FLG / Flagstar Financial, Inc. - Pemfailan SEC, Laporan Tahunan, Penyata Proksi

Flagstar Financial, Inc.
US ˙ NYSE

Statistik Asas
LEI 529900HVXOTLY61GL030
CIK 910073
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Flagstar Financial, Inc.
SEC Filings (Chronological Order)
Halaman ini menyediakan senarai kronologi lengkap bagi Pemfailan SEC, tidak termasuk pemfailan pemilikan yang kami sediakan di tempat lain.
August 26, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 26, 2025 FLAGSTAR FINANCIA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 26, 2025 FLAGSTAR FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation) Commission File

August 26, 2025 EX-99.1

102 Duffy Avenue, Hicksville, NY 11801 ● Phone: 516-683-4420 ● flagstar.com NEWS RELEASE Investor Contact: FOR IMMEDIATE RELEASE Salvatore J. DiMartino 516-683-4286 Media Contact: Steven Bodakowski 248-312-5872 FLAGSTAR FINANCIAL, INC. ANNOUNCES OCTO

flg-specialshareholderme 102 Duffy Avenue, Hicksville, NY 11801 ● Phone: 516-683-4420 ● flagstar.

August 25, 2025 424B3

Flagstar Financial, Inc.

Filed Pursuant to Rule 424(b)(3) Registration No. 333-280398 Prospectus Supplement No. 6 (to Prospectus dated May 8, 2025) Flagstar Financial, Inc. This prospectus supplement amends and supplements the prospectus dated May 8, 2025, as amended or supplemented from time to time (the “Prospectus”), which forms a part of our Registration Statement on Form S-1 (No. 333-280398). This prospectus suppleme

August 22, 2025 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the registrant ☒ Filed by a party other than the registrant ☐ Check the appropriate box: ☐ Preliminary proxy statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14-a6(e)(2)) ☐ Definitive proxy state

August 22, 2025 EX-2.1

4900-0578-5427 v.4.2 AMENDED AND RESTATED AGREEMENT AND PLAN OF MERGER OF FLAGSTAR FINANCIAL, INC. AND FLAGSTAR BANK, N.A. This Amended and Restated Agreement and Plan of Merger (this “Agreement”), dated as of August 22, 2025, is adopted and made by

exhibit21-amendedandrest 4900-0578-5427 v.4.2 AMENDED AND RESTATED AGREEMENT AND PLAN OF MERGER OF FLAGSTAR FINANCIAL, INC. AND FLAGSTAR BANK, N.A. This Amended and Restated Agreement and Plan of Merger (this “Agreement”), dated as of August 22, 2025, is adopted and made by and between FLAGSTAR FINANCIAL, INC., a Delaware corporation that will, prior to the Effective Time, convert into FLAGSTAR FI

August 22, 2025 DEFM14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934         Filed by the Registrant ☒     Filed by a Party other than the Registrant  ☐         Check the appropriate box:          ☐     Preliminary Proxy Statement      ☐     Confidential, for Use of the

August 22, 2025 EX-10.1

1 VOTING AND SUPPORT AGREEMENT OF FLAGSTAR FINANCIAL, INC. AND [HOLDER] This Voting and Support Agreement, dated as of August [•], 2025 (the “Agreement”), is entered into by and among Flagstar Financial, Inc., a Delaware corporation (the “Company”) a

exhibit101-flagstarformo 1 VOTING AND SUPPORT AGREEMENT OF FLAGSTAR FINANCIAL, INC.

August 22, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 22, 2025 FLAGSTAR FINANCIA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 22, 2025 FLAGSTAR FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation) Commission File

August 8, 2025 424B3

Flagstar Financial, Inc.

Filed Pursuant to Rule 424(b)(3) Registration No. 333-280398 Prospectus Supplement No. 5 (to Prospectus dated May 8, 2025) Flagstar Financial, Inc. This prospectus supplement amends and supplements the prospectus dated May 8, 2025, as amended or supplemented from time to time (the “Prospectus”), which forms a part of our Registration Statement on Form S-1 (No. 333-280398). This prospectus suppleme

August 8, 2025 PREM14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934         Filed by the Registrant ☒     Filed by a Party other than the Registrant  ☐         Check the appropriate box:         ☒     Preliminary Proxy Statement      ☐     Confidential, for Use of the

August 7, 2025 EX-10.2

d June 30, 2025, by and between Flagstar Bank, N

ex-102xgagnonemploymenta EMPLOYMENT AGREEMENT This Employment Agreement (this “Agreement”) is made and entered into as of June , 2025, by and between Flagstar Bank, National Association (the “Bank”) and Kris Gagnon (the “Executive”).

August 7, 2025 EX-10.3

mployment Agreement, dated July 1, 2025, b

ex-103xraffettoemploymen EMPLOYMENT AGREEMENT This Employment Agreement (this “Agreement”) is made and entered into as of July 1, 2025, by and between Flagstar Bank, National Association (the “Bank”) and Richard Raffetto (the “Executive”).

August 7, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number: 001-31565 Flagstar Financial, Inc. (Exact name of regi

July 25, 2025 EX-99.1

102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● flagstar.com FLAGSTAR FINANCIAL, INC. REPORTS SECOND QUARTER 2025 NET LOSS ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.19 PER DILUTED SHARE AND ADJUSTED NET LOSS ATTRIBUTABLE TO COMMON ST

102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● flagstar.com FLAGSTAR FINANCIAL, INC. REPORTS SECOND QUARTER 2025 NET LOSS ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.19 PER DILUTED SHARE AND ADJUSTED NET LOSS ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.14 PER DILUTED SHARE •ANNOUNCES PLANS TO ELIMINATE BANK HOLDING COMPANY •STRONG C&I MOMENTUM AS NEW LOAN ORIGINATIONS INCREASE 57% AN

July 25, 2025 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2025 FLAGSTAR FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation) Commission File Nu

July 25, 2025 424B3

Flagstar Financial, Inc.

Filed Pursuant to Rule 424(b)(3) Registration No. 333-280398 Prospectus Supplement No. 4 (to Prospectus dated May 8, 2025) Flagstar Financial, Inc. This prospectus supplement amends and supplements the prospectus dated May 8, 2025, as amended or supplemented from time to time (the “Prospectus”), which forms a part of our Registration Statement on Form S-1 (No. 333-280398). This prospectus suppleme

July 25, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2025 FLAGSTAR FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation) Commission File Nu

July 25, 2025 EX-99.1

Second Quarter 2025 Results July 25, 2025 22nd Quarter 2025 Cautionary Statement Forward-Looking Information This presentation and the associated conference call may include forward‐looking statements by the Company and our authorized officers pertai

Second Quarter 2025 Results July 25, 2025 22nd Quarter 2025 Cautionary Statement Forward-Looking Information This presentation and the associated conference call may include forward‐looking statements by the Company and our authorized officers pertaining to such matters as our goals, beliefs, intentions, and expectations regarding, among other things: (a) revenues, earnings, loan production, asset

July 24, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2025 FLAGSTAR FINANCIAL,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2025 FLAGSTAR FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation) Commission File Nu

July 24, 2025 EX-99.2

Flagstar to Enhance Corporate Structure by Eliminating the Bank Holding Company July 24, 2025 2 Cautionary Statement Forward-Looking Information This presentation and any associated conference call may include forward‐looking statements by the Compan

Flagstar to Enhance Corporate Structure by Eliminating the Bank Holding Company July 24, 2025 2 Cautionary Statement Forward-Looking Information This presentation and any associated conference call may include forward‐looking statements by the Company and our authorized officers pertaining to such matters as our goals, beliefs, intentions, and expectations regarding, among other things: (a) revenu

July 24, 2025 EX-99.1

NEWS RELEASE Investor Contact: FOR IMMEDIATE RELEASE Salvatore J. DiMartino 516-683-4286 Media Contact: Steven Bodakowski 248-312-5872 FLAGSTAR FINANCIAL, INC. ANNOUNCES ACTIONS TO ENHANCE ITS CORPORATE STRUCTURE BY MERGING HOLDING COMPANY INTO THE B

NEWS RELEASE Investor Contact: FOR IMMEDIATE RELEASE Salvatore J. DiMartino 516-683-4286 Media Contact: Steven Bodakowski 248-312-5872 FLAGSTAR FINANCIAL, INC. ANNOUNCES ACTIONS TO ENHANCE ITS CORPORATE STRUCTURE BY MERGING HOLDING COMPANY INTO THE BANK HICKSVILLE, N.Y., July 24, 2025 – Flagstar Financial, Inc. (NYSE: FLG) (the “Company”) the holding company for Flagstar Bank, N.A., (the "Bank"),

July 24, 2025 EX-2.1

24, 2025, between Flagstar Financial

1 AGREEMENT AND PLAN OF MERGER OF FLAGSTAR FINANCIAL, INC. AND FLAGSTAR BANK, N.A. This Agreement and Plan of Merger (this “Agreement”), dated as of July 24, 2025, is adopted and made by and between FLAGSTAR FINANCIAL, INC., a Delaware corporation that will, prior to the Effective Time, convert into FLAGSTAR FINANCIAL, FEDERAL SAVINGS ASSOCIATION, an interim federal savings association chartered b

July 8, 2025 424B3

Flagstar Financial, Inc.

Filed Pursuant to Rule 424(b)(3) Registration No. 333-280398 Prospectus Supplement No. 3 (to Prospectus dated May 8, 2025) Flagstar Financial, Inc. This prospectus supplement amends and supplements the prospectus dated May 8, 2025, as amended or supplemented from time to time (the “Prospectus”), which forms a part of our Registration Statement on Form S-1 (No. 333-280398). This prospectus suppleme

July 7, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 1, 2025 FLAGSTAR FINANCIAL,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 1, 2025 FLAGSTAR FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation) Commission File Num

June 27, 2025 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-31565 A. Full title of the plan

June 9, 2025 424B3

Flagstar Financial, Inc.

Filed Pursuant to Rule 424(b)(3) Registration No. 333-280398 Prospectus Supplement No. 2 (to Prospectus dated May 8, 2025) Flagstar Financial, Inc. This prospectus supplement amends and supplements the prospectus dated May 8, 2025, as amended or supplemented from time to time (the “Prospectus”), which forms a part of our Registration Statement on Form S-1 (No. 333-280398). This prospectus suppleme

June 6, 2025 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 4, 2025 FLAGSTAR FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation) Commission File Num

May 16, 2025 EX-FILING FEES

Filing Fee Table*

Exhibit 107 Calculation of Filing Fee Tables Form S-8 (Form Type) Flagstar Financial, Inc.

May 16, 2025 EX-99.1

Form of Executive Stock Option Grant Notice*

Exhibit 99.1 FLAGSTAR FINANCIAL, INC. EXECUTIVE STOCK OPTION GRANT NOTICE This Notice (this “Notice”) confirms the grant of an Option (the “Option”) by Flagstar Financial, Inc. (the "Company") to [•] (“Executive”) and sets forth the terms and conditions of the Option. The Option is intended to qualify as an “employment inducement award” (as described in Section 303A.08 of the New York Stock Exchan

May 16, 2025 S-8

As filed with the Securities and Exchange Commission on May 16, 2025

As filed with the Securities and Exchange Commission on May 16, 2025 Registration No.

May 12, 2025 424B3

Flagstar Financial, Inc.

