IBCP / Independent Bank Corporation - Pemfailan SEC, Laporan Tahunan, Penyata Proksi

Independent Bank Corporation
US ˙ NasdaqGS ˙ US4538386099

Statistik Asas
CIK 39311
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Independent Bank Corporation
SEC Filings (Chronological Order)
Halaman ini menyediakan senarai kronologi lengkap bagi Pemfailan SEC, tidak termasuk pemfailan pemilikan yang kami sediakan di tempat lain.
August 15, 2025 8-K

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: August 15, 2025 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: August 15, 2025 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

August 15, 2025 EX-99.1

FOR IMMEDIATE RELEASE Contact: Lane Solomon Independent Bank 616.447.3942 [email protected] Independent Bank Corporation Expresses Deepest Sympathy on the Passing of Past Chairman of the Board of Directors Michael M. Magee, Jr. GRAND RAPIDS, Mich. (A

mikemageepressrelease815 FOR IMMEDIATE RELEASE Contact: Lane Solomon Independent Bank 616.

August 6, 2025 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED June 30, 2025 Commission file number 0-7818 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-2032782 (State or jurisdiction of Incorporation or Organization) (I.R.S.

July 28, 2025 8-K

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 28, 2025 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified i

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 28, 2025 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

July 28, 2025 EX-99.1

(NASDAQ: IBCP) July 2025 Investor Conference Cautionary note regarding forward-looking statements This presentation contains forward-looking statements, which are any statements or information that are not historical facts. These forward-looking stat

ibcp-investorpresentatio (NASDAQ: IBCP) July 2025 Investor Conference Cautionary note regarding forward-looking statements This presentation contains forward-looking statements, which are any statements or information that are not historical facts.

July 24, 2025 EX-99.1

INDEPENDENT BANK CORPORATION REPORTS 2025 SECOND QUARTER RESULTS

Exhibit 99.1 NEWS RELEASE Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Gavin A. Mohr, Chief Financial Officer, 616.447.3929 INDEPENDENT BANK CORPORATION REPORTS 2025 SECOND QUARTER RESULTS Second Quarter Highlights Highlights for the second quarter of 2025 include: •Increase

July 24, 2025 8-K

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 24, 2025 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified i

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 24, 2025 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

July 24, 2025 EX-99.2

INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data

Exhibit 99.2 INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data Non-performing assets June 30, 2025 March 31, 2025 December 31, 2024 September 30, 2024 June 30, 2024 (Dollars in thousands) Non-accrual loans $ 10,453 $ 9,026 $ 7,792 $ 7,250 $ 5,974 Loans 90 days or more past due and still accruing interest — — — — — Subtotal 10,453 9,026 7,792 7,250 5,974 Less: Government guaranteed lo

July 24, 2025 EX-99.3

Earnings Call: Second Quarter 2025 July 24, 2025 (NASDAQ: IBCP) Cautionary note regarding forward-looking statements This presentation contains forward-looking statements, which are any statements or information that are not historical facts. These f

ibcp20252qearningsdeck-f Earnings Call: Second Quarter 2025 July 24, 2025 (NASDAQ: IBCP) Cautionary note regarding forward-looking statements This presentation contains forward-looking statements, which are any statements or information that are not historical facts.

May 7, 2025 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED March 31, 2025 Commission file number 0-7818 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-2032782 (State or jurisdiction of Incorporation or Organization) (I.R.S.

April 24, 2025 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 24, 2025 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

April 24, 2025 EX-99.2

INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data

Exhibit 99.2 INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data Non-performing assets March 31, 2025 December 31, 2024 September 30, 2024 June 30, 2024 March 31, 2024 (Dollars in thousands) Non-accrual loans $ 9,026 $ 7,792 $ 7,250 $ 5,974 $ 5,355 Loans 90 days or more past due and still accruing interest — — — — — Subtotal 9,026 7,792 7,250 5,974 5,355 Less: Government guaranteed loa

April 24, 2025 EX-99.3

Earnings Call: First Quarter 2025 April 24, 2025 (NASDAQ: IBCP) Cautionary note regarding forward-looking statements This presentation contains forward-looking statements, which are any statements or information that are not historical facts. These f

Earnings Call: First Quarter 2025 April 24, 2025 (NASDAQ: IBCP) Cautionary note regarding forward-looking statements This presentation contains forward-looking statements, which are any statements or information that are not historical facts.

April 24, 2025 EX-99.1

INDEPENDENT BANK CORPORATION REPORTS 2025 FIRST QUARTER RESULTS

Exhibit 99.1 NEWS RELEASE Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Gavin A. Mohr, Chief Financial Officer, 616.447.3929 INDEPENDENT BANK CORPORATION REPORTS 2025 FIRST QUARTER RESULTS First Quarter Highlights Highlights for the first quarter of 2025 include: •Increase in

April 23, 2025 8-K

Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 23, 2025 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

April 22, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 22, 2025 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

April 22, 2025 EX-99.1

April 22, 2025 2025 Annual Shareholder Meeting Independent Bank Corporation 2Cautionary note regarding forward-looking statements This presentation contains forward-looking statements, which are any statements or information that are not historical f

April 22, 2025 2025 Annual Shareholder Meeting Independent Bank Corporation 2Cautionary note regarding forward-looking statements This presentation contains forward-looking statements, which are any statements or information that are not historical facts.

March 7, 2025 EX-21

INDEPENDENT BANK CORPORATION Subsidiaries of the Registrant State of Incorporation IBC Capital Finance III Grand Rapids, Michigan Delaware IBC Capital Finance IV Grand Rapids, Michigan Delaware Midwest Guaranty Trust I Grand Rapids, Michigan Delaware

Exhibit 21 INDEPENDENT BANK CORPORATION Subsidiaries of the Registrant State of Incorporation IBC Capital Finance III Grand Rapids, Michigan Delaware IBC Capital Finance IV Grand Rapids, Michigan Delaware Midwest Guaranty Trust I Grand Rapids, Michigan Delaware TCSB Statutory Trust I Grand Rapids, Michigan Delaware Independent Bank Grand Rapids, Michigan Michigan IB Advisory Services, Inc.

March 7, 2025 EX-10.9*

Independent Bank Corporation Restricted Share Grant Agreement

EXHIBIT 10.9* Independent Bank Corporation Restricted Share Grant Agreement AGREEMENT made effective as of the 6th day of , 20, by INDEPENDENT BANK CORPORATION, a Michigan corporation (the "Company"), and (the "Employee"). RECITALS The Independent Bank Corporation Long-Term Incentive Plan authorizes the award of shares of restricted stock to employees of the Company upon such terms and conditions

March 7, 2025 EX-10.11*

THE EXECUTIVE NONQUALIFIED EXCESS PLAN ADOPTION AGREEMENT

EX-10.11* 4 ibcp-20241231xexx1011.htm EX-10.11* Exhibit 10.11* NOTE: Execution of this Adoption Agreement creates a legal liability of the Employer with significant tax consequences to the Employer and Participants. Principal Life Insurance Company disclaims all liability for the legal and tax consequences which result from the elections made by the Employer in this Adoption Agreement. Principal L

March 7, 2025 EX-19

INDEPENDENT BANK CORPORATION INSIDER TRADING POLICY

EXHIBIT 19 INDEPENDENT BANK CORPORATION INSIDER TRADING POLICY Purpose: To prevent violations of the federal securities laws as a result of (1) buying or selling the Company's securities or (2) disclosing non-public Company information.

March 7, 2025 EX-10.10*

INDEPENDENT BANK CORPORATION LONG-TERM INCENTIVE PLAN PERFORMANCE SHARE AWARD AGREEMENT

EXHIBIT 10.10* INDEPENDENT BANK CORPORATION LONG-TERM INCENTIVE PLAN PERFORMANCE SHARE AWARD AGREEMENT This certifies that Independent Bank Corporation (the "Company") has on, 20xx (the "Award Date"), granted to (the "Participant") an award (the "Award") of Performance Shares (the "Target Performance Shares") pursuant to and under the Independent Bank Corporation Long-Term Incentive Plan (the "Pla

March 7, 2025 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defin

March 7, 2025 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K x Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the fiscal year ended December 31, 2024 or o Transition Report Pursuant to Se

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K x Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the fiscal year ended December 31, 2024 or o Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the transition period from to Commission file number 0-7818 INDEPENDENT BANK CORPORATION

March 7, 2025 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defin

March 7, 2025 EX-13

PERFORMANCE GRAPH

Table of Contents Performance Graph 32 Selected Consolidated Financial Data 33 Management’s Discussion and Analysis of Financial Condition and Results of Operations 34 Management’s Annual Report on Internal Control Over Financial Reporting (PCAOB ID 173) 56 Report of Independent Registered Public Accounting Firm 57 Consolidated Financial Statements 60 Notes to Consolidated Financial Statements 65 Quarterly Data 138 31 Table of Contents PERFORMANCE GRAPH The graph below compares the total returns (assuming reinvestment of dividends) of Independent Bank Corporation common stock, the NASDAQ Composite Index and the NASDAQ Bank Stock Index.

January 23, 2025 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: January 23, 2025 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

January 23, 2025 EX-99.1

INDEPENDENT BANK CORPORATION REPORTS 2024 FOURTH QUARTER RESULTS

Exhibit 99.1 NEWS RELEASE Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Gavin A. Mohr, Chief Financial Officer, 616.447.3929 INDEPENDENT BANK CORPORATION REPORTS 2024 FOURTH QUARTER RESULTS Fourth Quarter Highlights Highlights for the fourth quarter of 2024 include: •An increa

January 23, 2025 EX-99.3

Earnings Call: Fourth Quarter 2024 January 23, 2025 (NASDAQ: IBCP) Cautionary note regarding forward-looking statements This presentation contains forward-looking statements, which are any statements or information that are not historical facts. Thes

Earnings Call: Fourth Quarter 2024 January 23, 2025 (NASDAQ: IBCP) Cautionary note regarding forward-looking statements This presentation contains forward-looking statements, which are any statements or information that are not historical facts.

