FFIC / Flushing Financial Corporation - Pemfailan SEC, Laporan Tahunan, Penyata Proksi

Flushing Financial Corporation
US ˙ NasdaqGS ˙ US3438731057

Statistik Asas
CIK 923139
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Flushing Financial Corporation
SEC Filings (Chronological Order)
Halaman ini menyediakan senarai kronologi lengkap bagi Pemfailan SEC, tidak termasuk pemfailan pemilikan yang kami sediakan di tempat lain.
August 19, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 19, 2025 FLUSHING FINANCIA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 19, 2025 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Incor

August 19, 2025 EX-99

FLUSHING FINANCIAL CORPORATION DECLARES QUARTERLY DIVIDEND OF $0.22 PER SHARE

Exhibit 99.1 CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer and Treasurer Flushing Financial Corporation (718) 961-5400 FOR IMMEDIATE RELEASE FLUSHING FINANCIAL CORPORATION DECLARES QUARTERLY DIVIDEND OF $0.22 PER SHARE Uniondale, NY – August 19, 2025 – Flushing Financial Corporation (the “Company”) (Nasdaq-GS: FFIC), the parent holding company for Flushing Bank

August 7, 2025 EX-10.1

Flushing Bank Specified Officer Change in Control Severance Policy (effective July 2025) (filed herewith)

Exhibit 10.1 POLICY TITLE Flushing Bank Specified Officer Change In Control Severance Policy POLICY TYPE BOARD (Bank) GROUP Human Resources Policy Number Approval Date July 2025 DIVISION Human Resources Effective Date July 2025 Last Revision July 2025- Policy Owner Chief Operating Officer 1. Purpose The purpose of this COC Severance Policy (the “Policy”) is to provide for the payment of certain se

August 7, 2025 EX-10.2

Employee Severance Compensation Plan for Senior Vice Presidents, Vice Presidents and Assistant Vice Presidents (effective July 2025) (filed herewith)

Exhibit 10.2 POLICY TITLE Employee Severance Compensation Plan for Senior Vice Presidents, Vice Presidents and Assistant Vice Presidents of Flushing Bank POLICY TYPE BOARD (Bank) GROUP Human Resources Policy Number Approval Date July 2025 DIVISION Human Resources Effective Date July 2025 Last Revision July 2025 Policy Owner Chief Operating Officer 1. Purpose The purpose of this Employee Severance

August 7, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 Commission file number 001-33013 FL

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 Commission file number 001-33013 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorpo

July 24, 2025 EX-99

John R. Buran, President and CEO Commentary

Exhibit 99.1 0 ● ● John R. Buran, President and CEO Commentary Flushing Financial Corporation Reports GAAP EPS Increase of 128% and Core EPS of 78% Year-Over-Year for the Second Quarter of 2025 "Our second quarter results reflect the continued successful execution of our strategic priorities, building upon the foundational actions we took in the preceding quarters. We are pleased to report another

July 24, 2025 EX-99.1

Safe Harbor Statement “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities or

Exhibit 99.1 2Q25 Earnings Conference Call FlushingBank.com July 25, 2025 Building Rewarding Relationships Safe Harbor Statement “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities or investments and other statements that are

July 24, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2025 FLUSHING FINANCIAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2025 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Incorpo

July 24, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2025 FLUSHING FINANCIAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2025 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Incorpo

June 18, 2025 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 18, 2025 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Incorpo

June 18, 2025 EX-99

Flushing Financial Corporation To Host Second Quarter 2025 Earnings Conference Call

Exhibit 99.1 CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer and Treasurer Flushing Financial Corporation (718) 961-5400 FOR IMMEDIATE RELEASE Flushing Financial Corporation To Host Second Quarter 2025 Earnings Conference Call Uniondale, NY –June 18, 2025 – Flushing Financial Corporation (the “Company”) (Nasdaq-GS: FFIC), the parent holding company for Flushing Ba

June 13, 2025 11-K

UNITED STATES SECURITIES and EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 001-33013 (Commission File Number)

UNITED STATES SECURITIES and EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 001-33013 (Commission File Number) Full title of the plan and the address of the plan, if different from that of the issuer named below: FLUSHING BANK 401(k) SAVINGS PLAN Name of issuer of the se

May 29, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 28, 2025 FLUSHING FINANCIAL C

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 28, 2025 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Incorpor

May 28, 2025 EX-99

FLUSHING FINANCIAL CORPORATION DECLARES QUARTERLY DIVIDEND OF $0.22 PER SHARE

Exhibit 99.1 CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer and Treasurer Flushing Financial Corporation (718) 961-5400 FOR IMMEDIATE RELEASE FLUSHING FINANCIAL CORPORATION DECLARES QUARTERLY DIVIDEND OF $0.22 PER SHARE Uniondale, NY – May 28, 2025 – Flushing Financial Corporation (the “Company”) (Nasdaq-GS: FFIC), the parent holding company for Flushing Bank (th

May 28, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 28, 2025 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Incorpor

May 21, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 21, 2025 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Incorpor

May 21, 2025 EX-99.1

Safe Harbor Statement “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities or

Exhibit 99.1 D.A. Davidson Investor Meetings FlushingBank.com May 21, 2025 Building Rewarding Relationships Safe Harbor Statement “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities or investments and other statements that are

May 7, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 Commission file number 001-33013 F

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 Commission file number 001-33013 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorp

April 29, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 29, 2025 FLUSHING FINANCIAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 29, 2025 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Incorp

April 29, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 29, 2025 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Incorp

April 29, 2025 EX-99

John R. Buran, President and CEO Commentary

Exhibit 99.1 0 ● ● John R. Buran, President and CEO Commentary Flushing Financial Corporation Reports 1Q25 Results; Net Interest Income and Margin Expand While Goodwill Impairment Causes Loss "In a quarter marked by shifting economic conditions, Flushing Financial Corporation has demonstrated strategic progress amidst ongoing challenges. While navigating an inverted yield curve and increased econo

April 29, 2025 EX-99.1

Safe Harbor Statement “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities or

Exhibit 99.1 1Q25 Earnings Conference Call FlushingBank.com April 30, 2025 Building Rewarding Relationships Safe Harbor Statement “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities or investments and other statements that are

April 17, 2025 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒       Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(

April 17, 2025 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒       Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by R

March 20, 2025 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 20, 2025 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Incorp

March 20, 2025 EX-99

Flushing Financial Corporation To Host First Quarter 2025 Earnings Conference Call

Exhibit 99.1 CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer and Treasurer Flushing Financial Corporation (718) 961-5400 FOR IMMEDIATE RELEASE Flushing Financial Corporation To Host First Quarter 2025 Earnings Conference Call Uniondale, NY – March 20, 2025 – lushing Financial Corporation (the “Company”) (Nasdaq-GS: FFIC), the parent holding company for Flushing Ba

March 13, 2025 EX-19

Insider Trading Policy (filed herewith)

EXHIBIT 19 POLICY TITLE INSIDER TRADING POLICY POLICY TYPE BOARD (Company and Bank) GROUP Executive Policy Number Approval Date July 2024 DIVISION Executive Effective Date July 2024 Last Revision July 2024 Policy Owner Chief Financial Officer, CFO 1.

March 13, 2025 10-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1) ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 Commission file num

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1) ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 Commission file number 001-33013 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Delaware 11-3209278 (State or other jurisdiction o

March 11, 2025 EX-97.1

Flushing Financial Corporation Incentive-Based Compensation Clawback Policy (filed herewith)

Exhibit 97.1 Incentive-Based Compensation Clawback Policy 1. Purpose The Board of Directors (the “Board”) of Flushing Financial Corporation (the “Company”) has adopted this Incentive-Based Compensation Clawback Policy (the “Policy”) for the purpose of enabling the Company to recover certain incentive compensation in the event that the Company is required to prepare an Accounting Restatement (as de

March 11, 2025 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 Commission file number 001-33013 FLUSHI

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 Commission file number 001-33013 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Delaware 11-3209278 (State or other jurisdiction of

February 25, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 25, 2025 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Inc

February 25, 2025 EX-99

FLUSHING FINANCIAL CORPORATION DECLARES QUARTERLY DIVIDEND OF $0.22 PER SHARE

Exhibit 99.1 CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer and Treasurer Flushing Financial Corporation (718) 961-5400 FOR IMMEDIATE RELEASE FLUSHING FINANCIAL CORPORATION DECLARES QUARTERLY DIVIDEND OF $0.22 PER SHARE Uniondale, NY – February 25, 2025 – Flushing Financial Corporation (the “Company”) (Nasdaq-GS: FFIC), the parent holding company for Flushing Ban

January 28, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 28, 2025 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Inco

