MCBF / Monarch Community Bancorp Inc - Pemfailan SEC, Laporan Tahunan, Penyata Proksi

Monarch Community Bancorp Inc
US
SIMBOL INI TIDAK AKTIF LAGI

Statistik Asas
CIK 1169769
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Monarch Community Bancorp Inc
SEC Filings (Chronological Order)
Halaman ini menyediakan senarai kronologi lengkap bagi Pemfailan SEC, tidak termasuk pemfailan pemilikan yang kami sediakan di tempat lain.
March 27, 2015 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): March 27, 2015 Monarch Community

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): March 27, 2015 Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdiction of Incorporation (C

March 27, 2015 15-12G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13

Form 15 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number 000-49814 Monarch Community Bancorp, Inc. (Exact name of registrant

March 6, 2015 425

Chemical Financial 425 CHFC 2014 LETTER TO SHAREHOLDERS (Prospectus)

425 CHFC Shareholder Letter 2014 Filed by Chemical Financial Corporation Commission File Number: 000-08185 Pursuant to Rule 425 under the Securities Act of 1933 Subject Company: Monarch Community Bancorp, Inc.

February 6, 2015 SC 13G/A

MCBF / Monarch Community Bancorp Inc / EJF Capital LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1) Monarch Community Bancorp, Inc. (Name of Issuer) Common Stock, $0.05 par value (Title of Class of Securities) 609045208 (CUSIP Number) December 31. 2014 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the rul

January 2, 2015 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 2, 2015 Monarch Community

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 2, 2015 Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdiction of Incorporation (

December 30, 2014 S-8 POS

As filed with the Securities and Exchange Commission on December 30, 2014

S-8 POS As filed with the Securities and Exchange Commission on December 30, 2014 Registration No.

December 30, 2014 S-8 POS

As filed with the Securities and Exchange Commission on December 30, 2014

S-8 POS As filed with the Securities and Exchange Commission on December 30, 2014 Registration No.

December 30, 2014 S-8 POS

As filed with the Securities and Exchange Commission on December 30, 2014

S-8 POS As filed with the Securities and Exchange Commission on December 30, 2014 Registration No.

December 30, 2014 POS AM

As filed with the Securities and Exchange Commission on December 30, 2014

POS AM As filed with the Securities and Exchange Commission on December 30, 2014 Registration No.

December 10, 2014 EX-10.3

Andrew J. VanDoren Management Continuity Agreement Dated: August 19, 2014 MANAGEMENT CONTINUITY AGREEMENT

Exhibit 10.3 Andrew J. VanDoren Management Continuity Agreement Dated: August 19, 2014 MANAGEMENT CONTINUITY AGREEMENT This Management Continuity Agreement (“Agreement”) is entered into this 19th day of August, 2014 (the “Effective Date”) between Monarch Community Bank, a Michigan state chartered bank (the “Bank”), and Andrew J. VanDoren (“Executive”). WITNESSETH: WHEREAS, the Executive is current

December 10, 2014 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): December 9, 2014 Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdiction of Incorporation (Com

December 10, 2014 EX-10.7

MONARCH COMMUNITY BANCORP, INC. 2014 STOCK COMPENSATION PLAN RESTRICTED STOCK AGREEMENT

Exhibit 10.7 MONARCH COMMUNITY BANCORP, INC. 2014 STOCK COMPENSATION PLAN RESTRICTED STOCK AGREEMENT Shares of Restricted Stock are hereby awarded effective (the ?Grant Date?), by Monarch Community Bancorp, Inc., a Maryland corporation (the ?Company?), to (the ?Grantee?) in accordance with the following terms and conditions: 1. Share Award. The Company hereby awards to the Grantee shares (?Shares?

December 10, 2014 EX-10.6

MONARCH COMMUNITY BANCORP, INC. 2014 STOCK COMPENSATION PLAN

EX-10.6 7 d834020dex106.htm EX-10.6 Exhibit 10.6 MONARCH COMMUNITY BANCORP, INC. 2014 STOCK COMPENSATION PLAN 1. Purpose; Effectiveness of the Plan (a) The purpose of this Plan is to advance the interests of Monarch Community Bancorp, Inc. (“the Company”) and its shareholders by helping the Company and its Subsidiaries attract and retain the services of employees, officers and directors, upon whos

December 10, 2014 EX-10.1

Richard J. DeVries Management Continuity Agreement Dated: August 19, 2014 MANAGEMENT CONTINUITY AGREEMENT

Exhibit 10.1 Richard J. DeVries Management Continuity Agreement Dated: August 19, 2014 MANAGEMENT CONTINUITY AGREEMENT This Management Continuity Agreement (?Agreement?) is entered into this 19th day of August, 2014 (the ?Effective Date?) between Monarch Community Bank, a Michigan state chartered bank (the ?Bank?), and Richard J. DeVries (?Executive?). WITNESSETH: WHEREAS, the Executive is current

December 10, 2014 EX-10.5

Charles C. Mulka Management Continuity Agreement Dated: August 19, 2014 MANAGEMENT CONTINUITY AGREEMENT

Exhibit 10.5 Charles C. Mulka Management Continuity Agreement Dated: August 19, 2014 MANAGEMENT CONTINUITY AGREEMENT This Management Continuity Agreement (“Agreement”) is entered into this 19th day of August, 2014 (the “Effective Date”) between Monarch Community Bank, a Michigan state chartered bank (the “Bank”), and Charles C. Mulka (“Executive”). WITNESSETH: WHEREAS, the Executive is currently e

December 10, 2014 EX-10.4

Vicki L. Bassage Management Continuity Agreement Dated: August 19, 2014 MANAGEMENT CONTINUITY AGREEMENT

Exhibit 10.4 Vicki L. Bassage Management Continuity Agreement Dated: August 19, 2014 MANAGEMENT CONTINUITY AGREEMENT This Management Continuity Agreement (?Agreement?) is entered into this 19th day of August, 2014 between Monarch Community Bank, a Michigan state chartered bank (the ?Bank?), and Vicki L. Bassage (?Executive?). WITNESSETH: WHEREAS, the Executive is currently employed by the Bank, as

December 10, 2014 EX-10.2

Rebecca S. Crabill Management Continuity Agreement Dated: August 19, 2014 MANAGEMENT CONTINUITY AGREEMENT

EX-10.2 Exhibit 10.2 Rebecca S. Crabill Management Continuity Agreement Dated: August 19, 2014 MANAGEMENT CONTINUITY AGREEMENT This Management Continuity Agreement (“Agreement”) is entered into this 19th day of August, 2014 (the “Effective Date”) between Monarch Community Bank, a Michigan state chartered bank (the “Bank”), and Rebecca S. Crabill (“Executive”). WITNESSETH: WHEREAS, the Executive is

November 14, 2014 10-Q

Monarch Community Bancorp, Inc. 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ☒ Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2014 or ☐ Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 000-49814 MONARCH COMMUNITY BANCORP, INC.

November 3, 2014 EX-2.1

AGREEMENT AND PLAN OF MERGER BY AND BETWEEN CHEMICAL FINANCIAL CORPORATION MONARCH COMMUNITY BANCORP, INC. Dated as of October 31, 2014 TABLE OF CONTENTS ARTICLE I THE MERGER 1 1.1 Merger. 1 1.2 The Closing. 2 1.3 Effective Time of Merger. 2 1.4 Addi

EX-2.1 Exhibit 2.1 Exhibit 2.1 to Form 8-K Monarch Community Bancorp, Inc. AGREEMENT AND PLAN OF MERGER BY AND BETWEEN CHEMICAL FINANCIAL CORPORATION AND MONARCH COMMUNITY BANCORP, INC. Dated as of October 31, 2014 TABLE OF CONTENTS ARTICLE I THE MERGER 1 1.1 Merger. 1 1.2 The Closing. 2 1.3 Effective Time of Merger. 2 1.4 Additional Actions. 2 1.5 Surviving Corporation. 3 1.6 Reservation of Right

November 3, 2014 425

CHFC / Chemical Financial Corp. 425 - Merger Prospectus - 425

Filed by Chemical Financial Corporation Commission File Number: 000-089185 Pursuant to Rule 425 under the Securities Act of 1933 Subject Company: Monarch Community Bancorp, Inc.

November 3, 2014 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 31, 2014 Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdiction of Incorpora

September 16, 2014 SC 13G

MCBF / Monarch Community Bancorp Inc / EJF Capital LLC Passive Investment

SC 13G 1 ls13g-monarchejf.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 Monarch Community Bancorp, Inc. (Name of Issuer) Common Stock, $0.05 par value (Title of Class of Securities) 609045208 (CUSIP Number) November 15, 2013 (Date of Event which Requires Filing of this Statement) Check the appropriate box to desig

August 14, 2014 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ☒ Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2014 or ☐ Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 000-49814 MONARCH COMMUNITY BANCORP, INC.

August 5, 2014 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES SECOND QUARTER EARNINGS

EX-99.1 EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES SECOND QUARTER EARNINGS COLDWATER, MICHIGAN, August 4, 2014 - Monarch Community Bancorp, Inc. (OTCQB:MCBF), the parent company of Monarch Community Bank, today announced net earnings available to common shareholders of $46,000 for the quarter ended June 30, 2014 compared to a net loss available to common shareholders of ($929,000) for

August 5, 2014 8-K

8-K

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 5, 2014 (August 4, 2014) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdiction of

July 31, 2014 CORRESP

MCBF / Monarch Community Bancorp Inc CORRESP - -

CORRESP July 10, 2014 Securities and Exchange Commission Washington, D.C. 20549 Attn: Amit Pande, Accounting Branch Chief Re: Monarch Community Bancorp, Inc. Form 10-K for the fiscal year ended December 31, 2013 Filed March 31, 2014 File No. 000-49814 Dear Mr. Pande: This letter responds to the letter received from you dated June 30, 2014, to Rebecca S. Crabill, Chief Financial Officer of Monarch

July 21, 2014 8-K

8-K

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 21, 2014 (July 9, 2014) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdiction of In

May 22, 2014 8-K

- 8-K

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 22, 2014 (May 20, 2014) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdiction of Inc

May 13, 2014 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ☒ Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2014 or ☐ Transition report under Section 13

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ☒ Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2014 or ☐ Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 000-49814 MONARCH COMMUNITY BANCORP, INC.