Filed Pursuant to Rule 424(b)(3) Registration No. 333-280398 Prospectus Supplement No. 1 (to Prospectus dated May 8, 2025) Flagstar Financial, Inc. This prospectus supplement amends and supplements the prospectus dated May 8, 2025, as amended or supplemented from time to time (the “Prospectus”), which forms a part of our Registration Statement on Form S-1 (No. 333-280398). This prospectus suppleme

May 9, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number: 001-31565 FLAGSTAR FINANCIAL, INC. (Exact name of reg

May 8, 2025 424B3

263,828,622 Shares of Common Stock 314,954 Warrants

TABLE OF CONTENTS Filed Pursuant to Rule 424(b)(3) Registration No. 333-280398 Prospectus   263,828,622 Shares of Common Stock   314,954 Warrants This prospectus relates to the offer and sale from time to time of up to (i) 263,828,622 shares of our common stock, par value $0.01 per share (“Common Stock”), by the selling securityholders listed in the section of this prospectus entitled “Selling Sec

April 28, 2025 EX-10.22

Change in Control Agreement, dated as of April 11, 2025, by and between Flagstar Bank, N.A. and George F. Buchanan

Exhibit 10.22 Flagstar Bank, N.A. Change in Control Agreement AGREEMENT made as of April 11, 2025 (this “Agreement”), by and between Flagstar Bank, N.A. (the “Bank”), and George Buchanan (the “Executive”). WHEREAS, the Bank has determined that it is in the best interests of the Bank and the Bank’s stockholders to ensure that the Bank and its affiliates will have the continued services and dedicati

April 28, 2025 EX-10.21

between Flagstar Financial Inc. and Joseph

Exhibit 10.21 Execution Version EMPLOYMENT AGREEMENT This Employment Agreement (this “Agreement”) is made and entered into as of March 19, 2025 by and between Flagstar Financial, Inc., a Delaware corporation (the “Company”) and Joseph M. Otting (the “Executive”) and shall be deemed effective as of March 7, 2024. The Company and Executive are referred to collectively as the “Parties” and individual

April 28, 2025 POS AM

As filed with the Securities and Exchange Commission on April 28, 2025

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on April 28, 2025 Registration No.

April 28, 2025 EX-24.2

POWER OF ATTORNEY

Exhibit 24.2 POWER OF ATTORNEY The undersigned director of Flagstar Financial, Inc. hereby appoints Joseph M. Otting and Bao Nguyen, and each of them, any of whom may act without the joinder of the other, the true and lawful attorney-in-fact and agent of the undersigned, with full power of substitution and resubstitution, for and in the name, place and stead of the undersigned, in any and all capa

April 25, 2025 EX-99.1

102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● flagstar.com FLAGSTAR FINANCIAL, INC. REPORTS FIRST QUARTER 2025 GAAP NET LOSS ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.26 PER DILUTED SHARE AND NON-GAAP ADJUSTED NET LOSS ATTRIBUTABLE

102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● flagstar.com FLAGSTAR FINANCIAL, INC. REPORTS FIRST QUARTER 2025 GAAP NET LOSS ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.26 PER DILUTED SHARE AND NON-GAAP ADJUSTED NET LOSS ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.23 PER DILUTED SHARE •C&I LOAN ORIGINATIONS INCREASED OVER 40% ON A LINKED-QUARTER BASIS •ADJUSTED OPERATING EXPENSES DE

April 25, 2025 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the registrant ☒ Filed by a party other than the registrant  ☐ Check the appropriate box:  ☐ Preliminary proxy statement  ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14-a6(e)(2)) ☒ D

April 25, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2025 FLAGSTAR FINANCIAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2025 FLAGSTAR FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation) Commission File N

April 25, 2025 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the registrant ☒ Filed by a party other than the registrant ☐ Check the appropriate box: ☐ Preliminary proxy statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14-a6(e)(2)) ☐ Definitive proxy state

April 25, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2025 FLAGSTAR FINANCIAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2025 FLAGSTAR FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation) Commission File N

April 25, 2025 EX-99.1

First Quarter 2025 Results April 25, 2025 21st Quarter 2025 Cautionary Statement Forward-Looking Information This earnings presentation and the associated conference call may include forward‐looking statements by the Company and our authorized office

a1q25earningspresentatio First Quarter 2025 Results April 25, 2025 21st Quarter 2025 Cautionary Statement Forward-Looking Information This earnings presentation and the associated conference call may include forward‐looking statements by the Company and our authorized officers pertaining to such matters as our goals, beliefs, intentions, and expectations regarding, among other things: (a) revenues

March 21, 2025 8-K/A

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 6, 2024 FLAGSTAR FINANCIAL, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation or organizati

March 4, 2025 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE FISCAL YEAR ENDED DECEMBER 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number: 001-31565 FLAGSTAR FINANCIAL, INC. (Exact name of registra

March 4, 2025 EX-19.1

, Inc. Securities Trading Policy

Policy Number: 2013-142-L-U Flagstar Financial, Inc. and its additional Covered Affiliates FLG SECURITIES TRADING (FST) POLICY Policy Number: 2013-142-L-U FLG SECURITIES TRADING (FST) POLICY © 2025 Flagstar Financial, Inc. CONFIDENTIAL: This Policy is for FLG's internal use and regulatory review only and may not be copied or distributed to any third party without the GC's or the Policy Coordinator

March 4, 2025 NT 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING (Check One) ☒ Form 10-K ☐ Form 20-F ☐ Form 11-K ☐ Form 10-Q ☐ Form 10-D ☐ Form N-CEN ☐ Form N-CSR For Period Ended: December 31, 2024 ☐ Tr

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING (Check One) ☒ Form 10-K ☐ Form 20-F ☐ Form 11-K ☐ Form 10-Q ☐ Form 10-D ☐ Form N-CEN ☐ Form N-CSR For Period Ended: December 31, 2024 ☐ Transition Report on Form 10-K ☐ Transition Report on Form 20-F ☐ Transition Report on Form 11-K ☐ Transition Report on Form 10-Q For the Transition Per

March 4, 2025 EX-10.18

tive Stock Option G

1 NEW YORK COMMUNITY BANCORP, INC. EXECUTIVE STOCK OPTION GRANT NOTICE This Notice (this “Notice”) confirms the grant of an Option (the “Option”) by New York Community Bancorp, Inc. (the “Company”) to Employee Name (“Executive”) and sets forth the terms and conditions of the Option. The Option is intended to qualify as an “employment inducement award” (as described in Section 303A.08 of the New Yo

March 4, 2025 EX-21

Subsidiaries of the Registrant

Subsidiary Activities We conduct business primarily through our wholly-owned bank subsidiary, Flagstar Bank, N.

March 4, 2025 EX-97

, Inc. Clawback Policy

Policy Number: 2015-161-H-U Flagstar Financial, Inc. and its additional Covered Affiliates RESTATEMENT COMPENSATION RECOUPMENT (RCR) POLICY Policy Number: 2015-161-H-U RESTATEMENT COMPENSATION RECOUPMENT (RCR) POLICY © 2024 Flagstar Financial, Inc. CONFIDENTIAL: This Policy is for FLG's internal use and regulatory review only and may not be copied or distributed to any third party without the GC's

February 24, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 24, 2025 FLAGSTAR FINANC

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 24, 2025 FLAGSTAR FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation) Commission Fil

February 24, 2025 EX-99.1

102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● flagstar.com NEWS RELEASE Investor Contact: FOR IMMEDIATE RELEASE Salvatore J. DiMartino (516) 683-4286 Media Contact: Steven Bodakowski (248) 312-5872 FLAGSTAR FINANCIAL, INC. ANNOUNCE

102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● flagstar.com NEWS RELEASE Investor Contact: FOR IMMEDIATE RELEASE Salvatore J. DiMartino (516) 683-4286 Media Contact: Steven Bodakowski (248) 312-5872 FLAGSTAR FINANCIAL, INC. ANNOUNCES JUNE 4TH DATE FOR ITS 2025 ANNUAL MEETING OF SHAREHOLDERS HICKSVILLE, N.Y., February 24, 2025 – Flagstar Financial, Inc. (NYSE: FLG) (the "Company”)

February 10, 2025 EX-99.1

Bank of America Securities 2025 Financial Services Conference February 11, 2025 22025 Bank of America Financial Services Conference Cautionary Statement Forward-Looking Information This presentation and the associated conference call may include forw

Bank of America Securities 2025 Financial Services Conference February 11, 2025 22025 Bank of America Financial Services Conference Cautionary Statement Forward-Looking Information This presentation and the associated conference call may include forward‐looking statements by the Company and our authorized officers pertaining to such matters as our goals, beliefs, intentions, and expectations regar

February 10, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 10, 2025 FLAGSTAR FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation) Commission Fil

January 30, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 30, 2025 FLAGSTAR FINANCI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 30, 2025 FLAGSTAR FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation) Commission File

January 30, 2025 EX-99.1

102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● flagstar.com FLAGSTAR FINANCIAL, INC. REPORTS FOURTH QUARTER 2024 GAAP NET LOSS ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.41 PER DILUTED SHARE AND NON-GAAP ADJUSTED NET LOSS ATTRIBUTABL

102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● flagstar.com FLAGSTAR FINANCIAL, INC. REPORTS FOURTH QUARTER 2024 GAAP NET LOSS ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.41 PER DILUTED SHARE AND NON-GAAP ADJUSTED NET LOSS ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.34 PER DILUTED SHARE •CAPITAL POSITION CONTINUES TO STRENGTHEN AS CET1 RATIO INCREASES TO 11.9%, TOP QUARTILE OF PEER G

January 30, 2025 EX-99.1

Fourth Quarter 2024 Results January 30, 2025 24th Quarter 2024 Cautionary Statement Forward-Looking Information This earnings presentation and the associated conference call may include forward‐looking statements by the Company and our authorized off

a4q24earningspresentatio Fourth Quarter 2024 Results January 30, 2025 24th Quarter 2024 Cautionary Statement Forward-Looking Information This earnings presentation and the associated conference call may include forward‐looking statements by the Company and our authorized officers pertaining to such matters as our goals, beliefs, intentions, and expectations regarding (a) revenues, earnings, loan p

January 30, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 30, 2025 FLAGSTAR FINANCI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 30, 2025 FLAGSTAR FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation) Commission File

December 17, 2024 424B3

Flagstar Financial, Inc.

424B3 1 d903555d424b3.htm 424B3 Filed Pursuant to Rule 424(b)(3) Registration No. 333-280398 Prospectus Supplement No. 1 (to Prospectus dated November 29, 2024) Flagstar Financial, Inc. This prospectus supplement amends and supplements the prospectus dated November 29, 2024, as amended or supplemented from time to time (the “Prospectus”), which forms a part of our Registration Statement on Form S-

December 16, 2024 EX-99.2

102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● flagstar.com FLAGSTAR FINANCIAL, INC. NAMES LEE SMITH AS CHIEF FINANCIAL OFFICER

EX-99.2 Exhibit 99.2 102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● flagstar.com NEWS RELEASE Investor Contact: FOR IMMEDIATE RELEASE Salvatore J. DiMartino (516) 683-4286 Media Contact: Steven Bodakowski (248) 312-5872 FLAGSTAR FINANCIAL, INC. NAMES LEE SMITH AS CHIEF FINANCIAL OFFICER HICKSVILLE, N.Y., December 13, 2024 – Flagstar Financial, Inc. (NYSE: FLG) (the “Company”), to

December 16, 2024 EX-99.1

102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● flagstar.com FLAGSTAR FINANCIAL, INC. APPOINTS BRIAN CALLANAN TO BOARD OF DIRECTORS

EX-99.1 Exhibit 99.1 102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● flagstar.com NEWS RELEASE Investor Contact: FOR IMMEDIATE RELEASE Salvatore J. DiMartino (516) 683-4286 Media Contact: Nicole Yelland (248) 219-9234 FLAGSTAR FINANCIAL, INC. APPOINTS BRIAN CALLANAN TO BOARD OF DIRECTORS HICKSVILLE, N.Y., December 13, 2024 – Flagstar Financial, Inc. (NYSE: FLG) (the “Company”) tod

December 16, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 11, 2024 FLAGSTAR FINANC

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 11, 2024 FLAGSTAR FINANCIAL, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation or organiza

November 29, 2024 424B3

277,656,287 Shares of Common Stock 314,954 Warrants

Table of Contents Filed Pursuant to Rule 424(b)(3) Registration No. 333-280398 Prospectus 277,656,287 Shares of Common Stock 314,954 Warrants This prospectus relates to the offer and sale from time to time of up to (i) 277,656,287 shares of our common stock, par value $0.01 per share (“Common Stock”), by the selling securityholders listed in the section of this prospectus entitled “Selling Securit

November 26, 2024 CORRESP

FLAGSTAR FINANCIAL, INC. 100 Duffy Avenue, Suite 310 Hicksville, New York 11801

FLAGSTAR FINANCIAL, INC. 100 Duffy Avenue, Suite 310 Hicksville, New York 11801 November 26, 2024 VIA EDGAR Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Washington, DC 20549 Re: Flagstar Financial, Inc.    Registration Statement on Form S-1    Amendment No. 2, Filed on November 15, 2024    File No. 333-280398 Ladies and Gentlemen: Pursuant to Rule 461 under

November 15, 2024 S-1/A

As filed with the Securities and Exchange Commission on November 15, 2024

Table of Contents As filed with the Securities and Exchange Commission on November 15, 2024 Registration No.

