Statistik Asas
| LEI | 549300351Y4J4FKIOR78 |
| CIK | 1538716 |
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis.
These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Oportun Financial Corporation
SEC Filings (Chronological Order)
Halaman ini menyediakan senarai kronologi lengkap bagi Pemfailan SEC, tidak termasuk pemfailan pemilikan yang kami sediakan di tempat lain.
| August 26, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 July 14, 2025 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction of |
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| August 21, 2025 |
Oportun Completes $538 Million Asset Backed Securitization 5.294% average yield, 38 basis points lower than previous ABS financing in June AAA rating on the most senior bonds; and Company has proactively paid down $10 million of higher cost corporate debt since end of the second quarter SAN CARLOS, Calif., August 21, 2025 – Oportun (Nasdaq: OPRT), a mission-driven financial services company, today |
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| August 21, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 August 21, 2025 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction of |
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| August 7, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-39050 OPORTUN FIN |
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| August 7, 2025 |
Exhibit 10.4 CERTAIN INFORMATION IDENTIFIED WITH BRACKETS [***] HAS BEEN EXCLUDED FROM THIS EXHIBIT BECAUSE SUCH INFORMATION IS BOTH (I) NOT MATERIAL AND (II) COMPETITIVELY HARMFUL IF PUBLICLY DISCLOSED. EXHIBITS B-F TO THIS EXHIBIT HAS BEEN OMITTED PURSUANT TO ITEM 601(A)(5) OF REGULATION S-K. OPORTUN PLW TRUST MASTER AMENDMENT TO TRANSACTION DOCUMENTS This MASTER AMENDMENT TO TRANSACTION DOCUMEN |
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| August 7, 2025 |
and Wilmington Trust, National Association, dated as of Exhibit 10.6 Exhibits A-N and Schedules 1-2 have been omitted pursuant to Item 601(a)(5) of Regulation S-K. OPORTUN ISSUANCE TRUST 2025-B, as Issuer and WILMINGTON TRUST, NATIONAL ASSOCIATION, as Indenture Trustee, as Securities Intermediary and as Depositary Bank INDENTURE Dated as of June 5, 2025 4.88% Asset Backed Fixed Rate Notes, Class A 5.28% Asset Backed Fixed Rate Notes, Class B 5.52% Asse |
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| August 7, 2025 |
Form of Performance-Based Restricted Stock Unit Award Agreement Exhibit 10.3 Oportun Financial Corporation Performance-Based RSU Award Grant Notice (2019 Equity Incentive Plan) Oportun Financial Corporation (the “Company”) has awarded to you (the “Participant”) the number of performance-based restricted stock units (“Performance-Based Restricted Stock Units”) specified and on the terms set forth below in consideration of your services (the “PSU Award”). Your P |
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| August 7, 2025 |
Exhibit 10.5 CERTAIN INFORMATION IDENTIFIED WITH BRACKETS [***] HAS BEEN EXCLUDED FROM THIS EXHIBIT BECAUSE SUCH INFORMATION IS BOTH (I) NOT MATERIAL AND (II) COMPETITIVELY HARMFUL IF PUBLICLY DISCLOSED. EXHIBITS B-F TO THIS EXHIBIT HAS BEEN OMITTED PURSUANT TO ITEM 601(A)(5) OF REGULATION S-K. OPORTUN PLW II TRUST MASTER AMENDMENT TO TRANSACTION DOCUMENTS This MASTER AMENDMENT TO TRANSACTION DOCU |
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| August 6, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 August 5, 2025 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction of |
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| August 6, 2025 |
Oportun Achieves Third Straight Quarter of GAAP Profitability and Raises Full-Year 2025 Outlook GAAP Net income of $6. |
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| July 23, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 July 18, 2025 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction of I |
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| July 23, 2025 |
Exhibit 3.2 CERTIFICATE OF AMENDMENT TO THE AMENDED AND RESTATED CERTIFICATE OF INCORPORATION OF OPORTUN FINANCIAL CORPORATION (Pursuant to Section 242 of the General Corporation Law of the State of Delaware) Oportun Financial Corporation, a corporation organized and existing under the laws of the State of Delaware (the “Corporation”), DOES HEREBY CERTIFY: 1.The name of the Corporation is Oportun |
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| July 23, 2025 |
Exhibit 3.1 CERTIFICATE OF AMENDMENT TO THE AMENDED AND RESTATED CERTIFICATE OF INCORPORATION OF OPORTUN FINANCIAL CORPORATION (Pursuant to Section 242 of the General Corporation Law of the State of Delaware) Oportun Financial Corporation, a corporation organized and existing under the laws of the State of Delaware (the “Corporation”), DOES HEREBY CERTIFY: 1.The name of the Corporation is Oportun |
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| July 14, 2025 |
EX-10.1 Exhibit 10.1 Exhibit A to this exhibit has been omitted pursuant to Item 601(a)(5) of Regulation S-K. Oportun Financial Corporation 2 Circle Star Way San Carlos, CA 94070 July 14, 2025 Findell Capital Management LLC 88 Pine Street, 22nd Floor New York, NY 10005 Ladies and Gentlemen: This letter (this “Agreement”) constitutes the agreement between (a) Oportun Financial Corporation (“Company |
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| July 14, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 July 14, 2025 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction of I |
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| July 14, 2025 |
EX-99.1 Exhibit 99.1 Oportun Enters Cooperation Agreement with Findell Capital Warren Wilcox to join Oportun Board of Directors SAN CARLOS, Calif., July 14, 2025 (GLOBE NEWSWIRE) – Oportun Financial Corporation (Nasdaq: OPRT) (“Oportun” or the “Company”), a mission-driven financial services company, today announced it has entered into a multi-year cooperation agreement (the “Agreement”) with Finde |