January 23, 2025 EX-99.2

INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data

Exhibit 99.2 INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data Non-performing assets December 31, 2024 September 30, 2024 June 30, 2024 March 31, 2024 December 31, 2023 (Dollars in thousands) Non-accrual loans $ 7,792 $ 7,250 $ 5,974 $ 5,355 $ 6,991 Loans 90 days or more past due and still accruing interest — — — — 432 Subtotal 7,792 7,250 5,974 5,355 7,423 Less: Government guarantee

January 2, 2025 EX-99.1

INDEPENDENT BANK CORPORATION ANNOUNCES APPOINTMENT OF NEW CHIEF OPERATING OFFICER

Exhibit 99.1 NEWS RELEASE Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Gavin A. Mohr, Chief Financial Officer, 616.447.3929 INDEPENDENT BANK CORPORATION ANNOUNCES APPOINTMENT OF NEW CHIEF OPERATING OFFICER GRAND RAPIDS, Mich., January 2, 2025 - Independent Bank Corporation (N

January 2, 2025 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: January 2, 2025 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

November 5, 2024 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED September 30, 2024 Commission file number 0-7818 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-2032782 (State or jurisdiction of Incorporation or Organization) (I.

October 24, 2024 EX-99.1

INDEPENDENT BANK CORPORATION REPORTS 2024 THIRD QUARTER RESULTS

Exhibit 99.1 NEWS RELEASE Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Gavin A. Mohr, Chief Financial Officer, 616.447.3929 INDEPENDENT BANK CORPORATION REPORTS 2024 THIRD QUARTER RESULTS Third Quarter Highlights Highlights for the third quarter of 2024 include: •Increases in

October 24, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 24, 2024 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

October 24, 2024 EX-99.2

INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data

Exhibit 99.2 INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data Non-performing assets September 30, 2024 June 30, 2024 March 31, 2024 December 31, 2023 September 30, 2023 (Dollars in thousands) Non-accrual loans $ 7,250 $ 5,974 $ 5,355 $ 6,991 $ 6,969 Loans 90 days or more past due and still accruing interest — — — 432 — Subtotal 7,250 5,974 5,355 7,423 6,969 Less: Government guarante

October 24, 2024 EX-99.3

Earnings Call: Third Quarter 2024 October 24, 2024 (NASDAQ: IBCP) Cautionary note regarding forward-looking statements This presentation contains forward-looking statements, which are any statements or information that are not historical facts. These

Earnings Call: Third Quarter 2024 October 24, 2024 (NASDAQ: IBCP) Cautionary note regarding forward-looking statements This presentation contains forward-looking statements, which are any statements or information that are not historical facts.

August 5, 2024 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED June 30, 2024 Commission file number 0-7818 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-2032782 (State or jurisdiction of Incorporation or Organization) (I.R.S.

July 25, 2024 EX-99.1

INDEPENDENT BANK CORPORATION REPORTS 2024 SECOND QUARTER RESULTS

Exhibit 99.1 NEWS RELEASE Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Gavin A. Mohr, Chief Financial Officer, 616.447.3929 INDEPENDENT BANK CORPORATION REPORTS 2024 SECOND QUARTER RESULTS Second Quarter Highlights Highlights for the second quarter of 2024 include: •Increases

July 25, 2024 EX-99.2

INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data

Exhibit 99.2 INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data Non-performing assets June 30, 2024 March 31, 2024 December 31, 2023 September 30, 2023 June 30, 2023 (Dollars in thousands) Non-accrual loans $ 5,974 $ 5,355 $ 6,991 $ 6,969 $ 6,876 Loans 90 days or more past due and still accruing interest — — 432 — — Subtotal 5,974 5,355 7,423 6,969 6,876 Less: Government guaranteed lo

July 25, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 25, 2024 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

July 25, 2024 EX-99.3

Earnings Call: Second Quarter 2024 July 25, 2024 (NASDAQ: IBCP) Cautionary note regarding forward-looking statements This presentation contains forward-looking statements, which are any statements or information that are not historical facts. These f

Earnings Call: Second Quarter 2024 July 25, 2024 (NASDAQ: IBCP) Cautionary note regarding forward-looking statements This presentation contains forward-looking statements, which are any statements or information that are not historical facts.

May 3, 2024 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED March 31, 2024 Commission file number 0-7818 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-2032782 (State or jurisdiction of Incorporation or Organization) (I.R.S.

April 25, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 25, 2024 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

April 25, 2024 EX-99.3

Earnings Call: First Quarter 2024 April 25, 2024 (NASDAQ: IBCP) Cautionary note regarding forward-looking statements This presentation contains forward-looking statements, which are any statements or information that are not historical facts. These f

Earnings Call: First Quarter 2024 April 25, 2024 (NASDAQ: IBCP) Cautionary note regarding forward-looking statements This presentation contains forward-looking statements, which are any statements or information that are not historical facts.

April 25, 2024 EX-99.1

INDEPENDENT BANK CORPORATION REPORTS 2024 FIRST QUARTER RESULTS

Exhibit 99.1 NEWS RELEASE Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Gavin A. Mohr, Chief Financial Officer, 616.447.3929 INDEPENDENT BANK CORPORATION REPORTS 2024 FIRST QUARTER RESULTS First Quarter Highlights Highlights for the first quarter of 2024 include: •Increases in

April 25, 2024 EX-99.2

INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data

Exhibit 99.2 INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data Non-performing assets March 31, 2024 December 31, 2023 September 30, 2023 June 30, 2023 March 31, 2023 (Dollars in thousands) Non-accrual loans $ 5,355 $ 6,991 $ 6,969 $ 6,876 $ 6,216 Loans 90 days or more past due and still accruing interest — 432 — — — Subtotal 5,355 7,423 6,969 6,876 6,216 Less: Government guaranteed l

April 24, 2024 8-K

Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 24, 2024 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

April 23, 2024 EX-99.1

April 23, 2024 2024 Annual Shareholder Meeting Independent Bank Corporation 2Cautionary note regarding forward-looking statements This presentation contains forward-looking statements, which are any statements or information that are not historical f

April 23, 2024 2024 Annual Shareholder Meeting Independent Bank Corporation 2Cautionary note regarding forward-looking statements This presentation contains forward-looking statements, which are any statements or information that are not historical facts.

April 23, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 23, 2024 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

March 8, 2024 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defin

March 8, 2024 EX-10.9*

Independent Bank Corporation Restricted Share Grant Agreement

EXHIBIT 10.9* Independent Bank Corporation Restricted Share Grant Agreement AGREEMENT made effective as of the 6th day of , 20, by INDEPENDENT BANK CORPORATION, a Michigan corporation (the "Company"), and (the "Employee"). RECITALS The Independent Bank Corporation Long-Term Incentive Plan authorizes the award of shares of restricted stock to employees of the Company upon such terms and conditions

March 8, 2024 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defin

March 8, 2024 EX-21

INDEPENDENT BANK CORPORATION Subsidiaries of the Registrant State of Incorporation IBC Capital Finance III Grand Rapids, Michigan Delaware IBC Capital Finance IV Grand Rapids, Michigan Delaware Midwest Guaranty Trust I Grand Rapids, Michigan Delaware

Exhibit 21 INDEPENDENT BANK CORPORATION Subsidiaries of the Registrant State of Incorporation IBC Capital Finance III Grand Rapids, Michigan Delaware IBC Capital Finance IV Grand Rapids, Michigan Delaware Midwest Guaranty Trust I Grand Rapids, Michigan Delaware TCSB Statutory Trust I Grand Rapids, Michigan Delaware Independent Bank Grand Rapids, Michigan Michigan IB Advisory Services, Inc.

March 8, 2024 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K x Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the fiscal year ended December 31, 2023 or o Transition Report Pursuant to Se

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K x Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the fiscal year ended December 31, 2023 or o Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the transition period from to Commission file number 0-7818 INDEPENDENT BANK CORPORATION

March 8, 2024 EX-97

AMENDED AND RESTATED INDEPENDENT BANK CORPORATION ["the Company"] CLAWBACK POLICY

EXHIBIT 97 AMENDED AND RESTATED INDEPENDENT BANK CORPORATION ["the Company"] CLAWBACK POLICY Introduction This Clawback Policy (the "Policy") is intended to comply with Section 10D of the Securities Exchange Act of 1934 (the "Exchange Act"), as well as Nasdaq Listing Rule 5608 (the "Listing Standard") and Section 304 of the Sarbanes-Oxley Act of 2002, and provides for the recoupment of certain compensation from Executive Officers in the event of a Restatement (as defined herein) or Improper Conduct (as defined herein).

March 8, 2024 EX-13

PERFORMANCE GRAPH

Table of Contents Performance Graph 30 Selected Consolidated Financial Data 31 Management’s Discussion and Analysis of Financial Condition and Results of Operations 32 Management’s Annual Report on Internal Control Over Financial Reporting (PCAOB ID 173) 54 Report of Independent Registered Public Accounting Firm 55 Consolidated Financial Statements 58 Notes to Consolidated Financial Statements 63 Quarterly Data 132 29 Table of Contents PERFORMANCE GRAPH The graph below compares the total returns (assuming reinvestment of dividends) of Independent Bank Corporation common stock, the NASDAQ Composite Index and the NASDAQ Bank Stock Index.

February 13, 2024 SC 13G

IBCP / Independent Bank Corporation / VANGUARD GROUP INC - SCHEDULE 13G Passive Investment

SC 13G 1 tv01176-independentbankcorpm.htm SCHEDULE 13G SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 Name of issuer: Independent Bank Corp/MI Title of Class of Securities: Common Stock CUSIP Number: 453838609 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check the appropriate box to designate the rule pur

February 8, 2024 SC 13G/A

IBCP / Independent Bank Corporation / FJ Capital Management LLC Passive Investment

SC 13G/A 1 eps11128ibcp.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 4) * Independent Bank MICH (IBCP) (Name of Issuer) Common Stock (Title of Class of Securities) 453838609 (CUSIP Number) 12/31/2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the

January 25, 2024 EX-99.2

INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data

Exhibit 99.2 INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data Non-performing assets December 31, 2023 September 30, 2023 June 30, 2023 March 31, 2023 December 31, 2022 (Dollars in thousands) Non-accrual loans $ 6,991 $ 6,969 $ 6,876 $ 6,216 $ 5,381 Loans 90 days or more past due and still accruing interest 432 — — — — Subtotal 7,423 6,969 6,876 6,216 5,381 Less: Government guarantee

January 25, 2024 EX-99.1

INDEPENDENT BANK CORPORATION REPORTS 2023 FOURTH QUARTER RESULTS

Exhibit 99.1 NEWS RELEASE Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Gavin A. Mohr, Chief Financial Officer, 616.447.3929 INDEPENDENT BANK CORPORATION REPORTS 2023 FOURTH QUARTER RESULTS Fourth Quarter Highlights Highlights for the fourth quarter of 2023 include: •An increa

January 25, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: January 25, 2024 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

January 25, 2024 EX-99.3

Earnings Call: Fourth Quarter 2023 January 25, 2024 (NASDAQ: IBCP) Cautionary note regarding forward-looking statements This presentation contains forward-looking statements, which are any statements or information that are not historical facts. Thes

Earnings Call: Fourth Quarter 2023 January 25, 2024 (NASDAQ: IBCP) Cautionary note regarding forward-looking statements This presentation contains forward-looking statements, which are any statements or information that are not historical facts.