November 8, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number: 001-16577 FLAGSTAR FINANCIAL, INC. (Exact name of

November 8, 2024 CORRESP

November 8, 2024 Page 1 of 4 102 Duffy Avenue Hicksville, New York 11801 Telephone: (516) 683-4100 Craig Gifford Senior Executive Vice President and Chief Financial Officer VIA EDGAR November 8, 2024 Mr. Todd Schiffman Mr. Christian Windsor Division

November 8, 2024 Page 1 of 4 102 Duffy Avenue Hicksville, New York 11801 Telephone: (516) 683-4100 Craig Gifford Senior Executive Vice President and Chief Financial Officer VIA EDGAR November 8, 2024 Mr.

November 8, 2024 SC 13G

NYCB / Flagstar Financial, Inc. / Hudson Bay Capital Management LP - NYCB 13G Passive Investment

SC 13G 1 nycb13g.htm NYCB 13G SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No.)* New York Community Bancorp, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 649445400 (CUSIP Number) September 30, 2024 (Date of Event Which Requires Filing of this Statement) Check the appropria

November 6, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 31, 2024 FLAGSTAR FINANCI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 31, 2024 FLAGSTAR FINANCIAL, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation) Commission File

November 6, 2024 EX-99.2

Unaudited Proforma Consolidated Financial Statements

Unaudited Proforma Consolidated Financial Statements On July 24, 2024, Flagstar Bank, National Association (“Flagstar”), the wholly owned subsidiary of Flagstar Financial, Inc.

November 6, 2024 EX-99.1

‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐

mr-cooperxclosingxreleas ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐

October 25, 2024 EX-99.1

102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● flagstar.com NEW YORK COMMUNITY BANCORP, INC. REPORTS THIRD QUARTER 2024 GAAP NET LOSS ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.79 PER DILUTED SHARE AND NON-GAAP NET LOSS ATTRIBUTABLE

102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● flagstar.com NEW YORK COMMUNITY BANCORP, INC. REPORTS THIRD QUARTER 2024 GAAP NET LOSS ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.79 PER DILUTED SHARE AND NON-GAAP NET LOSS ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.69 PER DILUTED SHARE STRONG MOMENTUM CONTINUES WITH OUR TURNAROUND STRATEGY AS DEPOSITS GREW ANOTHER $4 BILLION OR 5% AND

October 25, 2024 EX-99.1

Third Quarter 2024 Results October 25, 2024 3rd Quarter 2024 2 Cautionary Statement Forward-Looking Information This earnings presentation and the associated conference call may include forward‐looking statements by the Company and our authorized off

a3q24earningspresentatio Third Quarter 2024 Results October 25, 2024 3rd Quarter 2024 2 Cautionary Statement Forward-Looking Information This earnings presentation and the associated conference call may include forward‐looking statements by the Company and our authorized officers pertaining to such matters as our goals, beliefs, intentions, and expectations regarding (a) revenues, earnings, loan p

October 25, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation) Commiss

October 25, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 24, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation or o

October 25, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2024 NEW YORK COMMUNI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation) Commiss

October 18, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 17, 2024 NEW YORK COMMUNI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 17, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation or o

October 18, 2024 EX-99.1

102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● flagstar.com FLAGSTAR BANK IMPLEMENTS WORKFORCE CHANGES AS PART OF ITS CONTINUED TRANSFORMATION AND COST REDUCTION STRATEGY

Exhibit 99.1 102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● flagstar.com NEWS RELEASE Investor Contact: FOR IMMEDIATE RELEASE Salvatore J. DiMartino (516) 683-4286 Media Contact: Steven Bodakowski (248) 312-5872 FLAGSTAR BANK IMPLEMENTS WORKFORCE CHANGES AS PART OF ITS CONTINUED TRANSFORMATION AND COST REDUCTION STRATEGY Hicksville, N.Y., October 17, 2024 – Flagstar Bank, N.A., (

October 15, 2024 EX-3.(II)

Amended and Restated Bylaws

Exhibit 3(ii) FLAGSTAR FINANCIAL, INC. BYLAWS (Amended and Restated as of October 25, 2024) ARTICLE I – STOCKHOLDERS Section 1. Annual Meeting. An annual meeting of the stockholders, for the election of Directors to succeed those whose terms expire and for the transaction of such other business as may properly come before the meeting, shall be held at such place, on such date, and at such time as

October 15, 2024 EX-3.(I)

Certificate of Amendment of Amended and Restated Certificate of Incorporation(6)

Exhibit 3(i) Delaware Page 1 The First State I, JEFFREY W. BULLOCK, SECRETARY OF STATE OF THE STATE OF DELAWARE, DO HEREBY CERTIFY THE ATTACHED IS A TRUE AND CORRECT COPY OF THE CERTIFICATE OF AMENDMENT OF “NEW YORK COMMUNITY BANCORP, INC.”, CHANGING ITS NAME FROM “NEW YORK COMMUNITY BANCORP, INC.” TO “FLAGSTAR FINANCIAL, INC.”, FILED IN THIS OFFICE ON THE NINTH DAY OF OCTOBER, A.D. 2024, AT 4:13

October 15, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 8, 2024 NEW YORK COMMUNIT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 8, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation or or

October 15, 2024 EX-99.1

102 Duffy Avenue, Hicksville, NY 11801 • Phone: (516) 683-4420 • flagstar.com NEW YORK COMMUNITY BANCORP, INC. CHANGES NAME TO FLAGSTAR FINANCIAL, INC. AND STOCK SYMBOL TO FLG NEW NAME SIGNALS CONTINUED EVOLUTION INTO A SINGULAR BRAND, ALIGNING WITH

Exhibit 99.1 102 Duffy Avenue, Hicksville, NY 11801 • Phone: (516) 683-4420 • flagstar.com NEWS RELEASE FOR IMMEDIATE RELEASE Investor Contact: Salvatore J. DiMartino (516) 683-4286 Media Contact: Steven Bodakowski (248) 312-5872 NEW YORK COMMUNITY BANCORP, INC. CHANGES NAME TO FLAGSTAR FINANCIAL, INC. AND STOCK SYMBOL TO FLG NEW NAME SIGNALS CONTINUED EVOLUTION INTO A SINGULAR BRAND, ALIGNING WIT

September 24, 2024 SC 13D/A

NYCB / New York Community Bancorp, Inc. / Liberty 77 Capital L.P. - AMENDMENT NO. 3 Activist Investment

SC 13D/A 1 eh24053524913da3-nycb.htm AMENDMENT NO. 3 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 3)* New York Community Bancorp, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 649445400 (CUSIP Number) William Barratt Liberty 77 Capital L.P. 2099 Pennsylvan

September 24, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 24, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation or

September 24, 2024 EX-10.1

Form of Exchange Agreement with Liberty*

Exhibit 10.1 SHARE EXCHANGE AGREEMENT This SHARE EXCHANGE AGREEMENT (this “Agreement”) is entered into as of [DATE], by and between New York Community Bancorp, Inc., a Delaware corporation (the “Company”), and [STOCKHOLDER] (the “Stockholder”). Capitalized terms used (but not defined) herein shall have the meanings ascribed to them in that certain Investment Agreement, dated as of March 7, 2024 (a

September 4, 2024 EX-3.(II)

Amended and Restated Bylaws (incorporated by reference to Exhibit 3(ii) of the Company’s Current Report on Form 8-K, as filed with the SEC on September 4, 2024).

Exhibit 3(ii) NEW YORK COMMUNITY BANCORP, INC. BYLAWS (Amended and Restated as of March 10August 29, 2024) ARTICLE I - STOCKHOLDERS Section 1. Annual Meeting. An annual meeting of the stockholders, for the election of Directors to succeed those whose terms expire and for the transaction of such other business as may properly come before the meeting, shall be held at such place, on such date, and a

September 4, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 29, 2024 NEW YORK COMMUNIT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 29, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation or or

August 23, 2024 CORRESP

SIMPSON THACHER & BARTLETT LLP 425 LEXINGTON AVENUE NEW YORK, N.Y. 10017-3954 (212) 455-2000 FACSIMILE (212) 455-2502 DIRECT DIAL NUMBER E-MAIL ADDRESS (212) 455-7614 [email protected]

SIMPSON THACHER & BARTLETT LLP 425 LEXINGTON AVENUE NEW YORK, N.Y. 10017-3954 (212) 455-2000 FACSIMILE (212) 455-2502 DIRECT DIAL NUMBER E-MAIL ADDRESS (212) 455-7614 [email protected] August 23, 2024 VIA EDGAR Re:  New York Community Bancorp, Inc. Form S-1 filed June 21, 2024 (the “Registration Statement”) File No. 333-280398 Mr. Todd Schiffman Mr. Christian Windsor Division of Corporation

August 23, 2024 S-1/A

As filed with the Securities and Exchange Commission on August 23, 2024

S-1/A Table of Contents As filed with the Securities and Exchange Commission on August 23, 2024 Registration No.

August 13, 2024 EX-10.1

Form of Share Exchange Agreement, dated as of August 12, 2024, by and between New York Community Bancorp, Inc. and certain stockholders party thereto (incorporated by reference to Exhibit 10.1 of the Company’s Current Report on Form 8-K, as filed with the SEC on August 13, 2024).****

EX-10.1 Exhibit 10.1 SHARE EXCHANGE AGREEMENT This SHARE EXCHANGE AGREEMENT (this “Agreement”) is entered into as of August 12, 2024, by and between New York Community Bancorp, Inc., a Delaware corporation (the “Company”), and [Stockholder] (the “Stockholder”). Capitalized terms used (but not defined) herein shall have the meanings ascribed to them in that certain Investment Agreement, dated as of

August 13, 2024 SC 13D/A

NYCB / New York Community Bancorp, Inc. / RCP GenPar HoldCo LLC - SC 13D/A Activist Investment

SC 13D/A 1 d851404dsc13da.htm SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13D/A Under the Securities Exchange Act of 1934 (Amendment No. 1)* New York Community Bancorp, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 649445103 (CUSIP Number) Thomas Marcotullio c/o Reverence Capital Partners, L.P. 590 Madison

August 13, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 12, 2024 NEW YORK COMMUNIT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 12, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation or or

August 13, 2024 SC 13D/A

NYCB / New York Community Bancorp, Inc. / Liberty 77 Capital L.P. - AMENDMENT NO. 2 Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 2)* New York Community Bancorp, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 649445103 (CUSIP Number) William Barratt Liberty 77 Capital L.P. 2099 Pennsylvania Ave NW Washington, DC 20006 (202) 984-7070 (Name,

August 12, 2024 CORRESP

102 Duffy Avenue

  102 Duffy Avenue Hicksville, New York 11801 Telephone: (516) 683-4100 Craig Gifford Senior Executive Vice President and Chief Financial Officer VIA EDGAR August 12, 2024 Mr.