May 5, 2014 8-K

- 8-K

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 5, 2014 (May 2, 2014) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdiction of Incor

May 5, 2014 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES FIRST QUARTER PERFORMANCE

EX-99.1 EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES FIRST QUARTER PERFORMANCE COLDWATER, MICHIGAN, May 2, 2014 - Monarch Community Bancorp, Inc. (OTCQB:MCBF), the parent company of Monarch Community Bank, today announced earnings of $17,000 for the quarter ended March 31, 2014 compared to a loss of $427,000 for the same period in 2013. Basic and diluted earnings per share for the quarte

April 18, 2014 DEF 14A

- DEFINITIVE PROXY STATEMENT

Definitive Proxy Statement Table of Contents SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement x Definitive Proxy Statement ¨ Definitive Additional Materials ¨ Soliciting Material Pursuant to Rule 14a-12 ¨ Confidential, for the Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) Monarch Community Bancorp, Inc.

April 9, 2014 EX-3.1

MONARCH COMMUNITY BANCORP, INC. ARTICLES SUPPLEMENTARY REDESIGNATING AND RECLASSIFYING 6,785 SHARES FIXED RATE CUMULATIVE PERPETUAL PREFERRED STOCK, SERIES A

EX-3.1 EXHIBIT 3.1(iii) MONARCH COMMUNITY BANCORP, INC. ARTICLES SUPPLEMENTARY REDESIGNATING AND RECLASSIFYING 6,785 SHARES OF FIXED RATE CUMULATIVE PERPETUAL PREFERRED STOCK, SERIES A Monarch Community Bancorp, Inc., a Maryland corporation (the “Company”), hereby certifies to the State Department of Assessments and Taxation of Maryland (the “Department”) that: FIRST: By or as contemplated by Arti

April 9, 2014 8-K

- 8-K

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 9, 2014 (April 8, 2014) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdiction of I

March 31, 2014 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) S ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2013 Commission file number 0-49814 MONARCH COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Maryland 04-3627031 (State or other jurisdiction of (I.R.S. Empl

January 31, 2014 8-K

- 8-K

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 31, 2014 (January 30, 2014) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdictio

January 31, 2014 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES FOURTH QUARTER PERFORMANCE

EX-99.1 EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES FOURTH QUARTER PERFORMANCE COLDWATER, MICHIGAN, January 30, 2014—Monarch Community Bancorp, Inc. (OTCQB:MCBF), the parent company of Monarch Community Bank, today announced a loss of $446,000 for the quarter ended December 31, 2013 compared to a profit of $747,000 for the same period in 2012. Basic and diluted losses per share for the

January 31, 2014 EX-99.2

MONARCH COMMUNITY BANCORP, INC.

EX-99.2 EXHIBIT 99.2 MONARCH COMMUNITY BANCORP, INC. ISSUES CORRECTION TO Q4:2013 PRESS RELEASE COLDWATER, MICHIGAN, January 31, 2014 - Monarch Community Bancorp, Inc. (OTCQB:MCBF), the parent company of Monarch Community Bank, today issued a correction to its fourth quarter 2013 earnings announcement released on January 30, 2014. In the Monarch Community Bancorp, Inc. Condensed Statement of Incom

November 18, 2013 EX-99.1

Monarch Community Bancorp, Inc. Announces the Closing of Its $16.5 Million Common Stock Offering

EX-99.1 Exhibit 99.1 Monarch Community Bancorp, Inc. Announces the Closing of Its $16.5 Million Common Stock Offering COLDWATER, Mich., Nov. 15, 2013 (GLOBE NEWSWIRE) — Monarch Community Bancorp, Inc. (MCBF), the parent company of Monarch Community Bank, today announced that it has completed its offering of approximately 8,250,000 shares of Monarch Community Bancorp’s newly issued common stock. Th

November 18, 2013 8-K

Other Events - FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 18, 2013 (November 15, 2013) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other juri

November 14, 2013 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q S Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2013 or £ Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 000-49814 MONARCH COMMUNITY BANCORP, INC.

November 7, 2013 EX-10.1

EXCHANGE AGREEMENT by and between MONARCH COMMUNITY BANCORP, INC. THE UNITED STATES DEPARTMENT OF THE TREASURY Dated as of October 30, 2013 TABLE OF CONTENTS Page ARTICLE I THE CLOSING; CONDITIONS TO THE CLOSING Section 1.1 The Closing 2 Section 1.2

EX-10.1 Exhibit 10.1 EXECUTION VERSION EXCHANGE AGREEMENT by and between MONARCH COMMUNITY BANCORP, INC. and THE UNITED STATES DEPARTMENT OF THE TREASURY Dated as of October 30, 2013 TABLE OF CONTENTS Page ARTICLE I THE CLOSING; CONDITIONS TO THE CLOSING Section 1.1 The Closing 2 Section 1.2 Interpretation 5 ARTICLE II EXCHANGE Section 2.1 Preferred Exchange 5 Section 2.2 Exchange Documentation 6

November 7, 2013 8-K

Entry into a Material Definitive Agreement, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 6, 2013 (November 5, 2013) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdiction of

November 7, 2013 EX-99.1

Monarch Community Bancorp, Inc. Announces Department of Treasury Approval of Preferred Stock Exchange

EX-99.1 Exhibit 99.1 Monarch Community Bancorp, Inc. Announces Department of Treasury Approval of Preferred Stock Exchange COLDWATER, Mich., Nov. 5, 2013 (GLOBE NEWSWIRE) — Monarch Community Bancorp, Inc. (OTCQB:MCBF), the parent company of Monarch Community Bank, today announced that it has entered into an exchange agreement pursuant to which the U.S. Department of Treasury has agreed to exchange

November 5, 2013 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES THIRD QUARTER LOSS, CONTINUED IMPROVEMENT IN ASSET QUALITY

EX-99.1 EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES THIRD QUARTER LOSS, CONTINUED IMPROVEMENT IN ASSET QUALITY COLDWATER, MICHIGAN, November 1, 2013 - Monarch Community Bancorp, Inc. (OTCQB:MCBF), the parent company of Monarch Community Bank, today announced a loss of ($754,000) for the quarter ended September 30, 2013 compared to a loss of ($615,000) for the same period in 2012. Basic

November 5, 2013 8-K

- 8-K

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 4, 2013 (November 1, 2013) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdictio

October 3, 2013 8-K

Other Events - FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 3, 2013 (October 1, 2013) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdic

October 3, 2013 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES THE SUCCESSFUL RAISING OF $16.5 MILLION IN INVESTOR FUNDS AND CORPORATE RESTRUCTURING

EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES THE SUCCESSFUL RAISING OF $16.5 MILLION IN INVESTOR FUNDS AND CORPORATE RESTRUCTURING COLDWATER, Mich., October 2, 2013—Monarch Community Bancorp, Inc. (OTCQB:MCBF), the parent company of Monarch Community Bank, today announced it has successfully raised $16.5 million in investor funds which will be used to purchase approximately 8,250,000 sha

August 23, 2013 8-K

- 8-K

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 23, 2013 (August 20, 2013) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdiction

August 12, 2013 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q

Form 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q x Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2013 or ¨ Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 000-49814 MONARCH COMMUNITY BANCORP, INC.

August 1, 2013 8-K

- FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 1, 2013 (July 30, 2013) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdictio

August 1, 2013 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES SECOND QUARTER LOSS, CONTINUED IMPROVEMENT IN ASSET QUALITY

EX-99.1 EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES SECOND QUARTER LOSS, CONTINUED IMPROVEMENT IN ASSET QUALITY COLDWATER, MICHIGAN, July 30, 2013 - Monarch Community Bancorp, Inc. (OTCQB:MCBF), the parent company of Monarch Community Bank, today announced a loss of ($929,000) for the quarter ended June 30, 2013 compared to a loss of ($372,000) for the same period in 2012. Basic and dil

June 21, 2013 EX-99.1

Monarch Community Bancorp, Inc. Announces Receipt of Preliminary United States Department of Treasury Approval of Recapitalization Plan.

EX-99.1 Exhibit 99.1 Monarch Community Bancorp, Inc. Announces Receipt of Preliminary United States Department of Treasury Approval of Recapitalization Plan. COLDWATER, MICHIGAN, June 21, 2013 - Monarch Community Bancorp, Inc. (OTCQB:MCBF), the parent company of Monarch Community Bank, announced today that it has received written, preliminary approval from the United States Department of Treasury

June 21, 2013 8-K

Regulation FD Disclosure, Financial Statements and Exhibits - FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 21, 2013 Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdiction of Incorporatio

June 10, 2013 EX-99.1

Monarch Community Bancorp, Inc. Announces Share Price in Private Placement Equity Offering

EX-99.1 Exhibit 99.1 Monarch Community Bancorp, Inc. Announces Share Price in Private Placement Equity Offering COLDWATER, MICHIGAN, June 10, 2013—Monarch Community Bancorp, Inc. (OTCQB:MCBF), the parent company of Monarch Community Bank, announced today that its Board of Directors has set $2.00 per share (on a post-split basis) as the common stock offering price for its previously announced $16.5

June 10, 2013 8-K

Regulation FD Disclosure, Financial Statements and Exhibits - FORM 8-K

Form 8-k UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 10, 2013 Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdiction of Incorporatio

May 24, 2013 10-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1)

10-K/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1) (Mark One) x ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2012 Commission file number 0-49814 MONARCH COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Maryland 04-3627031 (State or other j

May 14, 2013 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q x Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2013 or ? Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 000-49814 MONARCH COMMUNITY BANCORP, INC.

May 9, 2013 EX-99.1

Monarch Community Bancorp, Inc. Announces Reverse Stock Split and Engagement of Two Investment Banking Firms.