November 3, 2023 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED September 30, 2023 Commission file number 0-7818 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-2032782 (State or jurisdiction of Incorporation or Organization) (I.

October 24, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 24, 2023 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

October 24, 2023 EX-99.3

Earnings Call: Third Quarter 2023 October 24, 2023 (NASDAQ: IBCP) Cautionary note regarding forward-looking statements This presentation contains forward-looking statements, which are any statements or information that are not historical facts. These

Earnings Call: Third Quarter 2023 October 24, 2023 (NASDAQ: IBCP) Cautionary note regarding forward-looking statements This presentation contains forward-looking statements, which are any statements or information that are not historical facts.

October 24, 2023 EX-99.1

INDEPENDENT BANK CORPORATION REPORTS 2023 THIRD QUARTER RESULTS

Exhibit 99.1 NEWS RELEASE Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Gavin A. Mohr, Chief Financial Officer, 616.447.3929 INDEPENDENT BANK CORPORATION REPORTS 2023 THIRD QUARTER RESULTS Third Quarter Highlights Highlights for the third quarter of 2023 include: •An increase

October 24, 2023 EX-99.2

INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data

Exhibit 99.2 INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data Non-performing assets September 30, 2023 June 30, 2023 March 31, 2023 December 31, 2022 September 30, 2022 (Dollars in thousands) Non-accrual loans $ 6,969 $ 6,876 $ 6,216 $ 5,381 $ 5,307 Loans 90 days or more past due and still accruing interest — — — — — Subtotal 6,969 6,876 6,216 5,381 5,307 Less: Government guaranteed

August 4, 2023 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED June 30, 2023 Commission file number 0-7818 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-2032782 (State or jurisdiction of Incorporation or Organization) (I.R.S.

July 25, 2023 EX-99.3

Earnings Call: Second Quarter 2023 July 25, 2023 (NASDAQ: IBCP) Cautionary note regarding forward-looking statements This presentation contains forward-looking statements, which are any statements or information that are not historical facts. These f

ibcp20232qearningsdeck7 Earnings Call: Second Quarter 2023 July 25, 2023 (NASDAQ: IBCP) Cautionary note regarding forward-looking statements This presentation contains forward-looking statements, which are any statements or information that are not historical facts.

July 25, 2023 EX-99.1

INDEPENDENT BANK CORPORATION REPORTS 2023 SECOND QUARTER RESULTS

Exhibit 99.1 NEWS RELEASE Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Gavin A. Mohr, Chief Financial Officer, 616.447.3929 INDEPENDENT BANK CORPORATION REPORTS 2023 SECOND QUARTER RESULTS Second Quarter Highlights Highlights for the second quarter of 2023 include: •An increa

July 25, 2023 EX-99.2

INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data

Exhibit 99.2 INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data Non-performing assets June 30, 2023 March 31, 2023 December 31, 2022 September 30, 2022 June 30, 2022 (Dollars in thousands) Non-accrual loans $ 6,876 $ 6,216 $ 5,381 $ 5,307 $ 5,859 Loans 90 days or more past due and still accruing interest — — — — — Subtotal 6,876 6,216 5,381 5,307 5,859 Less: Government guaranteed loan

July 25, 2023 8-K

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 25, 2023 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified i

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 25, 2023 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

May 5, 2023 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED March 31, 2023 Commission file number 0-7818 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-2032782 (State or jurisdiction of Incorporation or Organization) (I.R.S.

April 27, 2023 EX-99.1

INDEPENDENT BANK CORPORATION REPORTS 2023 FIRST QUARTER RESULTS

Exhibit 99.1 NEWS RELEASE Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Gavin A. Mohr, Chief Financial Officer, 616.447.3929 INDEPENDENT BANK CORPORATION REPORTS 2023 FIRST QUARTER RESULTS First Quarter Highlights Highlights for the first quarter of 2023 include: •Deposit grow

April 27, 2023 EX-99.3

Independent Bank Corporation Earnings Call First Quarter 2023 April 27, 2023 (NASDAQ: IBCP) Cautionary note regarding forward-looking statements This presentation contains forward-looking statements, which are any statements or information that are n

ibcp20231qearningsdeck-f Independent Bank Corporation Earnings Call First Quarter 2023 April 27, 2023 (NASDAQ: IBCP) Cautionary note regarding forward-looking statements This presentation contains forward-looking statements, which are any statements or information that are not historical facts.

April 27, 2023 8-K

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 27, 2023 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 27, 2023 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

April 27, 2023 EX-99.2

INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data

Exhibit 99.2 INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data Non-performing assets March 31, 2023 December 31, 2022 September 30, 2022 June 30, 2022 March 31, 2022 (Dollars in thousands) Non-accrual loans $ 6,216 $ 5,381 $ 5,307 $ 5,859 $ 5,893 Loans 90 days or more past due and still accruing interest — — — — — Subtotal 6,216 5,381 5,307 5,859 5,893 Less: Government guaranteed loa

April 26, 2023 8-K

Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 26, 2023 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

April 25, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 25, 2023 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

April 25, 2023 EX-99.1

Independent Bank Corporation 2023 Annual Shareholder Meeting April 25, 2023 Cautionary note regarding forward-looking statements This presentation contains forward-looking statements, which are any statements or information that are not historical fa

ibcp2023annualshareholde Independent Bank Corporation 2023 Annual Shareholder Meeting April 25, 2023 Cautionary note regarding forward-looking statements This presentation contains forward-looking statements, which are any statements or information that are not historical facts.

March 3, 2023 EX-13

PERFORMANCE GRAPH

Table of Contents Performance Graph 13 Selected Consolidated Financial Data 14 Management’s Discussion and Analysis of Financial Condition and Results of Operations 15 Management’s Annual Report on Internal Control Over Financial Reporting (PCAOB ID 173) 39 Report of Independent Registered Public Accounting Firm 40 Consolidated Financial Statements 43 Notes to Consolidated Financial Statements 48 Quarterly Data 119 12 Table of Contents PERFORMANCE GRAPH The graph below compares the total returns (assuming reinvestment of dividends) of Independent Bank Corporation common stock, the NASDAQ Composite Index and the NASDAQ Bank Stock Index.

March 3, 2023 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K x Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the fiscal year ended December 31, 2022 or o Transition Report Pursuant to Se

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K x Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the fiscal year ended December 31, 2022 or o Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the transition period from to Commission file number 0-7818 INDEPENDENT BANK CORPORATION

March 3, 2023 EX-21

INDEPENDENT BANK CORPORATION Subsidiaries of the Registrant State of Incorporation IBC Capital Finance III Grand Rapids, Michigan Delaware IBC Capital Finance IV Grand Rapids, Michigan Delaware Midwest Guaranty Trust I Grand Rapids, Michigan Delaware

Exhibit 21 INDEPENDENT BANK CORPORATION Subsidiaries of the Registrant State of Incorporation IBC Capital Finance III Grand Rapids, Michigan Delaware IBC Capital Finance IV Grand Rapids, Michigan Delaware Midwest Guaranty Trust I Grand Rapids, Michigan Delaware TCSB Statutory Trust I Grand Rapids, Michigan Delaware Independent Bank Grand Rapids, Michigan Michigan IB Advisory Services, Inc.

March 3, 2023 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defin

March 3, 2023 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defin

March 3, 2023 EX-10.9*

INDEPENDENT BANK CORPORATION LONG-TERM INCENTIVE PLAN PERFORMANCE SHARE AWARD AGREEMENT

EXHIBIT 10.9* INDEPENDENT BANK CORPORATION LONG-TERM INCENTIVE PLAN PERFORMANCE SHARE AWARD AGREEMENT This certifies that Independent Bank Corporation (the "Company") has on, 20xx (the "Award Date"), granted to (the "Participant") an award (the "Award") of Performance Shares (the "Target Performance Shares") pursuant to and under the Independent Bank Corporation Long-Term Incentive Plan (the "Plan

February 8, 2023 SC 13G/A

IBCP / Independent Bank Corp. / FJ Capital Management LLC Passive Investment

SC 13G/A 1 eps10615ibcp.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3) * Independent Bank MICH (IBCP) (Name of Issuer) Common Stock (Title of Class of Securities) 453838609 (CUSIP Number) 12/31/2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the

January 26, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: January 26, 2023 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

January 26, 2023 EX-99.1

INDEPENDENT BANK CORPORATION REPORTS 2022 FOURTH QUARTER RESULTS

Exhibit 99.1 NEWS RELEASE Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Gavin A. Mohr, Chief Financial Officer, 616.447.3929 INDEPENDENT BANK CORPORATION REPORTS 2022 FOURTH QUARTER RESULTS Fourth Quarter Highlights Highlights for the fourth quarter of 2022 include: •Increases

January 26, 2023 EX-99.2

INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data

Exhibit 99.2 INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data Non-performing assets (1) December 31, 2022 September 30, 2022 June 30, 2022 March 31, 2022 December 31, 2021 (Dollars in thousands) Non-accrual loans $ 5,381 $ 5,307 $ 5,859 $ 5,893 $ 5,545 Loans 90 days or more past due and still accruing interest — — — — — Subtotal 5,381 5,307 5,859 5,893 5,545 Less: Government guarant

January 26, 2023 EX-99.3

Independent Bank Corporation Earnings Call Fourth Quarter 2022 January 26, 2023 (NASDAQ: IBCP) Cautionary note regarding forward-looking statements This presentation contains forward-looking statements about Independent Bank Corporation. Statements t

Independent Bank Corporation Earnings Call Fourth Quarter 2022 January 26, 2023 (NASDAQ: IBCP) Cautionary note regarding forward-looking statements This presentation contains forward-looking statements about Independent Bank Corporation.

November 4, 2022 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED September 30, 2022 Commission file number 0-7818 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-2032782 (State or jurisdiction of Incorporation or Organization) (I.