January 28, 2025 EX-99

John R. Buran, President and CEO Commentary

Exhibit 99.1 0 ● ● John R. Buran, President and CEO Commentary Flushing Financial Corporation Reports 4Q24 and 2024 GAAP Loss Per Share of $(1.61) and $(1.05), and Core EPS of $0.14 and $0.73, Respectively; Actions Taken to Improve Profitability and to Strengthen the Balance Sheet “Our Company successfully executed meaningful actions in 2024 to position it for enhanced earnings in 2025. First, we

January 28, 2025 EX-99.1

Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities

Exhibit 99.1 4Q24 Earnings Conference Call January 29, 2025 Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities or investments and other statements that are not descriptions of historical facts may be f

January 28, 2025 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 28, 2025 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Inco

December 18, 2024 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 18, 2024 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Inc

December 18, 2024 EX-99

Flushing Financial Corporation To Host Fourth Quarter 2024 Earnings Conference Call

Exhibit 99.1 CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer and Treasurer Flushing Financial Corporation (718) 961-5400 FOR IMMEDIATE RELEASE Flushing Financial Corporation To Host Fourth Quarter 2024 Earnings Conference Call Uniondale, NY – December 18, 2024 – Flushing Financial Corporation (the “Company”) (Nasdaq-GS: FFIC), the parent holding company for Flushi

December 16, 2024 424B5

4,590,164 Shares Common Stock

TABLE OF CONTENTS  Filed Pursuant to Rule 424(b)(5)  Registration No. 333-283312 PROSPECTUS SUPPLEMENT (To Prospectus dated November 29, 2024) 4,590,164 Shares Common Stock We are offering for sale 4,590,164 shares of our common stock, $0.01 par value per share (our “common stock”). Our common stock is listed on the NASDAQ Global Select Market under the symbol “FFIC.” The last reported closing pri

December 13, 2024 EX-1.1

Underwriting Agreement, dated December 12, 2024, among Flushing Financial Corporation, Keefe Bruyette & Woods, Inc., Piper Sandler & Co. and Raymond James & Associates, Inc.

Exhibit 1.1 4,590,164 Shares1 Flushing Financial Corporation Common Stock UNDERWRITING AGREEMENT December 12, 2024 Keefe, Bruyette & Woods, Inc. 787 Seventh Avenue, 4th Floor New York, New York 10019 Piper Sandler & Co. 1251 Avenue of the Americas, 6th Floor New York, New York 10020 Raymond James & Associates, Inc. 320 Park Avenue New York, New York 10022 Ladies and Gentlemen: Flushing Financial C

December 13, 2024 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 12, 2024 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 000-33013 (Commission File Number) delaware (State or other jurisdiction of inc

December 13, 2024 EX-99.2

Flushing Financial Corporation Announces Pricing of Common Stock Offering

Exhibit 99.2 CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer and Treasurer Flushing Financial Corporation (718) 961-5400 FOR IMMEDIATE RELEASE Flushing Financial Corporation Announces Pricing of Common Stock Offering Uniondale, NY – December 12, 2024 – Flushing Financial Corporation (“Flushing” or the “Company”), the parent holding company for Flushing Bank (the “

December 13, 2024 EX-99.1

Flushing Financial Corporation Announces Common Stock Offering

Exhibit 99.1 CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer and Treasurer Flushing Financial Corporation (718) 961-5400 FOR IMMEDIATE RELEASE Flushing Financial Corporation Announces Common Stock Offering Uniondale, NY – December 12, 2024 – Flushing Financial Corporation (“Flushing” or the “Company”), the parent holding company for Flushing Bank (the “Bank”), tod

December 12, 2024 FWP

Follow - on Offering Investor Presentation December 2024

Follow - on Offering Investor Presentation December 2024 Forward - Looking Statements 2 This presentation contains a number of forward - looking statements within the meaning of the federal securities laws .

December 12, 2024 424B5

SUBJECT TO COMPLETION, DATED DECEMBER 12, 2024

TABLE OF CONTENTS The information in this preliminary prospectus supplement is not complete and may be changed.

November 26, 2024 CORRESP

FLUSHING FINANCIAL CORPORATION 220 RXR Plaza Uniondale, New York 11556 (718) 961-5400 November 26, 2024

FLUSHING FINANCIAL CORPORATION 220 RXR Plaza Uniondale, New York 11556 (718) 961-5400 November 26, 2024 By EDGAR Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.

November 19, 2024 EX-99

FLUSHING FINANCIAL CORPORATION DECLARES QUARTERLY DIVIDEND OF $0.22 PER SHARE

Exhibit 99.1 CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer and Treasurer Flushing Financial Corporation (718) 961-5400 FOR IMMEDIATE RELEASE FLUSHING FINANCIAL CORPORATION DECLARES QUARTERLY DIVIDEND OF $0.22 PER SHARE Uniondale, NY – November 19, 2024 – Flushing Financial Corporation (the “Company”) (Nasdaq-GS: FFIC), the parent holding company for Flushing Ban

November 19, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 19, 2024 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Inc

November 18, 2024 EX-FILING FEES

Filing Fee Table.

Exhibit 107 Calculation of Filing Fee Tables Form S-3 (Form Type) Flushing Financial Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class or Title Fee Calculation Rule Amount Registered(1) Proposed Maximum Offering Price per Unit(2) Maximum Offering Price(3) Fee Rate Amount of Registration Fee Fees to be Paid Equity Common Stock, par value $0.

November 18, 2024 S-3

As filed with the Securities and Exchange Commission on November 18, 2024

Table of Contents As filed with the Securities and Exchange Commission on November 18, 2024 Registration No.

November 7, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 7, 2024 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Inco

November 7, 2024 EX-99.1

Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities

Exhibit 99.1 Hovde Group Financial Services Conference November 7-8, 2024 Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities or investments and other statements that are not descriptions of historical

November 5, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 Commission file number 001-330

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 Commission file number 001-33013 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of in

October 24, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 24, 2024 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Inco

October 24, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 24, 2024 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Inco

October 24, 2024 EX-99

John R. Buran, President and CEO Commentary

Exhibit 99.1 0 ● ● John R. Buran, President and CEO Commentary Flushing Financial Corporation Reports 3Q24 GAAP and Core EPS of $0.30 and $0.26, Respectively; Net Interest Income and NIM Increased QoQ “Our third quarter had several positive trends that demonstrate our commitment to improve profitability over the long term. GAAP and Core EPS were $0.30 and $0.26, respectively, the best quarter in t

October 24, 2024 EX-99.1

Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities

Exhibit 99.1 3Q24 Earnings Conference Call October 25, 2024 Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities or investments and other statements that are not descriptions of historical facts may be f

September 17, 2024 EX-99

Flushing Financial Corporation To Host Third Quarter 2024 Earnings Conference Call

Exhibit 99.1 CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer and Treasurer Flushing Financial Corporation (718) 961-5400 FOR IMMEDIATE RELEASE Flushing Financial Corporation To Host Third Quarter 2024 Earnings Conference Call Uniondale, NY – September 17, 2024 – Flushing Financial Corporation (the “Company”) (Nasdaq-GS: FFIC), the parent holding company for Flushi

September 17, 2024 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 17, 2024 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of In

August 21, 2024 EX-99

FLUSHING FINANCIAL CORPORATION DECLARES QUARTERLY DIVIDEND OF $0.22 PER SHARE

Exhibit 99.1 CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer and Treasurer Flushing Financial Corporation (718) 961-5400 FOR IMMEDIATE RELEASE FLUSHING FINANCIAL CORPORATION DECLARES QUARTERLY DIVIDEND OF $0.22 PER SHARE Uniondale, NY – August 20, 2024 – Flushing Financial Corporation (the “Company”) (Nasdaq-GS: FFIC), the parent holding company for Flushing Bank

August 21, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 20, 2024 FLUSHING FINANCIA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 20, 2024 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Incor

August 12, 2024 S-8

As filed with the Securities and Exchange Commission on August 12, 2024

As filed with the Securities and Exchange Commission on August 12, 2024 Registration No.

August 12, 2024 EX-99.3

FIRST AMENDMENT TO THE FLUSHING BANK 401(k) SAVINGS PLAN January 1, 2021 Restatement

Exhibit 99.3 FIRST AMENDMENT TO THE FLUSHING BANK 401(k) SAVINGS PLAN January 1, 2021 Restatement The Flushing Bank 401(k) Savings Plan, originally effective as of September 1, 1987, as presently maintained under an amendment and restatement made effective as of January 1, 2021, is hereby further amended, effective as of June 1, 2022, in the following respects: 1. Section 1.1 of the Plan, “Plan De

August 12, 2024 EX-FILING FEES

Table 1: Newly Registered Securities

Calculation of Filing Fee Tables S-8 FLUSHING FINANCIAL CORP Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee 1 Equity Common Stock, $0.