EX-99.1 Exhibit 99.1 Monarch Community Bancorp, Inc. Announces Reverse Stock Split and Engagement of Two Investment Banking Firms. COLDWATER, MICHIGAN, May 7, 2013 - Monarch Community Bancorp, Inc. (OTCQB:MCBF), the parent company of Monarch Community Bank, announced today that it has filed Articles of Amendment with the State of Maryland to conduct a one for five reverse stock split of its common

May 9, 2013 EX-3.1

MONARCH COMMUNITY BANCORP, INC. ARTICLES OF AMENDMENT

Exhibit 3.1 MONARCH COMMUNITY BANCORP, INC. ARTICLES OF AMENDMENT THIS IS TO CERTIFY THAT: FIRST: The charter (the “Charter”) of Monarch Community Bancorp, Inc., a Maryland corporation (the “Corporation”), is hereby amended to provide that, at the Effective Time (as defined below), every five shares of Common Stock, $.01 par value per share, of the Corporation, which were issued and outstanding im

May 9, 2013 8-K

Regulation FD Disclosure, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Material Modification to Rights of Security Holders, Financial Statements and Exhibits - FORM 8-K

FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 7, 2013 Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdiction of Incorporation

May 8, 2013 8-K

- FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 7, 2013 (May 3, 2013) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdiction of

May 8, 2013 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES FIRST QUARTER LOSS

EX-99.1 EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES FIRST QUARTER LOSS COLDWATER, MICHIGAN, May 3, 2013—Monarch Community Bancorp, Inc. (OTCQB:MCBF), the parent company of Monarch Community Bank, today announced a loss of $427,000 for the quarter ended March 31, 2013 compared to a loss of $501,000 for the same period in 2012. Basic and diluted losses per share for the quarter ended Marc

March 29, 2013 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Form 10-K Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

February 12, 2013 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 11, 2013 (February 6, 2013) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdiction o

February 12, 2013 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES THIRD QUARTER 2012 RESULTS

EX-99.1 EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES THIRD QUARTER 2012 RESULTS COLDWATER, MICHIGAN, February 6, 2013 - Monarch Community Bancorp, Inc. (OTCQB:MCBF), the parent company of Monarch Community Bank, today announced a profit of $747,000 for the quarter ended December 31, 2012 compared to a loss of $863,000 for the same period in 2011. Basic and diluted earnings per share for

November 14, 2012 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q

Form 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q x Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2012 or ¨ Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 000-49814 MONARCH COMMUNITY BANCORP, INC.

November 6, 2012 8-K

Current Report

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 6, 2012 (November 1, 2012) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisd

November 6, 2012 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES THIRD QUARTER 2012 RESULTS

Press Release EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES THIRD QUARTER 2012 RESULTS COLDWATER, MICHIGAN, November 1, 2012 - Monarch Community Bancorp, Inc. (OTCQB.MCBF), the parent company of Monarch Community Bank “the Bank”, today announced a net loss available to common shareholders for the quarter ended September 30, 2012 of $615,000 compared to net earnings available to common sha

October 15, 2012 25

- FORM 25

Form 25 OMB APPROVAL OMB Number: 3235-0080 Expires:… December 31, 2014 Estimated average burden hours per response… 1.

September 24, 2012 8-K

- FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 24, 2012 (September 19, 2012) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other ju

September 24, 2012 EX-99.1

MONARCH COMMUNITY BANCORP, INC. TO BEGIN TRADING ON OTCQB MARKETPLACE

Press Release EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. TO BEGIN TRADING ON OTCQB MARKETPLACE Contact: Richard J. DeVries Phone: (517) 279-3978 Date: September 19, 2012 COLDWATER, MI – Monarch Community Bancorp, Inc. (the “Company”) (OTCQB.MCBF), the Michigan bank holding company of Monarch Community Bank, Coldwater, MI (“The Bank”), announced on September 10, 2012 that it was delisting its com

August 13, 2012 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q

Form 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q x Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2012 or ¨ Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 000-49814 MONARCH COMMUNITY BANCORP, INC.

August 8, 2012 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES SECOND QUARTER 2012 LOSS

Press Release EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES SECOND QUARTER 2012 LOSS COLDWATER, MICHIGAN, August 3, 2012 - Monarch Community Bancorp, Inc. (Nasdaq Capital Market: MCBF), the parent company of Monarch Community Bank, today announced a loss for the quarter ended June 30, 2012 of $372,000 based on net loss available to common shareholders compared to net loss available to com

August 8, 2012 8-K

- FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 7, 2012 (August 3, 2012) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdicti

May 24, 2012 8-K

Current Report

8-K 1 d358558d8k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 24, 2012 (May 15, 2012) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or othe

May 14, 2012 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q

Form 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q x Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2012 or ¨ Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 000-49814 MONARCH COMMUNITY BANCORP, INC.

May 9, 2012 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES FIRST QUARTER 2012 LOSS

Press Release EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES FIRST QUARTER 2012 LOSS COLDWATER, MICHIGAN, May 4, 2012—Monarch Community Bancorp, Inc. (Nasdaq Capital Market: MCBF), the parent company of Monarch Community Bank, today announced a loss for the quarter ended March 31, 2012 of $(501,000) based on net loss available to common shareholders compared to net earnings available to co

May 9, 2012 8-K

Results of Operations and Financial Condition

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 9, 2012 (May 4, 2012) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 (State or other jurisdiction of

May 7, 2012 DEF 14A

- DEF 14A

DEF 14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 30, 2012 EX-99.1

Monarch Community Bancorp, Inc. UST 447

Exhibit 99.1 Exhibit 99.1 Monarch Community Bancorp, Inc. UST 447 I, Richard J. DeVries, certify, based on my knowledge, that: (i) The compensation committee of Monarch Community Bancorp, Inc., has discussed, reviewed, and evaluated with senior risk officers at least every six months during any part of the most recently completed fiscal year that was a TARP period, senior executive officer (“SEO”)

March 30, 2012 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Form 10-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) x ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2011 Commission file number 0-49814 MONARCH COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Maryland 04-3627031 (State or other jurisdiction of in

March 30, 2012 EX-14

Monarch Community Bancorp, Inc. /Monarch Community Bank Code of Conduct

Exhibit 14 Monarch Community Bancorp, Inc. /Monarch Community Bank Code of Conduct I. INTRODUCTION This Code of Conduct (the ?Code?) of Monarch Community Bancorp, Inc. (the ?Company?), Monarch Community Bank (the ?Bank?) and any subsidiary of either the Company or the Bank (collectively, the ?Corporation?) contains standards for the transaction of business consistent with applicable laws and regul

March 30, 2012 EX-99.2

Monarch Community Bancorp, Inc. UST 447

Exhibit 99.2 Exhibit 99.2 Monarch Community Bancorp, Inc. UST 447 I, Rebecca S. Crabill, certify, based on my knowledge, that: (i) The compensation committee of Monarch Community Bancorp, Inc., has discussed, reviewed, and evaluated with senior risk officers at least every six months during any part of the most recently completed fiscal year that was a TARP period, senior executive officer (“SEO”)

February 1, 2012 8-K

- FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 1, 2012 (January 30, 2012) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisd

February 1, 2012 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES LOSS FOR 2011

Press Release EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES LOSS FOR 2011 COLDWATER, MICHIGAN, January 30, 2012—Monarch Community Bancorp, Inc. (Nasdaq Capital Market: MCBF), the parent company of Monarch Community Bank, today announced a loss for the year ended December 31, 2011 of ($743,000) compared to a net loss of ($11.2 million) for the same period a year ago. Basic and diluted loss

January 24, 2012 SC 13G/A

MCBF / Monarch Community Bancorp Inc / MONARCH COMMUNITY BANCORP IN EMPLOYEE STOCK OWNERSHIP PLAN - SCHEDULE 13G/A Passive Investment

Schedule 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G UNDER THE SECURITIES EXCHANGE ACT OF 1934 (AMENDMENT NO. 9) MONARCH COMMUNITY BANCORP, INC. (NAME OF ISSUER) COMMON STOCK PAR VALUE $.01 PER SHARE (TITLE OF CLASS OF SECURITIES) 609045 10 9 (CUSIP NUMBER) 12-31-11 (DATE OF EVENT WHICH REQUIRES FILING OF THIS STATEMENT) CHECK THE APPROPRIATE BOX TO D

November 14, 2011 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q

Form 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q x Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2011 or ¨ Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 000-49814 MONARCH COMMUNITY BANCORP, INC.

November 4, 2011 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES THIRD QUARTER 2011 EARNINGS

Exhibit 99.1 EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES THIRD QUARTER 2011 EARNINGS COLDWATER, MICHIGAN, November 1, 2011—Monarch Community Bancorp, Inc. (Nasdaq Capital Market: MCBF), the parent company of Monarch Community Bank, today announced earnings for the quarter ended September 30, 2011 of $79,000 based on net income available to common shareholders compared to a net loss avai

November 4, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 4, 2011 (November 1, 201

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 4, 2011 (November 1, 2011) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisd

August 31, 2011 CORRESP

[MONARCH COMMUNITY BANCORP, INC. LETTERHEAD] August 30, 2011

corresp [MONARCH COMMUNITY BANCORP, INC. LETTERHEAD] August 30, 2011 Mr. John P. Nolan Senior Assistant Chief Accountant U.S. Securities and Exchange Commission 100 F Street NE Washington, D.C. 20549 Re: Monarch Community Bancorp, Inc. Form 10-K Filed April 4, 2011 Form 10-Q Filed May 16, 2011 File No. 000-49814 Dear Mr. Nolan: On behalf of Monarch Community Bancorp, Inc. (the “Company”), we hereb

August 10, 2011 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q þ Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934

e10vq Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q þ Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2011 or o Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 000-49814 MONARCH COMMUNITY BANCORP, INC.

August 8, 2011 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES SECOND QUARTER 2011 EARNINGS

exv99w1 EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES SECOND QUARTER 2011 EARNINGS COLDWATER, MICHIGAN, August 3, 2011 — Monarch Community Bancorp, Inc. (Nasdaq Capital Market: MCBF), the parent company of Monarch Community Bank, today announced a loss for the quarter ended June 30, 2011 of ($70,000) based on net loss available to common shareholders compared to a net loss available to co

August 8, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 8, 2011 (August 3, 2011) M

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 8, 2011 (August 3, 2011) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland State or other jurisdiction of Incorporation 000-4

August 1, 2011 CORRESP

[MONARCH COMMUNITY BANK LETTERHEAD] August 1, 2011

corresp [MONARCH COMMUNITY BANK LETTERHEAD] August 1, 2011 VIA EDGAR U.S. Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Washington, D.C. 20549 Attention: Michael Volley Re: Monarch Community Bancorp, Inc. Dear Mr. Volley: This correspondence is being sent to confirm our telephone conversation with you on July 29, 2011. Per our conversation, Monarch Community

July 1, 2011 SC 13D/A

SECURITIES AND EXCHANGE COMMISSION

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A* (Rule 13d-101) (Amendment No. 2) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(a) Monarch Community Bancorp, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 609045109 (CUSIP Number) Jeffrey L. Gendell 55 Railroad Avenue, Suite 10

May 20, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 20, 2011 (May 17, 2011) Monar

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 20, 2011 (May 17, 2011) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland State or other jurisdiction of Incorporation 000-49814

May 16, 2011 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q þ Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934

e10vq Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q þ Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2011 or o Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 000-49814 MONARCH COMMUNITY BANCORP, INC.