August 9, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number: 001-16577 NEW YORK COMMUNITY BANCORP, INC. (Exact name

July 29, 2024 EX-99.1

102 Duffy Avenue, Hicksville, NY 11801 • Phone: (516) 683-4420 • flagstar.com FLAGSTAR BANK, N.A. ANNOUNCES SALE OF ITS MORTGAGE SERVICING BUSINESS TRANSACTION ADDS 60 BASIS POINTS TO CET1 RATIO AND ACCELERATES TRANSITION TO A LEADING DIVERSIFIED, FU

EX-99.1 Exhibit 99.1 102 Duffy Avenue, Hicksville, NY 11801 • Phone: (516) 683-4420 • flagstar.com Investor Contact: Salvatore J. DiMartino (516) 683-4286 Media Contact: Steven Bodakowski (248) 312-5872 FLAGSTAR BANK, N.A. ANNOUNCES SALE OF ITS MORTGAGE SERVICING BUSINESS TRANSACTION ADDS 60 BASIS POINTS TO CET1 RATIO AND ACCELERATES TRANSITION TO A LEADING DIVERSIFIED, FULL-SERVICE REGIONAL BANK

July 29, 2024 EX-2.1

Agreement for the Bulk Purchase and Sale of Mortgage Servicing Rights, dated as of July 24, 2024, by and between Nationstar Mortgage LLC and Flagstar Bank, N.A.*

EX-2.1 Exhibit 2.1 CERTAIN INFORMATION HAS BEEN EXCLUDED FROM THIS EXHIBIT BECAUSE IT IS BOTH NOT MATERIAL AND WOULD BE COMPETITIVELY HARMFUL IF PUBLICLY DISCLOSED. THE OMITTED PORTIONS OF THIS DOCUMENT ARE INDICATED BY [***]. EXECUTION VERSION AGREEMENT FOR THE BULK PURCHASE AND SALE OF MORTGAGE SERVICING RIGHTS Dated as of July 24, 2024 by and between Nationstar Mortgage LLC as Purchaser and Fla

July 29, 2024 EX-2.2

Asset Purchase Agreement, dated as of July 24, 2024, by and between Nationstar Mortgage LLC and Flagstar Bank, N.A.*

EX-2.2 Exhibit 2.2 CERTAIN INFORMATION HAS BEEN EXCLUDED FROM THIS EXHIBIT BECAUSE IT IS BOTH NOT MATERIAL AND WOULD BE COMPETITIVELY HARMFUL IF PUBLICLY DISCLOSED. THE OMITTED PORTIONS OF THIS DOCUMENT ARE INDICATED BY [***]. EXECUTION VERSION ASSET PURCHASE AGREEMENT by and between NATIONSTAR MORTGAGE LLC, as Purchaser, and FLAGSTAR BANK, N.A., as Seller July 24, 2024 TABLE OF CONTENTS Page I. D

July 29, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2024 NEW YORK COMMUNITY

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation or orga

July 26, 2024 EX-99.1

Second Quarter 2024 Results July 25, 2024 2nd Quarter 2024 2 Cautionary Statement Forward-Looking Information The presentation may include forward‐looking statements within the meaning of the federal securities laws by the Company pertaining to such

Second Quarter 2024 Results July 25, 2024 2nd Quarter 2024 2 Cautionary Statement Forward-Looking Information The presentation may include forward‐looking statements within the meaning of the federal securities laws by the Company pertaining to such matters as our goals, intentions, and expectations regarding (a) revenues, earnings, loan production, asset quality, liquidity position, capital level

July 26, 2024 8-K/A

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation) Commissi

July 25, 2024 EX-99.1

102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● flagstar.com NEW YORK COMMUNITY BANCORP, INC. REPORTS SECOND QUARTER 2024 GAAP NET LOSS AVAILABLE TO COMMON STOCKHOLDERS OF $1.14 PER DILUTED SHARE AND NON-GAAP NET LOSS AVAILABLE TO CO

102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● flagstar.com NEW YORK COMMUNITY BANCORP, INC. REPORTS SECOND QUARTER 2024 GAAP NET LOSS AVAILABLE TO COMMON STOCKHOLDERS OF $1.14 PER DILUTED SHARE AND NON-GAAP NET LOSS AVAILABLE TO COMMON STOCKHOLDERS OF $1.05 PER DILUTED SHARE SIMPLIFYING AND STRENGTHENING BALANCE SHEET THROUGH SALE OF NON-CORE BUSINESSES CONTINUED IMPROVEMENT IN

July 25, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2024 NEW YORK COMMUNITY

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation) Commission

July 25, 2024 EX-99.1

Second Quarter 2024 Results July 25, 2024 2nd Quarter 2024 2 Cautionary Statement Forward-Looking Information The presentation may include forward‐looking statements within the meaning of the federal securities laws by the Company pertaining to such

a2q24earningspresentatio Second Quarter 2024 Results July 25, 2024 2nd Quarter 2024 2 Cautionary Statement Forward-Looking Information The presentation may include forward‐looking statements within the meaning of the federal securities laws by the Company pertaining to such matters as our goals, intentions, and expectations regarding (a) revenues, earnings, loan production, asset quality, liquidit

July 25, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2024 NEW YORK COMMUNITY

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation) Commission

July 16, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 11, 2024 NEW YORK COMMUNITY

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 11, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation or orga

July 16, 2024 EX-3.1

Certificate of Amendment of Amended and Restated Certificate of Incorporation(5)

Exhibit 3.1 CERTIFICATE OF AMENDMENT OF AMENDED AND RESTATED CERTIFICATE OF INCORPORATION New York Community Bancorp, Inc., a corporation organized and existing under and by virtue of the state of Delaware (the “Corporation”), does hereby certify: First: The name of the Company is New York Community Bancorp, Inc. The Company was originally incorporated under the name Queens County Bancorp, Inc. Th

July 16, 2024 EX-99.1

102 Duffy Avenue, Hicksville, NY 11801 • Phone: (516) 683-4420 • flagstar.com NEW YORK COMMUNITY BANCORP, INC. ANNOUNCES EFFECTIVENESS OF ONE-FOR-THREE REVERSE STOCK SPLIT COMMON STOCK TO TRADE ON A REVERSE SPLIT-ADJUSTED BASIS AS OF JULY 12TH

Exhibit 99.1    102 Duffy Avenue, Hicksville, NY 11801 • Phone: (516) 683-4420 • flagstar.com NEWS RELEASE Investor Contact: Salvatore J. DiMartino (516) 683-4286 Media Contact: Steven Bodakowski (248) 312-5872 NEW YORK COMMUNITY BANCORP, INC. ANNOUNCES EFFECTIVENESS OF ONE-FOR-THREE REVERSE STOCK SPLIT COMMON STOCK TO TRADE ON A REVERSE SPLIT-ADJUSTED BASIS AS OF JULY 12TH HICKSVILLE, N.Y., July

July 2, 2024 EX-99.1

102 Duffy Avenue, Hicksville, NY 11801 • Phone: (516) 683-4420 • flagstar.com NEW YORK COMMUNITY BANCORP, INC. ANNOUNCES BOARD APPROVAL OF ONE-FOR-THREE REVERSE STOCK SPLIT

Exhibit 99.1 102 Duffy Avenue, Hicksville, NY 11801 • Phone: (516) 683-4420 • flagstar.com NEWS RELEASE Investor Contact: Salvatore J. DiMartino (516) 683-4286 Media Contact: Steven Bodakowski (248) 312-5872 NEW YORK COMMUNITY BANCORP, INC. ANNOUNCES BOARD APPROVAL OF ONE-FOR-THREE REVERSE STOCK SPLIT HICKSVILLE, N.Y., June 27, 2024 – New York Community Bancorp, Inc. (NYSE: NYCB) (the “Company”) t

July 2, 2024 EX-99.2

102 Duffy Avenue, Hicksville, NY 11801 • Phone: (516) 683-4420 • flagstar.com NEW YORK COMMUNITY BANCORP, INC. ANNOUNCES EFFECTIVE DATE FOR ONE-FOR-THREE REVERSE STOCK SPLIT

Exhibit 99.2 102 Duffy Avenue, Hicksville, NY 11801 • Phone: (516) 683-4420 • flagstar.com NEWS RELEASE Investor Contact: Salvatore J. DiMartino (516) 683-4286 Media Contact: Steven Bodakowski (248) 312-5872 NEW YORK COMMUNITY BANCORP, INC. ANNOUNCES EFFECTIVE DATE FOR ONE-FOR-THREE REVERSE STOCK SPLIT HICKSVILLE, N.Y., July 2, 2024 – New York Community Bancorp, Inc. (NYSE: NYCB) (the “Company”) a

July 2, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 27, 2024 NEW YORK COMMUNITY

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 27, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation or orga

June 28, 2024 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from      to      Commission file number: 001-3156

June 21, 2024 S-1

Power of Attorney (contained in signature page).

S-1 Table of Contents As filed with the Securities and Exchange Commission on June 21, 2024 Registration No.

June 21, 2024 EX-FILING FEES

Filing Fee Table*

Exhibit 107 Calculation of Filing Fee Tables Form S-8 (Form Type) New York Community Bancorp, Inc.

June 21, 2024 CORRESP

425 LEXINGTON AVENUE NEW YORK, NY 10017-3954

Simpson Thacher & Bartlett LLP 425 LEXINGTON AVENUE NEW YORK, NY 10017-3954 TELEPHONE: +1-212-455-2000 FACSIMILE: +1-212-455-2502 DIRECT DIAL NUMBER (212) 455-7614 E-MAIL ADDRESS elewandowski@stblaw.

June 21, 2024 EX-FILING FEES

Calculation of Filing Fee Table.***

Exhibit 107 Calculation of Filing Fee Table Form S-1 (Form Type) New York Community Bancorp, Inc.

June 21, 2024 S-8

As filed with the Securities and Exchange Commission on June 21, 2024

S-8 As filed with the Securities and Exchange Commission on June 21, 2024 Registration No.

June 14, 2024 SC 13D

NYCB / New York Community Bancorp, Inc. / RCP GenPar HoldCo LLC - SC 13D Activist Investment

SC 13D UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. )* New York Community Bancorp, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 649445103 (CUSIP Number) Thomas Marcotullio c/o Reverence Capital Partners, L.P. 590 Madison Avenue, 29th Floor New York, NY 10

June 14, 2024 EX-99.24

JOINT FILING AGREEMENT

EX-99.24 2 d854413dex9924.htm EX-99.24 EXHIBIT 24 JOINT FILING AGREEMENT In accordance with the requirements of Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended, and subject to the limitations set forth therein, the parties set forth below agree to jointly file the Schedule 13D to which this joint filing agreement is attached, and any subsequent amendments thereto, and have duty

June 13, 2024 8-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 19, 2023 NEW YORK COMMUNI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 19, 2023 NEW YORK COMMUNITY BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation) Commiss

June 10, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 5, 2024 NEW YORK COMMUNITY B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 5, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation or organ

June 10, 2024 EX-99.1

102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● flagstar.com NEW YORK COMMUNITY BANCORP, INC. ANNOUNCES PRELIMINARY RESULTS OF ANNUAL SHAREHOLDERS MEETING KEY PROPOSALS PASS WITH STRONG MAJORITY

EX-99.1 Exhibit 99.1 102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● flagstar.com NEWS RELEASE Investor Contact: FOR IMMEDIATE RELEASE Salvatore J. DiMartino (516) 683-4286 Media Contact: Steven Bodakowski (248) 312-5872 NEW YORK COMMUNITY BANCORP, INC. ANNOUNCES PRELIMINARY RESULTS OF ANNUAL SHAREHOLDERS MEETING KEY PROPOSALS PASS WITH STRONG MAJORITY HICKSVILLE, N.Y., June 5, 20

June 10, 2024 EX-3.1

Amendment, dated June 7, 2024, to the Amended and Restated Certificate of Incorporation (incorporated by reference to Exhibit 3.1 of the Company’s Current Report on Form 8-K, as filed with the SEC on June 10, 2024).

