorp Inc.

EX-2.1 2 d486717dex21.htm EX-2.1 Exhibit 2.1 EXECUTION VERSION AGREEMENT AND PLAN OF MERGER DATED AS OF NOVEMBER 1, 2017 BY AND BETWEEN KEARNY FINANCIAL CORP. AND CLIFTON BANCORP INC. Table of Contents ARTICLE I DEFINITIONS 1 ARTICLE II THE MERGER 7 2.1 The Merger 7 2.2 Closing 7 2.3 Effective Time 7 2.4 Effects of the Merger 7 2.5 Effect on Outstanding Shares of Company Common Stock 8 2.6 Exchang

November 2, 2017 EX-3.1

Amendment to Amended and Restated Bylaws of Clifton Bancorp Inc.

EX-3.1 EXHIBIT 3.1 AMENDMENT TO THE AMENDED AND RESTATED BYLAWS OF CLIFTON BANCORP INC. Article VI of Clifton Bancorp Inc.?s Amended and Restated Bylaws is hereby amended to add the following as a new Section 4: Section 4. EXCLUSIVE FORUM FOR CERTAIN DISPUTES Unless the Corporation consents in writing to the selection of an alternative forum, the United States District Court for the District of Ma

November 2, 2017 DEFA14A

Clifton Bancorp 8-K

DEFA14A 1 d486717d8k.htm 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 1, 2017 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of incorporation

November 2, 2017 EX-10.2

Cutback Agreement, dated as of November 1, 2017, by and among Clifton Bancorp Inc., Clifton Savings Bank and Cynthia Sisco

EX-10.2 EXHIBIT 10.2 CUTBACK AGREEMENT THIS CUTBACK AGREEMENT (?Agreement?) is made and entered into as of the 1st day of November, 2017, by and between Clifton Bancorp Inc. (?CSBK?), its wholly owned-subsidiary, Clifton Savings Bank (the ?Bank?), and Cynthia Sisco (the ?Director?). WITNESSETH WHEREAS, the Director serves as a director of CSBK and the Bank; WHEREAS, CSBK and Kearny Financial Corp.

November 2, 2017 EX-10.1

Settlement Agreement, dated as of November 1, 2017, by and among Kearny Financial Corp., Kearny Bank, Clifton Bancorp Inc., Clifton Savings Bank and Paul M. Aguggia

EX-10.1 EXHIBIT 10.1 SETTLEMENT AGREEMENT This Settlement Agreement (the ?Agreement?) is entered into as of November 1, 2017 by and among Paul M. Aguggia (the ?Executive?), Kearny Financial Corp., a savings and loan holding company (?Buyer?), Kearny Bank, a wholly-owned subsidiary of Buyer (?Buyer Bank?), Clifton Bancorp Inc., a savings and loan holding company (?Seller?), and Clifton Savings Bank

November 2, 2017 EX-99.1

Clifton Bancorp Inc. Announces Financial Results for the Second Quarter Ended September 30, 2017; Declares Cash Dividend

EX-99.1 Exhibit 99.1 Clifton Bancorp Inc. Announces Financial Results for the Second Quarter Ended September 30, 2017; Declares Cash Dividend Clifton, New Jersey – November 1, 2017 — Clifton Bancorp Inc. (Nasdaq: CSBK) (the “Company”), the holding company for Clifton Savings Bank (“CSBK”), today announced results for the second quarter ended September 30, 2017. Net income for the second quarter wa

November 2, 2017 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 d488007d8k.htm FORM 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 1, 2017 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of incorporation

November 2, 2017 EX-99.1

This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements include, but are not limited to, statements about (i) the benefits of the merger betwe

EX-99.1 Acquisition of Clifton Bancorp Inc. (CSBK) November 2, 2017 Exhibit 99.1 This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements include, but are not limited to, statements about (i) the benefits of the merger between Kearny Financial Corp. (?Kearny?) and Clifton Bancorp Inc. (?Clift

November 2, 2017 EX-2.1

Agreement and Plan of Merger dated as of November 1, 2017 by and between Kearny Financial Corp. and Clifton Bancorp Inc.*

EX-2.1 Exhibit 2.1 EXECUTION VERSION AGREEMENT AND PLAN OF MERGER DATED AS OF NOVEMBER 1, 2017 BY AND BETWEEN KEARNY FINANCIAL CORP. AND CLIFTON BANCORP INC. Table of Contents ARTICLE I DEFINITIONS 1 ARTICLE II THE MERGER 7 2.1 The Merger 7 2.2 Closing 7 2.3 Effective Time 7 2.4 Effects of the Merger 7 2.5 Effect on Outstanding Shares of Company Common Stock 8 2.6 Exchange Procedures 8 2.7 Effect

November 2, 2017 EX-99.2

Kearny Financial Corp. Announces Merger with Clifton Bancorp Inc.

EX-99.2 Exhibit 99.2 Kearny Financial Corp. Announces Merger with Clifton Bancorp Inc. FAIRFIELD, N.J. and CLIFTON, N.J., Wednesday, November 1, 2017 – Kearny Financial Corp. (Nasdaq: KRNY), the holding company for Kearny Bank (“Kearny”), and Clifton Bancorp Inc. (Nasdaq: CSBK), the holding company for Clifton Savings Bank (“CSBK”), announced today that the companies have entered into a definitive

November 2, 2017 425

Kearny Financial 8-K (Prospectus)

425 1 d485014d8k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 1, 2017 KEARNY FINANCIAL CORP. (Exact Name of Registrant as Specified in its Charter) Maryland 001-37399 30-0870244 (State or Other Jurisdiction of I

August 11, 2017 EX-99.1

CLIFTON BANCORP INC. ANNOUNCES RESULTS OF ITS ANNUAL MEETING OF STOCKHOLDERS

EX-99.1 EXHIBIT 99.1 Press Release dated August 10, 2017 FOR IMMEDIATE RELEASE Contact: Michael Lesler (973) 473-2200 CLIFTON BANCORP INC. ANNOUNCES RESULTS OF ITS ANNUAL MEETING OF STOCKHOLDERS August 10, 2017 Clifton, New Jersey ? Clifton Bancorp Inc., (the ?Company?) (NasdaqGS: CSBK), the holding company for Clifton Savings Bank, announced today the results of its annual meeting of stockholders

August 11, 2017 8-K

Financial Statements and Exhibits, Other Events, Submission of Matters to a Vote of Security Holders

8-K 1 d419688d8k.htm FORM 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 9, 2017 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of incorporation o

August 8, 2017 EX-32.0

Section 1350 Certification of Chief Executive Officer and Chief Financial Officer

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of Clifton Bancorp Inc. (the “Company”) on Form 10-Q for the period ended June 30, 2017 as filed with the Securities and Exchange Commission (the “Report”), the undersigned hereby certify, pursuant to 18 U.S.C. §1350, as added by § 906 of

August 8, 2017 10-Q

CSBK / Clifton Bancorp Inc. 10-Q (Quarterly Report)

o UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2017 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No.