May 6, 2011 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES FIRST QUARTER 2011 EARNINGS

exv99w1 EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES FIRST QUARTER 2011 EARNINGS COLDWATER, MICHIGAN, May 3, 2011 — Monarch Community Bancorp, Inc. (Nasdaq Capital Market: MCBF), the parent company of Monarch Community Bank, today announced earnings for the quarter ended March 31, 2011 of $110,000 based on net income available to common shareholders compared to a net loss available to co

May 6, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 6, 2011 (May 3, 2011) Monarch

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 6, 2011 (May 3, 2011) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland State or other jurisdiction of Incorporation 000-49814 (

April 19, 2011 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

def14a Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

April 4, 2011 EX-21

Monarch Community Bancorp, Inc. Listing of Subsidiaries Ownership Subsidiary Location Interest Monarch Community Bank Coldwater, MI Wholly Owned First Insurance Agency Coldwater, MI Wholly Owned

exv21 Exhibit 21 Monarch Community Bancorp, Inc. Listing of Subsidiaries Ownership Subsidiary Location Interest Monarch Community Bank Coldwater, MI Wholly Owned First Insurance Agency Coldwater, MI Wholly Owned

April 4, 2011 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

e10vk Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

April 4, 2011 EX-99.1

Monarch Community Bancorp, Inc. UST 447

exv99w1 Exhibit 99.1 Monarch Community Bancorp, Inc. UST 447 I, Richard J. DeVries, certify, based on my knowledge, that: (i) The compensation committee of Monarch Community Bancorp, Inc., has discussed, reviewed, and evaluated with senior risk officers at least every six months during any part of the most recently completed fiscal year that was a TARP period, senior executive officer (“SEO”) comp

April 4, 2011 EX-99.1

Contacts: Richard J. DeVries, CEO Rebecca S. Crabill, CFO (517) 279-3978 (517) 279-3956

exv99w1 EXHIBIT 99.1 Monarch Community Bank Announced Today a Restatement of Fourth Quarter Earnings COLDWATER, MICHIGAN, March 31, 2011 — Monarch Community Bancorp, Inc. (Nasdaq Capital Market:MCBF), the parent company of Monarch Community Bank, announced today a restatement of the fourth quarter, 2010 earnings and capital position, concurrent with the completion of a regularly scheduled annual F

April 4, 2011 8-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 4, 2011 (January 25, 2011

e8vkza UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 4, 2011 (January 25, 2011) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdict

April 4, 2011 EX-14

Monarch Community Bancorp, Inc. /Monarch Community Bank Code of Conduct

exv14 Exhibit 14 Monarch Community Bancorp, Inc. /Monarch Community Bank Code of Conduct I. INTRODUCTION This Code of Conduct (the “Code”) of Monarch Community Bancorp, Inc. (the “Company”), Monarch Community Bank (the “Bank”) and any subsidiary of either the Company or the Bank (collectively, the “Corporation”) contains standards for the transaction of business consistent with applicable laws and

April 4, 2011 EX-99.2

Monarch Community Bancorp, Inc. UST 447

exv99w2 Exhibit 99.2 Monarch Community Bancorp, Inc. UST 447 I, Rebecca S. Crabill, certify, based on my knowledge, that: (i) The compensation committee of Monarch Community Bancorp, Inc., has discussed, reviewed, and evaluated with senior risk officers at least every six months during any part of the most recently completed fiscal year that was a TARP period, senior executive officer (“SEO”) comp

April 1, 2011 NT 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING (Check one): þ Form 10-K o Form 20-F o Form 11-K o Form 10-Q o Form 10-D o Form N-SAR o Form N-CSR For Period Ended: December 31, 2010 o T

nt10vk OMB APPROVAL OMB Number: 3235-0058 Expires: April 30, 2012 Estimated average burden hours per response .

February 9, 2011 SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* Monarch Community Bancorp, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) (CUSIP Numb

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* Monarch Community Bancorp, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 609045109 (CUSIP Number) December 31, 2010 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to wh

February 7, 2011 SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (AMENDMENT NO. 8) UNDER THE SECURITIES EXCHANGE ACT OF 1934 MONARCH COMMUNITY BANCORP, INC. (NAME OF ISSUER) COMMON STOCK PAR VALUE $.01 PER SHARE (TITLE OF CLASS OF

sc13gza UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (AMENDMENT NO. 8) UNDER THE SECURITIES EXCHANGE ACT OF 1934 MONARCH COMMUNITY BANCORP, INC. (NAME OF ISSUER) COMMON STOCK PAR VALUE $.01 PER SHARE (TITLE OF CLASS OF SECURITIES) 609045 10 9 (CUSIP NUMBER) 12-31-10 (DATE OF EVENT WHICH REQUIRES FILING OF THIS STATEMENT) CHECK THE APPROPRIATE BOX TO DESIGNAT

January 27, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 27, 2011 (January 25, 201

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 27, 2011 (January 25, 2011) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland State or other jurisdiction of Incorporation 0

January 27, 2011 EX-99.1

Monarch Community Bank’s positive trend turns to profitability in the 4th quarter of 2010.

exv99w1 EXHIBIT 99.1 Monarch Community Bank’s positive trend turns to profitability in the 4th quarter of 2010. COLDWATER, MICHIGAN, January 25, 2011 — Monarch Community Bancorp, Inc. (Nasdaq Capital Market:MCBF), the parent company of Monarch Community Bank, announced today that it returned to profitability in the fourth quarter of 2010, after six successive quarters of losses. Net income for the

November 15, 2010 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q þ Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934

e10vq Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q þ Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2010 or o Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 000-49814 MONARCH COMMUNITY BANCORP, INC.

November 3, 2010 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES THIRD QUARTER 2010 RESULTS

exv99w1 EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES THIRD QUARTER 2010 RESULTS COLDWATER, MICHIGAN, November 1, 2010 — Monarch Community Bancorp, Inc. (Nasdaq Capital Market: MCBF) (the “Company”), the parent company of Monarch Community Bank (the “Bank”), today announced a loss for the quarter ended September 30, 2010 of $2.6 million based on net loss available to common shareholders c

November 3, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 3, 2010 (November 1, 201

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 3, 2010 (November 1, 2010) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdicti

September 27, 2010 EX-10.1

UNITED STATES OF AMERICA BEFORE THE BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM WASHINGTON, D.C. Written Agreement by and between MONARCH COMMUNITY BANCORP, INC. Coldwater, Michigan and FEDERAL RESERVE BANK OF CHICAGO Chicago, Illinois Docket No

exv10w1 Exhibit 10.1 UNITED STATES OF AMERICA BEFORE THE BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM WASHINGTON, D.C. Written Agreement by and between MONARCH COMMUNITY BANCORP, INC. Coldwater, Michigan and FEDERAL RESERVE BANK OF CHICAGO Chicago, Illinois Docket No. 10-193-WA/RB-HC WHEREAS, Monarch Community Bancorp, Inc., Coldwater, Michigan (“Monarch”), a registered bank holding company, o

September 27, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 27, 2010 (September 21,

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 27, 2010 (September 21, 2010) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisd

August 16, 2010 EX-99.1

“Reed Named Chief Lending Officer at Monarch Community Bank”

exv99w1 Exhibit 99.1 FOR IMMEDIATE RELEASE Media Contact: Courtney Dirschell Marketing Department Monarch Community Bank 375 N. Willowbrook Coldwater, MI 49036 517.278.3961 [email protected] “Reed Named Chief Lending Officer at Monarch Community Bank” August 16, 2010 — Coldwater, MI - The Board of Directors at Monarch Community Bank, the wholly-owned bank subsidiary of Monarch Commu

August 16, 2010 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q þ Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934

e10vq Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q þ Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2010 or o Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 000-49814 MONARCH COMMUNITY BANCORP, INC.

August 16, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 16, 2010 Monarch Community

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 16, 2010 Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland State or other jurisdiction of Incorporation 000-49814 (Commission

August 5, 2010 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES SECOND QUARTER 2010 EARNINGS

exv99w1 EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES SECOND QUARTER 2010 EARNINGS COLDWATER, MICHIGAN, August 3, 2010 — Monarch Community Bancorp, Inc. (Nasdaq Capital Market: MCBF), the parent company of Monarch Community Bank, today announced a net loss available to common shareholders for the quarter ended June 30, 2010 of $6.9 million compared to a net loss available to common shareh

August 5, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 5, 2010 (August 3, 2010) M

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 5, 2010 (August 3, 2010) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdiction (

July 16, 2010 EX-10.1

Employment Term Sheet for Richard J. DeVries Positions: President, CEO and Director of Monarch Community Bancorp, Inc. (?Bancorp?) President, CEO and Director of Monarch Community Bank (?Bank?) Duties: Perform services and duties of the President and

exv10w1 Exhibit 10.1 Employment Term Sheet for Richard J. DeVries Positions: President, CEO and Director of Monarch Community Bancorp, Inc. (“Bancorp”) President, CEO and Director of Monarch Community Bank (“Bank”) Duties: Perform services and duties of the President and CEO of Bancorp and the Bank and perform such other reasonable services and duties of an executive, professional or administrativ

July 16, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 16, 2010 (July 13, 2010) Mon

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 16, 2010 (July 13, 2010) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland State or other jurisdiction of Incorporation 000-498

July 16, 2010 EX-99.1

“DeVries Welcomed as CEO to Monarch Community Bank”

exv99w1 Exhibit 99.1 FOR IMMEDIATE RELEASE Media Contact: Courtney Dirschell Marketing Department Monarch Community Bank 375 N. Willowbrook Coldwater, MI 49036 517.278.3961 [email protected] “DeVries Welcomed as CEO to Monarch Community Bank” July 14, 2010 — Coldwater, MI - The Board of Directors at Monarch Community Bank and Monarch Community Bancorp, Inc. (Nasdaq: MCBF) is proud t

June 3, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 3, 2010 (May 27, 2010) Monar

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 3, 2010 (May 27, 2010) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland State or other jurisdiction of Incorporation 000-49814

June 3, 2010 EX-99.1

Monarch Community Bancorp Announces Resignation of Donald L. Denney

exv99w1 Exhibit 99.1 Monarch Community Bancorp Announces Resignation of Donald L. Denney COLDWATER, Mich., June 1, 2010 (GLOBE NEWSWIRE) — Monarch Community Bancorp, Inc. (the “Company”), (Nasdaq: MCBF), the holding company for Monarch Community Bank (the “Bank”), announced that on May 27, 2010 its board of directors accepted the resignation of Donald L. Denney as President and Chief Executive Off

May 17, 2010 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q þ Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934

e10vq Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q þ Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2010 or o Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 000-49814 MONARCH COMMUNITY BANCORP, INC.