EX-3.1 Exhibit 3.1 CERTIFICATE OF AMENDMENT OF AMENDED AND RESTATED CERTIFICATE OF INCORPORATION New York Community Bancorp, Inc., a corporation organized and existing under and by virtue of the state of Delaware (the “Corporation”), does hereby certify: First: The name of the Company is New York Community Bancorp, Inc. The Company was originally incorporated under the name Queens County Bancorp,

June 10, 2024 EX-10.1

New York Community Bancorp, Inc. 2020 Omnibus Incentive Plan

EX-10.1 Exhibit 10.1 NEW YORK COMMUNITY BANCORP, INC. 2020 OMNIBUS INCENTIVE PLAN (as amended) 1. Purposes; Effective Date; Prior Plan. (a) Purpose. The New York Community Bancorp, Inc. 2020 Omnibus Incentive Plan has two principal purposes: (i) to assist with the objective of attracting and retaining outstanding individuals to serve as officers, directors, employees and consultants and (ii) to in

June 10, 2024 SC 13D/A

NYCB / New York Community Bancorp, Inc. / Liberty 77 Capital L.P. - AMENDMENT NO. 1 Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 1)* New York Community Bancorp, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 649445103 (CUSIP Number) William Barratt Liberty 77 Capital L.P. 2099 Pennsylvania Ave NW Washington, DC 20006 (202) 984-7070 (Name,

June 4, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 4, 2024 NEW YORK COMMUNITY B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 4, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation) Commission

June 4, 2024 EX-99.1

102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683‐4420 ● flagstar.com NEWS RELEASE Investor Contact: FOR IMMEDIATE RELEASE Salvatore J. DiMartino (516) 683‐4286 Media Contact: Steven Bodakowski (248) 312‐5872 NEW YORK COMMUNITY BANCORP, INC.

ottingappointedchairmanj 102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683‐4420 ● flagstar.

June 3, 2024 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defin

May 24, 2024 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defin

May 16, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 10, 2024 NEW YORK COMMUNITY

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 10, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation) (Commi

May 15, 2024 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defin

May 15, 2024 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defin

May 10, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number: 001-16577 NEW YORK COMMUNITY BANCORP, INC. (Exact nam

May 1, 2024 EX-99.1

102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● flagstar.com NEW YORK COMMUNITY BANCORP, INC. REPORTS FIRST QUARTER 2024 RESULTS AND PROVIDES UPDATE ON ITS STRATEGIC PATH TO PROFITABILITY COMPANY TARGETS PEER LEVEL PROFITABILITY BY F

102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● flagstar.com NEW YORK COMMUNITY BANCORP, INC. REPORTS FIRST QUARTER 2024 RESULTS AND PROVIDES UPDATE ON ITS STRATEGIC PATH TO PROFITABILITY COMPANY TARGETS PEER LEVEL PROFITABILITY BY FOURTH QUARTER 2026 INCLUDING ROAA OF 1%, ROATCE OF 11% - 12%, AND A CET1 CAPITAL RATIO OF 11% - 12% SUCCESSFULLY RAISED OVER $1 BILLION IN EQUITY, BOL

May 1, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 1, 2024 NEW YORK COMMUNITY BA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 1, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation (Commission F

May 1, 2024 EX-99.1

102 Duffy Avenue, Hicksville, NY 11801 • Phone: (516) 683-4420 • flagstar.com NEW YORK COMMUNITY BANCORP, INC. DECLARES QUARTERLY CASH DIVIDENDS ON ITS COMMON STOCK AND PREFERRED STOCKS

EX-99.1 Exhibit 99.1 102 Duffy Avenue, Hicksville, NY 11801 • Phone: (516) 683-4420 • flagstar.com NEWS RELEASE Investor Contact: FOR IMMEDIATE RELEASE Salvatore J. DiMartino (516) 683-4286 Media Contact: Steven Bodakowski (248) 312-5872 NEW YORK COMMUNITY BANCORP, INC. DECLARES QUARTERLY CASH DIVIDENDS ON ITS COMMON STOCK AND PREFERRED STOCKS HICKSVILLE, N.Y., May 1, 2024 – New York Community Ban

May 1, 2024 EX-99.1

May 1, 2024 Strategic Update and First Quarter 2024 Results Cautionary Statements Forward-Looking Information This earnings release and the associated conference call may include forward‐looking statements by the Company and our authorized officers p

earningspresentationfina May 1, 2024 Strategic Update and First Quarter 2024 Results Cautionary Statements Forward-Looking Information This earnings release and the associated conference call may include forward‐looking statements by the Company and our authorized officers pertaining to such matters as our goals, beliefs, intentions, and expectations regarding (a) revenues, earnings, loan producti

May 1, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 1, 2024 NEW YORK COMMUNITY BA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 1, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation (Commission F

May 1, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 1, 2024 NEW YORK COMMUNITY B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 1, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation) (Commis

April 29, 2024 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the registrant ☒ Filed by a party other than the registrant ☐ Check the appropriate box: ☐ Preliminary proxy statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14-a6(e)(2)) ☐ Definitive pro

April 26, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2024 NEW YORK COMMUNIT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation) (Com

April 26, 2024 8-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 26, 202

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 26, 2024 (February 7, 2024) NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or oth

April 26, 2024 EX-99.1

102 Duffy Avenue, Hicksville, NY 11801 • Phone: (516) 683-4420 • flagstar.com NEW YORK COMMUNITY BANCORP, INC. ANNOUNCES NEW EMPLOYMENT INDUCEMENT AWARDS

Exhibit 99.1 102 Duffy Avenue, Hicksville, NY 11801 • Phone: (516) 683-4420 • flagstar.com NEWS RELEASE FOR IMMEDIATE RELEASE Investor Contact: Salvatore J. DiMartino (516) 683-4286 Media Contact: Steven Bodakowski (248) 312-5872 NEW YORK COMMUNITY BANCORP, INC. ANNOUNCES NEW EMPLOYMENT INDUCEMENT AWARDS HICKSVILLE, N.Y., April 26, 2024 – New York Community Bancorp, Inc. (NYSE: NYCB) (the “Company

April 26, 2024 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the registrant ☒ Filed by a party other than the registrant ☐ Check the app

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the registrant ☒ Filed by a party other than the registrant ☐ Check the appropriate box: ☐ Preliminary proxy statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14-a6(e)(2)) ☒ Defi

April 26, 2024 EX-99.1

102 Duffy Avenue, Hicksville, NY 11801 • Phone: (516) 683-4420 • flagstar.com NEW YORK COMMUNITY BANCORP, INC. ANNOUNCES JUNE 5TH DATE FOR THE 2024 ANNUAL MEETING OF SHAREHOLDERS

Exhibit 99.1 102 Duffy Avenue, Hicksville, NY 11801 • Phone: (516) 683-4420 • flagstar.com NEWS RELEASE FOR IMMEDIATE RELEASE Investor Contact: Salvatore J. DiMartino (516) 683-4286 Media Contact: Steven Bodakowski (248) 312-5872 NEW YORK COMMUNITY BANCORP, INC. ANNOUNCES JUNE 5TH DATE FOR THE 2024 ANNUAL MEETING OF SHAREHOLDERS HICKSVILLE, N.Y., April 26, 2024 – New York Community Bancorp, Inc. (

April 25, 2024 CORRESP

* * * * *

April 25, 2024 Via EDGAR and E-mail Securities and Exchange Commission Division of Corporation Finance 100 F St.

April 25, 2024 PRER14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Amendment No. 1 Filed by the registrant ☒ Filed by a party other than the registrant

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Amendment No. 1 Filed by the registrant ☒ Filed by a party other than the registrant ☐ Check the appropriate box: ☒ Preliminary proxy statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14-

April 18, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 12, 2024 NEW YORK COMMUNIT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 12, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation) (Com

April 18, 2024 EX-99.1

102 Duffy Avenue, Hicksville, NY 11801 • Phone: (516) 683-4420 • flagstar.com New York Community Bancorp, Inc. Bolsters Executive Team with Four Strategic Appointments

Exhibit 99.1 102 Duffy Avenue, Hicksville, NY 11801 • Phone: (516) 683-4420 • flagstar.com NEWS RELEASE Investor Contact: FOR IMMEDIATE RELEASE Salvatore J. DiMartino (516) 683-4286 Media Contact: Steven Bodakowski (248) 312-5872 New York Community Bancorp, Inc. Bolsters Executive Team with Four Strategic Appointments HICKSVILLE, N.Y., April 12, 2024 — New York Community Bancorp, Inc. (NYSE: NYCB)

April 5, 2024 SC 13G/A

NYCB / New York Community Bancorp, Inc. / WELLINGTON MANAGEMENT GROUP LLP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2 )* NEW YORK COMMUNITY BANCORP INC (Name of Issuer) Common Stock (Title of Class of Securities) 649445103 (CUSIP Number) March 29, 2024 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which

April 4, 2024 PRE 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the registrant ☒ Filed by a party other than the registrant ☐ Check the app

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the registrant ☒ Filed by a party other than the registrant ☐ Check the appropriate box: ☒ Preliminary proxy statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14-a6(e)(2)) ☐ Defi

March 20, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 14, 2024 NEW YORK COMMUNIT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 14, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation) (Com

March 15, 2024 10-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1) (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE FISCAL YEAR ENDED December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number: 001-16577 NEW YORK COMMUNITY BANCORP,

March 14, 2024 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE FISCAL YEAR ENDED December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number: 001-16577 NEW YORK COMMUNITY BANCORP, INC. (Exact name of

March 14, 2024 EX-99.1

Joint Filing Agreement, dated as of March 14, 2024, by and among the reporting persons.

EX-99.1 2 eh240458147ex01.htm EXHIBIT 99.1 EXHIBIT 1 Agreement of Joint Filing We, the undersigned, hereby express our agreement that the attached Schedule 13D is, and any further amendments thereto signed by each of the undersigned shall be, filed on behalf of each of us pursuant to, and in accordance with, the provisions of Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended (the

March 14, 2024 EX-4.1

Form of warrant to purchase shares of Series D Non-Voting Common Equivalent Stock (incorporated by reference to Exhibit 4.1 of the Company’s Current Report on Form 8-K, as filed with the SEC on March 14, 2024).

Exhibit 4.1 CONFIDENTIAL THIS SECURITY HAS BEEN ACQUIRED FOR INVESTMENT AND WITHOUT A VIEW TO DISTRIBUTION AND HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”), OR UNDER STATE SECURITIES LAWS. NO TRANSFER, SALE, ASSIGNMENT, PLEDGE, HYPOTHECATION OR OTHER DISPOSITION OF THIS SECURITY OR ANY INTEREST OR PARTICIPATION THEREIN MAY BE MADE EXCEPT (A) PURSUANT TO AN EFFEC

March 14, 2024 EX-3.3

Certificate of Designations for Series C Noncumulative Convertible Preferred Stock

EXHIBIT 3.3 EXECUTION VERSION CERTIFICATE OF DESIGNATIONS OF SERIES C NONCUMULATIVE CONVERTIBLE PREFERRED STOCK OF NEW YORK COMMUNITY BANCORP, INC. NEW YORK COMMUNITY BANCORP, INC., a corporation organized and existing under the General Corporation Law of the State of Delaware (the “Corporation”), in accordance with the provisions of Sections 103, 141 and 151 thereof, does hereby certify that: In

March 14, 2024 EX-10.4

Registration Rights Agreement, dated as of March 11, 2024, by and between New York Community Bancorp, Inc. and the investors in the March 2024 Capital Raise

EXHIBIT 10.4 EXECUTION VERSION REGISTRATION RIGHTS AGREEMENT by and among New York Community Bancorp, Inc. and the Purchasers party hereto Dated as of March 11, 2024 Table of Contents Page Section 1. Definitions 1 Section 2. Registration Rights 6 (a) Shelf Registration Statement 6 (b) Right to Request Shelf Take-Down 7 (c) [reserved] 7 (d) Limitations on Shelf Take-Downs 7 (e) Piggyback Registrati

March 14, 2024 EX-97

New York Community Bancorp, Inc. Clawback Policy (attached hereto)

ex97-ibcrpolicy2023x11x1 Incentive-Based Compensation Recoupment (IBCR) Policy approved as of November 13, 2023 Page 1 of 9 © 2023 New York Community Bancorp, Inc.