August 12, 2024 EX-99.2

FLUSHING BANK 401(K) SAVINGS PLAN (January 1, 2021 Restatement) TABLE OF CONTENTS

Exhibit 99.2 FLUSHING BANK 401(K) SAVINGS PLAN (January 1, 2021 Restatement) TABLE OF CONTENTS PREAMBLE 1 ARTICLE I DEFINITIONS AND INTERPRETATION 2 1.1 Plan Definitions 2 1.2 Interpretation 13 ARTICLE II SERVICE 14 2.1 Special Definitions 14 2.2 Crediting of Hours of Service 15 2.3 Crediting of “Continuous Service” 15 2.4 Crediting Eligibility Service 15 2.5 Vesting Service 16 2.6 Crediting of Se

August 12, 2024 EX-99.4

SECOND AMENDMENT TO THE FLUSHING BANK 401(k) SAVINGS PLAN January 1, 2021 Restatement

Exhibit 99.4 SECOND AMENDMENT TO THE FLUSHING BANK 401(k) SAVINGS PLAN January 1, 2021 Restatement The Flushing Bank 401(k) Savings Plan, originally effective as of September I, 1987, as presently maintained under an amendment and restatement made effective as of January I, 2021, as amended, is hereby further amended effective as of February 4, 2024 at Section 16.4, “Notice Regarding Form of Payme

August 8, 2024 EX-10.1

2024 Omnibus Incentive Plan (filed herewith)

Exhibit 10.1 FLUSHING FINANCIAL CORPORATION 2024 OMNIBUS INCENTIVE PLAN 1. Purpose. The purpose of this 2024 Omnibus Incentive Plan (the “Plan”) is to aid Flushing Financial Corporation, a Delaware corporation (together with its successors and assigns, the “Company”), in attracting, retaining, motivating and rewarding employees and non-employee directors of the Company and its subsidiaries and aff

August 8, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 Commission file number 001-33013 FL

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 Commission file number 001-33013 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorpo

July 29, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 29, 2024 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Incorpo

July 29, 2024 EX-99.1

Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities

Exhibit 99.1 2Q24 Earnings Conference Call July 29, 2024 Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities or investments and other statements that are not descriptions of historical facts may be forw

July 29, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 29, 2024 FLUSHING FINANCIAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 29, 2024 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Incorpo

July 29, 2024 EX-99

John R. Buran, President and CEO Commentary

Exhibit 99.1 0 ● ● John R. Buran, President and CEO Commentary Flushing Financial Corporation Reports 2Q24 GAAP and Core EPS of $0.18; Net Interest Income Up QoQ “Our long-term success is derived from executing against the four focus areas we outlined in 2023. For the quarter, GAAP and Core NIM declined 1 and 3 bps, respectively. As loan originations were less than paydowns, we purchased adjustabl

June 18, 2024 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 18, 2024 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Incorpo

June 18, 2024 11-K

UNITED STATES SECURITIES and EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 001-33013 (Commission File Number)

UNITED STATES SECURITIES and EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 001-33013 (Commission File Number) Full title of the plan and the address of the plan, if different from that of the issuer named below: FLUSHING BANK 401(k) SAVINGS PLAN Name of issuer of the se

June 18, 2024 EX-99

Flushing Financial Corporation To Host Second Quarter 2024 Earnings Conference Call

Exhibit 99.1 CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer and Treasurer Flushing Financial Corporation (718) 961-5400 FOR IMMEDIATE RELEASE Flushing Financial Corporation To Host Second Quarter 2024 Earnings Conference Call Uniondale, NY – June 18, 2024 – Flushing Financial Corporation (the “Company”) (Nasdaq-GS: FFIC), the parent holding company for Flushing B

May 30, 2024 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 30, 2024 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Incorpor

May 29, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 29, 2024 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Incorpor

May 29, 2024 EX-99

FLUSHING FINANCIAL CORPORATION DECLARES QUARTERLY DIVIDEND OF $0.22 PER SHARE

Exhibit 99.1 CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer and Treasurer Flushing Financial Corporation (718) 961-5400 FOR IMMEDIATE RELEASE FLUSHING FINANCIAL CORPORATION DECLARES QUARTERLY DIVIDEND OF $0.22 PER SHARE Uniondale, NY – May 29, 2024 – Flushing Financial Corporation (the “Company”) (Nasdaq-GS: FFIC), the parent holding company for Flushing Bank (th

May 6, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 Commission file number 001-33013 F

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 Commission file number 001-33013 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorp

April 24, 2024 EX-99

John R. Buran, President and CEO Commentary

EX-99 2 ffic-20240423xex99.htm EX-99.1 Exhibit 99.1 0 ● ● John R. Buran, President and CEO Commentary Flushing Financial Corporation Reports 1Q24 GAAP and Core EPS of $0.12 and $0.14, Respectively; Excellent Quality Driven by Low Risk Credit Profile “We take pride in what we believe is our low risk credit profile that has performed well over our 95-year history. While there have been increased con

April 24, 2024 EX-99.1

Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities

Exhibit 99.1 1Q24 Earnings Conference Call April 24, 2024 Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities or investments and other statements that are not descriptions of historical facts may be for

April 24, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 23, 2024 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Incorp

April 24, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 23, 2024 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Incorp

April 18, 2024 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒       Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by R

April 18, 2024 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒       Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐

March 21, 2024 EX-99.1

Flushing Financial Corporation To Host First Quarter 2024 Earnings Conference Call

Exhibit 99.1 CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer and Treasurer Flushing Financial Corporation (718) 961-5400 FOR IMMEDIATE RELEASE Flushing Financial Corporation To Host First Quarter 2024 Earnings Conference Call Uniondale, NY – March 21, 2024 – Flushing Financial Corporation (the “Company”) (Nasdaq-GS: FFIC), the parent holding company for Flushing B

March 21, 2024 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 21, 2024 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Incorp

March 15, 2024 EX-97.1

Flushing Financial Corporation Incentive-Based Compensation Clawback Policy (filed herewith)

Exhibit 97.1 Incentive-Based Compensation Clawback Policy 1. Purpose The Board of Directors (the “Board”) of Flushing Financial Corporation (the “Company”) has adopted this Incentive-Based Compensation Clawback Policy (the “Policy”) for the purpose of enabling the Company to recover certain incentive compensation in the event that the Company is required to prepare an Accounting Restatement (as de

March 15, 2024 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 Commission file number 001-33013 FLUSHI

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 Commission file number 001-33013 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Delaware 11-3209278 (State or other jurisdiction of

February 27, 2024 EX-99.1

FLUSHING FINANCIAL CORPORATION TO MEET WITH INSTUTIONAL INVESTORS

Exhibit 99.1 CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer and Treasurer Flushing Financial Corporation (718) 961-5400 FOR IMMEDIATE RELEASE FLUSHING FINANCIAL CORPORATION TO MEET WITH INSTUTIONAL INVESTORS Uniondale, NY – February 27, 2024 – Flushing Financial Corporation (the “Company”) (Nasdaq-GS: FFIC), the parent holding company for Flushing Bank (the “Bank

February 27, 2024 EX-99.2

Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities

Exhibit 99.2 1Q24 Investor Presentation February 27, 2024 Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities or investments and other statements that are not descriptions of historical facts may be for

February 27, 2024 EX-99

FLUSHING FINANCIAL CORPORATION DECLARES QUARTERLY DIVIDEND OF $0.22 PER SHARE

Exhibit 99.1 CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer and Treasurer Flushing Financial Corporation (718) 961-5400 FOR IMMEDIATE RELEASE FLUSHING FINANCIAL CORPORATION DECLARES QUARTERLY DIVIDEND OF $0.22 PER SHARE Uniondale, NY – February 27, 2024 – Flushing Financial Corporation (the “Company”) (Nasdaq-GS: FFIC), the parent holding company for Flushing Ban

February 27, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 27, 2024 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Inc

February 27, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 27, 2024 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Inc

February 14, 2024 SC 13G/A

FFIC / Flushing Financial Corporation / FRONTIER CAPITAL MANAGEMENT CO LLC Passive Investment

SC 13G/A 1 frontier-ffic123123a9.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 9)* Flushing Financial Corp. (Name of Issuer) Common Stock, $0.01 par value (Title of Class of Securities) 343873105 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of this Statement) Check the appro

February 13, 2024 SC 13G/A

FFIC / Flushing Financial Corporation / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv0954-flushingfinancialcorp.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 1)* Name of issuer: Flushing Financial Corp Title of Class of Securities: Common Stock CUSIP Number: 343873105 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check the appropriate box to

February 12, 2024 10-Q/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q/A (Amendment No. 1) QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 Commission fil

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q/A (Amendment No. 1) QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 Commission file number 001-33013 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Delaware (State or other ju

February 12, 2024 10-Q/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q/A (Amendment No. 1) QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 Commission

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q/A (Amendment No. 1) QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 Commission file number 001-33013 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Delaware (State or othe

February 12, 2024 10-Q/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q/A (Amendment No. 1) QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 Commission file

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q/A (Amendment No. 1) QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 Commission file number 001-33013 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Delaware (State or other jur