May 12, 2010 EX-10.1

FEDERAL DEPOSIT INSURANCE CORPORATION WASHINGTON, D.C. STATE OF MICHIGAN OFFICE OF FINANCIAL AND INSURANCE REGULATION LANSING, MICHIGAN ) In the Matter of: ) ) STIPULATION AND CONSENT MONARCH COMMUNITY BANK ) TO THE ISSUANCE OF A CONSENT COLDWATER, M

EXHIBIT 10.1 FEDERAL DEPOSIT INSURANCE CORPORATION WASHINGTON, D.C. AND STATE OF MICHIGAN OFFICE OF FINANCIAL AND INSURANCE REGULATION LANSING, MICHIGAN ) In the Matter of: ) ) STIPULATION AND CONSENT MONARCH COMMUNITY BANK ) TO THE ISSUANCE OF A CONSENT COLDWATER, MICHIGAN ) ORDER ) (STATE CHARTERED) ) FDIC-10-190b INSURED NONMEMBER BANK ) ) Subject to the acceptance of this STIPULATION AND CONSE

May 12, 2010 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 12, 2010 (May 6, 2010) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdiction of Incorpor

May 12, 2010 8-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 12, 2010 (April 20, 2010) M

e8vkza UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 12, 2010 (April 20, 2010) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland State or other jurisdiction of Incorporation 000

May 12, 2010 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES REVISED FIRST QUARTER EARNINGS

exv99w1 EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES REVISED FIRST QUARTER EARNINGS COLDWATER, MICHIGAN, May 12, 2010- Monarch Community Bancorp, Inc. (Nasdaq Capital Market: MCBF), the parent company of Monarch Community Bank (“Bank”), announced today that it revised its first quarter results of operations from those announced on April 20, 2010. Results of operations for the first quart

April 23, 2010 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES FIRST QUARTER EARNINGS

exv99w1 EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES FIRST QUARTER EARNINGS COLDWATER, MICHIGAN, April 20, 2010- Monarch Community Bancorp, Inc. (Nasdaq Capital Market: MCBF), the parent company of Monarch Community Bank (“Bank”), today announced a loss for the quarter ended March 31, 2010 of $113,000 based on net loss available to common shareholders compared to earnings of $128,000 for

April 23, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 23, 2010 (April 20, 2010) M

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 23, 2010 (April 20, 2010) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdiction (

March 31, 2010 EX-99.2

Page 1 of 3

exv99w2 Exhibit 99.2 I, Rebecca S. Crabill, certify, based on my knowledge, that: (i) The compensation committee of Monarch Community Bancorp, Inc., has discussed, reviewed, and evaluated with senior risk officers at least every six months during the period beginning on the later of September 14, 2009, or ninety days after the closing date of the agreement between the TARP recipient and Treasury a

March 31, 2010 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

e10vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) þ ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2009 Commission file number 0-49814 MONARCH COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Maryland (State or other jurisdiction of incorporation or

March 31, 2010 EX-21

Monarch Community Bancorp, Inc. Listing of Subsidiaries Ownership Subsidiary Location Interest Monarch Community Bank Coldwater, MI Wholly Owned First Insurance Agency Coldwater, MI Wholly Owned

exv21 Exhibit 21 Monarch Community Bancorp, Inc. Listing of Subsidiaries Ownership Subsidiary Location Interest Monarch Community Bank Coldwater, MI Wholly Owned First Insurance Agency Coldwater, MI Wholly Owned

March 31, 2010 EX-14

Monarch Community Bancorp, Inc. /Monarch Community Bank Code of Conduct

Exhibit 14 Monarch Community Bancorp, Inc. /Monarch Community Bank Code of Conduct I. INTRODUCTION This Code of Conduct (the ?Code?) of Monarch Community Bancorp, Inc. (the ?Company?), Monarch Community Bank (the ?Bank?) and any subsidiary of either the Company or the Bank (collectively, the ?Corporation?) contains standards for the transaction of business consistent with applicable laws and regul

March 31, 2010 EX-99.1

Page 1 of 3

exv99w1 Exhibit 99.1 I, Donald L. Denney, certify, based on my knowledge, that: (i) The compensation committee of Monarch Community Bancorp, Inc., has discussed, reviewed, and evaluated with senior risk officers at least every six months during the period beginning on the later of September 14, 2009, or ninety days after the closing date of the agreement between the TARP recipient and Treasury and

March 30, 2010 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

def14a Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 26, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): March 26, 2010 (March 22, 2010) M

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): March 26, 2010 (March 22, 2010) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdiction (

March 26, 2010 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES 2009 EARNINGS

exv99w1 EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES 2009 EARNINGS COLDWATER, MICHIGAN, March 22, 2010 — Monarch Community Bancorp, Inc. (Nasdaq Capital Market:MCBF), the parent company of Monarch Community Bank, reported fourth quarter net loss of $17.5 million compared to net loss of $339,000 during the fourth quarter of 2008. Basic and diluted earnings (loss) per share in the fourth q

March 1, 2010 SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)*

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* Monarch Community Bancorp, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 609045109 (CUSIP Number) December 31, 2009 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to wh

February 16, 2010 SC 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. ___)*

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Monarch Community Bancorp, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 609045109 (CUSIP Number) December 31, 2009 (Date of Event Which Requires Filing of this Statement Check the appropriate box to designate the rule pursuant to whic

January 20, 2010 SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Amendment No. 7)* Under the Securities Exchange Act of 1934 MONARCH COMMUNITY BANCORP, INC. (Name of Issuer) COMMON STOCK PAR VALUE $.01 PER SHARE (Title of Class o

sc13gza UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Amendment No. 7)* Under the Securities Exchange Act of 1934 MONARCH COMMUNITY BANCORP, INC. (Name of Issuer) COMMON STOCK PAR VALUE $.01 PER SHARE (Title of Class of Securities) 609045 10 9 (CUSIP Number) 12-31-09 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designa

December 23, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): December 23, 2009 (December 21, 2

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): December 23, 2009 (December 21, 2009) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdic

December 23, 2009 EX-3.2

MONARCH COMMUNITY BANCORP, INC. AMENDED AND RESTATED BYLAWS As Amended and Restated December 21, 2009 ARTICLE I

exv3w2 Exhibit 3.2 MONARCH COMMUNITY BANCORP, INC. AMENDED AND RESTATED BYLAWS As Amended and Restated December 21, 2009 ARTICLE I STOCKHOLDERS Section 1.01. Annual Meeting. An annual meeting of the stockholders, for the election of directors to succeed those whose terms expire and for the transaction of such other business as may properly come before the meeting, shall be held at such place, on s

November 16, 2009 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q þ Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934

e10vq Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q þ Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2009 or o Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 000-49814 MONARCH COMMUNITY BANCORP, INC.

November 16, 2009 EX-10.1

Amendment #2 To The Monarch Community Bancorp, Inc. Employment Agreement

exv10w1 Exhibit 10.1 Amendment #2 To The Monarch Community Bancorp, Inc. Employment Agreement THIS AMENDMENT (the “Amendment”), is made and entered into as of August 20, 2009 by and between Monarch Community Bancorp, Inc., on its behalf and on behalf of all of its subsidiaries and affiliated corporations or associations (“Affiliates”), located at 375 North Willowbrook Road, Coldwater, Michigan 490

November 5, 2009 EX-99.1

Monarch Community Bancorp, Inc. Announces Suspension of Quarterly Dividend

exv99w1 Exhibit 99.1 Monarch Community Bancorp, Inc. Announces Suspension of Quarterly Dividend COLDWATER, MICHIGAN, November 3, 2009— Monarch Community Bancorp, Inc. (NASDAQ Capital Market: MCBF), the holding company for Monarch Community Bank, today announced that its Board of Directors has decided to discontinue the quarterly cash dividend previously paid on shares of its common stock. “The cur

November 5, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 5, 2009 (November 3, 200

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 5, 2009 (November 3, 2009) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland State or other jurisdiction of Incorporation 0

October 30, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 30, 2009 (October 29, 200

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 30, 2009 (October 29, 2009) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland State or other jurisdiction of Incorporation 0

October 30, 2009 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES THIRD QUARTER 2009 EARNINGS

exv99w1 EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES THIRD QUARTER 2009 EARNINGS COLDWATER, MICHIGAN, October 29, 2009 — Monarch Community Bancorp, Inc. (Nasdaq Capital Market: MCBF), the parent company of Monarch Community Bank, today announced a loss for the quarter ended September 30, 2009 of $440,000 based on net loss available to common shareholders compared to earnings of $57,000 f

August 14, 2009 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q þ Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934

e10vq Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q þ Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2009 or o Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 000-49814 MONARCH COMMUNITY BANCORP, INC.

August 7, 2009 S-8

As filed with the Securities and Exchange Commission on August 7, 2009

sv8 Table of Contents As filed with the Securities and Exchange Commission on August 7, 2009 Registration No.

August 7, 2009 EX-24.1

POWER OF ATTORNEY

Exhibit 24.1 POWER OF ATTORNEY Each person whose signature appears below appoints Donald L. Denney, Andrew J. Van Doren and Rebecca Crabill, as such person?s true and lawful attorney to execute in the name of each such person, a Registration Statement of Form S-8 registering securities under the Securities Act of 1933, as amended, and to file any amendments to that Registration Statement that such

July 27, 2009 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES SECOND QUARTER 2009 EARNINGS

EX-99.1 EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES SECOND QUARTER 2009 EARNINGS COLDWATER, MICHIGAN, July 23, 2009 — Monarch Community Bancorp, Inc. (Nasdaq Capital Market:MCBF), the parent company of Monarch Community Bank, today announced a loss for the quarter ended June 30, 2009 of $1.9 million based on net loss available to common shareholders compared to earnings of $247,000 for

July 27, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 27, 2009 (July 23, 2009) Mon

FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 27, 2009 (July 23, 2009) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdiction

May 15, 2009 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q þ Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934

FORM 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q þ Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2009 or o Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 000-49814 MONARCH COMMUNITY BANCORP, INC.