October 25, 2022 EX-99.1

INDEPENDENT BANK CORPORATION REPORTS 2022 THIRD QUARTER RESULTS

Exhibit 99.1 NEWS RELEASE Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Gavin A. Mohr, Chief Financial Officer, 616.447.3929 INDEPENDENT BANK CORPORATION REPORTS 2022 THIRD QUARTER RESULTS GRAND RAPIDS, Mich., October 25, 2022 - Independent Bank Corporation (NASDAQ: IBCP) repo

October 25, 2022 EX-99.2

INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data

Exhibit 99.2 INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data Non-performing assets (1) September 30, 2022 June 30, 2022 March 31, 2022 December 31, 2021 September 30, 2021 (Dollars in thousands) Non-accrual loans $ 5,307 $ 5,859 $ 5,893 $ 5,545 $ 5,917 Loans 90 days or more past due and still accruing interest ? ? ? ? ? Subtotal 5,307 5,859 5,893 5,545 5,917 Less: Government guaran

October 25, 2022 EX-99.3

Independent Bank Corporation Earnings Call Third Quarter 2022 October 25, 2022 (NASDAQ: IBCP) Cautionary note regarding forward-looking statements This presentation contains forward-looking statements about Independent Bank Corporation. Statements th

Independent Bank Corporation Earnings Call Third Quarter 2022 October 25, 2022 (NASDAQ: IBCP) Cautionary note regarding forward-looking statements This presentation contains forward-looking statements about Independent Bank Corporation.

October 25, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 25, 2022 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

August 5, 2022 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED June 30, 2022 Commission file number 0-7818 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-2032782 (State or jurisdiction of Incorporation or Organization) (I.R.S.

July 26, 2022 EX-99.2

INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data

EX-99.2 3 brhc10039905ex99-2.htm EXHIBIT 99.2 Exhibit 99.2 INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data Non-performing assets (1) June 30, 2022 March 31, 2022 December 31, 2021 September 30, 2021 June 30, 2021 (Dollars in thousands) Non-accrual loans $ 5,859 $ 5,893 $ 5,545 $ 5,917 $ 5,531 Loans 90 days or more past due and still accruing interest - - - - 14 Subtotal 5,859 5,893

July 26, 2022 EX-99.3

Independent Bank Corporation Earnings Call Second Quarter 2022 July 26, 2022 (NASDAQ: IBCP) Cautionary note regarding forward-looking statements This presentation contains forward-looking statements about Independent Bank Corporation. Statements that

Exhibit 99.3 Independent Bank Corporation Earnings Call Second Quarter 2022 July 26, 2022 (NASDAQ: IBCP) Cautionary note regarding forward-looking statements This presentation contains forward-looking statements about Independent Bank Corporation. Statements that are not historical or current facts, including statements about beliefs and expectations, are forward-looking statements and are based o

July 26, 2022 EX-99.1

INDEPENDENT BANK CORPORATION REPORTS 2022 SECOND QUARTER RESULTS

EX-99.1 2 brhc10039905ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 News Release Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Gavin A. Mohr, Chief Financial Officer, 616.447.3929 INDEPENDENT BANK CORPORATION REPORTS 2022 SECOND QUARTER RESULTS GRAND RAPIDS, Mich., July 26, 2022 - Inde

July 26, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 26, 2022 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

May 5, 2022 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED March 31, 2022 Commission file number 0-7818 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-2032782 (State or jurisdiction of Incorporation or Organization) (I.R.S.

April 26, 2022 EX-99.3

Independent Bank Corporation Earnings Call First Quarter 2022 April 26, 2022 (NASDAQ: IBCP) Cautionary note regarding forward-looking statements This presentation contains forward-looking statements about Independent Bank Corporation. Statements that

Exhibit 99.3 Independent Bank Corporation Earnings Call First Quarter 2022 April 26, 2022 (NASDAQ: IBCP) Cautionary note regarding forward-looking statements This presentation contains forward-looking statements about Independent Bank Corporation. Statements that are not historical or current facts, including statements about beliefs and expectations, are forward-looking statements and are based o

April 26, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 26, 2022 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

April 26, 2022 EX-99.2

INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data

Exhibit 99.2 INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data Non-performing assets (1) March 31, 2022 December 31, 2021 September 30, 2021 June 30, 2021 March 31, 2021 (Dollars in thousands) Non-accrual loans $ 5,893 $ 5,545 $ 5,917 $ 5,531 $ 7,548 Loans 90 days or more past due and still accruing interest - - - 14 - Subtotal 5,893 5,545 5,917 5,545 7,548 Less: Government guarantee

April 26, 2022 EX-99.1

INDEPENDENT BANK CORPORATION REPORTS 2022 FIRST QUARTER RESULTS

Exhibit 99.1 News Release Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Gavin A. Mohr, Chief Financial Officer, 616.447.3929 INDEPENDENT BANK CORPORATION REPORTS 2022 FIRST QUARTER RESULTS GRAND RAPIDS, Mich., April. 26, 2022 - Independent Bank Corporation (NASDAQ: IBCP) repor

April 21, 2022 8-K

Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 21, 2022 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

April 19, 2022 EX-99.1

Independent Bank Corporation 2022 Annual Shareholders Meeting April 19, 2022 Cautionary note regarding forward-looking statements This presentation contains forward-looking statements about Independent Bank Corporation. Statements that are not histor

Exhibit 99.1 Independent Bank Corporation 2022 Annual Shareholders Meeting April 19, 2022 Cautionary note regarding forward-looking statements This presentation contains forward-looking statements about Independent Bank Corporation. Statements that are not historical or current facts, including statements about beliefs and expectations, are forward-looking statements and are based on the informati

April 19, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 19, 2022 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

March 4, 2022 EX-21

INDEPENDENT BANK CORPORATION

EXHIBIT 21 INDEPENDENT BANK CORPORATION Subsidiaries of the Registrant State of Incorporation IBC Capital Finance III Grand Rapids, Michigan Delaware IBC Capital Finance IV Grand Rapids, Michigan Delaware Midwest Guaranty Trust I Grand Rapids, Michigan Delaware TCSB Statutory Trust I Grand Rapids, Michigan Delaware Independent Bank Grand Rapids, Michigan Michigan IB Advisory Services, Inc.

March 4, 2022 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION

DEFA14A 1 ny20001744x3defa14a.htm DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant  ☐ Check the appropriate box:  ☐ Preliminary Proxy Statement  ☐ Confidential, for Use of the Commission On

March 4, 2022 10-K

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ? Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the fiscal year ended December 31, 2021 or ? Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the transition period from to Commission file number 0-7818 INDEPENDENT BANK CORPORATION

March 4, 2022 EX-13

PERFORMANCE GRAPH

Performance Graph 10 Selected Consolidated Financial Data 11 Management?s Discussion and Analysis of Financial Condition and Results of Operations 12 Management?s Annual Report on Internal Control Over Financial Reporting (PCAOB ID 173) 36 Report of Independent Registered Public Accounting Firm 37 Consolidated Financial Statements 39 Notes to Consolidated Financial Statements 44 Quarterly Data 110 9 PERFORMANCE GRAPH The graph below compares the total returns (assuming reinvestment of dividends) of Independent Bank Corporation common stock, the NASDAQ Composite Index and the NASDAQ Bank Stock Index.

March 4, 2022 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.   )

DEF 14A 1 ny20001744x2def14a.htm DEF 14A TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.   ) Filed by the Registrant ☒ Filed by a Party other than the Registrant  ☐ Check the appropriate box:  ☐ Preliminary Proxy Statement  ☐ Confidential, for Use o

February 11, 2022 SC 13G/A

IBCP / Independent Bank Corp. / FJ Capital Management LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2) * Independent Bank MICH (IBCP) (Name of Issuer) Common Stock (Title of Class of Securities) 453838609 (CUSIP Number) 12/31/2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this

February 10, 2022 SC 13G/A

IBCP / Independent Bank Corp. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 2)* Name of issuer: Independent Bank Corp./MI Title of Class of Securities: Common Stock CUSIP Number: 453838609 Date of Event Which Requires Filing of this Statement: December 31, 2021 Check the appropriate box to designate the rule pursuant to which this Schedule is fi

January 27, 2022 EX-99.2

INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data

Exhibit 99.2 INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data Non-performing assets (1) December 31, 2021 September 30, 2021 June 30, 2021 March 31, 2021 December 31, 2020 (Dollars in thousands) Non-accrual loans $ 5,545 $ 5,917 $ 5,531 $ 7,548 $ 8,312 Loans 90 days or more past due and still accruing interest - - 14 - - Subtotal 5,545 5,917 5,545 7,548 8,312 Less: Government guaran

January 27, 2022 EX-99.3

Independent Bank Corporation (IBCP) Earnings CallFourth Quarter 2021January 27, 2022 Cautionary note regarding forward-looking statements This presentation contains forward-looking statements about Independent Bank Corporation. Statements that are no

Exhibit 99.3 Independent Bank Corporation (IBCP) Earnings CallFourth Quarter 2021January 27, 2022 Cautionary note regarding forward-looking statements This presentation contains forward-looking statements about Independent Bank Corporation. Statements that are not historical or current facts, including statements about beliefs and expectations, are forward-looking statements and are based on the i

January 27, 2022 EX-99.1

INDEPENDENT BANK CORPORATION REPORTS 2021 FOURTH QUARTER AND FULL YEAR RESULTS

Exhibit 99.1 News Release Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Gavin A. Mohr, Chief Financial Officer, 616.447.3929 INDEPENDENT BANK CORPORATION REPORTS 2021 FOURTH QUARTER AND FULL YEAR RESULTS GRAND RAPIDS, Mich., Jan. 27, 2022 - Independent Bank Corporation (NASDAQ

January 27, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: January 27, 2022 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

November 5, 2021 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED September 30, 2021 Commission file number 0-7818 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-2032782 (State or jurisdiction of Incorporation or Organization) (I.

October 26, 2021 EX-99.2

INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data

Exhibit 99.2 INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data Non-performing assets (1) September 30, 2021 June 30, 2021 March 31, 2021 December 31, 2020 September 30, 2020 (Dollars in thousands) Non-accrual loans $ 5,917 $ 5,531 $ 7,548 $ 8,312 $ 10,481 Loans 90 days or more past due and still accruing interest - 14 - - 266 Subtotal 5,917 5,545 7,548 8,312 10,747 Less: Government g

October 26, 2021 EX-99.3

Independent Bank Corporation (IBCP) Earnings CallThird Quarter 2021October 26, 2021 Cautionary note regarding forward-looking statements This presentation contains forward-looking statements about Independent Bank Corporation. Statements that are not

Exhibit 99.3 Independent Bank Corporation (IBCP) Earnings CallThird Quarter 2021October 26, 2021 Cautionary note regarding forward-looking statements This presentation contains forward-looking statements about Independent Bank Corporation. Statements that are not historical or current facts, including statements about beliefs and expectations, are forward-looking statements and are based on the in

October 26, 2021 EX-99.1

INDEPENDENT BANK CORPORATION REPORTS 2021 THIRD QUARTER RESULTS

Exhibit 99.1 News Release Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Gavin A. Mohr, Chief Financial Officer, 616.447.3929 INDEPENDENT BANK CORPORATION REPORTS 2021 THIRD QUARTER RESULTS GRAND RAPIDS, Mich., October 26, 2021 - Independent Bank Corporation (NASDAQ: IBCP) repo

October 26, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 26, 2021 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

August 6, 2021 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED June 30, 2021 Commission file number 0-7818 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-2032782 (State or jurisdiction of Incorporation or Organization) (I.R.S.