February 9, 2024 SC 13G/A

FFIC / Flushing Financial Corporation / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 12 )* Flushing Financial Corp (Name of Issuer) Common Stock (Title of Class of Securities) 343873105 (CUSIP Number) December 29, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate b

February 8, 2024 SC 13G/A

FFIC / Flushing Financial Corporation / WELLINGTON MANAGEMENT GROUP LLP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 14 )* Flushing Financial Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 343873105 (CUSIP Number) December 29, 2023 (Date of Event Which Requires Filing of this Statement) Check the approp

January 26, 2024 8-K

Financial Statements and Exhibits, Non-Reliance on Previously Issued Financial Statements or a Related Audit Report or Completed Interim Review, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities exchange act of 1934 Date of Report (Date of earliest event reported): January 25, 2024 FLUSHING FINANCIAL CORPORATION (Exact Name of Registrant as Specified in Charter) DELAWARE 001-33013 11-3209278 (State of Incorporation) (Commission File Number) (IRS

January 26, 2024 EX-99.1

Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities

Exhibit 99.1 4Q23 Earnings Conference Call January 26, 2024 Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities or investments and other statements that are not descriptions of historical facts may be f

January 26, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2024 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Inco

January 26, 2024 EX-99.1

John R. Buran, President and CEO Commentary

Exhibit 99.1 John R. Buran, President and CEO Commentary Flushing Financial Corporation Reports 2023 and 4Q23 GAAP EPS of $0.96 and $0.27, and Core EPS of $0.83 and $0.25, Respectively; Continues to Successfully Execute On Its Action Plan “Flushing Financial delivered sequential GAAP and Core NIM expansion in 4Q23 of 7 and 18 basis points, respectively, as our team continued to successfully execut

January 9, 2024 CORRESP

220 RXR Plaza

220 RXR Plaza Uniondale, NY 11556 January 8, 2024 United States Securities and Exchange Commission Division of Corporation Finance Office of Finance 100 F Street, NE Washington, DC 20549 Attention: Mr.

December 14, 2023 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 14, 2023 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Inc

December 14, 2023 EX-99.1

Flushing Financial Corporation To Host Fourth Quarter and Full Year 2023 Earnings Call

Exhibit 99.1 CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer and Treasurer Flushing Financial Corporation (718) 961-5400 FOR IMMEDIATE RELEASE Flushing Financial Corporation To Host Fourth Quarter and Full Year 2023 Earnings Call Uniondale, NY – December 14, 2023 – Flushing Financial Corporation (the “Company”) (Nasdaq-GS: FFIC), the parent holding company for Flu

November 21, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 21, 2023 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Inc

November 21, 2023 EX-99.1

FLUSHING FINANCIAL CORPORATION DECLARES QUARTERLY DIVIDEND OF $0.22 PER SHARE

Exhibit 99.1 CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer and Treasurer Flushing Financial Corporation (718) 961-5400 FOR IMMEDIATE RELEASE FLUSHING FINANCIAL CORPORATION DECLARES QUARTERLY DIVIDEND OF $0.22 PER SHARE Uniondale, NY – November 21, 2023 – Flushing Financial Corporation (the “Company”) (Nasdaq-GS: FFIC), the parent holding company for Flushing Ban

November 7, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 Commission file number 001-330

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 Commission file number 001-33013 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of in

November 1, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 31, 2023 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Inco

November 1, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 31, 2023 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Inco

November 1, 2023 EX-99.1

John R. Buran, President and CEO Commentary

Exhibit 99.1 0 ● ● John R. Buran, President and CEO Commentary Flushing Financial Corporation Reports 3Q23 GAAP EPS of $0.32 and Core EPS of $0.31; Delivered Sequential EPS and GAAP NIM Expansion as Action Plan Continues to Progress; Opened 27th Branch Expanding Asian Market Presence “We delivered sequential EPS and GAAP NIM expansion through the continued execution of our action plan to drive lon

November 1, 2023 EX-99.1

Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities

Exhibit 99.1 3Q23 Earnings Conference Call November 1, 2023 Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities or investments and other statements that are not descriptions of historical facts may be f

September 15, 2023 EX-99

Flushing Financial Corporation To Host Third Quarter 2023 Earnings Call

Exhibit 99.1 CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer and Treasurer Flushing Financial Corporation (718) 961-5400 FOR IMMEDIATE RELEASE Flushing Financial Corporation To Host Third Quarter 2023 Earnings Call Uniondale, NY – September 15, 2023 – Flushing Financial Corporation (the “Company”) (Nasdaq-GS: FFIC), the parent holding company for Flushing Bank (th

September 15, 2023 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 15, 2023 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of In

September 6, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 6, 2023 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Inc

September 6, 2023 EX-99.1

Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities

Exhibit 99.1 Raymond James Conference Presentation September 6, 2023 Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities or investments and other statements that are not descriptions of historical facts

August 15, 2023 EX-99

FLUSHING FINANCIAL CORPORATION DECLARES QUARTERLY DIVIDEND OF $0.22 PER SHARE

Exhibit 99.1 CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer and Treasurer Flushing Financial Corporation (718) 961-5400 FOR IMMEDIATE RELEASE FLUSHING FINANCIAL CORPORATION DECLARES QUARTERLY DIVIDEND OF $0.22 PER SHARE Uniondale, NY – August 15, 2023 – Flushing Financial Corporation (the “Company”) (Nasdaq-GS: FFIC), the parent holding company for Flushing Bank

August 15, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 15, 2023 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Incor

August 9, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 Commission file number 001-33013 FL

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 Commission file number 001-33013 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorpo

July 25, 2023 EX-99.1

John R. Buran, President and CEO Commentary

Exhibit 99.1 0 ● ● John R. Buran, President and CEO Commentary Flushing Financial Corporation Reports 2Q23 GAAP EPS of $0.29 and Core EPS of $0.26; Delivered Sequential Improvements in Key Metrics; Progressing on Action Plan to Continue Enhancing Business Model Resilience and Drive Profitability “We delivered sequential improvements in key metrics in the second quarter amid continuing uncertainty

July 25, 2023 EX-99.1

Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities

Exhibit 99.1 2Q23 Earnings Conference Call July 26, 2023 Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities or investments and other statements that are not descriptions of historical facts may be forw

July 25, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2023 FLUSHING FINANCIAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2023 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Incorpo

July 25, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2023 FLUSHING FINANCIAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2023 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Incorpo

July 10, 2023 SC 13D/A

FFIC / Flushing Financial Corp. / GAMCO INVESTORS, INC. ET AL Activist Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 6) Flushing Financial Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 343873105 (CUSIP Number) David Goldman GAMCO Investors, Inc. One Corporate Center Rye, New York 10580-1435 (914) 921-5000 (Name, Address and Telephone Number of Person Authorize

June 23, 2023 11-K

UNITED STATES SECURITIES and EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 001-33013 (Commission File Number)

UNITED STATES SECURITIES and EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 001-33013 (Commission File Number) Full title of the plan and the address of the plan, if different from that of the issuer named below: FLUSHING BANK 401(k) SAVINGS PLAN Name of issuer of the se

June 12, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 12, 2023 FLUSHING FINANCIAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 12, 2023 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Incorpo

June 12, 2023 EX-99

Flushing Financial Corporation To Host Second Quarter 2023 Earnings Call

Exhibit 99.1 CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer and Treasurer Flushing Financial Corporation (718) 961-5400 FOR IMMEDIATE RELEASE Flushing Financial Corporation To Host Second Quarter 2023 Earnings Call Uniondale, NY – June 12, 2023 – Flushing Financial Corporation (the “Company”) (Nasdaq-GS: FFIC), the parent holding company for Flushing Bank (the “B

May 18, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 16, 2023 FLUSHING FINANCIAL C

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 16, 2023 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Incorpor

May 16, 2023 EX-99

FLUSHING FINANCIAL CORPORATION DECLARES QUARTERLY DIVIDEND OF $0.22 PER SHARE

Exhibit 99.1 CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer and Treasurer Flushing Financial Corporation (718) 961-5400 FOR IMMEDIATE RELEASE FLUSHING FINANCIAL CORPORATION DECLARES QUARTERLY DIVIDEND OF $0.22 PER SHARE Uniondale, NY – May 16, 2023 – Flushing Financial Corporation (the “Company”) (Nasdaq-GS: FFIC), the parent holding company for Flushing Bank (th

May 16, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 16, 2023 FLUSHING FINANCIAL C

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 16, 2023 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Incorpor

May 10, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 Commission file number 001-33013 F

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 Commission file number 001-33013 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorp

April 26, 2023 EX-99.1

Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities

Exhibit 99.1 1Q23 Earnings Conference Call April 25, 2023 Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities or investments and other statements that are not descriptions of historical facts may be for

April 26, 2023 EX-99

John R. Buran, President and CEO Commentary

Exhibit 99.1 0 ● ● John R. Buran, President and CEO Commentary Flushing Financial Corporation Reports 1Q23 GAAP EPS of $0.17 and Core EPS of $0.10; Deposits Increase Sequentially and Year-Over-Year; Liquidity Remains Strong Outlines Action Plan to Enhance Business Model Resilience and Drive Profitability in Current Environment “The inverted yield curve and the rising rate environment led to first