August 7, 2017 EX-99.1

We all have the same job: ensuring CSBK is the choice our employees, customers and stockholders would enthusiastically make again. CSBK MISSION

EX-99.1 Exhibit 99.1 Clifton Bancorp makes forward-looking statements in this presentation. These forward-looking statements may include: statements of goals, intentions, earnings expectations, and other expectations; estimates of risks and of future costs and benefits; assessments of probable loan and lease losses; assessments of market risk; and statements of the ability to achieve financial and

August 7, 2017 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

8-K 1 d400092d8k.htm FORM 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 7, 2017 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of incorporation o

July 27, 2017 EX-99.1

Clifton Bancorp Inc. Announces Financial Results for the First Quarter Ended June 30, 2017; Declares Cash Dividend

Exhibit 99.1 Clifton Bancorp Inc. Announces Financial Results for the First Quarter Ended June 30, 2017; Declares Cash Dividend Clifton, New Jersey – July 26, 2017 — Clifton Bancorp Inc. (Nasdaq: CSBK) (the “Company”), the holding company for Clifton Savings Bank (“CSBK”), today announced results for the first quarter ended June 30, 2017. Net income for the first quarter was $1.40 million ($0.07 p

July 27, 2017 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 26, 2017 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of incorporation or organization) (Commission Fil

June 29, 2017 DEFA14A

Clifton Bancorp DEFA14A

DEFA14A SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

June 29, 2017 DEF 14A

Clifton Bancorp DEF 14A

DEF 14A SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

June 8, 2017 EX-13.0

Selected Consolidated Financial and Other Data

EX-13.0 Exhibit 13.0 Selected Consolidated Financial and Other Data The following table sets forth certain summary historical financial information concerning the consolidated financial position of Clifton Bancorp at and for the dates indicated. The financial data are derived in part from, and should be read in conjunction with, the consolidated financial statements and related notes of Clifton Ba

June 8, 2017 10-K

Clifton Bancorp FORM 10-K (Annual Report)

10-K 1 d374855d10k.htm FORM 10-K Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended March 31, 2017 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission Fi

June 8, 2017 EX-21.0

List of Subsidiaries

EX-21.0 Exhibit 21.0 List of Subsidiaries Registrant Clifton Bancorp Inc. Subsidiaries Percentage Ownership Jurisdiction or State of Incorporation Clifton Savings Bank 100 % United States Botany Inc. (1) 100 % New Jersey (1) Wholly owned subsidiary of Clifton Savings Bank.

June 8, 2017 EX-32.0

CSBK / Clifton Bancorp Inc. EX-32.0 - - EX-32.0

EX-32.0 Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Annual Report of Clifton Bancorp Inc. (the “Company”) on Form 10-K for the period ended March 31, 2017 as filed with the Securities and Exchange Commission (the “Report”), the undersigned hereby certify, pursuant to 18 U.S.C. §1350, as added by § 9

May 12, 2017 EX-99.1

Clifton Bancorp Inc. Announces Financial Results for the Fourth Quarter and Fiscal Year Ended March 31, 2017 Declares Cash Dividend

EX-99.1 Exhibit 99.1 Clifton Bancorp Inc. Announces Financial Results for the Fourth Quarter and Fiscal Year Ended March 31, 2017 Declares Cash Dividend Clifton, New Jersey ? May 10, 2017 ? Clifton Bancorp Inc. (Nasdaq: CSBK) (the ?Company?), the holding company for Clifton Savings Bank, today announced results for the quarter and year ended March 31, 2017. Net income for the quarter was $1.25 mil

May 12, 2017 8-K

Clifton Bancorp FORM 8-K (Current Report/Significant Event)

Form 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 10, 2017 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of incorporation or organization) (Commis

February 8, 2017 SC 13G/A

CSBK / Clifton Bancorp Inc. / Clifton Savings Bank Employee Stock Ownership Plan - SC 13G/A Passive Investment

SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2 (Amendment No. 2)* Clifton Bancorp Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 186873105 (CUSIP Number

February 7, 2017 10-Q

Clifton Bancorp 10-Q (Quarterly Report)

csbk-10q20161231.htm o UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2016 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-36390

February 7, 2017 EX-10.2

CLIFTON SAVINGS BANK EMPLOYMENT AGREEMENT

Exhibit 10.2 CLIFTON SAVINGS BANK EMPLOYMENT AGREEMENT This AGREEMENT (“Agreement”) originally entered into as of January 1, 2014, amended and restated in its entirety effective June 25, 2014, subsequently amended on January 1, 2016 and hereby amended and restated in its entirety effective January 1, 2017 by and between Clifton Savings Bank, a federally-chartered financial institution (the “Bank”)

February 7, 2017 EX-10.1

CLIFTON BANCORP INC. EMPLOYMENT AGREEMENT

Exhibit 10.1 CLIFTON BANCORP INC. EMPLOYMENT AGREEMENT This AGREEMENT (“Agreement”) originally entered into effective June 25, 2014, subsequently amended on January 1, 2016 and hereby amended and restated hereby in its entirety effective January 1, 2017 by and between Clifton Bancorp Inc., a Maryland corporation (the “Company”) and the holding company for Clifton Savings Bank, with its principal o

February 7, 2017 EX-32.0

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of Clifton Bancorp Inc. (the “Company”) on Form 10-Q for the period ended December 31, 2016 as filed with the Securities and Exchange Commission (the “Report”), the undersigned hereby certify, pursuant to 18 U.S.C. §1350, as added by § 906

February 2, 2017 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 1, 2017 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of incorporation or organization) (Commission

February 2, 2017 EX-99.1

Clifton Bancorp Inc. Announces Financial Results for the Third Quarter Ended December 31, 2016; Declares Cash Dividend

Clifton Bancorp Inc. Announces Financial Results for the Third Quarter Ended December 31, 2016; Declares Cash Dividend Clifton, New Jersey ? February 1, 2017 - Clifton Bancorp Inc. (Nasdaq: CSBK) (the "Company"), the holding company for Clifton Savings Bank, today announced results for the third quarter ended December 31, 2016. Net income for the third quarter was $1.22 million ($0.06 per share, b

November 14, 2016 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

Form 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 14, 2016 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of incorporation or organization) (C

November 14, 2016 EX-99.1

CSBK STRATEGIC ROADMAP Core Deposit Growth Loan Growth Capital Management Operational Efficiencies Banking Center Retrofit & New Markets Brand Differentiation Opportunistic Acquisitions

EX-99.1 Sandler O?Neill & Partners, LP EAST COAST FINANICAL SERVICES CONFERENCE November 16 ? 18, 2016 Exhibit 99.1 CSBK STRATEGIC ROADMAP Core Deposit Growth Loan Growth Capital Management Operational Efficiencies Banking Center Retrofit & New Markets Brand Differentiation Opportunistic Acquisitions FY 2017 ACCOMPLISHMENTS Deposit gathering success through focus on existing customers, digitally s

November 7, 2016 10-Q

Clifton Bancorp 10-Q (Quarterly Report)

csbk-10q20160930.htm o UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2016 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-36390