July 29, 2021 EX-99.1

INDEPENDENT BANK CORPORATION REPORTS 2021 SECOND QUARTER RESULTS

Exhibit 99.1 News Release Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Gavin A. Mohr, Chief Financial Officer, 616.447.3929 INDEPENDENT BANK CORPORATION REPORTS 2021 SECOND QUARTER RESULTS GRAND RAPIDS, Mich., July 29, 2021 - Independent Bank Corporation (NASDAQ: IBCP) report

July 29, 2021 EX-99.3

Independent Bank Corporation (IBCP) Earnings CallSecond Quarter 2021July 29, 2021 Cautionary note regarding forward-looking statements This presentation contains forward-looking statements about Independent Bank Corporation. Statements that are not h

Exhibit 99.3 Independent Bank Corporation (IBCP) Earnings CallSecond Quarter 2021July 29, 2021 Cautionary note regarding forward-looking statements This presentation contains forward-looking statements about Independent Bank Corporation. Statements that are not historical or current facts, including statements about beliefs and expectations, are forward-looking statements and are based on the info

July 29, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 29, 2021 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

July 29, 2021 EX-99.2

INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data

Exhibit 99.2 INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data Non-performing assets (1) June 30, 2021 March 31, 2021 December 31, 2020 September 30, 2020 June 30, 2020 (Dollars in thousands) Non-accrual loans $ 5,531 $ 7,548 $ 8,312 $ 10,481 $ 12,938 Loans 90 days or more past due and still accruing interest 14 - - 266 5 Subtotal 5,545 7,548 8,312 10,747 12,943 Less: Government guar

May 10, 2021 EX-99.1

Exhibit 99.1

EXHIBIT 99.1 2021 INDEPENDENT BANK CORPORATION LONG-TERM INCENTIVE PLAN ARTICLE 1 ESTABLISHMENT AND PURPOSE OF THE PLAN 1.1 Establishment of the Plan. Independent Bank Corporation, a Michigan corporation (the ??Company??), hereby establishes an incentive compensation plan to be known as the ??2021 Independent Bank Corporation Long-Term Incentive Plan?? (the ??Plan??), as set forth in this document

May 10, 2021 S-8

- S-8

As filed with the Securities and Exchange Commission on May 10, 2021 File No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-2032782 (State or other jurisdiction of incorporation or organization) (I.R.S. Emplo

May 6, 2021 10-Q

Quarterly Report - 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED March 31, 2021 Commission file number 0-7818 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-2032782 (State or jurisdiction of Incorporation or Organization) (I.R.S.

April 27, 2021 EX-99.3

Independent Bank Corporation (IBCP) Earnings CallFirst Quarter 2021April 27, 2021 Cautionary note regarding forward-looking statements This presentation contains forward-looking statements about Independent Bank Corporation. Statements that are not h

Exhibit 99.3 Independent Bank Corporation (IBCP) Earnings CallFirst Quarter 2021April 27, 2021 Cautionary note regarding forward-looking statements This presentation contains forward-looking statements about Independent Bank Corporation. Statements that are not historical or current facts, including statements about beliefs and expectations, are forward-looking statements and are based on the info

April 27, 2021 EX-99.1

INDEPENDENT BANK CORPORATION REPORTS 2021 FIRST QUARTER RESULTS

Exhibit 99.1 News Release Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Gavin A. Mohr, Chief Financial Officer, 616.447.3929 INDEPENDENT BANK CORPORATION REPORTS 2021 FIRST QUARTER RESULTS GRAND RAPIDS, Mich., April. 27, 2021 - Independent Bank Corporation (NASDAQ: IBCP) repor

April 27, 2021 EX-99.2

INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data

Exhibit 99.2 INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data Non-performing assets (1) March 31, 2021 December 31, 2020 September 30, 2020 June 30, 2020 March 31, 2020 (Dollars in thousands) Non-accrual loans $ 7,548 $ 8,312 $ 10,481 $ 12,938 $ 17,454 Loans 90 days or more past due and still accruing interest - - 266 5 - Subtotal 7,548 8,312 10,747 12,943 17,454 Less: Government gu

April 27, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 27, 2021 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

April 22, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 20, 2021 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

April 22, 2021 EX-99.1

INDEPENDENT BANKCORPORATION2021 Annual Shareholders Meeting April 20, 2021 Cautionary note regarding forward-looking statements This presentation contains forward-looking statements about Independent Bank Corporation. Statements that are not historic

Exhibit 99.1 INDEPENDENT BANKCORPORATION2021 Annual Shareholders Meeting April 20, 2021 Cautionary note regarding forward-looking statements This presentation contains forward-looking statements about Independent Bank Corporation. Statements that are not historical or current facts, including statements about beliefs and expectations, are forward-looking statements and are based on the information

March 5, 2021 EX-13

PERFORMANCE GRAPH

Performance Graph 10 Selected Consolidated Financial Data 11 Management?s Discussion and Analysis of Financial Condition and Results of Operations 12 Management?s Annual Report on Internal Control Over Financial Reporting 36 Report of Independent Registered Public Accounting Firm 37 Consolidated Financial Statements 39 Notes to Consolidated Financial Statements.

March 5, 2021 10-K

Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ? Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the fiscal year ended December 31, 2020 or ? Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the transition period from to Commission file number 0-7818 INDEPENDENT BANK CORPORATION

March 5, 2021 DEFA14A

- DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.?? ) Filed by the Registrant ? Filed by a Party other than the Registrant ?? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? De

March 5, 2021 DEF 14A

- DEF 14A

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.?? ) Filed by the Registrant ? Filed by a Party other than the Registrant ?? Check the appropriate box: ?? ? ? Preliminary Proxy Statement ?? ? ? Confidential, for Use of the Commission Only (as permitt

March 5, 2021 EX-21

INDEPENDENT BANK CORPORATION

EXHIBIT 21 INDEPENDENT BANK CORPORATION Subsidiaries of the Registrant State of Incorporation IBC Capital Finance III Grand Rapids, Michigan Delaware IBC Capital Finance IV Grand Rapids, Michigan Delaware Midwest Guaranty Trust I Grand Rapids, Michigan Delaware TCSB Statutory Trust I Grand Rapids, Michigan Delaware Independent Bank Grand Rapids, Michigan Michigan IB Wealth Management, Inc.

February 10, 2021 SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1) *

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1) * Independent Bank MICH (IBCP) (Name of Issuer) Common Stock (Title of Class of Securities) 453838609 (CUSIP Number) 12/31/2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this

February 10, 2021 SC 13G/A

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 1)*

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 1)* Name of issuer: Independent Bank Corp./MI Title of Class of Securities: Common Stock CUSIP Number: 453838609 Date of Event Which Requires Filing of this Statement: December 31, 2020 Check the appropriate box to designate the rule pursuant to which this Schedule is fi

January 28, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: January 28, 2021 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

January 28, 2021 EX-99.2

INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data

Exhibit 99.2 INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data Non-performing assets (1) December 31, 2020 September 30, 2020 June 30, 2020 March 31, 2020 December 31, 2019 (Dollars in thousands) Non-accrual loans $ 8,312 $ 10,481 $ 12,938 $ 17,454 $ 10,178 Loans 90 days or more past due and still accruing interest - 266 5 - - Subtotal 8,312 10,747 12,943 17,454 10,178 Less: Governme

January 28, 2021 EX-99.1

INDEPENDENT BANK CORPORATION REPORTS 2020 FOURTH QUARTER AND FULL YEAR RESULTS

Exhibit 99.1 News Release Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Gavin A. Mohr, Chief Financial Officer, 616.447.3929 INDEPENDENT BANK CORPORATION REPORTS 2020 FOURTH QUARTER AND FULL YEAR RESULTS GRAND RAPIDS, Mich., Jan. 28, 2021 - Independent Bank Corporation (NASDAQ

January 28, 2021 EX-99.3

Q4 EARNINGS Independent Bank Corporation (IBCP)Conference Call – January 28, 2021 Cautionary note regarding forward-looking statements This presentation contains forward-looking statements about Independent Bank Corporation. Statements that are not h

Exhibit 99.3 Q4 EARNINGS Independent Bank Corporation (IBCP)Conference Call – January 28, 2021 Cautionary note regarding forward-looking statements This presentation contains forward-looking statements about Independent Bank Corporation. Statements that are not historical or current facts, including statements about beliefs and expectations, are forward-looking statements and are based on the info

January 28, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: January 28, 2021 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

December 22, 2020 8-K

Financial Statements and Exhibits, Other Events - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 22, 2020 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

December 22, 2020 EX-99.1

INDEPENDENT BANK CORPORATION ANNOUNCES THE ADOPTION OF ITS 2021 SHARE REPURCHASE PLAN

Exhibit 99.1 News Release Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Gavin A. Mohr, Chief Financial Officer, 616.447.3929 INDEPENDENT BANK CORPORATION ANNOUNCES THE ADOPTION OF ITS 2021 SHARE REPURCHASE PLAN GRAND RAPIDS, Mich., December 22, 2020 — Independent Bank Corporat

November 5, 2020 10-Q

Quarterly Report - 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED September 30, 2020 Commission file number 0-7818 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-2032782 (State or jurisdiction of Incorporation or Organization) (I.