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| July 9, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy State |
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| July 8, 2025 |
DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Pro |
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| July 7, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☐ Filed by a Party other than the Registrant ☒ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confide |
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| July 7, 2025 |
DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Pro |
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| July 1, 2025 |
DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Pro |
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| June 30, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☐ Filed by a Party other than the Registrant ☒ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confide |
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| June 27, 2025 |
DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Pro |
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| June 26, 2025 |
DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Pro |
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| June 23, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy State |
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| June 23, 2025 |
DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Pro |
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| June 23, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☐ Filed by a Party other than the Registrant ☒ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confide |
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| June 20, 2025 |
DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Pro |
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| June 18, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy State |
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| June 18, 2025 |
DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Pro |
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| June 17, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☐ Filed by a Party other than the Registrant ☒ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confide |
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| June 16, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☐ Filed by a Party other than the Registrant ☒ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confide |
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| June 13, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☐ Filed by a Party other than the Registrant ☒ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confide |
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| June 12, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy State |
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| June 12, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy State |
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| June 5, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☐ Filed by a Party other than the Registrant ☒ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confide |
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| June 5, 2025 |
Oportun Completes $439 Million Asset Backed Securitization 5.67% average yield, 128 basis points lower than the previous ABS financing in January AAA rating on the most senior bonds – a first for the Company SAN CARLOS, Calif., June 5, 2025 – Oportun (Nasdaq: OPRT), a mission-driven financial services company, today announced the issuance of $439 million of two-year revolving fixed rate asset-back |
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| June 5, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 June 5, 2025 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction of In |
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| June 3, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☐ Filed by a Party other than the Registrant ☒ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confide |
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| June 2, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy State |
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| June 2, 2025 |
DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Pro |
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| June 2, 2025 |
DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Pr |
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| June 2, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defi |
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| May 30, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☐ Filed by a Party other than the Registrant ☒ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confide |
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| May 29, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☐ Filed by a Party other than the Registrant ☒ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confide |
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| May 28, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defi |
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| May 23, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. 1 ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☒ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Def |
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| May 21, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. 1) Filed by the Registrant ☐ Filed by a Party other than the Registrant ☒ Check the appropriate box: ☒ Preliminary Proxy Statement ☐ Confid |