November 7, 2016 EX-32.0

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of Clifton Bancorp Inc. (the “Company”) on Form 10-Q for the period ended September 30, 2016 as filed with the Securities and Exchange Commission (the “Report”), the undersigned hereby certify, pursuant to 18 U.S.C. §1350, as added by § 90

November 7, 2016 EX-10.2

CHANGE IN CONTROL AGREEMENT

Exhibit 10.2 CHANGE IN CONTROL AGREEMENT THIS AGREEMENT is entered into as of September 12, 2016, by and between Clifton Savings Bank (the “Bank”) and Diane Scriveri (“Executive”). WHEREAS, the Bank will employ Executive in a position of importance to the Bank’s operations and wishes to protect his position with the Bank in the event of a Change in Control (as defined in this Agreement”); NOW THER

November 7, 2016 EX-10.1

AMENDMENT TO CLIFTON SAVINGS BANK CHANGE IN CONTROL AGREEMENT (Michael Lesler)

Exhibit 10.1 AMENDMENT TO CLIFTON SAVINGS BANK CHANGE IN CONTROL AGREEMENT (Michael Lesler) WHEREAS, Clifton Savings Bank maintains a change in control agreement with Executive Vice President and Chief Operating Officer Michael Lesler effective April 1, 2016 (the "Agreement"); WHEREAS, the parties have determined that certain modifications to the Agreement are necessary and appropriate; NOW THEREF

November 3, 2016 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 d284611d8k.htm 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 2, 2016 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of incorporation or o

November 3, 2016 EX-99.1

Clifton Bancorp Inc. Announces Financial Results for the Second Quarter Ended September 30, 2016; Declares Cash Dividend

EX-99.1 Exhibit 99.1 Clifton Bancorp Inc. Announces Financial Results for the Second Quarter Ended September 30, 2016; Declares Cash Dividend Clifton, New Jersey ? November 2, 2016 ? Clifton Bancorp Inc. (Nasdaq: CSBK) (the ?Company?), the holding company for Clifton Savings Bank, today announced results for the second quarter ended September 30, 2016. Net income for the second quarter was $1.24 m

September 13, 2016 EX-99.1

CLIFTON BANCORP INC. TO EXPAND STOCK REPURCHASE PROGRAM

EX-99.1 2 d260322dex991.htm EX-99.1 EXHIBIT 99.1 FOR IMMEDIATE RELEASE Contact: Bart D’Ambra (973) 473-2200 CLIFTON BANCORP INC. TO EXPAND STOCK REPURCHASE PROGRAM September 8, 2016, Clifton, New Jersey — Clifton Bancorp Inc., (the “Company”) (NasdaqGS: CSBK), the holding company for Clifton Savings Bank, announced that it has expanded its stock repurchase program by authorizing the purchase of an

September 13, 2016 EX-99.2

Diane Scriveri to Join CSBK as Chief Commercial Loan Officer

EX-99.2 3 d260322dex992.htm EX-99.2 EXHIBIT 99.2 PRESS RELEASE For Immediate Distribution Contact: Bart D’Ambra 973-473-2200 Diane Scriveri to Join CSBK as Chief Commercial Loan Officer September 12, 2016 — Clifton, NJ — CSBK, the banking subsidiary of Clifton Bancorp, Inc., announced today the appointment of Diane Scriveri to Executive Vice President and Chief Commercial Loan Officer. Paul M. Agu

September 13, 2016 8-K

Financial Statements and Exhibits, Other Events

8-K 1 d260322d8k.htm 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) September 8, 2016 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of incorporation or

August 12, 2016 8-K

Clifton Bancorp (Current Report/Significant Event)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 10, 2016 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of incorporation or organization)

August 12, 2016 EX-99.1

Clifton Bancorp Inc. Announces Results of its Annual Meeting of Stockholders

NEWS RELEASE Clifton Bancorp Inc. Announces Results of its Annual Meeting of Stockholders Clifton, New Jersey ? August 11, 2016. Clifton Bancorp Inc. (Nasdaq Global Select Market: CSBK) (the "Company") announced today the results of its annual meeting of stockholders that was held on August 10, 2016. Approximately 92.4% of all outstanding shares were present or represented by proxy. Director nomin

August 8, 2016 EX-99.1

AGENDA CSBK Mission Fiscal Year 2016 Accomplishments CSBK Performance Trends Strategic Road Map

EX-99.1 Clifton Bancorp Inc. ?Taking The Stage? Annual Meeting of Stockholders August 10, 2016 Exhibit 99.1 AGENDA CSBK Mission Fiscal Year 2016 Accomplishments CSBK Performance Trends Strategic Road Map CSBK COMPANY MISSION We all have the same job: Ensuring CSBK is the choice our employees, customers and stockholders would enthusiastically make again. FY 2016 ACCOMPLISHMENTS Commercial loan grow

August 8, 2016 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 8, 2016 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of incorporation or organization) (Commission Fi

August 8, 2016 10-Q

Clifton Bancorp 10-Q (Quarterly Report)

csbk-10q20160630.htm o UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2016 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-36390 CLIF

August 8, 2016 EX-10.0

CLIFTON SAVINGS BANK PERFORMANCE INCENTIVE COMPENSATION PLAN, AS AMENDED JUNE 22, 2016

Exhibit 10.0 CLIFTON SAVINGS BANK PERFORMANCE INCENTIVE COMPENSATION PLAN, AS AMENDED JUNE 22, 2016 1. Purpose The purpose of the Clifton Savings Bank Performance Incentive Compensation Plan (the “Plan”) is to provide annual cash awards to key personnel (each, a “Participant”) of Clifton Savings Bank (the “Bank”) and its affiliates that recognizes and rewards the achievement of corporate and/or in

August 8, 2016 EX-32.0

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of Clifton Bancorp Inc. (the “Company”) on Form 10-Q for the period ended June 30, 2016 as filed with the Securities and Exchange Commission (the “Report”), the undersigned hereby certify, pursuant to 18 U.S.C. §1350, as added by § 906 of

July 27, 2016 8-K

Clifton Bancorp (Current Report/Significant Event)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 27, 2016 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of incorporation or organization) (

July 27, 2016 EX-99.1

Clifton Bancorp Inc. Announces Financial Results for the First Quarter Ended June 30, 2016; Declares Cash Dividend

Clifton Bancorp Inc. Announces Financial Results for the First Quarter Ended June 30, 2016; Declares Cash Dividend Clifton, New Jersey ? July 27, 2016 - Clifton Bancorp Inc. (Nasdaq: CSBK) (the "Company"), the holding company for Clifton Savings Bank, today announced results for the quarter ended June 30, 2016. Net income for the first quarter was $1.02 million ($0.04 per share, basic and diluted)

June 29, 2016 DEFA14A

Clifton Bancorp DEFA14A

DEFA14A SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

June 29, 2016 DEF 14A

Clifton Bancorp DEF 14A

DEF 14A SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

June 8, 2016 EX-13.0

Consolidated Financial and Other Data

EX-13.0 Exhibit 13.0 Consolidated Financial and Other Data The following table sets forth certain summary historical financial information concerning the consolidated financial position of Clifton Bancorp at and for the dates indicated. The financial data is derived in part from, and should be read in conjunction with, the consolidated financial statements and related notes of Clifton Bancorp appe

June 8, 2016 10-K

Clifton Bancorp FORM 10-K (Annual Report)

Form 10-K Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended March 31, 2016 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No.