October 27, 2020 EX-99.1

INDEPENDENT BANK CORPORATION REPORTS 2020 THIRD QUARTER RESULTS

Exhibit 99.1 News Release Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Gavin A. Mohr, Chief Financial Officer, 616.447.3929 INDEPENDENT BANK CORPORATION REPORTS 2020 THIRD QUARTER RESULTS GRAND RAPIDS, Mich., Oct. 27, 2020 - Independent Bank Corporation (NASDAQ: IBCP) reporte

October 27, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 27, 2020 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

October 27, 2020 EX-99.3

Q3 EARNINGSIndependent Bank Corporation (IBCP)Conference Call – October 27, 2020 Cautionary note regarding forward-looking statements This presentation contains forward-looking statements about Independent Bank Corporation. Statements that are not hi

Exhibit 99.3 Q3 EARNINGSIndependent Bank Corporation (IBCP)Conference Call – October 27, 2020 Cautionary note regarding forward-looking statements This presentation contains forward-looking statements about Independent Bank Corporation. Statements that are not historical or current facts, including statements about beliefs and expectations, are forward-looking statements and are based on the infor

October 27, 2020 EX-99.2

INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data

Exhibit 99.2 INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data Non-performing assets (1) September 30, 2020 June 30, 2020 March 31, 2019 December 31, 2019 September 30, 2019 (Dollars in thousands) Non-accrual loans $ 10,481 $ 12,938 $ 17,454 $ 10,178 $ 7,124 Loans 90 days or more past due and still accruing interest 266 5 - - - Subtotal 10,747 12,943 17,454 10,178 7,124 Less: Governm

October 23, 2020 EX-99.1

Independent Bank Corporation Appoints Dennis W. Archer Jr. To Its Board of Directors

Exhibit 99.1 News Release Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Gavin A. Mohr, Chief Financial Officer, 616.447.3929 Independent Bank Corporation Appoints Dennis W. Archer Jr. To Its Board of Directors GRAND RAPIDS, Mich., October 23, 2020 – Independent Bank Corporatio

October 23, 2020 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 20, 2020 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

August 21, 2020 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: August 21, 2020 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-7818 (Commission File Number) 38-2032782 (IRS Employer Identification No.

August 21, 2020 EX-99.1

INDEPENDENT BANK CORPORATION ANNOUNCES HIRING OF NEW CHIEF FINANCIAL OFFICER

Exhibit 99.1 News Release Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Robert N. Shuster, Chief Financial Officer, 616.522.1765 INDEPENDENT BANK CORPORATION ANNOUNCES HIRING OF NEW CHIEF FINANCIAL OFFICER GRAND RAPIDS, Mich., August 21, 2020 ? Independent Bank Corporation (NA

August 5, 2020 10-Q

Quarterly Report - 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED June 30, 2020 Commission file number 0-7818 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-2032782 (State or jurisdiction of Incorporation or Organization) (I.R.S.

July 28, 2020 EX-99.2

INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data

Exhibit 99.2 INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data Non-performing assets (1) June 30, 2020 March 31, 2020 December 31, 2019 September 30, 2019 June 30, 2019 (Dollars in thousands) Non-accrual loans $ 12,938 $ 17,454 $ 10,178 $ 7,124 $ 7,798 Loans 90 days or more past due and still accruing interest 5 - - - - Subtotal 12,943 17,454 10,178 7,124 7,798 Less: Government guara

July 28, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 28, 2020 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

July 28, 2020 EX-99.3

Q2 EARNINGSIndependent Bank CorporationConference Call – July 28, 2020 Cautionary note regarding forward-looking statements This presentation contains forward-looking statements about Independent Bank Corporation. Statements that are not historical o

Exhibit 99.3 Q2 EARNINGSIndependent Bank CorporationConference Call – July 28, 2020 Cautionary note regarding forward-looking statements This presentation contains forward-looking statements about Independent Bank Corporation. Statements that are not historical or current facts, including statements about beliefs and expectations, are forward-looking statements and are based on the information ava

July 28, 2020 EX-99.1

INDEPENDENT BANK CORPORATION REPORTS 2020 SECOND QUARTER RESULTS

Exhibit 99.1 News Release Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Robert N. Shuster, Chief Financial Officer, 616.522.1765 INDEPENDENT BANK CORPORATION REPORTS 2020 SECOND QUARTER RESULTS GRAND RAPIDS, Mich., July 28, 2020 - Independent Bank Corporation (NASDAQ: IBCP) re

June 24, 2020 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report: June 23, 2020 INDEPENDENT BANK CORPORATION (Exact Name of Registrant as Specified in Its Charter) Michigan (State or Other Jurisdiction of Incorporation) 0-7818 (Commission File No.) 38-2032782 (IRS Employer Identific

May 27, 2020 EX-99.2

Fixed Income Investor PresentationFirst Quarter 2020 Cautionary Note Regarding Forward-looking Statements 2 Statements in this presentation that are not statements of historical fact, including statements that include terms such as ‘‘will,’’ ‘‘may,’’

Exhibit 99.2 Fixed Income Investor PresentationFirst Quarter 2020 Cautionary Note Regarding Forward-looking Statements 2 Statements in this presentation that are not statements of historical fact, including statements that include terms such as ‘‘will,’’ ‘‘may,’’ ‘‘should,’’ ‘‘believe,’’ ‘‘expect,’’ ‘‘forecast,’’ ‘‘anticipate,’’ ‘‘estimate,’’ ‘‘project,’’ ‘‘intend,’’ ‘‘likely,’’ ‘‘optimistic’’ and

May 27, 2020 EX-10.1

Exhibit 10.1

Exhibit 10.1 FORM OF SUBORDINATED NOTE PURCHASE AGREEMENT This SUBORDINATED NOTE PURCHASE AGREEMENT (this “Agreement”) is dated as of May 27, 2020, and is made by and among Independent Bank Corporation, a Michigan corporation (the “Company”), and the purchasers of the Subordinated Notes (as defined herein) identified on the signature pages hereto (each a “Purchaser” and collectively, the “Purchase

May 27, 2020 EX-99.1

INDEPENDENT BANK CORPORATION COMPLETES PRIVATE PLACEMENT OF $40 MILLION IN SUBORDINATED NOTES

Exhibit 99.1 News Release Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Stephen A. Erickson, Chief Financial Officer, 616.447.3914 INDEPENDENT BANK CORPORATION COMPLETES PRIVATE PLACEMENT OF $40 MILLION IN SUBORDINATED NOTES GRAND RAPIDS, Mich., May 27, 2020 — Independent Bank

May 27, 2020 8-K

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report: May 27, 2020 INDEPENDENT BANK CORPORATION (Exact Name of Registrant as Specified in Its Charter) Michigan 0-7818 38-2032782 (State or Other Jurisdiction of Incorporation) (Commission File No.) (IRS Employer Identifica

May 5, 2020 10-Q

Quarterly Report - 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED March 31, 2020 Commission file number 0-7818 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-2032782 (State or jurisdiction of Incorporation or Organization) (I.R.S.

April 30, 2020 EX-99.1

INDEPENDENT BANK CORPORATION REPORTS 2020 FIRST QUARTER RESULTS

Exhibit 99.1 News Release Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Stephen A. Erickson, Chief Financial Officer, 616.447.3914 INDEPENDENT BANK CORPORATION REPORTS 2020 FIRST QUARTER RESULTS GRAND RAPIDS, Mich., Apr. 30, 2020 – Before summarizing the financial results for

April 30, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 30, 2020 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

April 30, 2020 EX-99.2

INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data

Exhibit 99.2 INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data Non-performing assets (1) March 31, 2020 December 31, 2019 September 30, 2019 June 30, 2019 March 31, 2019 (Dollars in thousands) Non-accrual loans $ 17,454 $ 10,178 $ 7,124 $ 7,798 $ 8,849 Loans 90 days or more past due and still accruing interest - - - - - Total non-accrual loans 17,454 10,178 7,124 7,798 8,849 Less: Go

April 30, 2020 EX-99.3

Q1 EARNINGSConference Call – April 30, 2020 Cautionary note regarding forward-looking statements This presentation may contain “forward-looking statements” within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Any statement

Exhibit 99.3 Q1 EARNINGSConference Call – April 30, 2020 Cautionary note regarding forward-looking statements This presentation may contain “forward-looking statements” within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Any statements that are not historical facts, including statements about our expectations, beliefs, plans, strategies, predictions, forecasts, objecti

April 23, 2020 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 21, 2020 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

April 21, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 21, 2020 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-7818 (Commission File Number) 38-2032782 (IRS Employer Identification No.

April 21, 2020 EX-99.1

INDEPENDENT BANKCORPORATION2020 Annual Shareholders MeetingApril 21, 2020 This presentation may contain “forward-looking statements” within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Any statements that are not historic

Exhibit 99.1 INDEPENDENT BANKCORPORATION2020 Annual Shareholders MeetingApril 21, 2020 This presentation may contain “forward-looking statements” within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Any statements that are not historical facts, including statements about our expectations, beliefs, plans, strategies, predictions, forecasts, objectives, or assumptions of

April 2, 2020 DEFA14A

IBCP / Independent Bank Corp. DEFA14A - - DEFA 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant  ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defi

March 13, 2020 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: March 10, 2020 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-7818 (Commission File Number) 38-2032782 (IRS Employer Identification No.

March 13, 2020 DEFA14A

INDB / Independent Bank Corp. DEFA14A - - DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant  o Check the appropriate box:  o Preliminary Proxy Statement  o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))  o D

March 6, 2020 DEFA14A

INDB / Independent Bank Corp. DEFA14A - - DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant  □ Check the appropriate box:  □ Preliminary Proxy Statement  □ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) □ De

March 6, 2020 EX-21

INDEPENDENT BANK CORPORATION Subsidiaries of the Registrant

EXHIBIT 21 INDEPENDENT BANK CORPORATION Subsidiaries of the Registrant State of Incorporation IBC Capital Finance III Grand Rapids, Michigan Delaware IBC Capital Finance IV Grand Rapids, Michigan Delaware Midwest Guaranty Trust I Grand Rapids, Michigan Delaware TCSB Statutory Trust I Grand Rapids, Michigan Delaware Independent Bank Grand Rapids, Michigan Michigan IB Wealth Management, Inc.

March 6, 2020 EX-13

PERFORMANCE GRAPH

TABLE OF CONTENTS Performance Graph 8 Selected Consolidated Financial Data 9 Management’s Discussion and Analysis of Financial Condition and Results of Operations 10 Management’s Annual Report on Internal Control Over Financial Reporting 32 Report of Independent Registered Public Accounting Firm 33 Consolidated Financial Statements 35 Notes to Consolidated Financial Statements 40 Quarterly Data 100 7 TABLE OF CONTENTS PERFORMANCE GRAPH The graph below compares the total returns (assuming reinvestment of dividends) of Independent Bank Corporation common stock, the NASDAQ Composite Index and the NASDAQ Bank Stock Index.

March 6, 2020 10-K

IBCP / Independent Bank Corp. 10-K - Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the fiscal year ended December 31, 2019 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the transition period from to Commission file number 0-7818 INDEPENDENT BANK CORPORATION

March 6, 2020 EX-4

Exhibit 4

EXHIBIT 4 DESCRIPTION OF THE REGISTRANT’S SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 The following is a brief description of the common stock of Independent Bank Corporation (the “Company”).