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| May 16, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☒ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy State |
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| May 9, 2025 |
Exhibit 10.2 Certain information identified with brackets ([***]) has been excluded from this exhibit because such information is both (i) not material and (ii) competitively harmful if publicly disclosed Exhibits A-E and Schedules I-IV to this exhibit have been omitted pursuant to Item 601(a)(5) of Regulation S-K. LOAN AND SECURITY AGREEMENT among OPORTUN PLW III TRUST, as Borrower, OPORTUN PLW I |
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| May 9, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-39050 OPORTUN FI |
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| May 8, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy State |
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| May 8, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☐ Filed by a Party other than the Registrant ☒ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confide |
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| May 8, 2025 |
Oportun Reports First Quarter 2025 Financial Results GAAP Net income of $9.8 million increased $36 million year-over-year GAAP EPS of $0.21 increased $0.89 year-over-year Adjusted EPS of $0.40 increased $0.31 year-over-year Operating expenses of $93 million reduced 15% year-over-year Reiterating full year 2025 credit performance and profit expectations SAN CARLOS, CA – May 8, 2025 – Oportun Financ |
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| May 8, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 May 8, 2025 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction of Inc |
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| May 7, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☐ Filed by a Party other than the Registrant ☒ Check the appropriate box: ☒ Preliminary Proxy Statement ☐ Confide |
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| May 6, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☐ Filed by a Party other than the Registrant ☒ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confide |
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| May 5, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☐ Filed by a Party other than the Registrant ☒ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confide |
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| April 30, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 April 28, 2025 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction of |
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| April 30, 2025 |
Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A Amendment No.1 (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to C |
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| April 25, 2025 |
DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Pro |
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| April 2, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 April 2, 2025 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction of I |
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| April 2, 2025 |
Oportun Closes $187.5 Million Committed Warehouse Facility Increases total committed warehouse capacity to $954 Million SAN CARLOS, Calif., April 2, 2025 (GLOBE NEWSWIRE) - Oportun (Nasdaq: OPRT), a mission-driven financial services company, today announced the closing of a new warehouse facility. Features of this facility include: •$187.5 million total commitment •Natixis Corporate & Investment B |
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| March 27, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☐ Filed by a Party other than the Registrant ☒ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confide |
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| March 27, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy Stat |
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| March 21, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 March 17, 2025 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction of |
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| March 20, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☐ Filed by a Party other than the Registrant ☒ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confide |
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| March 20, 2025 |
DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Pro |
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| February 27, 2025 |
As filed with the Securities and Exchange Commission on February 27, 2025 As filed with the Securities and Exchange Commission on February 27, 2025 Registration No. |
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| February 27, 2025 |
Exhibit 107 Calculation of Filing Fee Tables S-8 (Form Type) Oportun Financial Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered (1) Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Equity Common Stock, par value $0. |
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| February 20, 2025 |
Exhibit 10.14-10 Exhibits B-F to this exhibit have been omitted pursuant to Item 601(a)(5) of Regulation S-K OPORTUN PLW TRUST MASTER AMENDMENT TO TRANSACTION DOCUMENTS This MASTER AMENDMENT TO TRANSACTION DOCUMENTS, dated as of November 22, 2024 (this “Amendment”), is entered into among: (i) OPORTUN PLW TRUST, as borrower (the “Borrower”); (ii) OPORTUN, INC., as seller (the “Seller”); (iii) OPORT |
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| February 20, 2025 |
List of Subsidiaries of Oportun Financial Corporation Exhibit 21.1 LIST OF SUBSIDIARIES OF OPORTUN FINANCIAL CORPORATION The following is a list of subsidiaries of Oportun Financial Corporation and the state or other jurisdiction in which each was organized. This list does not include dormant subsidiaries or subsidiaries which, considered in the aggregate as a single subsidiary, would not constitute a significant subsidiary within the meaning of Item |