June 8, 2016 EX-10.8

Change in Control Agreement by and between Clifton Savings Bank and Michael Lesler CHANGE IN CONTROL AGREEMENT

EX-10.8 Exhibit 10.8 Change in Control Agreement by and between Clifton Savings Bank and Michael Lesler CHANGE IN CONTROL AGREEMENT THIS AGREEMENT is entered into as of April 1, 2016, by and between Clifton Savings Bank (the ?Bank?) and Michael Lesler (the ?Executive?). WHEREAS, the Bank will employ Executive in a position of importance to the Bank?s operations and wishes to protect his position w

June 8, 2016 EX-10.7

Change in Control Agreement by and between Clifton Savings Bank and Patricia Hrotko, as amended Clifton Savings Bank Change in Control Agreement (Patricia Hrotko)

EX-10.7 Exhibit 10.7 Change in Control Agreement by and between Clifton Savings Bank and Patricia Hrotko, as amended Clifton Savings Bank Change in Control Agreement (Patricia Hrotko) Amendment WHEREAS, Clifton Savings Bank has previously entered into a change in control agreement with Executive Vice President Patricia Hrotko; WHEREAS, the parties have determined that certain modifications to the

June 8, 2016 EX-32.0

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

EX-32.0 Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Annual Report of Clifton Bancorp Inc. (the “Company”) on Form 10-K for the period ended March 31, 2016 as filed with the Securities and Exchange Commission (the “Report”), the undersigned hereby certify, pursuant to 18 U.S.C. §1350, as added by § 9

June 8, 2016 EX-21.0

List of Subsidiaries

EX-21.0 Exhibit 21.0 List of Subsidiaries Registrant Clifton Bancorp Inc. Subsidiaries Percentage Ownership Jurisdiction or State of Incorporation Clifton Savings Bank 100% United States Botany Inc. (1) 100% New Jersey (1) Wholly owned subsidiary of Clifton Savings Bank.

May 16, 2016 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 16, 2016 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of incorporation or organization) (Commission

May 16, 2016 EX-99.1

Investor Presentation

EX-99.1 Exhibit 99.1 Exhibit 99.1 Graphic Investor Presentation May 2016 FORWARD-LOOKING STATEMENTS Clifton Bancorp Inc. makes forward-looking statements in this presentation. These forward-looking statements may include: statements of goals, intentions, earnings expectations and other expectations; estimates of risks and of future costs and benefits; assessments of probable loan and lease losses;

May 11, 2016 8-K

Clifton Bancorp (Current Report/Significant Event)

clifton8kmay10-16.htm SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 10, 2016 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of incorporation or organiza

May 11, 2016 EX-99.1

Clifton Bancorp Inc. Announces Financial Results for the Fourth Quarter Ended and Year Ended March 31, 2016; Declares Cash Dividend

EX-99.1 2 clifton8kmay10-16release.htm Clifton Bancorp Inc. Announces Financial Results for the Fourth Quarter Ended and Year Ended March 31, 2016; Declares Cash Dividend Clifton, New Jersey – May 10, 2016 - Clifton Bancorp Inc. (Nasdaq: CSBK) (the “Company”), the holding company for Clifton Savings Bank, today announced results for the quarter and year ended March 31, 2016. Net income for the qua

May 6, 2016 8-K

Clifton Bancorp (Current Report/Significant Event)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 4, 2016 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of incorporation or organization) (Co

April 4, 2016 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 1, 2016 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of incorporation or organization) (Commission Fil

April 4, 2016 EX-99.1

Michael Lesler to join CSBK as Chief Operating Officer; Bart D’Ambra to retire at year-end.

clifton8kapril1-16release.htm [CLIFTON SAVINGS BANK LOGO] PRESS RELEASE CONTACT Bart D?Ambra Executive Vice President 973-473-2200 [email protected] Michael Lesler to join CSBK as Chief Operating Officer; Bart D?Ambra to retire at year-end. April 1, 2016 Clifton, New Jersey ? CSBK, the banking subsidiary of Clifton Bancorp Inc., announced today the appointment of Michael Lesler to the pos

February 11, 2016 SC 13G/A

CSBK / Clifton Bancorp Inc. / PRICE T ROWE ASSOCIATES INC /MD/ - CSBK AS OF 12/31/2015 Passive Investment

SC 13G/A 1 csbk13gadec15.htm CSBK AS OF 12/31/2015 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2) CLIFTON BANCORP INC (Name of Issuer) COMMON STOCK (Title of Class of Securities) 186873105 (CUSIP Number) December 31, 2015 (Date of Event which Requires Filing of Statement) Check the appropriate box to

February 5, 2016 SC 13G/A

Clifton Bancorp AMENDMENT NO.1 TO SCHEDULE 13G (Passive Acquisition of More Than 5% of Shares)

Amendment No.1 to Schedule 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO ? 240.13d-1(b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO ? 240.13d-2 (Amendment No. 1)* Clifton Bancorp Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 1

February 5, 2016 10-Q

CSBK / Clifton Bancorp Inc. 10-Q - Quarterly Report - 10-Q

o UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2015 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No.

February 5, 2016 EX-10.2

Clifton Savings Bank Employment Agreement (Paul M. Aguggia)

EXHIBIT 10.2 Clifton Savings Bank Employment Agreement (Paul M. Aguggia) Amendment WHEREAS, Clifton Savings Bank has previously entered into an employment agreement with Paul M. Aguggia; WHEREAS, the parties have determined that certain modifications to the employment agreement are necessary and appropriate; NOW THEREFORE, in consideration of the foregoing premises and other good and valuable cons

February 5, 2016 EX-10.1

Clifton Bancorp Inc. Employment Agreement (Paul M. Aguggia)

EXHIBIT 10.1 Clifton Bancorp Inc. Employment Agreement (Paul M. Aguggia) Amendment WHEREAS, Clifton Bancorp Inc. has previously entered into an employment agreement with Paul M. Aguggia; WHEREAS, the parties have determined that certain modifications to the employment agreement are necessary and appropriate; NOW THEREFORE, in consideration of the foregoing premises and other good and valuable cons

February 5, 2016 EX-32.0

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of Clifton Bancorp Inc. (the “Company”) on Form 10-Q for the period ended December 31, 2015 as filed with the Securities and Exchange Commission (the “Report”), the undersigned hereby certify, pursuant to 18 U.S.C. §1350, as added by § 906