April 26, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2023 FLUSHING FINANCIAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2023 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Incorp

April 26, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2023 FLUSHING FINANCIAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2023 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Incorp

April 6, 2023 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defin

April 6, 2023 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14

March 22, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 22, 2023 FLUSHING FINANCIAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 22, 2023 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Incorp

March 22, 2023 EX-99

Flushing Financial Corporation To Host First Quarter 2023 Earnings Call

Exhibit 99.1 CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer and Treasurer Flushing Financial Corporation (718) 961-5400 FOR IMMEDIATE RELEASE Flushing Financial Corporation To Host First Quarter 2023 Earnings Call Uniondale, NY – March 22, 2023 – Flushing Financial Corporation (the “Company”) (Nasdaq-GS: FFIC), the parent holding company for Flushing Bank (the “B

March 14, 2023 EX-10.17

Annual Incentive Plan for Executives and Senior Officers (Incorporated by reference to Exhibit 10.17 filed with Form 10-K for the year ended December 31, 2022)

Exhibit 10.17 Flushing Financial Corporation (“FFC”) Annual Incentive Plan for Executives and Senior Officers 1) Purpose The purpose of the Annual Incentive Plan is to provide annual incentive payments to Executives and Senior Officers who contribute to the successful performance of Flushing Financial Corporation (the “Bank”) during the year. 2) Funding The program will be funded as a portion of a

March 14, 2023 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 Commission file number 001-33013 FLUSHI

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 Commission file number 001-33013 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Delaware 11-3209278 (State or other jurisdiction of

March 14, 2023 EX-10.25

Form of Employee Additional Performance Restricted Stock Unit Award Letter (Incorporated by reference to Exhibit 10.25 filed with Form 10-K for the year ended December 31, 2022)

Exhibit 10.25 Text of PRSU Grant Letter Agreement This award letter agreement sets forth the terms and conditions of the performance restricted stock units (“PRSUs”) which have been granted to you by Flushing Financial Corporation (the “Company”), in accordance with the provisions of its 2014 Omnibus Incentive Plan, as amended (the “Plan”). Your award is subject to, and being provided to you in co

March 14, 2023 EX-10.27

Form of Employee Additional Restricted Stock Unit Award Letter (Incorporated by reference to Exhibit 10.27 filed with Form 10-K for the year ended December 31, 2022)

Page 1 Exhibit 10.27 Text of RSU Grant Letter Agreement, dated January 26, 2023 This award letter agreement sets forth the terms and conditions of the restricted stock units (“RSUs”) which have been granted to you by Flushing Financial Corporation (the “Company”), in accordance with the provisions of its 2014 Omnibus Incentive Plan, as amended (the “Plan”). Your award is subject to, and being prov

March 14, 2023 EX-10.26

Form of Employee Performance Restricted Stock Unit Award Letter (Incorporated by reference to Exhibit 10.26 filed with Form 10-K for the year ended December 31, 2022)

Exhibit 10.26 Text of PRSU Grant Letter Agreement This award letter agreement sets forth the terms and conditions of the performance restricted stock units (“PRSUs”) which have been granted to you by Flushing Financial Corporation (the “Company”), in accordance with the provisions of its 2014 Omnibus Incentive Plan, as amended (the “Plan”). Your award is subject to, and being provided to you in co

February 23, 2023 EX-99

FLUSHING FINANCIAL CORPORATION DECLARES QUARTERLY DIVIDEND OF $0.22 PER SHARE

Exhibit 99.1 CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer and Treasurer Flushing Financial Corporation (718) 961-5400 FOR IMMEDIATE RELEASE FLUSHING FINANCIAL CORPORATION DECLARES QUARTERLY DIVIDEND OF $0.22 PER SHARE Uniondale, NY – February 23, 2023 – Flushing Financial Corporation (the “Company”) (Nasdaq-GS: FFIC), the parent holding company for Flushing Ban

February 23, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 23, 2023 FLUSHING FINANC

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 23, 2023 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Inc

February 14, 2023 SC 13G/A

FFIC / Flushing Financial Corporation / FRONTIER CAPITAL MANAGEMENT CO LLC Passive Investment

SC 13G/A 1 frontier-ffic123122a8.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 8)* Flushing Financial Corp. (Name of Issuer) Common Stock, $0.01 par value (Title of Class of Securities) 343873105 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of this Statement) Check the appro

February 10, 2023 SC 13G/A

FFIC / Flushing Financial Corporation / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 11 )* Flushing Financial Corp (Name of Issuer) Common Stock (Title of Class of Securities) 343873105 (CUSIP Number) December 30, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate b

February 9, 2023 SC 13G

FFIC / Flushing Financial Corporation / VANGUARD GROUP INC - SCHEDULE 13G Passive Investment

SC 13G 1 tv0926-flushingfinancialcorp.htm SCHEDULE 13G SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 Name of issuer: Flushing Financial Corp. Title of Class of Securities: Common Stock CUSIP Number: 343873105 Date of Event Which Requires Filing of this Statement: December 30, 2022 Check the appropriate box to designate the rule pur

February 6, 2023 SC 13G/A

FFIC / Flushing Financial Corporation / WELLINGTON MANAGEMENT GROUP LLP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 13 )* Flushing Financial Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 343873105 (CUSIP Number) December 30, 2022 (Date of Event Which Requires Filing of this Statement) Check the approp

February 6, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 6, 2023 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Inco

February 6, 2023 EX-99.1

Safe Harbor Statement “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995 : Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities o

Exhibit 99.1 Borex Capital Investor Meetings February 7 - 9, 2023 Safe Harbor Statement “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995 : Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities or investments and other statements that are not descriptions of historical facts may

January 27, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 26, 2023 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Inco

January 27, 2023 EX-99

John R. Buran, President and CEO Commentary

Exhibit 99.1 0 ● ● John R. Buran, President and CEO Commentary Flushing Financial Corporation Reports 4Q22 GAAP EPS of $0.34 and Core EPS of $0.57; Full Year 2022 GAAP EPS of $2.50 and Core EPS of $2.49 UNIONDALE, N.Y., January 26, 2023 (GLOBE NEWSWIRE) - The Company reported fourth quarter 2022 GAAP EPS of $0.34, down 41.4% YoY, with ROAA of 0.48%, and ROAE of 6.06%. Core 4Q22 EPS was $0.57, a de

January 26, 2023 EX-99.1

Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995 : Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities

Exhibit 99.1 4Q22 Earnings Conference Call January 27, 2023 Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995 : Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities or investments and other statements that are not descriptions of historical facts may be

January 26, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 26, 2023 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Inco

January 5, 2023 EX-99

Maria A. Grasso

EX-99 2 ffic-20230105xex99.htm EX-99.1 Contact: Maria A. Grasso Senior Executive Vice President, Chief Operating Officer Flushing Bank 718-961-5400 FOR IMMEDIATE RELEASE Michael J. Russo, Board Member of Flushing Financial Corporation Announces Retirement Uniondale, NY – January 5, 2023 – Flushing Financial Corporation (the “Company”) (Nasdaq: FFIC), the holding company for Flushing Bank (the “Ban

January 5, 2023 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 4, 2023 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of

December 20, 2022 8-K

Financial Statements and Exhibits, Other Events

? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 20, 2022 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction

December 20, 2022 EX-99

Flushing Financial Corporation Announced Changes for its Fourth Quarter and Full Year 2022 Earnings Call

Exhibit 99.1 ? CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer and Treasurer Flushing Financial Corporation (718) 961-5400 ? FOR IMMEDIATE RELEASE ? Flushing Financial Corporation Announced Changes for its Fourth Quarter and Full Year 2022 Earnings Call ? Uniondale, NY ? December 20, 2022 ? Flushing Financial Corporation (the ?Company?) (Nasdaq-GS: FFIC), the pare

December 15, 2022 EX-99

Flushing Financial Corporation To Host Fourth Quarter and Full Year 2022 Earnings

Exhibit 99.1 ? CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer and Treasurer Flushing Financial Corporation (718) 961-5400 ? FOR IMMEDIATE RELEASE ? Flushing Financial Corporation To Host Fourth Quarter and Full Year 2022 Earnings ? Uniondale, NY ? December 15, 2022 ? Flushing Financial Corporation (the ?Company?) (Nasdaq-GS: FFIC), the parent holding company for

December 15, 2022 8-K

Financial Statements and Exhibits, Other Events

? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 15, 2022 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction

November 22, 2022 EX-99

FLUSHING FINANCIAL CORPORATION DECLARES QUARTERLY DIVIDEND OF $0.22 PER SHARE

Exhibit 99.1 ? ? CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer and Treasurer Flushing Financial Corporation (718) 961-5400 ? FOR IMMEDIATE RELEASE ? FLUSHING FINANCIAL CORPORATION DECLARES QUARTERLY DIVIDEND OF $0.22 PER SHARE ? Uniondale, NY ? November 22, 2022 ? Flushing Financial Corporation (the ?Company?) (Nasdaq-GS: FFIC), the parent holding company for Fl

November 22, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 22, 2022 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction

November 8, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 Commission file number 001-330

Table of Contents ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

November 2, 2022 EX-99.1

Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995 : Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities

Exhibit 99.1 2022 Hovde Group Financial Services Conference November 2 - 4, 2022 Safe Harbor Statement 2 ?Safe Harbor? Statement under the Private Securities Litigation Reform Act of 1995 : Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities or investments and other statements that are not descriptions of his

November 2, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 2, 2022 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction o

November 2, 2022 EX-99.1

Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995 : Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities

Exhibit 99.1 Investor Meetings November 2022 Safe Harbor Statement 2 ?Safe Harbor? Statement under the Private Securities Litigation Reform Act of 1995 : Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities or investments and other statements that are not descriptions of historical facts may be forward - looki

November 2, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 2, 2022 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Inco

October 26, 2022 EX-99

John R. Buran, President and CEO Commentary

Exhibit 99.1 0 ? ? ? ? ? John R. Buran, President and CEO Commentary Flushing Financial Corporation Reports 3Q22 GAAP EPS of $0.76 and Core EPS of $0.62 Loan Growth Despite Rising Rates UNIONDALE, N.Y., October 25, 2022 (GLOBE NEWSWIRE) - The Company reported third quarter 2022 GAAP EPS of $0.76, down 6.2% YoY, with a ROAA of 1.11%, and ROAE of 13.91%. Core 3Q22 EPS was $0.62, a decrease of 29.5%

October 26, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2022 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Inco

October 26, 2022 EX-99.1

Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995 : Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities

Exhibit 99.1 3Q22 Earnings Conference Call October 26, 2022 Safe Harbor Statement 2 ?Safe Harbor? Statement under the Private Securities Litigation Reform Act of 1995 : Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities or investments and other statements that are not descriptions of historical facts may be

October 26, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2022 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction o

September 16, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 16, 2022 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction

September 16, 2022 EX-99

Flushing Financial Corporation to Present at the Sidoti & Company September Small-Cap Virtual Conference

Exhibit 99.1 ? ? CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer and Treasurer Flushing Financial Corporation (718) 961-5400 ? FOR IMMEDIATE RELEASE ? Flushing Financial Corporation to Present at the Sidoti & Company September Small-Cap Virtual Conference ? Uniondale, NY ? September 16, 2022 ? Flushing Financial Corporation (the ?Company?) (Nasdaq-GS: FFIC), the p

September 15, 2022 8-K

Financial Statements and Exhibits, Other Events

? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 15, 2022 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction

September 15, 2022 EX-99

Flushing Financial Corporation To Host Third Quarter 2022 Earnings Call

Exhibit 99.1 ? CONTACT: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer and Treasurer Flushing Financial Corporation (718) 961-5400 ? FOR IMMEDIATE RELEASE ? Flushing Financial Corporation To Host Third Quarter 2022 Earnings Call ? Uniondale, NY ? September 15, 2022 ? Flushing Financial Corporation (the ?Company?) (Nasdaq-GS: FFIC), the parent holding company for Flushing

September 8, 2022 8-K

Financial Statements and Exhibits, Other Events

? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 8, 2022 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction

September 8, 2022 EX-99

Flushing Financial Corporation to Present at the Under the Radar Virtual Bank Conference on September 13, 2022

EX-99 2 ffic-20220908xex99.htm EX-99-1 Exhibit 99.1 CONTACT: Susan K. Cullen Senior Executive Vice President and Chief Financial Officer Flushing Financial Corporation (718) 961-5400 FOR IMMEDIATE RELEASE Flushing Financial Corporation to Present at the Under the Radar Virtual Bank Conference on September 13, 2022 Uniondale, NY – September 8, 2022 – Flushing Financial Corporation (the “Company”) (

August 24, 2022 EX-99.1

FLUSHING FINANCIAL CORPORATION ANNOUNCES CLOSING OF $65.0 MILLION OF FIXED-TO-FLOATING RATE SUBORDINATED NOTES

Exhibit 99.1 CONTACT: Susan K. Cullen Senior Executive Vice President, Treasurer and Chief Financial Officer Flushing Financial Corporation (718) 961-5400 FOR IMMEDIATE RELEASE FLUSHING FINANCIAL CORPORATION ANNOUNCES CLOSING OF $65.0 MILLION OF FIXED-TO-FLOATING RATE SUBORDINATED NOTES Uniondale, NY ? August 24, 2022 ? Flushing Financial Corporation (the ?Company?) (Nasdaq-GS: FFIC), the parent h

August 24, 2022 EX-4.2

Second Supplemental Indenture, dated August 24, 2022, between Flushing Financial Corporation and Wilmington Trust, National Association, as trustee (Incorporated by reference to Exhibit 4.2 filed with Form 8-K filed August 24, 2022)

Exhibit 4.2 FLUSHING FINANCIAL CORPORATION, as Issuer and WILMINGTON TRUST, NATIONAL ASSOCIATION, as Trustee SECOND SUPPLEMENTAL INDENTURE Dated as of August 24, 2022 to SUBORDINATED INDENTURE Dated as of November 22, 2021 6.000% Fixed-to-Floating Rate Subordinated Notes Due 2032 TABLE OF CONTENTS Page ARTICLE 1 DEFINITIONS 1 Section 1.01. Relation to Base Indenture 1 Section 1.02. Definition of T

August 24, 2022 8-K

Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 24, 2022 FLUSHING FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Delaware 000-33013 11-3209278 (State or Other Jurisdiction of Incorporation) (Com

August 23, 2022 424B5

$65,000,000 6.000% Fixed-to-Floating Rate Subordinated Notes due 2032

TABLE OF CONTENTS ? Filed Pursuant to Rule 424(b)(5)? ?Registration No. 333-260993? PROSPECTUS SUPPLEMENT (To Prospectus dated November 12, 2021) ? $65,000,000 6.000% Fixed-to-Floating Rate Subordinated Notes due 2032 ? We are offering $65,000,000 aggregate principal amount of 6.000% fixed-to-floating rate subordinated notes due 2032 (the ?Notes?) pursuant to this prospectus supplement and the acc

August 23, 2022 EX-FILING FEES

EX-FILING FEES

? Exhibit 107? This prospectus to which Exhibit 107 is attached is a final prospectus for the related offering. The maximum aggregate offering price for such offering is $65,000,000.

August 22, 2022 EX-1.1

Underwriting Agreement, dated as of August 19, 2022, by and among Flushing Financial Corporation, Flushing Bank, Piper Sandler & Co. and Keefe, Bruyette & Woods, Inc., as representatives of the underwriters named therein.

EX-1.1 2 tm2224198d1ex1-1.htm EXHIBIT 1.1 Exhibit 1.1   Flushing Financial Corporation $65,000,000 6.000% Fixed-to-Floating Rate Subordinated Notes due 2032 UNDERWRITING AGREEMENT   August 19, 2022   Piper Sandler & Co. Keefe, Bruyette & Woods, Inc., as Representatives of the Underwriters named in Schedule I hereto,   c/o Piper Sandler & Co. 1251 Avenue of the Americas, 6th Floor New York, New Yor

August 22, 2022 EX-99.1

Flushing Financial Corporation Announces Pricing of $65 Million Subordinated Debt Offering

Exhibit 99.1 Correction Notice to Press Release Announcing Flushing Financial Corporation Closed $65.0 Million of Fixed-to-Floating Rate Subordinated Notes Flushing Financial Corporation (NASDAQ: FFIC) (?FFIC? or the ?Company?) announced today that its press release issued under the headline ?Flushing Financial Corporation Announces Closing of $65.0 Million of Fixed-to-Floating Rate Subordinated N

August 22, 2022 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 22, 2022 (August 19, 2022) FLUSHING FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Delaware 000-33013 11-3209278 (State or Other Jurisdiction of I

August 19, 2022 FWP

Term Sheet 6.000% Fixed-to-Floating Rate Subordinated Notes due 2032

Filed Pursuant to Rule 433 Supplementing the Preliminary Prospectus Supplement Dated August 15, 2022 Registration No.

August 16, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 16, 2022 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of

August 16, 2022 EX-99

FLUSHING FINANCIAL CORPORATION DECLARES QUARTERLY DIVIDEND OF $0.22 PER SHARE

Exhibit 99.1 ? ? CONTACT: Susan K. Cullen Senior Executive Vice President and Chief Financial Officer Flushing Financial Corporation (718) 961-5400 ? FOR IMMEDIATE RELEASE ? FLUSHING FINANCIAL CORPORATION DECLARES QUARTERLY DIVIDEND OF $0.22 PER SHARE ? Uniondale, NY ? August 16, 2022 ? Flushing Financial Corporation (the ?Company?) (Nasdaq-GS: FFIC), the parent holding company for Flushing Bank (

August 15, 2022 424B5

SUBJECT TO COMPLETION, DATED AUGUST 15, 2022

TABLE OF CONTENTS The information in this preliminary prospectus supplement is not complete and may be changed.