March 6, 2020 DEF 14A

INDB / Independent Bank Corp. DEF 14A - - DEF 14A

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant  o Check the appropriate box:  o Preliminary Proxy Statement  o Confidential, for Use of the Commission Only (as permitted by Rule

February 11, 2020 SC 13G

IBCP / Independent Bank Corp. / VANGUARD GROUP INC - SCHEDULE 13G Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 Name of issuer: Independent Bank Corp Title of Class of Securities: Common Stock CUSIP Number: 453838609 Date of Event Which Requires Filing of this Statement: December 31, 2019 Check the appropriate box to designate the rule pursuant to which this Schedule is filed: ☒ Rule 13d-1(b) ☐ R

January 27, 2020 SC 13G

IBCP / Independent Bank Corp. / FJ Capital Management LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. ) * Independent Bank MICH (IBCP) (Name of Issuer) Common Stock (Title of Class of Securities) 453838609 (CUSIP Number) 01/15/2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this S

January 23, 2020 EX-99.1

INDEPENDENT BANK CORPORATION REPORTS 2019 FOURTH QUARTER AND FULL YEAR RESULTS

Exhibit 99.1 News Release Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Robert N. Shuster, retiring Chief Financial Officer, 616.522.1765 Stephen A. Erickson, incoming Chief Financial Officer, 616.447.3914 INDEPENDENT BANK CORPORATION REPORTS 2019 FOURTH QUARTER AND FULL YEAR

January 23, 2020 EX-99.2

INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data

EX-99.2 3 ex992.htm EXHIBIT 99.2 Exhibit 99.2 INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data Non-performing assets (1) December 31, 2019 September 30, 2019 June 30, 2019 March 31, 2019 December 31, 2018 (Dollars in thousands) Non-accrual loans $ 10,178 $ 7,124 $ 7,798 $ 8,849 $ 9,029 Loans 90 days or more past due and still accruing interest - - - - 5 Total non-accrual loans 10,17

January 23, 2020 EX-99.3

Cautionary note regarding forward-looking statements This presentation may contain “forward-looking statements” within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Any statements that are not historical facts, including s

EX-99.3 4 ex993.htm EXHIBIT 99.3 Exhibit 99.3 Cautionary note regarding forward-looking statements This presentation may contain “forward-looking statements” within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Any statements that are not historical facts, including statements about our expectations, beliefs, plans, strategies, predictions, forecasts, objectives, or ass

January 23, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: January 23, 2020 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

November 1, 2019 10-Q

IBCP / Independent Bank Corp. 10-Q - Quarterly Report - 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED September 30, 2019 Commission file number 0-7818 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-2032782 (State or jurisdiction of Incorporation or Organization) (I.

October 31, 2019 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 31, 2019 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

October 31, 2019 EX-99.1

Rule 10b5-1 Sales Plan, Client Representations, and Sales Instructions

Exhibit 99.1 Issuer Name: Independent Bank Corporation Client Name: Robert N. Shuster Trust U/A DTD 2/20/2014 Symbol: IBCP Rule 10b5-1 Sales Plan, Client Representations, and Sales Instructions I, Robert N. Shuster, as Trustee of the Robert N. Shuster Trust U/A DTD 2/20/2014 ("Seller", "I" or "me"), as of the date below, establish this Sales Plan ("Plan") in order to sell shares of the common stoc

October 24, 2019 EX-99.1

INDEPENDENT BANK CORPORATION REPORTS 2019 THIRD QUARTER RESULTS

EX-99.1 2 ex991.htm EXHIBIT 99.1 Exhibit 99.1 News Release Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Robert N. Shuster, Chief Financial Officer, 616.522.1765 INDEPENDENT BANK CORPORATION REPORTS 2019 THIRD QUARTER RESULTS GRAND RAPIDS, Mich., Oct. 24, 2019 - Independent Ba

October 24, 2019 EX-99.3

Cautionary note regarding forward-looking statements This presentation may contain “forward-looking statements” within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Any statements that are not historical facts, including s

Exhibit 99.3 Cautionary note regarding forward-looking statements This presentation may contain “forward-looking statements” within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Any statements that are not historical facts, including statements about our expectations, beliefs, plans, strategies, predictions, forecasts, objectives, or assumptions of future events or perf

October 24, 2019 EX-99.2

INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data

Exhibit 99.2 INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data Non-performing assets (1) September 30, 2019 June 30, 2019 March 31, 2019 December 31, 2018 September 30, 2018 (Dollars in thousands) Non-accrual loans $ 7,124 $ 7,798 $ 8,849 $ 9,029 $ 9,343 Loans 90 days or more past due and still accruing interest - - - 5 - Total non-accrual loans 7,124 7,798 8,849 9,034 9,343 Less: Go

October 24, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 24, 2019 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

October 22, 2019 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 22, 2019 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

October 22, 2019 EX-99.1

INDEPENDENT BANK CORPORATION ANNOUNCES APPOINTMENT OF RONIA KRUSE TO ITS BOARD OF DIRECTORS

Exhibit 99.1 NEWS RELEASE Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Robert N. Shuster, Chief Financial Officer, 616.522.1765 INDEPENDENT BANK CORPORATION ANNOUNCES APPOINTMENT OF RONIA KRUSE TO ITS BOARD OF DIRECTORS GRAND RAPIDS, Mich., Oct. 22, 2019 – Independent Bank Co

August 26, 2019 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: August 26, 2019 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

August 26, 2019 EX-99.1

INDEPENDENT BANK CORPORATION ANNOUNCES SUCCESSION PLAN FOR CHIEF FINANCIAL OFFICER POSITION

Exhibit 99.1 News Release Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Robert N. Shuster, Chief Financial Officer, 616.522.1765 INDEPENDENT BANK CORPORATION ANNOUNCES SUCCESSION PLAN FOR CHIEF FINANCIAL OFFICER POSITION GRAND RAPIDS, Mich., Aug. 26, 2019 — Independent Bank Co

August 2, 2019 10-Q

IBCP / Independent Bank Corp. 10-Q - Quarterly Report - 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED June 30, 2019 Commission file number 0-7818 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-2032782 (State or jurisdiction of Incorporation or Organization) (I.R.S.

July 25, 2019 EX-99.2

INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data

Exhibit 99.2 INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data Non-performing assets (1) June 30, 2019 March 31, 2019 December 31, 2018 September 30, 2018 June 30, 2018 (Dollars in thousands) Non-accrual loans $ 7,798 $ 8,849 $ 9,029 $ 9,343 $ 9,082 Loans 90 days or more past due and still accruing interest - - 5 - - Total non-accrual loans 7,798 8,849 9,034 9,343 9,082 Less: Governm

July 25, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 25, 2019 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

July 25, 2019 EX-99.3

Cautionary note regarding forward-looking statements This presentation may contain “forward-looking statements” within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Any statements that are not historical facts, including s

Exhibit 99.3 Cautionary note regarding forward-looking statements This presentation may contain “forward-looking statements” within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Any statements that are not historical facts, including statements about our expectations, beliefs, plans, strategies, predictions, forecasts, objectives, or assumptions of future events or perf

July 25, 2019 EX-99.1

INDEPENDENT BANK CORPORATION REPORTS 2019 SECOND QUARTER RESULTS

Exhibit 99.1 News Release Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Robert N. Shuster, Chief Financial Officer, 616.522.1765 INDEPENDENT BANK CORPORATION REPORTS 2019 SECOND QUARTER RESULTS GRAND RAPIDS, Mich., July 25, 2019 - Independent Bank Corporation (NASDAQ: IBCP) re

June 28, 2019 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 27, 2019 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-7818 (Commission File Number) 38-2032782 (IRS Employer Identification No.

June 28, 2019 EX-99.1

INDEPENDENT BANK CORPORATION ANNOUNCES PENDING RETIREMENT OF ITS CHIEF FINANCIAL OFFICER

Exhibit 99.1 News Release Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Robert N. Shuster, Chief Financial Officer, 616.522.1765 INDEPENDENT BANK CORPORATION ANNOUNCES PENDING RETIREMENT OF ITS CHIEF FINANCIAL OFFICER GRAND RAPIDS, Mich., June 27, 2019 — Independent Bank Corpo

June 19, 2019 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 19, 2019 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

June 19, 2019 EX-99.1

INDEPENDENT BANK CORPORATION ANNOUNCES THE EXPANSION OF ITS 2019 SHARE REPURCHASE PLAN

Exhibit 99.1 News Release Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Robert N. Shuster, Chief Financial Officer, 616.522.1765 INDEPENDENT BANK CORPORATION ANNOUNCES THE EXPANSION OF ITS 2019 SHARE REPURCHASE PLAN GRAND RAPIDS, Mich., June 19, 2019 — Independent Bank Corpora

May 22, 2019 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 22, 2019 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-7818 (Commission File Number) 38-2032782 (IRS Employer Identification No.

May 22, 2019 EX-99.1

INDEPENDENT BANK CORPORATION ANNOUNCES COMPLETION OF SHARE REPURCHASES

Exhibit 99.1 News Release Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Robert N. Shuster, Chief Financial Officer, 616.522.1765 INDEPENDENT BANK CORPORATION ANNOUNCES COMPLETION OF SHARE REPURCHASES GRAND RAPIDS, Mich., May 22, 2019 — Independent Bank Corporation (NASDAQ: IBC

May 22, 2019 SC 13D/A

IBCP / Independent Bank Corp. / PL Capital Advisors, LLC Activist Investment

CUSIP No. 453838609 Page 1 of 9 Pages UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A Amendment No. 2 Under the Securities Exchange Act of 1934 INDEPENDENT BANK CORPORATION (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 453838609 (CUSIP Number) Mr. John W. Palmer PL Capital Advisors, LLC 750 Eleventh Street South Suite 202 Naples,

May 22, 2019 EX-99.2

STOCK PURCHASE AGREEMENT

STOCK PURCHASE AGREEMENT This STOCK PURCHASE AGREEMENT (the "Agreement"), is made as of May 20, 2019 (the "Effective Date"), by and between Independent Bank Corporation, a Michigan corporation (the "Company"), and the shareholders listed on the attached Exhibit A (each a "Seller" and together the "Sellers").

May 3, 2019 10-Q

IBCP / Independent Bank Corp. 10-Q Quarterly Report 10-Q

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED March 31, 2019 Commission file number 0-7818 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-2032782 (State or jurisdiction of Incorporation or Organization) (I.R.S.