February 4, 2016 EX-99.1

Clifton Bancorp Inc. Announces Financial Results for the Third Quarter Ended December 31, 2015; Declares Cash Dividend

clifton8kfeb3-16release.htm Clifton Bancorp Inc. Announces Financial Results for the Third Quarter Ended December 31, 2015; Declares Cash Dividend Clifton, New Jersey ? February 3, 2016 - Clifton Bancorp Inc. (Nasdaq: CSBK) (the ?Company?), the holding company for Clifton Savings Bank, today announced results for the third quarter ended December 31, 2015. Net income for the third quarter was $1.33

February 4, 2016 8-K

Clifton Bancorp (Current Report/Significant Event)

clifton8kfeb3-16.htm SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 3, 2016 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of incorporation or organ

January 11, 2016 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

clifton8kjan11-16.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 6, 2016 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of incorpor

October 29, 2015 EX-99.1

Clifton Bancorp Inc. Announces Financial Results for the Second Quarter Ended September 30, 2015 and Extension of Stock Repurchase Program

clifton8koct28-15release.htm Clifton Bancorp Inc. Announces Financial Results for the Second Quarter Ended September 30, 2015 and Extension of Stock Repurchase Program Clifton, New Jersey ? October 28, 2015 - Clifton Bancorp Inc. (Nasdaq: CSBK) (the ?Company?), the holding company for Clifton Savings Bank, today announced results for the second quarter ended September 30, 2015. Net income for the

October 29, 2015 8-K

Clifton Bancorp (Current Report/Significant Event)

clifton8koct28-15.htm SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 28, 2015 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of incorporation or orga

August 26, 2015 EX-4.4

FORM OF STOCK OPTION AWARD AGREEMENT CLIFTON BANCORP INC. 2015 EQUITY INCENTIVE PLAN

EX-4.4 Exhibit 4.4: Form of Stock Option Agreement Exhibit 4.4 FORM OF STOCK OPTION AWARD AGREEMENT CLIFTON BANCORP INC. 2015 EQUITY INCENTIVE PLAN This Stock Option Grant is awarded to (the ?Participant?) by Clifton Bancorp Inc. (the ?Company?) as of (the ?Grant Date?), the date the Committee of the Board of Directors of the Company (the ?Committee?) granted the Participant the right and option t

August 26, 2015 EX-4.5

FORM OF RESTRICTED STOCK AWARD AGREEMENT CLIFTON BANCORP INC. 2015 EQUITY INCENTIVE PLAN

EX-4.5 Exhibit 4.5: Form of Restricted Stock Award Agreement Exhibit 4.5 FORM OF RESTRICTED STOCK AWARD AGREEMENT CLIFTON BANCORP INC. 2015 EQUITY INCENTIVE PLAN This Award Agreement is provided to (the ?Participant?) by Clifton Bancorp Inc. (the ?Company?) as of , the date the Compensation Committee of the Board of Directors of the Company awarded the Participant a Restricted Stock Award pursuant

August 26, 2015 S-8

Clifton Bancorp FORM S-8

Form S-8 As filed with the Securities and Exchange Commission on August 26, 2015 Registration No.

August 7, 2015 8-K

Clifton Bancorp CURRENT REPORT (Current Report/Significant Event)

clifton8kaug7-15.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 6, 2015 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of incorporat

August 7, 2015 EX-99.1

Clifton Bancorp Inc. Announces Results of its Annual Meeting of Stockholders

clifton8kaug7-15ex99.htm NEWS RELEASE Clifton Bancorp Inc. Announces Results of its Annual Meeting of Stockholders Clifton, New Jersey ? August 7, 2015. Clifton Bancorp Inc. (Nasdaq Global Select Market: CSBK) (the ?Company?) announced today the results of its annual meeting of stockholders that was held on August 6, 2015. Approximately 93.6% of all outstanding shares were present or represented b

August 6, 2015 8-K

Clifton Bancorp FORM 8-K (Current Report/Significant Event)

Form 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 6, 2015 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of incorporation or organization) (Comm

August 6, 2015 EX-99.1

Clifton Bancorp Inc.

EX-99.1 2 d61338dex991.htm EX-99.1 Clifton Bancorp Inc. Poised for Success Annual Meeting of Stockholders August 6, 2015 Exhibit 99.1 Agenda 1. Corporate Developments 2. Fiscal Year 2015 Recap 3. Historical Performance 4. Fiscal Year 2016 Focus 5. CSBK Philosophy 2 CORPORATE DEVELOPMENTS • Compensation Philosophy • Best practices policies / plans a) PICP b) Clawback c) No hedge / pledge d) Stock o

July 28, 2015 EX-99.1

Clifton Bancorp Inc. Announces Financial Results for the First Quarter Ended June 30, 2015

clifton8kjuly27ex99.htm Clifton Bancorp Inc. Announces Financial Results for the First Quarter Ended June 30, 2015 Clifton, New Jersey ? July 27, 2015 - Clifton Bancorp Inc. (Nasdaq: CSBK), the holding company for Clifton Savings Bank, today announced results for the first quarter ended June 30, 2015. Net income for the first quarter was $1.66 million ($0.07 per diluted share). This compares to ne

July 28, 2015 8-K

Clifton Bancorp CURRENT REPORT (Current Report/Significant Event)

clifton8kjuly27-15.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 27, 2015 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 333-192598 46-4757900 (State or other jurisdiction of incorpor

June 26, 2015 DEFA14A

Clifton Bancorp ADDITIONAL MATERIAL TO PROXY STATEMENT

Additional Material to proxy statement SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

June 26, 2015 DEF 14A

Clifton Bancorp DEFINITIVE PROXY STATEMENT

Definitive Proxy Statement SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

May 8, 2015 EX-99.1

Clifton Bancorp Inc. Announces Financial Results for the Fourth Quarter and Year Ended March 31, 2015; Declares Regular Dividend and Special Dividend

EX-99.1 2 clifton8kmay7-15ex991.htm Clifton Bancorp Inc. Announces Financial Results for the Fourth Quarter and Year Ended March 31, 2015; Declares Regular Dividend and Special Dividend Clifton, New Jersey – May 6, 2015 - Clifton Bancorp Inc. (Nasdaq: CSBK), the holding company for Clifton Savings Bank (the “Bank”), today announced results for the quarter and year ended March 31, 2015. Net income

May 8, 2015 EX-99.2

CLIFTON BANCORP INC. ANNOUNCES DATE OF 2015 ANNUAL MEETING OF STOCKHOLDERS

clifton8kmay7-15ex992.htm CLIFTON BANCORP INC. ANNOUNCES DATE OF 2015 ANNUAL MEETING OF STOCKHOLDERS Clifton, New Jersey ? May 8, 2015 - Clifton Bancorp Inc. (Nasdaq: CSBK), the holding company for Clifton Savings Bank, announced today that its annual meeting of stockholders will be held on Thursday, August 6, 2015. About Clifton Bancorp Inc. Clifton Bancorp Inc. is the holding company of Clifton

May 8, 2015 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

clifton8kmay7-15.htm SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 6, 2015 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 333-192598 46-4757900 (State or other jurisdiction of incorporation or organizat

March 12, 2015 8-K

Financial Statements and Exhibits, Other Events

clifton8kmarch11-15.htm SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 11, 2015 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 333-192598 46-4757900 (State or other jurisdiction of incorporation or org