August 15, 2022 FWP

Subordinated Notes Offering August 2022 Filed Pursuant to Rule 433 Supplementing the Preliminary Prospectus Dated August 15, 2022 Registration No. 333 - 260993 August 15, 2022

Subordinated Notes Offering August 2022 Filed Pursuant to Rule 433 Supplementing the Preliminary Prospectus Dated August 15, 2022 Registration No.

August 5, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 Commission file number 001-33013 FL

Table of Contents ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

August 2, 2022 EX-99.1

Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995 : Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities

Exhibit 99.1 Alliance Global Partners Investor Presentation August 2, 2022 Safe Harbor Statement 2 ?Safe Harbor? Statement under the Private Securities Litigation Reform Act of 1995 : Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities or investments and other statements that are not descriptions of historica

August 2, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 2, 2022 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of

July 27, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 26, 2022 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of I

July 27, 2022 EX-99

John R. Buran, President and CEO Commentary

Exhibit 99.1 0 ? ? ? ? ? John R. Buran, President and CEO Commentary Flushing Financial Corporation Reports 2Q22 GAAP EPS of $0.81 and Core EPS of $0.70 Record Loan Closings; Loan Growth with Stable NIM QoQ UNIONDALE, N.Y., July 26, 2022 (GLOBE NEWSWIRE) - The Company reported second quarter 2022 GAAP EPS of $0.81, up 32.8% YoY, with a ROAA of 1.22%, and ROAE of 15.0%. Core 2Q22 EPS was $0.70, a d

July 27, 2022 EX-99.1

Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995 : Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities

Exhibit 99.1 2 Q22 Earnings Conference Call July 27, 2022 Safe Harbor Statement 2 ?Safe Harbor? Statement under the Private Securities Litigation Reform Act of 1995 : Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities or investments and other statements that are not descriptions of historical facts may be fo

July 27, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 26, 2022 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of I

June 17, 2022 11-K

UNITED STATES SECURITIES and EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 001-33013 (Commission File Number)

11-K 1 ffic-20220617x11k.htm 11-K UNITED STATES SECURITIES and EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 001-33013 (Commission File Number) Full title of the plan and the address of the plan, if different from that of the issuer named below: FLUSHING BANK 401(k) SAV

June 15, 2022 8-K

Financial Statements and Exhibits, Other Events

? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 15, 2022 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of I

June 15, 2022 EX-99.1

Flushing Financial Corporation To Host Second Quarter 2022 Earnings Call

Exhibit 99.1 ? CONTACT: Susan K. Cullen Senior Executive Vice President and Chief Financial Officer Flushing Financial Corporation (718) 961-5400 ? FOR IMMEDIATE RELEASE ? Flushing Financial Corporation To Host Second Quarter 2022 Earnings Call ? Uniondale, NY ? June 15, 2022 ? Flushing Financial Corporation (the ?Company?) (Nasdaq-GS: FFIC), the parent holding company for Flushing Bank (the ?Bank

June 8, 2022 8-K

Financial Statements and Exhibits, Other Events

? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 8, 2022 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of In

June 8, 2022 EX-99.1

Flushing Financial Corporation to Present Virtually and Host Investor Meetings at the 12th Annual East Coast IDEAS Investor Conference on June 22-23, 2022

Exhibit 99.1 ? CONTACT: Susan K. Cullen Senior Executive Vice President and Chief Financial Officer Flushing Financial Corporation (718) 961-5400 ? FOR IMMEDIATE RELEASE ? Flushing Financial Corporation to Present Virtually and Host Investor Meetings at the 12th Annual East Coast IDEAS Investor Conference on June 22-23, 2022 ? Uniondale, NY ? June 8, 2022 ? Flushing Financial Corporation (the ?Com

May 19, 2022 8-K

Submission of Matters to a Vote of Security Holders

? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 17, 2022 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of In

May 18, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 17, 2022 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of In

May 18, 2022 EX-99.1

FLUSHING FINANCIAL CORPORATION ANNOUNCES 1 MILLION INCREASE IN SHARE REPURCHASE AUTHORIZATION; DECLARES QUARTERLY DIVIDEND OF $0.22 PER SHARE

Exhibit 99.1 ? ? CONTACT: Susan K. Cullen Senior Executive Vice President and Chief Financial Officer Flushing Financial Corporation (718) 961-5400 ? FOR IMMEDIATE RELEASE ? FLUSHING FINANCIAL CORPORATION ANNOUNCES 1 MILLION INCREASE IN SHARE REPURCHASE AUTHORIZATION; DECLARES QUARTERLY DIVIDEND OF $0.22 PER SHARE ? Uniondale, NY ? May 17, 2022 ? Flushing Financial Corporation (the ?Company?) (Nas

May 16, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 16, 2022 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of In

May 16, 2022 EX-99.1

Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995 : Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities

Exhibit 99.1 Investor Presentation ( May - June 2022) May 16, 2022 Safe Harbor Statement 2 ?Safe Harbor? Statement under the Private Securities Litigation Reform Act of 1995 : Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities or investments and other statements that are not descriptions of historical facts

May 6, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 Commission file number 001-33013 F

Table of Contents ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

April 27, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 26, 2022 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of

April 27, 2022 EX-99.1

John R. Buran, President and CEO Commentary

Exhibit 99.1 0 ? ? ? ? ? John R. Buran, President and CEO Commentary Flushing Financial Corporation Reports 1Q22 GAAP EPS of $0.58 and Core EPS of $0.61 Record Net Interest Income and Record Low Cost of Funds UNIONDALE, N.Y., April 26, 2022 (GLOBE NEWSWIRE) - The Company reported first quarter 2022 GAAP EPS of $0.58, down 3.3% YoY, ROAA of 0.91%, and ROAE of 10.83%. For the first quarter, Core EPS

April 27, 2022 EX-99.1

Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995 : Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities

Exhibit 99.1 1Q22 Earnings Conference Call April 27, 2022 Safe Harbor Statement 2 ?Safe Harbor? Statement under the Private Securities Litigation Reform Act of 1995 : Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities or investments and other statements that are not descriptions of historical facts may be fo

April 27, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 26, 2022 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of

April 7, 2022 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Defin

April 7, 2022 DEF 14A

Definitive Proxy Statement on Schedule 14A, filed with the SEC on April 7, 2022

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14

March 17, 2022 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 17, 2022 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Incorp

March 17, 2022 EX-99.1

Flushing Financial Corporation to Present at the Sidoti & Company Spring Small Cap Virtual Conference

Exhibit 99.1 ? CONTACT: Susan K. Cullen Senior Executive Vice President and Chief Financial Officer Flushing Financial Corporation (718) 961-5400 ? FOR IMMEDIATE RELEASE ? Flushing Financial Corporation to Present at the Sidoti & Company Spring Small Cap Virtual Conference ? Uniondale, NY ? March 17, 2022 ? Flushing Financial Corporation (the ?Company?) (Nasdaq-GS: FFIC), the parent holding compan

March 15, 2022 EX-99.1

Flushing Financial Corporation To Host First Quarter 2022 Earnings Call

EX-99.1 2 ffic-20220315ex991d7a3c3.htm EX-99.1 Exhibit 99.1 CONTACT: Susan K. Cullen Senior Executive Vice President and Chief Financial Officer Flushing Financial Corporation (718) 961-5400 FOR IMMEDIATE RELEASE Flushing Financial Corporation To Host First Quarter 2022 Earnings Call Uniondale, NY – March 15, 2022 – Flushing Financial Corporation (the “Company”) (Nasdaq-GS: FFIC), the parent holdi

March 15, 2022 8-K

Financial Statements and Exhibits, Other Events

? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 15, 2022 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of

March 7, 2022 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 Commission file number 001-33013 FLUSHI

Table of Contents ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

February 24, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 23, 2022 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction

February 24, 2022 EX-99.1

FLUSHING FINANCIAL CORPORATION INCREASES QUARTERLY DIVIDEND TO $0.22 PER SHARE

Exhibit 99.1 ? ? CONTACT: Susan K. Cullen Senior Executive Vice President and Chief Financial Officer Flushing Financial Corporation (718) 961-5400 ? FOR IMMEDIATE RELEASE ? FLUSHING FINANCIAL CORPORATION INCREASES QUARTERLY DIVIDEND TO $0.22 PER SHARE ? Uniondale, NY ? February 23, 2022 ? Flushing Financial Corporation (the ?Company?) (Nasdaq-GS: FFIC), the parent holding company for Flushing Ban

February 15, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 15, 2022 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction

February 15, 2022 EX-99.1

KBW Winter Financial Services Symposium February 17, 2022 2 Safe Harbor Statement “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995 : Statements in this Presentation relating to plans, strategies, economic performance

Exhibit 99.1 KBW Winter Financial Services Symposium February 17, 2022 2 Safe Harbor Statement ?Safe Harbor? Statement under the Private Securities Litigation Reform Act of 1995 : Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities or investments and other statements that are not descriptions of historical fa

February 8, 2022 SC 13G/A

FFIC / Flushing Financial Corporation / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 10 )* Flushing Financial Corp (Name of Issuer) Common Stock (Title of Class of Securities) 343873105 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which th

February 4, 2022 SC 13G/A

FFIC / Flushing Financial Corporation / WELLINGTON MANAGEMENT GROUP LLP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 12 )* Flushing Financial Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 343873105 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to w

January 31, 2022 SC 13G/A

FFIC / Flushing Financial Corporation / FRONTIER CAPITAL MANAGEMENT CO LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No.