March 14, 2024 EX-10.3

Investment Agreement, dated as of March 7, 2024 (as amended on March 11, 2024), by and between New York Community Bancorp, Inc. and affiliates of funds managed by Reverence Capital Partners LLC

EXHIBIT 10.3 EXECUTION VERSION INVESTMENT AGREEMENT by and between NEW YORK COMMUNITY BANCORP, INC. and RCP EAGLE HOLDINGS LP, and solely in a limited capacity, REVERENCE CAPITAL PARTNERS OPPORTUNITIES FUND V (PE FUND III), L.P. REVERENCE CAPITAL PARTNERS OPPORTUNITIES FUND V-A (PE FUND III), L.P. REVERENCE CAPITAL PARTNERS OPPORTUNITIES FUND V (AI) (PE FUND III), L.P. REVERENCE CAPITAL PARTNERS O

March 14, 2024 SC 13D

NYCB / New York Community Bancorp, Inc. / Liberty 77 Capital L.P. - SCHEDULE 13D Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. )* New York Community Bancorp, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 649445103 (CUSIP Number) William Barratt Liberty 77 Capital L.P. 2099 Pennsylvania Ave NW Washington, DC 20006 (202) 984-7070 (Name, A

March 14, 2024 EX-3.4

Certificate of Designations for Series D Non-Voting Common Equivalent Stock

EXHIBIT 3.4 CERTIFICATE OF DESIGNATIONS OF SERIES D NON-VOTING COMMON EQUIVALENT STOCK OF NEW YORK COMMUNITY BANCORP, INC. NEW YORK COMMUNITY BANCORP, INC., a corporation organized and existing under the General Corporation Law of the State of Delaware (the “Corporation”), in accordance with the provisions of Sections 103, 141 and 151 thereof, does hereby certify that: In accordance with the provi

March 14, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 7, 2024 NEW YORK COMMUNITY

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 7, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation) (Comm

March 14, 2024 EX-21

Subsidiaries of the Registrant

ex21-subsactivity2023 Subsidiary Activities We conduct business primarily through our wholly-owned bank subsidiary, Flagstar Bank, N.

March 14, 2024 EX-10.2

Form of Investment Agreement, dated as of March 7, 2024 (as amended on March 11, 2024), by and between New York Community Bancorp, Inc. and affiliates of funds managed by Hudson Bay Capital Management, LP

EXHIBIT 10.2 EXECUTION FORM INVESTMENT AGREEMENT by and between NEW YORK COMMUNITY BANCORP, INC. and [HUDSON BAY PURCHASERS] Dated as of March 7, 2024 (and as amended as of March 11, 2024) TABLE OF CONTENTS Page ARTICLE I PURCHASE; CLOSING Section 1.1 Purchase 2 Section 1.2 Closing 2 ARTICLE II REPRESENTATIONS AND WARRANTIES Section 2.1 Material Adverse Effect 6 Section 2.2 Representations and War

March 14, 2024 EX-3.2

Certificate of Designations for Series B Noncumulative Convertible Preferred Stock

EXHIBIT 3.2 EXECUTION VERSION CERTIFICATE OF DESIGNATIONS OF SERIES B NONCUMULATIVE CONVERTIBLE PREFERRED STOCK OF NEW YORK COMMUNITY BANCORP, INC. NEW YORK COMMUNITY BANCORP, INC., a corporation organized and existing under the General Corporation Law of the State of Delaware (the “Corporation”), in accordance with the provisions of Sections 103, 141 and 151 thereof, does hereby certify that: In

March 14, 2024 EX-99.1

102 Duffy Avenue, Hicksville, NY 11801 • Phone: (516) 683-4420 • flagstar.com NEW YORK COMMUNITY BANCORP, INC. CLOSES OVER $1 BILLION EQUITY INVESTMENT STRENGTHENING BALANCE SHEET AND LIQUIDITY POSITION Former Treasury Secretary Steven Mnuchin, Incom

Exhibit 99.1         102 Duffy Avenue, Hicksville, NY 11801 • Phone: (516) 683-4420 • flagstar.com NEWS RELEASE Investor Contact: FOR IMMEDIATE RELEASE Salvatore J. DiMartino (516) 683-4286 Media Contact: Steven Bodakowski (248) 312-5872 NEW YORK COMMUNITY BANCORP, INC. CLOSES OVER $1 BILLION EQUITY INVESTMENT STRENGTHENING BALANCE SHEET AND LIQUIDITY POSITION Former Treasury Secretary Steven Mnuc

March 14, 2024 EX-10.1

Investment Agreement, dated as of March 7, 2024 (as amended on March 11, 2024), by and between New York Community Bancorp, Inc. and Liberty Strategic Capital (CEN) Holdings, LLC

EXHIBIT 10.1 EXECUTION VERSION INVESTMENT AGREEMENT by and between NEW YORK COMMUNITY BANCORP, INC. and LIBERTY STRATEGIC CAPITAL (CEN) HOLDINGS, LLC Dated as of March 7, 2024 (and as amended as of March 11, 2024) TABLE OF CONTENTS Page ARTICLE I PURCHASE; CLOSING Section 1.1 Purchase 2 Section 1.2 Closing 2 ARTICLE II REPRESENTATIONS AND WARRANTIES Section 2.1 Material Adverse Effect 6 Section 2.

March 14, 2024 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 7, 2024 NEW YORK COMMUNITY

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 7, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation) (Comm

March 14, 2024 EX-3.1

Amended and Restated Bylaws (incorporated by reference to Exhibit 3.1 of the Company’s Current Report on Form 8-K, as filed with the SEC on March 14, 2024).

EXHIBIT 3.1 NEW YORK COMMUNITY BANCORP, INC. BYLAWS (Amended and Restated as of February 8March 10, 2024) ARTICLE I - STOCKHOLDERS Section 1. Annual Meeting. An annual meeting of the stockholders, for the election of Directors to succeed those whose terms expire and for the transaction of such other business as may properly come before the meeting, shall be held at such place, on such date, and at

March 8, 2024 EX-10.1

Employment Agreement Term Sheet between New York Community Bancorp, Inc. and Joseph Otting

EX-10.1 Exhibit 10.1 EMPLOYMENT AGREEMENT TERM SHEET This term sheet sets forth the key terms for Joseph Otting (“Executive”) with New York Community Bancorp, Inc. (the “Company”) following the proposed investment (the “Transaction”) by Liberty 77 Capital, L.P. pursuant to the Investment Agreement, dated as of the date hereof (the “Investment Agreement”). As soon as practicable following the execu

March 8, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 6, 2024 NEW YORK COMMUNITY

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 6, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation) (Comm

March 8, 2024 EX-10.2

Non-Executive Chairman Term Sheet between New York Community Bancorp, Inc. and Alessandro DiNello

Exhibit 10.2 NON-EXECUTIVE CHAIRMAN TERM SHEET This term sheet sets forth the key terms for Alessandro (Sandro) DiNello (“Chairman”) with New York Community Bancorp, Inc. (the “Company”) following the proposed investment (the “Transaction”) by Liberty 77 Capital, L.P. pursuant to the Investment Agreement, dated as of the date hereof (the “Investment Agreement”). As soon as practicable following th

March 7, 2024 EX-99.3

102 Duffy Avenue, Hicksville, NY 11801 • Phone: (516) 683-4420 • flagstar.com NEW YORK COMMUNITY BANCORP, INC. ANNOUNCES OVER $1 BILLION EQUITY INVESTMENT ANCHORED BY FORMER U.S. TREASURY SECRETARY STEVEN T. MNUCHIN’S LIBERTY STRATEGIC CAPITAL, HUDSO

EX-99.3 Exhibit 99.3 102 Duffy Avenue, Hicksville, NY 11801 • Phone: (516) 683-4420 • flagstar.com NEWS RELEASE Investor Contact: FOR IMMEDIATE RELEASE Salvatore J. DiMartino (516) 683-4286 Media Contact: Steven Bodakowski (248) 312-5872 NEW YORK COMMUNITY BANCORP, INC. ANNOUNCES OVER $1 BILLION EQUITY INVESTMENT ANCHORED BY FORMER U.S. TREASURY SECRETARY STEVEN T. MNUCHIN’S LIBERTY STRATEGIC CAPI

March 7, 2024 EX-99.1

Key Messages NYCB Announces Over $1 Billion Equity Investment Anchored by Former U.S. Treasury Secretary 1 Steven Mnuchin’s Liberty Strategic Capital, Hudson Bay Capital and Reverence Capital Former Secretary Steven Mnuchin, Joseph Otting, Milton Ber

EX-99.1 Exhibit 99.1 Investor Presentation March 7, 2024 Cautionary Statements Forward-Looking Information This presentation may include forward-looking statements by the Company and our authorized officers pertaining to such matters as our goals, intentions, and expectations regarding the timeframe in which the Company expects to file its 2023 Form 10-K and the contents thereof; revenues, earning

March 7, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 6, 2024 NEW YORK COMMUNITY

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 6, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation) (Comm

March 7, 2024 EX-99.2

102 Duffy Avenue, Hicksville, NY 11801 • Phone: (516) 683-4420 • flagstar.com NEW YORK COMMUNITY BANCORP, INC. ANNOUNCES OVER $1 BILLION EQUITY INVESTMENT ANCHORED BY FORMER U.S. TREASURY SECRETARY STEVEN MNUCHIN’S LIBERTY STRATEGIC CAPITAL, HUDSON B

EX-99.2 Exhibit 99.2     102 Duffy Avenue, Hicksville, NY 11801 • Phone: (516) 683-4420 • flagstar.com NEWS RELEASE FOR IMMEDIATE RELEASE Investor Contact: Salvatore J. DiMartino (516) 683-4286 Media Contact: Steven Bodakowski (248) 312-5872 NEW YORK COMMUNITY BANCORP, INC. ANNOUNCES OVER $1 BILLION EQUITY INVESTMENT ANCHORED BY FORMER U.S. TREASURY SECRETARY STEVEN MNUCHIN’S LIBERTY STRATEGIC CAP

March 5, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 1, 2024 NEW YORK COMMUNITY

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 1, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation) (Commissio

March 5, 2024 EX-99.1

102 Duffy Avenue, Hicksville, NY 11801 • Phone: (516) 683-4420 • flagstar.com NEW YORK COMMUNITY BANCORP, INC. CONTINUES TO STRENGTHEN MANAGEMENT TEAM AND ENHANCE RISK FRAMEWORK Company Reiterates that Previously Announced Material Weaknesses Are Not

EX-99.1 Exhibit 99.1 102 Duffy Avenue, Hicksville, NY 11801 • Phone: (516) 683-4420 • flagstar.com NEWS RELEASE Investor Contact: FOR IMMEDIATE RELEASE Salvatore J. DiMartino (516) 683-4286    Media Contact: Steven Bodakowski (248) 312-5872 NEW YORK COMMUNITY BANCORP, INC. CONTINUES TO STRENGTHEN MANAGEMENT TEAM AND ENHANCE RISK FRAMEWORK Company Reiterates that Previously Announced Material Weakn

February 29, 2024 NT 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING (Check One):  ☒ Form 10-K  ☐ Form 20-F  ☐ Form 11-K  ☐ Form 10-Q ☐ Form 10-D  ☐ Form N-CEN  ☐ Form N-CSR For Period Ended: December 31, 20

NT 10-K SEC FILE NUMBER 001-31565 CUSIP NUMBER 649445103 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

February 29, 2024 EX-99.1

NEW YORK COMMUNITY BANCORP, INC. CONSOLIDATED STATEMENTS OF CONDITION December 31, 2023 compared to (dollars in millions) December 31, 2023 September 30, 2023 December 31, 2022 September 30, 2023 December 31, 2022 Assets Cash and cash equivalents $ 1