March 12, 2015 EX-99.1

CLIFTON BANCORP INC. TO INITIATE STOCK REPURCHASE PROGRAM

clifton8kmarch11-15release.htm FOR IMMEDIATE RELEASE Contact: Bart D?Ambra (973) 473-2200 CLIFTON BANCORP INC. TO INITIATE STOCK REPURCHASE PROGRAM March 11, 2015, Clifton, New Jersey ? Clifton Bancorp Inc., (the ?Company?) (NasdaqGS: CSBK), the holding company for Clifton Savings Bank, announced today that it has authorized a stock repurchase program to acquire up to 2,731,000 shares of the Compa

February 5, 2015 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 4, 2015 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 333-192598 46-4757900 (State or other jurisdiction of incorporation or organization) (Commission

February 5, 2015 EX-99.1

Clifton Bancorp Inc. Announces Financial Results for the Third Quarter Ended December 31, 2014

EX-99.1 2 clifton8kreleasefeb4-15.htm Clifton Bancorp Inc. Announces Financial Results for the Third Quarter Ended December 31, 2014 Clifton, New Jersey – February 4, 2015 - Clifton Bancorp Inc. (NasdaqGS: CSBK), the holding company for Clifton Savings Bank (the “Bank”), today announced results for the third quarter ended December 31, 2014. Net income for the third quarter was $1.94 million ($0.08

February 4, 2015 SC 13G

CSBK / Clifton Bancorp Inc. / Clifton Savings Bank Employee Stock Ownership Plan - SCHEDULE 13G Passive Investment

Schedule 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2 (Amendment No. )* Clifton Bancorp Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 186873105 (CUSIP Num

November 4, 2014 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 3, 2014 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 333-192598 46-4757900 (State or other jurisdiction of incorporation or organizatio

November 4, 2014 EX-99.1

Clifton Bancorp Inc. Announces Financial Results for the Second Quarter Ended September 30, 2014

Clifton Bancorp Inc. Announces Financial Results for the Second Quarter Ended September 30, 2014 Clifton, New Jersey – November 3, 2014 - Clifton Bancorp Inc. (NasdaqGS: CSBK), the holding company for Clifton Savings Bank, today announced results for the second quarter ended September 30, 2014. Net income for the second quarter was $1.48 million ($0.06 per diluted share). This compares to net inco

August 8, 2014 8-K

Financial Statements and Exhibits, Other Events, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 7, 2014 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 333-192598 46-4757900 (State or other jurisdiction of incorporation or organization)

August 7, 2014 EX-99.1

(Nasdaq: CSBK)

EX-99.1 (Nasdaq: CSBK) Annual Meeting Presentation August 7, 2014 Exhibit 99.1 FORWARD-LOOKING STATEMENTS 2 Clifton Bancorp makes forward-looking statements in this presentation. These forward-looking statements may include: statements of goals, intentions, earnings expectations, and other expectations; estimates of risks and of future costs and benefits; assessments of probable loan and lease los

August 7, 2014 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 7, 2014 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 333-192598 46-4757900 (State or other jurisdiction of incorporation or organization) (Commissi

July 30, 2014 EX-99.1

Clifton Bancorp Inc. Announces Financial Results for the Quarter Ended June 30, 2014

Clifton Bancorp Inc. Announces Financial Results for the Quarter Ended June 30, 2014 Clifton, New Jersey – July 30, 2014 - Clifton Bancorp Inc. (NasdaqGS: CSBK), the holding company for Clifton Savings Bank, today announced results for the quarter ended June 30, 2014. Net income for the first quarter was $1.62 million ($0.06 per diluted share). This compares to net income of $1.75 million ($0.07 p

July 30, 2014 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 30, 2014 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 333-192598 46-4757900 (State or other jurisdiction of incorporation or organization)

July 7, 2014 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

8-K 1 clifton8kjuly2-14.htm CURRENT REPORT SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 2, 2014 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of inco

July 7, 2014 DEFA14A

CSBK / Clifton Bancorp Inc. DEFA14A - - DEFA14A

DEFA14A SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

July 1, 2014 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) June 25, 2014 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of incorporation or organization) (Commission Fil

June 27, 2014 DEFA14A

CSBK / Clifton Bancorp Inc. DEFA14A - - SCHEDULE 14A

Schedule 14A SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

June 27, 2014 DEF 14A

CSBK / Clifton Bancorp Inc. DEF 14A - - SCHEDULE 14A

Schedule 14A SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

June 16, 2014 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) June 11, 2014 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 001-36390 46-4757900 (State or other jurisdiction of incorporation or organization) (Commission Fil

May 16, 2014 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 16, 2014 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 333-192598 46-4757900 (State or other jurisdiction of incorporation or organization) (Commission

May 16, 2014 EX-99.1

(Nasdaq: CSBK)

EX-99.1 (Nasdaq: CSBK) Investor Presentation May 2014 Exhibit 99.1 FORWARD-LOOKING STATEMENTS 2 Clifton Bancorp makes forward-looking statements in this presentation. These forward-looking statements may include: statements of goals, intentions, earnings expectations, and other expectations; estimates of risks and of future costs and benefits; assessments of probable loan and lease losses; assessm

May 12, 2014 EX-99.1

Clifton Bancorp Inc. Announces 4th Quarter and Year End Results

Clifton Bancorp Inc. Announces 4th Quarter and Year End Results Clifton, New Jersey – May 7, 2014 - Clifton Bancorp Inc. (NasdaqGS: CSBK), the holding company of Clifton Savings Bank (collectively, the “Company”), today announced the results of its operations for the three months and year ended March 31, 2014. Clifton Bancorp is a Maryland corporation that was incorporated in November 2013 to be t

May 12, 2014 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - CURRENT REPORT

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 7, 2014 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 333-192598 46-4757900 (State or other jurisdiction of incorporation or organization) (Commission File

April 3, 2014 S-8

- S-8

S-8 As filed with the Securities and Exchange Commission on April 3, 2014 Registration No.

April 3, 2014 S-8

- S-8

S-8 As filed with the Securities and Exchange Commission on April 3, 2014 Registration No.