May 3, 2019 EX-10.1

INDEPENDENT BANK CORPORATION AMENDED AND RESTATED DEFERRED COMPENSATION AND STOCK PURCHASE PLAN FOR NONEMPLOYEE DIRECTORS (As Amended Through March 19, 2019)

EXHIBIT 10.1 INDEPENDENT BANK CORPORATION AMENDED AND RESTATED DEFERRED COMPENSATION AND STOCK PURCHASE PLAN FOR NONEMPLOYEE DIRECTORS (As Amended Through March 19, 2019) 1. Purpose. The Independent Bank Corporation Deferred Compensation and Stock Purchase Plan for Nonemployee Directors (“Plan”) has been adopted to provide an opportunity for each nonemployee director of Independent Bank Corporatio

April 24, 2019 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 23, 2019 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

April 23, 2019 EX-99.1

INDEPENDENT BANK CORPORATION2019 Annual Shareholders meeting April 23, 2019 Cautionary Note Regarding Forward-Looking Statements This presentation may contain “forward-looking statements” within the meaning of the U.S. Private Securities Litigation R

Exhibit 99.1 INDEPENDENT BANK CORPORATION2019 Annual Shareholders meeting April 23, 2019 Cautionary Note Regarding Forward-Looking Statements This presentation may contain “forward-looking statements” within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Any statements that are not historical facts, including statements about our expectations, beliefs, plans, strategies,

April 23, 2019 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 23, 2019 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

April 22, 2019 EX-99.3

Cautionary note regarding forward-looking statements This presentation may contain “forward-looking statements” within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Any statements that are not historical facts, including s

Exhibit 99.3 Cautionary note regarding forward-looking statements This presentation may contain “forward-looking statements” within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Any statements that are not historical facts, including statements about our expectations, beliefs, plans, strategies, predictions, forecasts, objectives, or assumptions of future events or perf

April 22, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 22, 2019 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

April 22, 2019 EX-99.1

INDEPENDENT BANK CORPORATION REPORTS 2019 FIRST QUARTER RESULTS

Exhibit 99.1 News Release Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Robert N. Shuster, Chief Financial Officer, 616.522.1765 INDEPENDENT BANK CORPORATION REPORTS 2019 FIRST QUARTER RESULTS GRAND RAPIDS, Mich., Apr. 22, 2019 - Independent Bank Corporation (NASDAQ: IBCP) rep

April 22, 2019 EX-99.2

INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data

Exhibit 99.2 INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data Non-performing assets (1) March 31, 2019 December 31, 2018 September 30, 2018 June 30, 2018 March 31, 2018 (Dollars in thousands) Non-accrual loans $ 8,849 $ 9,029 $ 9,343 $ 9,082 $ 6,629 Loans 90 days or more past due and still accruing interest - 5 - - - Total non-performing loans 8,849 9,034 9,343 9,082 6,629 Other rea

March 7, 2019 DEF 14A

IBCP / Independent Bank Corp. DEF 14A

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant  o Check the appropriate box:  o Preliminary Proxy Statement  o Confidential, for Use of the Commission Only (as permitted by Rule

March 7, 2019 EX-21

INDEPENDENT BANK CORPORATION Subsidiaries of the Registrant

EXHIBIT 21 INDEPENDENT BANK CORPORATION Subsidiaries of the Registrant State of Incorporation IBC Capital Finance III Ionia, Michigan Delaware IBC Capital Finance IV Ionia, Michigan Delaware Midwest Guaranty Trust I Ionia, Michigan Delaware TCSB Statutory Trust I Ionia, Michigan Delaware Independent Bank Grand Rapids, Michigan Michigan IB Wealth Management, Inc.

March 7, 2019 10-K

IBCP / Independent Bank Corp. FORM 10-K (Annual Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the fiscal year ended December 31, 2018 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the transition period from to Commission file number 0-7818 INDEPENDENT BANK CORPORATION

March 7, 2019 EX-13

PERFORMANCE GRAPH

TABLE OF CONTENTS Exhibit 13 Performance Graph 8 Selected Consolidated Financial Data 9 Management’s Discussion and Analysis 10 Management’s Annual Report on Internal Control Over Financial Reporting 32 Report of Independent Registered Public Accounting Firm 33 Consolidated Financial Statements 35 Notes to Consolidated Financial Statements 40 Quarterly Data 102 7 TABLE OF CONTENTS PERFORMANCE GRAPH The graph below compares the total returns (assuming reinvestment of dividends) of Independent Bank Corporation common stock, the NASDAQ Composite Index and the NASDAQ Bank Stock Index.

February 22, 2019 SC 13D/A

IBCP / Independent Bank Corp. / PL Capital Advisors, LLC Activist Investment

CUSIP No. 453838609 Page 1 of 8 Pages UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A Amendment No. 1 Under the Securities Exchange Act of 1934 INDEPENDENT BANK CORPORATION (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 453838609 (CUSIP Number) Mr. John W. Palmer PL Capital Advisors, LLC 750 Eleventh Street South Suite 202 Naples,

January 29, 2019 EX-99.3

2 Cautionary Note Regarding Forward-Looking Statements This presentation may contain “forward-looking statements” within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Any statements that are not historical facts, including

Exhibit 99.3 2 Cautionary Note Regarding Forward-Looking Statements This presentation may contain “forward-looking statements” within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Any statements that are not historical facts, including statements about our expectations, beliefs, plans, strategies, predictions, forecasts, objectives, or assumptions of future events or pe

January 29, 2019 EX-99.1

INDEPENDENT BANK CORPORATION REPORTS 2018 FOURTH QUARTER AND FULL YEAR RESULTS

Exhibit 99.1 News Release Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Robert N. Shuster, Chief Financial Officer, 616.522.1765 INDEPENDENT BANK CORPORATION REPORTS 2018 FOURTH QUARTER AND FULL YEAR RESULTS GRAND RAPIDS, Mich., Jan. 29, 2019 - Independent Bank Corporation (NA

January 29, 2019 EX-99.2

INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data

Exhibit 99.2 INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data Non-performing assets (1) December 31, 2018 September 30, 2018 June 30, 2018 March 31, 2018 December 31, 2017 (Dollars in thousands) Non-accrual loans $ 9,029 $ 9,343 $ 9,082 $ 6,629 $ 8,184 Loans 90 days or more past due and still accruing interest 5 - - - - Total non-performing loans 9,034 9,343 9,082 6,629 8,184 Other

January 29, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: January 29, 2019 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

December 18, 2018 EX-99.1

INDEPENDENT BANK CORPORATION ANNOUNCES THE ADOPTION OF ITS 2019 SHARE REPURCHASE PLAN

Exhibit 99.1 News Release Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Robert N. Shuster, Chief Financial Officer, 616.522.1765 INDEPENDENT BANK CORPORATION ANNOUNCES THE ADOPTION OF ITS 2019 SHARE REPURCHASE PLAN GRAND RAPIDS, Mich., Dec. 18, 2018 — Independent Bank Corporat

December 18, 2018 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: December 18, 2018 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 0-7818 38-2032782 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.

November 2, 2018 10-Q

IBCP / Independent Bank Corp. 10-Q (Quarterly Report)

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED September 30, 2018 Commission file number 0-7818 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-2032782 (State or jurisdiction of Incorporation or Organization) (I.

October 29, 2018 EX-99.1

Exhibit 99.1

PL Capital Advisors, LLC - SC 13D EXHIBIT 99.1 JOINT FILING agreement In accordance with Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended, the undersigned agree to the joint filing on behalf of each of them of a Statement on Schedule 13D (including any and all amendments thereto) with respect to the common stock, $.01 par value per share, of Independent Bank Corp., and further a

October 29, 2018 SC 13D

PL Capital Advisors, LLC - SC 13D

UNITED STATES Securities and exchange commission Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 INDEPENDENT BANK CORPORATION (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 453838609 (CUSIP Number) Mr. John W. Palmer PL Capital Advisors, LLC 750 Eleventh Street South Suite 202 Naples, FL 34102 (630) 848-1340 (Name, Address and Telephone Num

October 25, 2018 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 25, 2018 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan (State or other jurisdiction of incorporation) 0-7818 (Commission File Number) 38-2032782 (IRS Employer Identification No.

October 25, 2018 EX-99.2

INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data

Exhibit 99.2 INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data Non-performing assets (1) September 30, June 30, March 31, December 31, September 30, 2018 2018 2018 2017 2017 (Dollars in thousands) Non-accrual loans $ 9,343 $ 9,082 $ 6,629 $ 8,184 $ 8,410 Loans 90 days or more past due and still accruing interest - - - - - Total non-performing loans 9,343 9,082 6,629 8,184 8,410 Other

October 25, 2018 EX-99.3

2 Cautionary Note Regarding Forward-Looking Statements This presentation may contain “forward-looking statements” within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Any statements that are not historical facts, including

Exhibit 99.3 2 Cautionary Note Regarding Forward-Looking Statements This presentation may contain “forward-looking statements” within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Any statements that are not historical facts, including statements about our expectations, beliefs, plans, strategies, predictions, forecasts, objectives, or assumptions of future events or pe

October 25, 2018 EX-99.1

INDEPENDENT BANK CORPORATION REPORTS 2018 THIRD QUARTER RESULTS

Exhibit 99.1 News Release Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Robert N. Shuster, Chief Financial Officer, 616.522.1765 INDEPENDENT BANK CORPORATION REPORTS 2018 THIRD QUARTER RESULTS GRAND RAPIDS, Mich., Oct. 25, 2018 - Independent Bank Corporation (NASDAQ: IBCP) rep

August 3, 2018 10-Q

IBCP / Independent Bank Corp. 10-Q (Quarterly Report)

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE QUARTERLY PERIOD ENDED June 30, 2018 Commission file number 0-7818 INDEPENDENT BANK CORPORATION (Exact name of registrant as specified in its charter) Michigan 38-2032782 (State or jurisdiction of Incorporation or Organization) (I.R.S.

July 26, 2018 EX-99.1

INDEPENDENT BANK CORPORATION REPORTS 2018 SECOND QUARTER RESULTS

Exhibit 99.1 News Release Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Robert N. Shuster, Chief Financial Officer, 616.522.1765 INDEPENDENT BANK CORPORATION REPORTS 2018 SECOND QUARTER RESULTS GRAND RAPIDS, Mich., July 26, 2018 - Independent Bank Corporation (NASDAQ: IBCP) re

July 26, 2018 EX-99.3

2 Cautionary Note Regarding Forward-Looking Statements This presentation may contain “forward-looking statements” within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Any statements that are not historical facts, including

Exhibit 99.3 2 Cautionary Note Regarding Forward-Looking Statements This presentation may contain “forward-looking statements” within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Any statements that are not historical facts, including statements about our expectations, beliefs, plans, strategies, predictions, forecasts, objectives, or assumptions of future events or pe

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