Exhibit 99.1 NEW YORK COMMUNITY BANCORP, INC. CONSOLIDATED STATEMENTS OF CONDITION December 31, 2023 compared to (dollars in millions) December 31, 2023 September 30, 2023 December 31, 2022 September 30, 2023 December 31, 2022 Assets Cash and cash equivalents $ 11,493 $ 6,929 $ 2,032 66 % 466 % Securities: Available-for-sale 9,145 8,723 9,060 5 % 1 % Equity investments with readily determinable fa

February 29, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 23, 2024 NEW YORK COMMUN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 23, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation) (Commi

February 29, 2024 8-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 31, 2024 NEW YORK COMMU

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 31, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation) (Comm

February 29, 2024 EX-99.2

102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● flagstar.com NEW YORK COMMUNITY BANCORP, INC. APPOINTS ALESSANDRO DINELLO AS PRESIDENT AND CEO AND MARSHALL LUX AS PRESIDING DIRECTOR OF THE BOARD

EX-99.2 Exhibit 99.2       102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● flagstar.com NEWS RELEASE Investor Contact:       FOR IMMEDIATE RELEASE     Salvatore J. DiMartino (516) 683-4286 Media Contact: Nicole Yelland (248) 312-5872 NEW YORK COMMUNITY BANCORP, INC. APPOINTS ALESSANDRO DINELLO AS PRESIDENT AND CEO AND MARSHALL LUX AS PRESIDING DIRECTOR OF THE BOARD HICKSVILLE, N.Y

February 29, 2024 EX-99.1

Hanif Dahya 5 Beechwood Road Allendale, New Jersey 07401

EX-99.1 Exhibit 99.1 Hanif Dahya 5 Beechwood Road Allendale, New Jersey 07401 February 25, 2024 BY HAND New York Community Bancorp, Inc. and Flagstar Bank, N.A. 102 Duffy Avenue, 5th Floor Hicksville, New York 11801 Ladies and Gentlemen: I write to notify you that I hereby resign from my position as Director of Flagstar Bank, N.A. and New York Community Bancorp, Inc., effective as of the date here

February 15, 2024 EX-99.1

February – March 2024 Investor Presentation Cautionary Statements Cautionary Statements Regarding Forward-Looking Information This presentation may include forward‐looking statements by the Company and our authorized officers pertaining to such matte

nycbxinvestorpresentati February – March 2024 Investor Presentation Cautionary Statements Cautionary Statements Regarding Forward-Looking Information This presentation may include forward‐looking statements by the Company and our authorized officers pertaining to such matters as our goals, intentions, and expectations regarding revenues, earnings, loan production, asset quality, capital levels, and acquisitions, among other matters; our estimates of future costs and benefits of the actions we may take; our assessments of probable losses on loans; our assessments of interest rate and other market risks; and our ability to achieve our financial and other strategic goals, including those related to our merger with Flagstar Bancorp, Inc.

February 15, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 15, 2024 NEW YORK COMMUN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 15, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation (Commis

February 13, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 6, 2024 NEW YORK COMMUNI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 6, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation (Commiss

February 13, 2024 EX-99.1

                  (516) 683-4286

EX-99.1 Exhibit 99.1 102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● www.myNYCB.com FOR IMMEDIATE RELEASE Investor and Media Contact: Salvatore J. DiMartino                   (516) 683-4286 NEW YORK COMMUNITY BANCORP, INC APPOINTS ALESSANDRO DINELLO AS EXECUTIVE CHAIRMAN Hicksville, N.Y., February 7, 2024 – New York Community Bancorp, Inc. (NYSE: NYCB) (the “Company”) today announ

February 13, 2024 SC 13G/A

NYCB / New York Community Bancorp, Inc. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 13)* Name of issuer: New York Community Bancorp Inc Title of Class of Securities: Common Stock CUSIP Number: 649445103 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check the appropriate box to designate the rule pursuant to which this Schedule

February 13, 2024 EX-3.1

Amended and Restated Bylaws.

EX-3.1 Exhibit 3.1 NEW YORK COMMUNITY BANCORP, INC. BYLAWS (Amended and Restated as of December 1, 2022 February 8, 2024) ARTICLE I - STOCKHOLDERS Section 1. Annual Meeting. An annual meeting of the stockholders, for the election of Directors to succeed those whose terms expire and for the transaction of such other business as may properly come before the meeting, shall be held at such place, on s

February 9, 2024 SC 13G/A

NYCB / New York Community Bancorp, Inc. / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* New York Community Bancorp Inc (Name of Issuer) Common Stock (Title of Class of Securities) 649445103 (CUSIP Number) December 29, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to wh

February 8, 2024 SC 13G/A

NYCB / New York Community Bancorp, Inc. / WELLINGTON MANAGEMENT GROUP LLP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* NEW YORK COMMUNITY BANCORP INC (Name of Issuer) Common Stock (Title of Class of Securities) 649445103 (CUSIP Number) December 29, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to wh

February 7, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 7, 2024 NEW YORK COMMUNI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 7, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation (Commiss

February 7, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 6, 2024 NEW YORK COMMUNI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 6, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation (Commiss

February 7, 2024 EX-99.1

NEW YORK COMMUNITY BANCORP, INC. ISSUES CURRENT LIQUIDITY AND DEPOSIT INFORMATION

NEWS RELEASE s 102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● www.

February 7, 2024 EX-99.1

NEW YORK COMMUNITY BANCORP, INC. SETS DATE OF 2024 ANNUAL MEETING OF SHAREHOLDERS

NEWS RELEASE s 102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● www.

January 31, 2024 EX-99.1

NEW YORK COMMUNITY BANCORP, INC. REPORTS RECORD RESULTS FOR 2023 FULL YEAR PERFORMANCE REFLECTS SIGNIFICANT ACHIEVEMENTS ARISING FROM TWO TRANSFORMATIONAL ACQUISITIONS ANNOUNCES DECISIVE ACTIONS TO BUILD CAPITAL, REINFORCE THE BALANCE SHEET AND STREN

NEWS RELEASE s 102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● www.

January 31, 2024 EX-99.1

NEW YORK COMMUNITY BANCORP, INC. REPORTS RECORD RESULTS FOR 2023 FULL YEAR PERFORMANCE REFLECTS SIGNIFICANT ACHIEVEMENTS ARISING FROM TWO TRANSFORMATIONAL ACQUISITIONS ANNOUNCES DECISIVE ACTIONS TO BUILD CAPITAL, REINFORCE THE BALANCE SHEET AND STREN

NEWS RELEASE s 102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● www.

January 31, 2024 EX-99.1

Fourth Quarter 2023 Investor Presentation Parent company of 24th Quarter 2023 Cautionary Statements Regarding Forward-Looking Information This presentation may include forward‐looking statements by the Company and our authorized officers pertaining t

Fourth Quarter 2023 Investor Presentation Parent company of 24th Quarter 2023 Cautionary Statements Regarding Forward-Looking Information This presentation may include forward‐looking statements by the Company and our authorized officers pertaining to such matters as our goals, intentions, and expectations regarding revenues, earnings, loan production, asset quality, capital levels, and acquisitions, among other matters; our estimates of future costs and benefits of the actions we may take; our assessments of probable losses on loans; our assessments of interest rate and other market risks; and our ability to achieve our financial and other strategic goals, including those related to our merger with Flagstar Bancorp, Inc.

January 31, 2024 8-K/A

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 31, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation (Commi

January 31, 2024 EX-99.1

Fourth Quarter 2023 Investor Presentation Parent company of 24th Quarter 2023 Cautionary Statements Regarding Forward-Looking Information This presentation may include forward-looking statements by the Company and our authorized officers pertaining t

Fourth Quarter 2023 Investor Presentation Parent company of 24th Quarter 2023 Cautionary Statements Regarding Forward-Looking Information This presentation may include forward-looking statements by the Company and our authorized officers pertaining to such matters as our goals, intentions, and expectations regarding revenues, earnings, loan production, asset quality, capital levels, and acquisitions, among other matters; our estimates of future costs and benefits of the actions we may take; our assessments of probable losses on loans; our assessments of interest rate and other market risks; and our ability to achieve our financial and other strategic goals, including those related to our merger with Flagstar Bancorp, Inc.

January 31, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 31, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation (Commiss

January 31, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 31, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation (Commiss

January 31, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 31, 2024 NEW YORK COMMUNITY BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation (Commiss

December 5, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 5, 2023 NEW YORK COMMUNI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 5, 2023 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation or o

December 5, 2023 EX-99.1

Special Black-Out Notice Concerning Limitations on Trading in New York Community Bancorp, Inc. Equity Securities

Exhibit 99.1 Special Black-Out Notice Concerning Limitations on Trading in New York Community Bancorp, Inc. Equity Securities To: Executive Officers and Directors of New York Community Bancorp, Inc. (“NYCB”) From: R. Patrick Quinn Senior Executive Vice President, General Counsel and Corporate Secretary Date: December 5, 2023 The purpose of this notice is to inform you of an impending “blackout per

November 9, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number: 001-16577 NEW YORK COMMUNITY BANCORP, INC. (Exact

November 9, 2023 SC 13G

NYCB / New York Community Bancorp Inc. / WELLINGTON MANAGEMENT GROUP LLP - SEC SCHEDULE 13G Passive Investment

SC 13G 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* New York Community Bancorp, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 649445103 (CUSIP Number) October 31, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriat

October 26, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 26, 2023 NEW YORK COMMUNI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 26, 2023 NEW YORK COMMUNITY BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation (Commiss

October 26, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 26, 2023 NEW YORK COMMUNITY BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation (Commiss

October 26, 2023 EX-99.1

NEW YORK COMMUNITY BANCORP, INC. REPORTS STRONG THIRD QUARTER 2023 RESULTS THIRD QUARTER 2023 DILUTED EPS OF $0.27 AND $0.36 DILUTED EPS, AS ADJUSTED NET INTEREST MARGIN EXPANDED SIX BASIS POINTS SEQUENTIALLY TO 3.27%, SECOND CONSECUTIVE QUARTER ABOV

NEWS RELEASE s 102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● www.

October 26, 2023 EX-99.1

Third Quarter 2023 Investor Presentation Parent company of 23rd Quarter 2023 Forward-Looking Information This presentation may include forward-looking statements by the Company and our authorized officers pertaining to such matters as our goals, inte

Third Quarter 2023 Investor Presentation Parent company of 23rd Quarter 2023 Forward-Looking Information This presentation may include forward-looking statements by the Company and our authorized officers pertaining to such matters as our goals, intentions, and expectations regarding revenues, earnings, loan production, asset quality, capital levels, and acquisitions, among other matters; our estimates of future costs and benefits of the actions we may take; our assessments of probable losses on loans; our assessments of interest rate and other market risks; and our ability to achieve our financial and other strategic goals, including those related to our merger with Flagstar Bancorp, Inc.

September 11, 2023 EX-99.1

102 Duffy Avenue, Hicksville, NY 11801 • Phone: (516) 683-4420 • www.myNYCB.com NEW YORK COMMUNITY BANCORP, INC. PROMOTES JULIE SIGNORILLE-BROWNE TO SENIOR EXECUTIVE VICE PRESIDENT AND CHIEF OPERATING OFFICER

Exhibit 99.1 102 Duffy Avenue, Hicksville, NY 11801 • Phone: (516) 683-4420 • www.myNYCB.com FOR IMMEDIATE RELEASE Investor and Media Contact: Salvatore J. DiMartino (516) 683-4286 NEW YORK COMMUNITY BANCORP, INC. PROMOTES JULIE SIGNORILLE-BROWNE TO SENIOR EXECUTIVE VICE PRESIDENT AND CHIEF OPERATING OFFICER Hicksville, N.Y., September 6, 2023 – New York Community Bancorp, Inc. (NYSE: NYCB) (the “

September 11, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 5, 2023 NEW YORK COMMUN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 5, 2023 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation or

August 9, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number: 001-16577 NEW YORK COMMUNITY BANCORP, INC. (Exact name

August 9, 2023 EX-21

Subsidiaries of the Registrant

exhibit21nycb-subsidiar Subsidiary Activities We conduct business primarily through our wholly-owned bank subsidiary, Flagstar Bank, N.