January 28, 2022 EX-99.1

4Q21 Earnings Conference Call January 28, 2022 Safe Harbor Statement 2 “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995 : Statements in this Presentation relating to plans, strategies, economic performance and trends

Exhibit 99.1 4Q21 Earnings Conference Call January 28, 2022 Safe Harbor Statement 2 ?Safe Harbor? Statement under the Private Securities Litigation Reform Act of 1995 : Statements in this Presentation relating to plans, strategies, economic performance and trends, projections of results of specific activities or investments and other statements that are not descriptions of historical facts may be

January 28, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 27, 2022 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction o

January 28, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 27, 2022 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction o

January 28, 2022 EX-99.1

John R. Buran, President and CEO Commentary

Exhibit 99.1 0 ? ? ? ? ? John R. Buran, President and CEO Commentary Flushing Financial Corporation Reports 4Q21 GAAP EPS of $0.58 and Core EPS of $0.67 Record GAAP and Core EPS for 2021 UNIONDALE, N.Y., January 27, 2022 (GLOBE NEWSWIRE) - The Company reported fourth quarter 2021 GAAP EPS of $0.58, up 427% YoY, ROAA of 0.89%, and ROAE of 10.77%. For the fourth quarter, Core EPS of $0.67 increased,

January 12, 2022 8-K

Financial Statements and Exhibits, Other Events

? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 12, 2022 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction o

January 12, 2022 EX-99.1

Flushing Financial Corporation Announces Time Change for Fourth Quarter 2021 Earnings Call

Exhibit 99.1 ? CONTACT: Susan K. Cullen Senior Executive Vice President and Chief Financial Officer Flushing Financial Corporation (718) 961-5400 ? FOR IMMEDIATE RELEASE ? Flushing Financial Corporation Announces Time Change for Fourth Quarter 2021 Earnings Call ? Uniondale, NY ? January 12, 2022 ? Flushing Financial Corporation (the ?Company?) (Nasdaq-GS: FFIC), the parent holding company for Flu

December 15, 2021 8-K

Financial Statements and Exhibits, Other Events

? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 15, 2021 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction

December 15, 2021 EX-99.1

Flushing Financial Corporation to Host Fourth Quarter 2021 Earnings Call

Exhibit 99.1 ? CONTACT: Susan K. Cullen Senior Executive Vice President and Chief Financial Officer Flushing Financial Corporation (718) 961-5400 ? FOR IMMEDIATE RELEASE ? Flushing Financial Corporation to Host Fourth Quarter 2021 Earnings Call ? Uniondale, NY ? December 15, 2021 ? Flushing Financial Corporation (the ?Company?) (Nasdaq-GS: FFIC), the parent holding company for Flushing Bank (the ?

November 24, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 23, 2021 FLUSHING FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) 001-33013 (Commission File Number) Delaware (State or Other Jurisdiction of Inc

November 24, 2021 EX-99

FLUSHING FINANCIAL CORPORATION DECLARES ITS QUARTERLY DIVIDEND OF $0.21 PER SHARE

EX-99 2 ffic-20211123xex99.htm EX-99 Exhibit 99.1 CONTACT: Susan K. Cullen Senior Executive Vice President and Chief Financial Officer Flushing Financial Corporation (718) 961-5400 FOR IMMEDIATE RELEASE FLUSHING FINANCIAL CORPORATION DECLARES ITS QUARTERLY DIVIDEND OF $0.21 PER SHARE Uniondale, NY – November 23, 2021 – Flushing Financial Corporation (the “Company”) (Nasdaq-GS: FFIC), the parent ho

November 22, 2021 8-K

Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 22, 2021 FLUSHING FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Delaware 000-33013 11-3209278 (State or Other Jurisdiction of Incorporation) (C

November 22, 2021 EX-99.1

# # #

Exhibit 99.1 Contact: Susan K. Cullen Senior Executive Vice President, Chief Financial Officer Flushing Bank 718-961-5400 FOR IMMEDIATE RELEASE Flushing Financial Corporation Announces Closing of $125.0 Million of Fixed-To- Floating Rate Subordinated Notes Uniondale, NY ? November 22, 2021, ? Flushing Financial Corporation (the ?Company?) (Nasdaq: FFIC), the parent holding company for Flushing Ban

November 22, 2021 EX-4.2

First Supplemental Indenture, dated November 22, 2021, between Flushing Financial Corporation and Wilmington Trust, National Association, as trustee.

Exhibit 4.2 FLUSHING FINANCIAL CORPORATION, as Issuer and WILMINGTON TRUST, NATIONAL ASSOCIATION, as Trustee FIRST SUPPLEMENTAL INDENTURE Dated as of November 22, 2021 to SUBORDINATED INDENTURE Dated as of November 22, 2021 3.125% Fixed-to-Floating Rate Subordinated Notes Due 2031 TABLE OF CONTENTS Page ARTICLE 1 DEFINITIONS 1 Section 1.01. Relation to Base Indenture 1 Section 1.02. Definition of

November 22, 2021 EX-4.1

Indenture, dated November 22, 2021, between Flushing Financial Corporation and Wilmington Trust, National Association, as trustee.

Exhibit 4.1 FLUSHING FINANCIAL CORPORATION, AS ISSUER AND WILMINGTON TRUST, NATIONAL ASSOCIATION, AS TRUSTEE SUBORDINATED INDENTURE DATED AS OF NOVEMBER 22, 2021 SUBORDINATED DEBT SECURITIES CROSS-REFERENCE TABLE Reconciliation and tie between the Trust Indenture Act of 1939, as amended (the ?Trust Indenture Act?), and the Indenture dated as of November 22, 2021. SECTION OF TRUST INDENTURE ACT SEC

November 18, 2021 EX-99.1

Flushing Financial Corporation Announces Pricing of $125 Million Subordinated Debt Offering

Exhibit 99.1 Flushing Financial Corporation Announces Pricing of $125 Million Subordinated Debt Offering UNIONDALE, NY ? November 17, 2021 ? Flushing Financial Corporation (NASDAQ: FFIC) (?FFIC? or the ?Company?), the holding company for Flushing Bank (the ?Bank?), today announced that it has priced an underwritten public offering of $125 million aggregate principal amount of its fixed-to-floating

November 18, 2021 424B5

$125,000,000 3.125% Fixed-to-Floating Rate Subordinated Notes due 2031

TABLE OF CONTENTS ? Filed Pursuant to Rule 424(b)(5)? ?Registration No. 333-260993? PROSPECTUS SUPPLEMENT (To Prospectus dated November 12, 2021) ? $125,000,000 3.125% Fixed-to-Floating Rate Subordinated Notes due 2031 ? We are offering $125,000,000 aggregate principal amount of 3.125% fixed-to-floating rate subordinated notes due 2031 (the ?Notes?) pursuant to this prospectus supplement and the a

November 18, 2021 EX-1.1

Underwriting Agreement, dated as of November 17, 2021, by and among Flushing Financial Corporation, Flushing Bank and Piper Sandler & Co., as representative of the underwriters named therein.

Exhibit 1.1 Execution Version Flushing Financial Corporation $125,000,000 3.125% Fixed-to-Floating Rate Subordinated Notes due 2031 UNDERWRITING AGREEMENT November 17, 2021 Piper Sandler & Co., as Representative of the Underwriters named in Schedule I hereto, c/o Piper Sandler & Co. 1251 Avenue of the Americas, 6th Floor New York, New York 10020 Ladies and Gentlemen: FLUSHING FINANCIAL CORPORATION

November 18, 2021 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 18, 2021 (November 17, 2021) FLUSHING FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Delaware 000-33013 11-3209278 (State or Other Jurisdiction

November 18, 2021 FWP

Term Sheet 3.125% Fixed-to-Floating Rate Subordinated Notes due 2031

Filed Pursuant to Rule 433 Supplementing the Preliminary Prospectus Supplement Dated November 17, 2021 Registration No.

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