April 3, 2014 EX-4.4

Clifton Savings Bank 401(k) Savings Plan (As Amended And Restated Effective as of January 1, 2010, Including Provisions Retroactive to January 1, 2002)

EX-4.4 Exhibit 4.4 Clifton Savings Bank 401(k) Savings Plan (As Amended And Restated Effective as of January 1, 2010, Including Provisions Retroactive to January 1, 2002) Table Of Contents TABLE OF CONTENTS Table Of Contents i Introduction 1 Article I — Definitions 3 Article II — Eligibility and Participation 15 2.1 Eligibility 15 2.2 Ineligible Employees 15 2.3 Participation 15 2.4 Termination of

April 1, 2014 EX-99.1

CLIFTON BANCORP INC. ANNOUNCES COMPLETION OF SECOND STEP CONVERSION AND OFFERING AND INTENTION TO DECLARE DIVIDEND

EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: Bart D’Ambra (973) 473-2200 CLIFTON BANCORP INC. ANNOUNCES COMPLETION OF SECOND STEP CONVERSION AND OFFERING AND INTENTION TO DECLARE DIVIDEND Clifton, New Jersey, April 1, 2014 — Clifton Bancorp Inc., a Maryland corporation (the “Company”) (NasdaqGS: CSBK), announced today that it has completed the conversion of Clifton Savings Bank (the “Bank”)

April 1, 2014 8-K12B

- FORM 8-K-12B

Form 8-K-12B SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 1, 2014 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 333-192598 46-4757900 (State or other jurisdiction of incorporation or organization) (

March 28, 2014 8-K

Financial Statements and Exhibits, Other Events

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 25, 2014 CLIFTON BANCORP INC. (Exact Name of Registrant as Specified in Its Charter) Maryland 333-192598 46-4757900 (State or other jurisdiction of incorporation or organization) (Commission F

March 28, 2014 EX-99.1

CLIFTON SAVINGS BANCORP, INC. ANNOUNCES RESULTS OF SPECIAL MEETINGS OF STOCKHOLDERS AND MEMBERS

EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: Bart D’Ambra (973) 473-2200 CLIFTON SAVINGS BANCORP, INC. ANNOUNCES RESULTS OF SPECIAL MEETINGS OF STOCKHOLDERS AND MEMBERS Clifton, New Jersey, March 25, 2014 — Clifton Savings Bancorp, Inc., a federal corporation (the “Company”) (NasdaqGS: CSBK), announced that, at separate meetings held today, the stockholders of the Company and the members of

March 19, 2014 425

Merger Prospectus - 425

425 Filed by Clifton Bancorp Inc. pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: Clifton Savings Bancorp, Inc. Commission File No. 000-50358 FOR IMMEDIATE RELEASE Contact: Bart D’Ambra (973) 473-2200 CLIFTON SAVINGS BANCORP, INC. ANNOUNCES STOCK OFFERING RESULTS Clifton, New Jersey, March 19, 20

March 19, 2014 10-Q

Clifton Bancorp 10-Q (Quarterly Report)

10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2013 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No.

March 19, 2014 EX-99.1

Quarterly Report on Form 10-Q of Clifton Savings Bancorp, Inc. for the Quarter Ended December 31, 2013

EX-99.1 Table of Contents Exhibit 99.1 Quarterly Report on Form 10-Q of Clifton Savings Bancorp, Inc. for the Quarter Ended December 31, 2013 Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2013 OR ? TRANSITION REPOR

March 19, 2014 EX-32.0

Certification of Chief Executive Officer and Chief Financial Officer of Clifton Bancorp Inc. Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS

EX-32.0 Exhibit 32.0 Certification of Chief Executive Officer and Chief Financial Officer of Clifton Bancorp Inc. Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of Clifton Bancorp Inc. (the ?Com

February 18, 2014 424B3

CLIFTON BANCORP INC. (Proposed Holding Company for Clifton Savings Bank) PROSPECTUS OF CLIFTON BANCORP INC. PROXY STATEMENT OF CLIFTON SAVINGS BANCORP, INC.

PROXY PROSPECTUS Table of Contents Filed Pursuant to Rule 424(b)(3) Registration File No.

February 18, 2014 424B3

(Proposed new holding company for Clifton Savings Bank) Up to 22,425,000 Shares of Common Stock $10.00 per Share

PROSPECTUS Table of Contents Filed Pursuant to Rule 424(b)(3) Registration File No.

February 18, 2014 424B3

PARTICIPATION INTERESTS IN CLIFTON SAVINGS BANK 401(k) SAVINGS PLAN OFFERING OF 470,100 SHARES OF CLIFTON BANCORP INC. COMMON STOCK ($0.01 PAR VALUE)

Table of Contents Filed Pursuant to Rule 424(b)(3) Registration File No.: 333-192598 PARTICIPATION INTERESTS IN CLIFTON SAVINGS BANK 401(k) SAVINGS PLAN AND OFFERING OF 470,100 SHARES OF CLIFTON BANCORP INC. COMMON STOCK ($0.01 PAR VALUE) In connection with the conversion of Clifton MHC from a mutual holding company form of organization to the stock form of organization, Clifton Bancorp Inc. (“Cli

February 7, 2014 425

Merger Prospectus - 425

Filed by Clifton Bancorp Inc. pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: Clifton Savings Bancorp, Inc. Commission File No. 000-50358 FOR IMMEDIATE RELEASE Contact: Bart D’Ambra (973) 473-2200 CLIFTON SAVINGS BANCORP, INC. TO COMMENCE SECOND STEP CONVERSION STOCK OFFERING Clifton, New Jersey,

January 31, 2014 EX-99.1

PRO FORMA VALUATION UPDATE REPORT CLIFTON BANCORP INC. Clifton, New Jersey PROPOSED HOLDING COMPANY FOR: CLIFTON SAVINGS BANK Clifton, New Jersey Dated As Of: January 17, 2014 Prepared By: RP® Financial, LC. 1100 North Glebe Road Suite 600 Arlington,

EX-99.1 Exhibit 99.1 PRO FORMA VALUATION UPDATE REPORT CLIFTON BANCORP INC. Clifton, New Jersey PROPOSED HOLDING COMPANY FOR: CLIFTON SAVINGS BANK Clifton, New Jersey Dated As Of: January 17, 2014 Prepared By: RP® Financial, LC. 1100 North Glebe Road Suite 600 Arlington, Virginia 22201 January 17, 2014 Boards of Directors Clifton MHC Clifton Savings Bancorp, Inc. Clifton Savings Bank 1433 Van Hout

January 31, 2014 EX-5.0

direct dial 202 508 5881

EX-5.0 Exhibit 5.0 direct dial 202 508 5881 direct fax 202 585 0051 [email protected] January 24, 2014 Board of Directors Clifton Bancorp Inc. 1433 Van Houten Avenue Clifton, New Jersey 07013 Ladies and Gentlemen: We have acted as counsel to Clifton Bancorp Inc., a Maryland corporation (the “Company”), in connection with the registration under the Securities Act of 1933, as amended (th

January 31, 2014 S-1/A

- S-1/A

S-1/A Table of Contents As filed with the Securities and Exchange Commission on January 31, 2014 Registration No.