July 27, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 27, 2023 NEW YORK COMMUNITY

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 27, 2023 NEW YORK COMMUNITY BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation (Commission

July 27, 2023 EX-99.1

NEW YORK COMMUNITY BANCORP, INC. REPORTS RECORD SECOND QUARTER NET INCOME AVAILABLE TO COMMON STOCKHOLDERS AND SIGNIFICANT DOUBLE-DIGIT EARNINGS PER SHARE GROWTH SECOND QUARTER 2023 DILUTED EPS OF $0.55 AND $0.47 DILUTED EPS, AS ADJUSTED, MORE THAN D

NEWS RELEASE s 102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● www.

July 27, 2023 EX-99.1

Second Quarter 2023 Investor Presentation Parent company of 22nd Quarter 2023 Forward-Looking Information This presentation may include forward-looking statements by the Company and our authorized officers pertaining to such matters as our goals, int

nycb-2q23earningspresent Second Quarter 2023 Investor Presentation Parent company of 22nd Quarter 2023 Forward-Looking Information This presentation may include forward-looking statements by the Company and our authorized officers pertaining to such matters as our goals, intentions, and expectations regarding revenues, earnings, loan production, asset quality, capital levels, and acquisitions, among other matters; our estimates of future costs and benefits of the actions we may take; our assessments of probable losses on loans; our assessments of interest rate and other market risks; and our ability to achieve our financial and other strategic goals, including those related to our merger with Flagstar Bancorp, Inc.

July 27, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 27, 2023 NEW YORK COMMUNITY BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation (Commission

June 29, 2023 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K

Form 11-K Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

June 9, 2023 SC 13G/A

NYCB / New York Community Bancorp Inc. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 12)* Name of issuer: New York Community Bancorp Inc. Title of Class of Securities: Common Stock CUSIP Number: 649445103 Date of Event Which Requires Filing of this Statement: May 31, 2023 Check the appropriate box to designate the rule pursuant to which this Schedule is

June 5, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 1, 2023 NEW YORK COMMUNITY B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 1, 2023 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation or organ

May 24, 2023 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the registrant ☒ Filed by a party other than the registrant ☐ Check the appropriate box: ☐ Preliminary proxy statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14-a6(e)(2)) ☐ Definitive pro

May 22, 2023 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant  ☐ Check the appropriate box:  ☐ Preliminary Proxy Statement  ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))  ☐ Definitive Proxy S

May 19, 2023 EX-1.1

Underwriting Agreement, dated May 16, 2023, by and among the Federal Deposit Insurance Corporation, as Receiver for Signature Bridge Bank, National Association, New York Community Bancorp, Inc. and Barclays Capital Inc.

Exhibit 1.1 Execution Version 39,032,006 Shares NEW YORK COMMUNITY BANCORP, INC. Common Stock UNDERWRITING AGREEMENT (the “Agreement”) May 16, 2023 Barclays Capital Inc. 745 Seventh Avenue New York, New York 10019 Ladies and Gentlemen: The Federal Deposit Insurance Corporation (the “FDIC”), as Receiver for Signature Bridge Bank, National Association, New York, New York, a shareholder (the “Selling

May 19, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 16, 2023 NEW YORK COMMUNITY B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 16, 2023 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 001-31565 06-1377322 (State or other jurisdiction of incorporation) (Comm

May 18, 2023 EX-FILING FEES

Calculation of Filing Fee Tables (Form Type) New York Community Bancorp, Inc. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount

EX-FILING FEES EXHIBIT 107 Calculation of Filing Fee Tables 424(b)(7) (Form Type) New York Community Bancorp, Inc.

May 18, 2023 424B7

39,032,006 Shares Common Stock

424B7 Table of Contents Filed Pursuant to Rule 424(b)(7) Registration Statement File No.

May 17, 2023 FWP

NEW YORK COMMUNITY BANCORP, INC. ANNOUNCES THE PRICING OF THE SECONDARY OFFERING OF ITS COMMON STOCK BY THE FEDERAL DEPOSIT INSURANCE CORPORATION

FWP Free Writing Prospectus Filed pursuant to Rule 433 Supplementing the Prospectus, dated October 28, 2022 Registration No.

May 16, 2023 FWP

NEW YORK COMMUNITY BANCORP, INC. ANNOUNCES SECONDARY OFFERING OF COMMON STOCK BY THE FEDERAL DEPOSIT INSURANCE CORPORATION

FWP Free Writing Prospectus Filed pursuant to Rule 433 Supplementing the Prospectus, dated October 28, 2022 Registration No.

May 16, 2023 424B7

SUBJECT TO COMPLETION PRELIMINARY PROSPECTUS SUPPLEMENT DATED MAY 16, 2023 39,032,006 Shares Common Stock

424B7 Table of Contents Filed Pursuant to Rule 424(b)(7) Registration Statement File No.

May 10, 2023 EX-2.2

Amendment No. 1 to the Equity Appreciation Instrument, dated March 27, 2023 (incorporated by reference to Exhibit 2.2 of the Company’s Quarterly Report on Form 10-Q for the quarterly period ended March 31, 2023, as filed with the SEC on May 10, 2023).

nycb-amendmenttoeaiexecu EXECUTION VERSION 4888-6938-8633 v.3 AMENDMENT NO. 1 TO THE EQUITY APPRECIATION INSTRUMENT This Amendment No. 1, dated March 27, 2023 (this “Amendment”), to the Equity Appreciation Instrument, dated March 20, 2023 (the “Instrument”), is entered into by and among New York Community Bancorp, Inc., the Federal Deposit Insurance Corporation (the “FDIC”) and the FDIC as Receive

May 10, 2023 EX-2.1

Purchase and Assumption Agreement – All Deposits, dated March 20, 2023, among FDIC, as receiver of Signature Bridge Bank, the FDIC and Flagstar Bank, N.A.

signaturebankpnafinalsig PURCHASE AND ASSUMPTION AGREEMENT ALL DEPOSITS AMONG FEDERAL DEPOSIT INSURANCE CORPORATION, RECEIVER OF SIGNATURE BRIDGE BANK, NATIONAL ASSOCIATION NEW YORK, NEW YORK FEDERAL DEPOSIT INSURANCE CORPORATION AND FLAGSTAR BANK, NATIONAL ASSOCIATION EFFECTIVE AS OF March 20, 2023 Version 13.

May 10, 2023 10-Q

Form 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number: 001-16577 NEW YORK COMMUNITY BANCORP, INC. (Exact nam

April 28, 2023 EX-99.1

NEW YORK COMMUNITY BANCORP, INC. REPORTS FIRST QUARTER 2023 DILUTED EPS OF $2.87 ON A GAAP BASIS AND $0.23 AS ADJUSTED NET INCOME AVAILABLE TO COMMON STOCKHOLDERS ROSE 14% TO $159 MILLION ON A LINKED-QUARTER BASIS SIGNATURE BANK TRANSACTION SIGNIFICA

NEWS RELEASE s 102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● www.

April 28, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 28, 2023 NEW YORK COMMUNITY

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 28, 2023 NEW YORK COMMUNITY BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation (Commissio

April 28, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 28, 2023 NEW YORK COMMUNITY

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 28, 2023 NEW YORK COMMUNITY BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Delaware 1-31565 06-1377322 (State or Other Jurisdiction of Incorporation (Commissio

April 28, 2023 EX-99.1

First Quarter 2023 Investor Presentation Parent company of 21st Quarter 2023 Forward-Looking Information This presentation may include forward-looking statements by the Company and our authorized officers pertaining to such matters as our goals, inte

nycb-1q23earningspresent First Quarter 2023 Investor Presentation Parent company of 21st Quarter 2023 Forward-Looking Information This presentation may include forward-looking statements by the Company and our authorized officers pertaining to such matters as our goals, intentions, and expectations regarding revenues, earnings, loan production, asset quality, capital levels, and acquisitions, among other matters; our estimates of future costs and benefits of the actions we may take; our assessments of probable losses on loans; our assessments of interest rate and other market risks; and our ability to achieve our financial and other strategic goals, including those related to our merger with Flagstar Bancorp, Inc.

April 25, 2023 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy State

April 21, 2023 DEF 14A

Schedule 14A

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the registrant ☒ Filed by a party other than the registrant ☐ Check the appropriate box: ☐ Preliminary proxy statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14-a6(e)(2)) ☒ Defi

April 21, 2023 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the registrant ☒ Filed by a party other than the registrant ☐ Check the appropriate box: ☐ Preliminary proxy statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14-a6(e)(2)) ☐ Definitive proxy state

April 11, 2023 PRE 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the registrant ☒ Filed by a party other than the registrant ☐ Check the app

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the registrant ☒ Filed by a party other than the registrant ☐ Check the appropriate box: ☒ Preliminary proxy statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14-a6(e)(2)) ☐ Defi

March 31, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 31, 2023 NEW YORK COMMUNITY

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 31, 2023 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 001-31565 06-1377322 (State or other jurisdiction of incorporation) (Co

March 30, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 24, 2023 NEW YORK COMMUNITY

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 24, 2023 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 1-31565 06-1377322 (State or other jurisdiction of incorporation or org

March 23, 2023 EX-99.1

Acquired Select Assets and Assumed Certain Liabilities of Signature Bridge Bank from the FDIC Assets Cash 25,044 Investment Securities - Total Cash & Securities 25,044 Gross Loans HFI 12,870 Loan Loss Reserves - Total Net Loans 12,870 Goodwill & Inta

EX-99.1 Flagstar Bank has Acquired Select Assets and Assumed Select Liabilities of Signature Bridge Bank from the FDIC March 23, 2023 Exhibit 99.1 Acquired Select Assets and Assumed Certain Liabilities of Signature Bridge Bank from the FDIC Assets Cash 25,044 Investment Securities - Total Cash & Securities 25,044 Gross Loans HFI 12,870 Loan Loss Reserves - Total Net Loans 12,870 Goodwill & Intangi

March 23, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 23, 2023 NEW YORK COMMUNITY

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 23, 2023 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 001-31565 06-1377322 (State or other jurisdiction of incorporation or o

March 20, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 19, 2023 NEW YORK COMMUNITY

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 19, 2023 NEW YORK COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Delaware 001-31565 06-1377322 (State or other jurisdiction of incorporation) (Co

March 20, 2023 EX-99.1

NEW YORK COMMUNITY BANCORP, INC. THROUGH ITS BANK SUBSIDIARY, FLAGSTAR BANK, N.A., ACQUIRES CERTAIN ASSETS AND ASSUMES CERTAIN LIABILITIES OF SIGNATURE BRIDGE BANK FROM THE FDIC TRANSACTION INCLUDES $34 BILLION OF DEPOSITS, $13 BILLION IN LOANS, AND

EX-99.1 Exhibit 99.1 NEWS RELEASE 102 Duffy Avenue, Hicksville, NY 11801 ● Phone: (516) 683-4420 ● www.myNYCB.com FOR IMMEDIATE RELEASE Investor and Media Contact: Salvatore J. DiMartino (516) 683-4286 NEW YORK COMMUNITY BANCORP, INC. THROUGH ITS BANK SUBSIDIARY, FLAGSTAR BANK, N.A., ACQUIRES CERTAIN ASSETS AND ASSUMES CERTAIN LIABILITIES OF SIGNATURE BRIDGE BANK FROM THE FDIC TRANSACTION INCLUDES

Other Listings
DE:QC10
Fintel data has been cited in the following publications:
Daily Mail Fox Business Business Insider Wall Street Journal The Washington Post Bloomberg Financial Times Globe and Mail
NASDAQ.com Reuters The Guardian Associated Press FactCheck.org Snopes Politifact
Federal Register The Intercept Forbes Fortune Magazine TheStreet Time Magazine Canadian Broadcasting Corporation International Business Times
Cambridge University Press Investopedia MarketWatch NY Daily News Entrepreneur Newsweek Barron's El Economista