April 24, 2009 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES FIRST QUARTER 2009 EARNINGS

exv99w1 EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES FIRST QUARTER 2009 EARNINGS COLDWATER, MICHIGAN, April 21, 2009 — Monarch Community Bancorp, Inc. (Nasdaq Capital Market:MCBF), the parent company of Monarch Community Bank, today announced earnings for the quarter ended March 31, 2009 of $179,000 compared to $332,000 for the quarter ended March 31, 2008. Earnings per share for 2009 we

April 24, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 24, 2009 (April 21, 2009) M

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 24, 2009 (April 21, 2009) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdiction o

March 30, 2009 EX-14

Monarch Community Bancorp, Inc. /Monarch Community Bank Code of Conduct

EX-14 Exhibit 14 Monarch Community Bancorp, Inc. /Monarch Community Bank Code of Conduct I. INTRODUCTION This Code of Conduct (the “Code”) of Monarch Community Bancorp, Inc. (the “Company”), Monarch Community Bank (the “Bank”) and any subsidiary of either the Company or the Bank (collectively, the “Corporation”) contains standards for the transaction of business consistent with applicable laws and

March 30, 2009 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ? ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2008 Commission file number 0-49814 MONARCH COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Maryland (State or other jurisdiction of incorporation or organi

March 30, 2009 EX-10.13

AMENDMENT #1 TO MANAGEMENT CONTINUITY AGREEMENT

EX-10.13 Exhibit 10.13 AMENDMENT #1 TO MANAGEMENT CONTINUITY AGREEMENT This Amendment #1 to Management Continuity Agreement (the “Amendment”) is entered into as of the 31st day of December, 2008 between Monarch Community Bancorp, Inc., a Maryland corporation (the “Company”), and Rebecca S. Crabill (“Executive”). WHEREAS, the Executive is currently employed by the Company’s affiliate, Monarch Commu

March 30, 2009 EX-21

Monarch Community Bancorp, Inc. Listing of Subsidiaries Ownership Subsidiary Location Interest Monarch Community Bank Coldwater, MI Wholly Owned First Insurance Agency Coldwater, MI Wholly Owned

Exhibit 21 Monarch Community Bancorp, Inc. Listing of Subsidiaries Ownership Subsidiary Location Interest Monarch Community Bank Coldwater, MI Wholly Owned First Insurance Agency Coldwater, MI Wholly Owned

March 30, 2009 EX-10.12

AMENDMENT #1 TO MANAGEMENT CONTINUITY AGREEMENT

EX-10.12 Exhibit 10.12 AMENDMENT #1 TO MANAGEMENT CONTINUITY AGREEMENT This Amendment #1 to Management Continuity Agreement (the “Amendment”) is entered into as of the 31st day of December, 2008 between Monarch Community Bancorp, Inc., a Maryland corporation (the “Company”), and Andrew J. Van Doren (“Executive”). WHEREAS, the Executive is currently employed by the Company’s affiliate, Monarch Comm

March 30, 2009 EX-10.11

Amendment #1 To The Monarch Community Bancorp, Inc. Employment Agreement

EX-10.11 Exhibit 10.11 Amendment #1 To The Monarch Community Bancorp, Inc. Employment Agreement THIS AMENDMENT (the “Amendment”), is made and entered into as of December 31, 2008 by and between Monarch Community Bancorp, Inc., on its behalf and on behalf of all of its subsidiaries and affiliated corporations or associations (“Affiliates”), located at 375 North Willowbrook Road, Coldwater, Michigan

March 25, 2009 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

FORM DEF 14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 6, 2009 S-3

As filed with the Securities and Exchange Commission on March 6, 2009

FORM S-3 Table of Contents As filed with the Securities and Exchange Commission on March 6, 2009 Registration No.

March 6, 2009 EX-24.1

POWER OF ATTORNEY

Exhibit 24.1 POWER OF ATTORNEY Each person whose signature appears below appoints Donald L. Denney, Andrew J. Van Doren and Rebecca Crabill, as such person?s true and lawful attorney to execute in the name of each such person, a Registration Statement of Form S-3 registering securities under the Securities Act of 1933, as amended, and to file any amendments to that Registration Statement that such

March 6, 2009 PRE 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

PRE 14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

February 12, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 12, 2009 (February 6, 20

8-K Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

February 12, 2009 EX-10.3

OMNIBUS AMENDMENT AGREEMENT

EX-10.3 EXHIBIT 10.3 OMNIBUS AMENDMENT AGREEMENT This Omnibus Amendment Agreement, dated as of February 6, 2009 (the “Agreement”), is entered into by and between (the “Executive”) and Monarch Community Bancorp, Inc. (the “Company”). WHEREAS, the Executive is, or may in the future be, a Senior Executive Officer of the Company, as defined in subsection 111(b)(3) of the Emergency Economic Stabilizati

February 12, 2009 EX-99.1

PRESS RELEASE

EX-99.1 EXHIBIT 99.1 PRESS RELEASE Monarch Community Bancorp Announces Receipt of CPP Funds from U.S. Treasury COLDWATER, Mich., February 6, 2009 (PRIME NEWSWIRE) — Monarch Community Bancorp, Inc., (NasdaqCM:MCBF — News), the holding company for Monarch Community Bank, announced that on February 6, 2009 it was awarded and received a $6.785 million U.S. Treasury investment in exchange for 6,785 sha

February 12, 2009 EX-4.1

WARRANT TO PURCHASE COMMON STOCK

EX-4.1 EXHIBIT 4.1 WARRANT TO PURCHASE COMMON STOCK THE SECURITIES REPRESENTED BY THIS INSTRUMENT HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE TRANSFERRED, SOLD OR OTHERWISE DISPOSED OF EXCEPT WHILE A REGISTRATION STATEMENT RELATING THERETO IS IN EFFECT UNDER SUCH ACT AND APPLICABLE STATE SECURITIES LAWS OR PURSUANT TO AN

February 12, 2009 EX-10.1

UNITED STATES DEPARTMENT OF THE TREASURY 1500 PENNSYLVANIA AVENUE, NW WASHINGTON, D.C. 20220

EX-10.1 EXHIBIT 10.1 UNITED STATES DEPARTMENT OF THE TREASURY 1500 PENNSYLVANIA AVENUE, NW WASHINGTON, D.C. 20220 Dear Ladies and Gentlemen: The company set forth on the signature page hereto (the “Company”) intends to issue in a private placement the number of shares of a series of its preferred stock set forth on Schedule A hereto (the “Preferred Shares”) and a warrant to purchase the number of

February 9, 2009 EX-3.1

ARTICLES SUPPLEMENTARY TO THE ARTICLES OF INCORPORATION MONARCH COMMUNITY BANCORP, INC. [FIXED RATE CUMULATIVE PERPETUAL PREFERRED STOCK, SERIES A]

exv3w1 EXHIBIT 3.1 RECEIVED DEPARTMENT OF ASSESSMENTS & TAXATION 2009 FEB -3 A 10:47 ARTICLES SUPPLEMENTARY TO THE ARTICLES OF INCORPORATION OF MONARCH COMMUNITY BANCORP, INC. [FIXED RATE CUMULATIVE PERPETUAL PREFERRED STOCK, SERIES A] Monarch Community Bancorp, Inc., a corporation organized and existing under the laws of the State of Maryland (the “Corporation”), in accordance with the provisions

February 9, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 9, 2009 (February 3, 200

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 9, 2009 (February 3, 2009) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdicti

February 2, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 2, 2009 (January 27, 200

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 2, 2009 (January 27, 2009) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland State or other jurisdiction of Incorporation 0

February 2, 2009 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES 2008 EARNINGS

exv99w1 EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES 2008 EARNINGS COLDWATER, MICHIGAN, January 27, 2009 — Monarch Community Bancorp, Inc. (Nasdaq Capital Market: MCBF), the parent company of Monarch Community Bank, today announced earnings for the year ended December 31, 2008 of $298,000 compared to $1.7 million for the year ended December 31, 2007. Earnings per share for 2008 were $0.1

January 27, 2009 SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 6) MONARCH COMMUNITY BANCORP, INC. (Name of Issuer) COMMON STOCK PAR VALUE $.01 PER SHARE (Title of Class of

FORM SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 6) MONARCH COMMUNITY BANCORP, INC. (Name of Issuer) COMMON STOCK PAR VALUE $.01 PER SHARE (Title of Class of Securities) 609045 10 9 (CUSIP Number) 12-31-08 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to de

November 14, 2008 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q þ Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934

FORM 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q þ Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2008 or o Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 000-49814 MONARCH COMMUNITY BANCORP, INC.

October 31, 2008 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 31, 2008 (October 30, 200

F9ORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 31, 2008 (October 30, 2008) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other juris

October 27, 2008 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 27, 2008 (October 24, 200

8-K Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

October 27, 2008 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES THIRD QUARTER EARNINGS

EX-99.1 EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES THIRD QUARTER EARNINGS COLDWATER, MICHIGAN, October 24, 2008 — Monarch Community Bancorp, Inc. (Nasdaq Capital Market: MCBF), the parent company of Monarch Community Bank (“Bank”), today announced earnings for the three months ended September 30, 2008 of $57,000 down from $471,000 for the same period in 2007, a decrease of 88%. Earning

August 13, 2008 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q þ Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934

e10vq Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q þ Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2008 or o Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 000-49814 MONARCH COMMUNITY BANCORP, INC.

July 22, 2008 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES SECOND QUARTER EARNINGS

EX-99.1 EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES SECOND QUARTER EARNINGS COLDWATER, MICHIGAN, July 18, 2008 — Monarch Community Bancorp, Inc. (Nasdaq Capital Market: MCBF), the parent company of Monarch Community Bank (“Bank”), today announced earnings for the six months ended June 30, 2008 of $580,000 compared to $958,000 for the same period in 2007 (a decrease of 40%). Earnings per

July 22, 2008 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 22, 2008 (July 18, 2008) Mon

Monarch Community Bancorp, Inc. 8-K Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 22, 2008 (July 18, 2008) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland Sta

May 21, 2008 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 21, 2008 Monarch Community Ban

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 21, 2008 Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) MD 000-49814 04-3627031 (State or other jurisdiction of incorporation) (Commission F

May 21, 2008 EX-99.1

Monarch Community Bancorp, Inc. Announces Quarterly Dividend

EXHIBIT 99.1 Monarch Community Bancorp, Inc. Announces Quarterly Dividend COLDWATER, Mich., May 21, 2008 (PRIME NEWSWIRE) - Monarch Community Bancorp, Inc. (Nasdaq:MCBF), the holding company for Monarch Community Bank, today announced a quarterly dividend of 9 cents per share. The cash dividend is payable on June 13, 2008 to shareholders of record as of the close of business on May 30, 2008. Monar

May 14, 2008 EX-10.2

Amended and Restated Directors Deferred Compensation Plan

exv10w2 Exhibit 10.2 MONARCH COMMUNITY BANK DIRECTORS’ DEFERRED COMPENSATION PLAN WHEREAS, Monarch Community Bank, previously known as Branch County Federal Savings & Loan Association (the “Bank) previously established the Branch County Federal Savings & Loan Association Directors’ Deferred Compensation Plan dated July 8, 1998 (the “Plan”) to provide members of the Bank’s Board of Directors the op

May 14, 2008 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q þ Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934

e10vq Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q þ Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2008 or o Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 000-49814 MONARCH COMMUNITY BANCORP, INC.