January 31, 2014 EX-1.2

Up to 22,425,000 Shares Clifton Bancorp Inc. (a Maryland corporation) Common Stock (par value $0.01 per share) AGENCY AGREEMENT , 2014

EX-1.2 Exhibit 1.2 Up to 22,425,000 Shares Clifton Bancorp Inc. (a Maryland corporation) Common Stock (par value $0.01 per share) AGENCY AGREEMENT , 2014 SANDLER O’NEILL & PARTNERS, L.P. 1251 Avenue of the Americas, 6th Floor New York, New York 10020 Ladies and Gentlemen: Clifton Bancorp Inc., a Maryland corporation (the “Company”), Clifton Savings Bancorp, Inc., a federal “mid-tier” holding compa

January 31, 2014 EX-99.2

Questions & Answers About Voting

EX-99.2 Exhibit 99.2 Dear Member: We are pleased to announce that the Boards of Directors of Clifton Savings Bank, Clifton MHC and Clifton Savings Bancorp, Inc. have voted unanimously in favor of an amended and restated plan of conversion and reorganization whereby Clifton MHC will convert from the mutual holding company form to the full stock form of organization. We are converting to, among othe

January 31, 2014 EX-2.0

AMENDED AND RESTATED PLAN OF CONVERSION AND REORGANIZATION CLIFTON MHC, CLIFTON SAVINGS BANCORP, INC. CLIFTON SAVINGS BANK

EX-2.0 Table of Contents Exhibit 2.0 AMENDED AND RESTATED PLAN OF CONVERSION AND REORGANIZATION of CLIFTON MHC, CLIFTON SAVINGS BANCORP, INC. and CLIFTON SAVINGS BANK Table of Contents TABLE OF CONTENTS PAGE 1. Introduction 1 2. Definitions 2 3. General Procedure for the Conversion and Reorganization 7 4. Total Number of Shares and Purchase Price of Conversion Stock 10 5. Subscription Rights of El

January 31, 2014 EX-99.4

REVOCABLE PROXY CLIFTON SAVINGS BANCORP, INC.

EX-99.4 Exhibit 99.4 z REVOCABLE PROXY CLIFTON SAVINGS BANCORP, INC. { YOUR VOTE IS IMPORTANT! PROXY VOTING INSTRUCTIONS Stockholders of record have three ways to vote: 1. By Telephone (using a Touch-Tone Phone); or 2. By Internet; or 3. By Mail. To Vote by Telephone: Call Toll-Free on a Touch-Tone Phone anytime prior to 3 a.m., , . To Vote by Internet: Go to https://www.rtcoproxy.com/csbk prior t

January 31, 2014 EX-99.3

Stock Ownership Guide

EX-99.3 Exhibit 99.3 CLIFTON BANCORP INC. Subscription & Community Offering Stock Order Form Clifton Bancorp Inc. Expiration Date Stock Information Center for Stock Order Forms: Clifton Plaza, 1006 Rt. 46 West , March, 2014 Clifton, NJ 07013 4:00 p.m., Eastern Time () - (received not postmarked) IMPORTANT: A properly completed - original stock order form must be used to subscribe for common stock.

November 27, 2013 EX-5.0

direct dial 202 508 5881

EX-5.0 Exhibit 5.0 direct dial 202 508 5881 direct fax 202 585 0051 [email protected] , 2013 Board of Directors Clifton Bancorp Inc. 1433 Van Houten Avenue Clifton, New Jersey 07013 Ladies and Gentlemen: We have acted as counsel to Clifton Bancorp Inc., a Maryland corporation (the “Company”), in connection with the registration under the Securities Act of 1933, as amended (the “Act”),

November 27, 2013 EX-10.12

AMENDED AND RESTATED CLIFTON SAVINGS BANK SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN (as of January 1, 2014) Amended and Restated Clifton Savings Bank Supplemental Executive Retirement Plan Table of Contents Article I – Introduction 1 Article II – Defini

Exhibit 10.12 AMENDED AND RESTATED CLIFTON SAVINGS BANK SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN (as of January 1, 2014) Amended and Restated Clifton Savings Bank Supplemental Executive Retirement Plan Table of Contents Article I – Introduction 1 Article II – Definitions 1 Article III – Eligibility and Participation 3 Article IV – Benefits 3 Article V – Accounts 5 Article VI – Supplemental Benefit P

November 27, 2013 S-1

Registration Statement - S-1

S-1 Table of Contents As filed with the Securities and Exchange Commission on November 27, 2013 Registration No.

November 27, 2013 EX-4.0

Specimen Stock Certificate of Clifton Bancorp Inc.

EX-4.0 Exhibit 4.0 COMMON STOCK COMMON STOCK CERTIFICATE NO. SEE REVERSE FOR CERTAIN DEFINITIONS CUSIP CLIFTON BANCORP INC. INCORPORATED UNDER THE LAWS OF THE STATE OF MARYLAND THIS CERTIFIES THAT [SPECIMEN] is the owner of: FULLY PAID AND NONASSESSABLE SHARES OF COMMON STOCK, $0.01 PAR VALUE PER SHARE, OF CLIFTON BANCORP INC. The shares represented by this certificate are transferable only on the

November 27, 2013 EX-99.1

PRO FORMA VALUATION REPORT CLIFTON BANCORP INC. Clifton, New Jersey PROPOSED HOLDING COMPANY FOR: CLIFTON SAVINGS BANK Clifton, New Jersey Dated As Of: November 15, 2013 Prepared By: RP® Financial, LC. 1100 North Glebe Road Suite 600 Arlington, Virgi

EX-99.1 Exhibit 99.1 PRO FORMA VALUATION REPORT CLIFTON BANCORP INC. Clifton, New Jersey PROPOSED HOLDING COMPANY FOR: CLIFTON SAVINGS BANK Clifton, New Jersey Dated As Of: November 15, 2013 Prepared By: RP® Financial, LC. 1100 North Glebe Road Suite 600 Arlington, Virginia 22201 November 15, 2013 Boards of Directors Clifton MHC Clifton Savings Bancorp, Inc. Clifton Savings Bank 1433 Van Houten Av

November 27, 2013 EX-3.2

CLIFTON BANCORP INC. ARTICLE I - STOCKHOLDERS

EX-3.2 Exhibit 3.2 CLIFTON BANCORP INC. BYLAWS ARTICLE I - STOCKHOLDERS Section 1. ANNUAL MEETING The annual meeting of the stockholders of Clifton Bancorp Inc. (the “Corporation”) shall be held each year at such date and time as the Board of Directors shall, in their discretion, fix. The business to be transacted at the annual meeting shall include the election of directors and any other business

November 27, 2013 EX-3.1

Articles of Incorporation of Clifton Bancorp Inc.

EX-3.1 Exhibit 3.1 ARTICLES OF INCORPORATION OF CLIFTON BANCORP INC. FIRST: The undersigned, Sean P. Kehoe, whose address is 607 14th Street, NW, Suite 900, Washington, DC 20005, being at least eighteen years of age, acting as incorporator, does hereby form a corporation under the General Laws of the State of Maryland. SECOND: The name of the Corporation (hereinafter the “Corporation”) is: CLIFTON

November 27, 2013 EX-1.1

APPENDIX A RECORDS AGENT SERVICES

EX-1.1 Exhibit 1.1 INVESTMENT BANKING GROUP September 24, 2013 Boards of Directors Clifton MHC Clifton Savings Bancorp, Inc. Clifton Savings Bank 1433 Van Houten Avenue Clifton, New Jersey 07015 Ladies and Gentlemen: We understand that the Boards of Directors of Clifton MHC (“MHC”) and its subsidiaries, Clifton Savings Bancorp, Inc. (“Bancorp”) and Clifton Savings Bank (the “Bank”), are considerin

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