April 28, 2008 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 28, 2008 (April 22, 2008) M

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 28, 2008 (April 22, 2008) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdiction (

April 24, 2008 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES FIRST QUARTER EARNINGS

exv99w1 EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES FIRST QUARTER EARNINGS COLDWATER, MICHIGAN, April 22, 2008 — Monarch Community Bancorp, Inc. (Nasdaq Capital Market: MCBF), the parent company of Monarch Community Bank (“Bank”), today announced earnings for the three months ended March 31, 2008 of $332,000 compared to $494,000 for the same period in 2007 (a decrease of 33%). Earnings

April 24, 2008 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 24, 2008 (April 22, 2008) M

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 24, 2008 (April 22, 2008) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdiction (

March 28, 2008 EX-14

Monarch Community Bancorp, Inc. /Monarch Community Bank Code of Conduct

Exhibit 14 Monarch Community Bancorp, Inc. /Monarch Community Bank Code of Conduct I. INTRODUCTION This Code of Conduct (the ?Code?) of Monarch Community Bancorp, Inc. (the ?Company?), Monarch Community Bank (the ?Bank?) and any subsidiary of either the Company or the Bank (collectively, the ?Corporation?) contains standards for the transaction of business consistent with applicable laws and regul

March 28, 2008 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

e10vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) þ ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2007 Commission file number 0-49814 MONARCH COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Maryland (State or other jurisdiction of incorporation or

March 28, 2008 EX-21

Monarch Community Bancorp, Inc. Listing of Subsidiaries Ownership Subsidiary Location Interest Monarch Community Bank Coldwater, MI Wholly Owned First Insurance Agency Coldwater, MI Wholly Owned

Exhibit 21 Monarch Community Bancorp, Inc. Listing of Subsidiaries Ownership Subsidiary Location Interest Monarch Community Bank Coldwater, MI Wholly Owned First Insurance Agency Coldwater, MI Wholly Owned

March 19, 2008 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

def14a Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

February 27, 2008 EX-10.1

Management Continuity Agreement Rebecca S. Crabill Dated: February 21, 2008

exv10w1 Exhibit 10.1 Management Continuity Agreement Rebecca S. Crabill Dated: February 21, 2008 5 MANAGEMENT CONTINUITY AGREEMENT This Management Continuity Agreement (“Agreement”) is entered into this 21st day of February, 2008 between Monarch Community Bancorp, Inc., a Maryland corporation (the “Company”), and Rebecca S. Crabill (“Executive”). WITNESSETH: WHEREAS, the Executive is currently emp

February 27, 2008 EX-99.1

Monarch Community Bancorp, Inc. Announces Increase in Quarterly Dividend and Stock Repurchase Plan

exv99w1 Exhibit 99.1 Monarch Community Bancorp, Inc. Announces Increase in Quarterly Dividend and Stock Repurchase Plan COLDWATER, MICHIGAN, February 25, 2008— Monarch Community Bancorp, Inc., (NASDAQ Capital Market:MCBF), the holding company for Monarch Community Bank, today announced a quarterly dividend of 9 cents per share. This is a 12.5% increase over the previous dividend of 8 cents per sha

February 27, 2008 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 27, 2008 (February 21, 2

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 27, 2008 (February 21, 2008) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland State or other jurisdiction of Incorporation

February 5, 2008 SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G (AMENDMENT NO. 5) UNDER THE SECURITIES EXCHANGE ACT OF 1934 MONARCH COMMUNITY BANCORP, INC. (NAME OF ISSUER) COMMON STOCK PAR VALUE $.01 PER SHARE (TITLE OF CLASS OF

sc13gza UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G (AMENDMENT NO. 5) UNDER THE SECURITIES EXCHANGE ACT OF 1934 MONARCH COMMUNITY BANCORP, INC. (NAME OF ISSUER) COMMON STOCK PAR VALUE $.01 PER SHARE (TITLE OF CLASS OF SECURITIES) 609045 10 9 (CUSIP NUMBER) 12-31-07 (DATE OF EVENT WHICH REQUIRES FILING OF THIS STATEMENT) CHECK THE APPROPRIATE BOX TO DESIGNAT

January 30, 2008 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES OFFICER APPOINTMENTS

exv99w1 EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES OFFICER APPOINTMENTS COLDWATER, MICHIGAN, January 28, 2008 — Monarch Community Bancorp, Inc. (Nasdaq Capital Market:MCBF), the parent company of Monarch Community Bank, today announced the appointment of William C. Kurtz to Executive Vice President of the Company and Executive Vice President-COO for the Bank. Rebecca S. Crabill has bee

January 30, 2008 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 30, 2008 (January 28, 200

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 30, 2008 (January 28, 2008) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdicti

January 22, 2008 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 22, 2008 (January 18, 200

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 22, 2008 (January 18, 2008) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdicti

January 22, 2008 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES 2007 EARNINGS

exv99w1 EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES 2007 EARNINGS COLDWATER, MICHIGAN, January 18, 2008 — Monarch Community Bancorp, Inc. (Nasdaq Capital Market:MCBF), the parent company of Monarch Community Bank, today announced earnings for the year ended December 31, 2007 of $1.7 million compared to $1.5 million for the year ended December 31, 2006 as earnings increased for the third

November 14, 2007 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q þ Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934

e10vq Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q þ Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2007 or o Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 000-49814 MONARCH COMMUNITY BANCORP, INC.

October 24, 2007 EX-99.1

Monarch Community Bancorp, Inc. Announces Stock Repurchase Program

exv99w1 EXHIBIT 99.1 Monarch Community Bancorp, Inc. Announces Stock Repurchase Program COLDWATER, MICHIGAN, October 22, 2007— Monarch Community Bancorp, Inc., (Nasdaq Capital Market: MCBF), the holding company for Monarch Community Bank, announced its intention to repurchase up to 253,000 shares of its common stock, or approximately 10% of it outstanding shares, in the open market, in block trade

October 24, 2007 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 24, 2007 (October 22, 200

e8vk Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

October 22, 2007 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 22, 2007 (October 18, 200

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 22, 2007 (October 18, 2007) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdicti

October 22, 2007 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES THIRD QUARTER EARNINGS

exv99w1 EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES THIRD QUARTER EARNINGS COLDWATER, MICHIGAN, October 18, 2007 — Monarch Community Bancorp, Inc. (Nasdaq Capital Market: MCBF), the parent company of Monarch Community Bank (“Bank”), today announced earnings for the nine months ended September 30, 2007 of $1.4 million compared to $978,000 for the same period in 2006 (an increase of 46%).

October 11, 2007 SC 13E3/A

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13E-3 (Amendment No. 4) TRANSACTION STATEMENT UNDER SECTION 13 (e) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULE 13e-3 THEREUNDER RULE 13e-3 TRANSACTION STATEMENT UNDER SECTION 13(e

sc13e3za SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13E-3 (Amendment No. 4) TRANSACTION STATEMENT UNDER SECTION 13 (e) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULE 13e-3 THEREUNDER RULE 13e-3 TRANSACTION STATEMENT UNDER SECTION 13(e) OF THE SECURITIES EXCHANGE ACT OF 1934 Monarch Community Bancorp, Inc. (Name of the Issuer) Monarch Community Bancorp, Inc. Monarch Merger

October 11, 2007 8-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 11, 2007 (September 28,

e8vkza UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 11, 2007 (September 28, 2007) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other juri

October 11, 2007 EX-99.1

Release Immediately October 10, 2007 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES STOCKHOLDERS FAIL TO APPROVE GOING PRIVATE TRANSACTION

exv99w1 EXHIBIT 99.1 Release Immediately October 10, 2007 Press Release Contact: William C. Kurtz, Chief Financial Officer 517-278-4566 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES STOCKHOLDERS FAIL TO APPROVE GOING PRIVATE TRANSACTION COLDWATER, MICHIGAN — Monarch Community Bancorp, Inc. (NASDAQ Capital Market: MCBF) announced today that its proposed going private merger transaction failed to receiv

September 28, 2007 EX-99.1

September 28, 2007

exv99w1 EXHIBIT 99.1 September 28, 2007 Press Release Contact: William C. Kurtz, Chief Financial Officer 517-278-4567 ext. 260 MONARCH COMMUNITY BANCORP, INC. FILES NOTICE OF INTENT TO VOLUNTARILY DELIST FROM NASDAQ In accordance with its previously announced plan to go private, on September 28, 2007, Monarch Community Bancorp, Inc. filed with The NASDAQ Stock Market notice that it will voluntaril

September 28, 2007 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 28, 2007 Monarch Commun

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 28, 2007 Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdiction of Incorporati

August 30, 2007 DEF 14A

SCHEDULE 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. 3) Filed by the Registrant þ Filed by a party other than the Registrant o Ch

def14a Table of Contents SCHEDULE 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

August 30, 2007 SC 13E3/A

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13E-3 (Amendment No. 3) TRANSACTION STATEMENT UNDER SECTION 13 (e) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULE 13e-3 THEREUNDER RULE 13e-3 TRANSACTION STATEMENT UNDER SECTION 13(e

sc13e3za SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13E-3 (Amendment No. 3) TRANSACTION STATEMENT UNDER SECTION 13 (e) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULE 13e-3 THEREUNDER RULE 13e-3 TRANSACTION STATEMENT UNDER SECTION 13(e) OF THE SECURITIES EXCHANGE ACT OF 1934 Monarch Community Bancorp, Inc. (Name of the Issuer) Monarch Community Bancorp, Inc. Monarch Merger

August 14, 2007 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q þ Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934

e10vq Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q þ Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2007 or o Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 000-49814 MONARCH COMMUNITY BANCORP, INC.

August 14, 2007 EX-10.1

Management Continuity Agreement with Scott McQueen

exv10w1 EXHIBIT 10.1 Management Continuity Agreement Scott S. McQueen Dated: July 9, 2007 MANAGEMENT CONTINUITY AGREEMENT This Management Continuity Agreement (“Agreement”) is entered into this 9th day of July, 2007 between Monarch Community Bancorp, Inc., a Maryland corporation (the “Company”), and Scott S. McQueen (“Executive”). WITNESSETH: WHEREAS, the Executive is currently employed by the Com

August 3, 2007 CORRESP

Timothy E. Kraepel

direct dial: 248.723.0347 Timothy E. Kraepel email: [email protected] August 3, 2007 David S. Lyon Senior Financial Analyst U.S. Securities and Exchange Commission Division of Corporate Finance Mail Stop 4561 100 F Street, N.E. Washington, D.C. 20549 Re: Monarch Community Bancorp, Inc. Amended Schedule 13E-3 File No. 5-78792 Filed June 27, 2007 Revised Preliminary Proxy Statement File N

August 3, 2007 PRER14A

SCHEDULE 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. 2) Filed by the Registrant Filed by a party other than the Registrant x o Ch

SCHEDULE 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

August 3, 2007 SC 13E3/A

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13E-3 (Amendment No. 2) TRANSACTION STATEMENT UNDER SECTION 13 (e) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULE 13e-3 THEREUNDER RULE 13e-3 TRANSACTION STATEMENT UNDER SECTION 13(e

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13E-3 (Amendment No. 2) TRANSACTION STATEMENT UNDER SECTION 13 (e) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULE 13e-3 THEREUNDER RULE 13e-3 TRANSACTION STATEMENT UNDER SECTION 13(e) OF THE SECURITIES EXCHANGE ACT OF 1934 Monarch Community Bancorp, Inc. (Name of the Issuer) Monarch Community Bancorp, Inc. Monarch Merger Corp. Don

July 23, 2007 EX-99.1

MONARCH COMMUNITY BANCORP, INC. ANNOUNCES SECOND QUARTER EARNINGS

exv99w1 EXHIBIT 99.1 MONARCH COMMUNITY BANCORP, INC. ANNOUNCES SECOND QUARTER EARNINGS COLDWATER, MICHIGAN, July 18, 2007 — Monarch Community Bancorp, Inc. (Nasdaq Capital Market: MCBF), the parent company of Monarch Community Bank (“Bank”), today announced earnings for the six months ended June 30, 2007 of $958,000 compared to $646,000 for the same period in 2006 (an increase of 47%). Earnings pe

July 23, 2007 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 23, 2007 (July 18, 2007) Mon

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 23, 2007 (July 18, 2007) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland State or other jurisdiction of Incorporation 000-498

June 27, 2007 CORRESP

Timothy E. Kraepel

direct dial: 248.723.0347 Timothy E. Kraepel email: [email protected] June 27, 2007 David S. Lyon Senior Financial Analyst U.S. Securities and Exchange Commission Division of Corporate Finance Mail Stop 4561 100 F Street, N.E. Washington, D.C. 20549 Re: Monarch Community Bancorp, Inc. Preliminary Proxy Statement and Schedule 13E-3 File Nos. 0-49814 (Proxy), 5-78792 (Schedule 13E-3) File

June 27, 2007 SC 13E3/A

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13E-3 (Amendment No. 1) TRANSACTION STATEMENT UNDER SECTION 13 (e) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULE 13e-3 THEREUNDER RULE 13e-3 TRANSACTION STATEMENT UNDER SECTION 13(e

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13E-3 (Amendment No. 1) TRANSACTION STATEMENT UNDER SECTION 13 (e) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULE 13e-3 THEREUNDER RULE 13e-3 TRANSACTION STATEMENT UNDER SECTION 13(e) OF THE SECURITIES EXCHANGE ACT OF 1934 Monarch Community Bancorp, Inc. (Name of the Issuer) Monarch Community Bancorp, Inc. Monarch Merger Corp. Don

June 27, 2007 PRER14A

SCHEDULE 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. 1) Filed by the Registrant x Filed by a party other than the Registrant o

SCHEDULE 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

June 4, 2007 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 4, 2007 (May 29, 2007) Monar

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 4, 2007 (May 29, 2007) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland State or other jurisdiction of Incorporation 000-49814

May 22, 2007 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 22, 2007 (May 17, 2007) Monar

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 22, 2007 (May 17, 2007) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdiction (Comm

May 4, 2007 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q x Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2007 or o Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 000-49814 MONARCH COMMUNITY BANCORP, INC.

April 30, 2007 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 30, 2007 (April 26, 2007) M

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 30, 2007 (April 26, 2007) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdiction of Inc

April 23, 2007 EX-99.(1)

Valuation Report of Donnelly Penman & Partners.

Exhibit 99(1) February 15th, 2007 CONFIDENTIAL Monarch Community Bancorp, Inc. Holding company of Valuation Analysis CONFIDENTIAL Table of Contents A. Valuation Summary B. Comparable Company / Core Deposit Premium Analysis C. Trading Indication Analysis D. Discounted Cash Flow Analysis E. Management Projections (assuming maximum annual dividends) CONFIDENTIAL A. Valuation Summary Monarch Community

April 23, 2007 PRE 14A

MONARCH COMMUNITY BANCORP, INC. 375 North Willowbrook Road Coldwater, Michigan 49036 , 2007

SCHEDULE 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a party other than the Registrant o Check the appropriate box: x Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Definitive Proxy Statement o Definitive Additional Materials o Soliciting Material Pursuant to Section 240.

April 23, 2007 SC 13E3

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13E-3 (RULE 13e-100) TRANSACTION STATEMENT UNDER SECTION 13 (e) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULE 13e-3 THEREUNDER RULE 13e-3 TRANSACTION STATEMENT UNDER SECTION 13(e) O

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13E-3 (RULE 13e-100) TRANSACTION STATEMENT UNDER SECTION 13 (e) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULE 13e-3 THEREUNDER RULE 13e-3 TRANSACTION STATEMENT UNDER SECTION 13(e) OF THE SECURITIES EXCHANGE ACT OF 1934 Monarch Community Bancorp, Inc. (Name of the Issuer) Monarch Community Bancorp, Inc. Monarch Merger Corp. (Name

March 26, 2007 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) x ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2006 Commission file number 0-49814 M

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) x ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2006 Commission file number 0-49814 MONARCH COMMUNITY BANCORP, INC. (Exact name of registrant as specified in its charter) Maryland 04-3627031 (State or other jurisdiction of (I.R.S. Empl

March 26, 2007 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Defin

March 26, 2007 EX-14

Registrant’s Code of Conduct

Exhibit 14 Monarch Community Bancorp, Inc. /Monarch Community Bank Code of Conduct I. INTRODUCTION This Code of Conduct (the ?Code?) of Monarch Community Bancorp, Inc. (the ?Company?), Monarch Community Bank (the ?Bank?) and any subsidiary of either the Company or the Bank (collectively, the ?Corporation?) contains standards for the transaction of business consistent with applicable laws and regul

February 20, 2007 EX-99.1

Monarch Announces Board of Directors' Preliminary Approval of Going Private Merger Transaction and Intent to Deregister Stock With the Securities and Exchange Commission

EXHIBIT 99.1 Monarch Announces Board of Directors' Preliminary Approval of Going Private Merger Transaction and Intent to Deregister Stock With the Securities and Exchange Commission COLDWATER, Mich., Feb. 16, 2007 (PRIME NEWSWIRE) - The Board of Directors of Monarch Community Bancorp, Inc. (Nasdaq:MCBF) announced today that it has preliminarily approved a going private merger transaction in which

February 20, 2007 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 20, 2007 Monarch Communit

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 20, 2007 Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) MD 000-49814 04-3627031 (State or other jurisdiction of incorporation) (Commiss

February 8, 2007 SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 4)* Item 1. Item 2. Item 3. If this statement is filed pursuant to §§240.13d-1(b) or 240.13d-2(b) or (c), chec

SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No.

February 6, 2007 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 6, 2007 Monarch Community

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 6, 2007 Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) MD 000-49814 04-3627031 (State or other jurisdiction of incorporation) (Commissi

February 6, 2007 EX-99.1

Monarch Community Bancorp, Inc. Announces 2006 Earnings

EXHIBIT 99.1 Monarch Community Bancorp, Inc. Announces 2006 Earnings COLDWATER, Mich., Feb. 6, 2007 (PRIME NEWSWIRE) - Monarch Community Bancorp, Inc. (Nasdaq:MCBF), the parent company of Monarch Community Bank, today announced earnings for the year ended December 31, 2006 of $1.5 million compared to $1.4 million for the year ended December 31, 2005 (an increase of 7.1%) as earnings for 2006 reach

January 23, 2007 EX-3

Amendment to Bylaws of Monarch Community Bancorp, Inc.

Exhibit 3.1 Amendment to Bylaws of Monarch Community Bancorp, Inc. Article II, Section 2.11 (a) and (b): (a) No person shall be eligible for election or appointment to the Board of Directors if such person (i) has, within the previous 10 years, been the subject of supervisory action by a financial regulatory agency that resulted in a cease and desist order or an agreement or other written statemen

January 23, 2007 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 23, 2007 (January 18, 2007) Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) Maryland 000-49814 04-3627031 State or other jurisdiction of

November 9, 2006 10-Q

PART II-OTHER INFORMATION

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q x Quarterly report under Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2006 or o Transition report under Section 13 or 15(d) of the Exchange Act For the transition period from to Commission file number: 000-49814 MONARCH COMMUNITY BANCORP, INC.

November 9, 2006 EX-3.1

Bylaws, as amended effective September 20, 2006 filed herewith.

Exhibit 3.1 MONARCH COMMUNITY BANCORP, INC. BYLAWS ARTICLE I STOCKHOLDERS Section 1.01. Annual Meeting. An annual meeting of the stockholders, for the election of directors to succeed those whose terms expire and for the transaction of such other business as may properly come before the meeting, shall be held at such place, on such date, and at such time as the Board of Directors shall each year f

November 7, 2006 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 30, 2006 Monarch Community

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 30, 2006 Monarch Community Bancorp, Inc. (Exact name of registrant as specified in its charter) MD 000-49814 04-3627031 (State or other jurisdiction of incorporation) (Commissi

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