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| February 20, 2025 |
Exhibit 10.27 Exhibits A-N and Schedules 1-2 have been omitted pursuant to Item 601(a)(5) of Regulation S-K. OPORTUN ISSUANCE TRUST 2025-A, as Issuer and WILMINGTON TRUST, NATIONAL ASSOCIATION, as Indenture Trustee, as Securities Intermediary and as Depositary Bank INDENTURE Dated as of January 16, 2025 5.01% Asset Backed Fixed Rate Notes, Class A 5.30% Asset Backed Fixed Rate Notes, Class B 5.89% |
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| February 20, 2025 |
Exhibit 19.1 OPORTUN FINANCIAL CORPORATION INSIDER TRADING POLICY INTRODUCTION This policy determines acceptable transactions in the securities of Oportun Financial Corporation (the “Company” or “Oportun”) by our employees, directors, consultants and advisors. During the course of your employment, directorship or consultancy with the Company, you may receive important information that is not yet p |
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| February 20, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-39050 OPORTUN FINANCI |
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| February 14, 2025 |
EX-99.1 2 ex-99-02142025100259.htm JOINT FILING AGREEMENT EXHIBIT 99.1 JOINT FILING STATEMENT We, the undersigned, hereby express our agreement that the attached statement on Schedule 13G relating to the common stock of Oportun Financial Corporation is filed on behalf of each of us. Dated: February 14, 2025 Institutional Venture Partners XIV, L.P. By: Institutional Venture Management XIV, LLC Its: |
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| February 12, 2025 |
Oportun Reports Fourth Quarter and Full Year 2024 Financial Results Returned to GAAP profitability with net income of $9 million in fourth quarter Adjusted EBITDA of $41 million, up 315% year-over-year Quarterly annualized net charge-off rate of 11. |
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| February 12, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 February 7, 2025 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction o |
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| January 16, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 January 16, 2025 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction o |
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| January 16, 2025 |
Oportun Completes $425 Million Asset Backed Securitization Transaction over seven times oversubscribed 6. |
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| January 3, 2025 |
TABLE OF CONTENTS Filed Pursuant to Rule 424(b)(3) Registration No. 333-283989 PROSPECTUS Oportun Financial Corporation Up to 4,853,006 Shares of Common Stock Offered by the Selling Securityholders This prospectus relates solely to the offer and sale from time to time of up to an aggregate of 4,853,006 shares of our common stock, par value $0.0001 per share, issuable upon the exercise of warrant |
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| December 31, 2024 |
December 31, 2024 VIA EDGAR U.S. Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Washington, D.C. 20549-3720 Attn: Madeleine Joy Mateo Re: Oportun Financial Corporation Registration Statement on Form S-3 File No. 333-283989 Filed on December 20, 2024 Acceleration Request Requested Date: January 3, 2025 Requested Time: 4:00 p.m. Eastern Time, or as soon thereaf |
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| December 20, 2024 |
As filed with the Securities and Exchange Commission on December 20, 2024 TABLE OF CONTENTS As filed with the Securities and Exchange Commission on December 20, 2024 Registration No. |
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| December 20, 2024 |
Exhibit 107 Calculation of Filing Fee Tables S-3 (Form Type) Oportun Financial Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered (1) Proposed Maximum Offering Price Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Equity Common Stock, par value $0. |
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| November 22, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 November 22, 2024 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction |
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| November 21, 2024 |
OPRT / Oportun Financial Corporation / Castlelake L.p. - SC 13G Passive Investment SC 13G 1 ef20038938sc13g.htm SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Oportun Financial Corporation (Name of Issuer) Common Stock, $0.0001 par value per share (Title of Class of Securities) 68376D104 (CUSIP Number) November 14, 2024 (Date of Event which Requires Filing of this Statement) |
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| November 20, 2024 |
OPRT / Oportun Financial Corporation / NB Alternatives Advisers LLC Activist Investment SC 13D 1 formsc13d-11202024091132.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 Oportun Financial Corporation (Name of Issuer) Common Stock, par value $0.0001 per share (Title of Class of Securities) 68376D104 (CUSIP Number) Christian Neira NB Alternatives Advisers LLC 1290 Avenue of the Americas New York, New Yor |
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| November 20, 2024 |
EX-99 3 ex99-11202024091136.htm Item 7 Material to be Filed as Exhibits Exhibit 99.1 Credit Agreement, dated as of October 23, 2024, by and among the Issuer, the Borrower, Wilmington Savings Fund Society, FSB, and the Lenders party thereto (incorporated by reference to Exhibit 10.1 to the Issuer’s Current Report on Form 8-K, filed with the SEC on October 29, 2024). Exhibit 99.2 Form of Warrant, is |
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| November 20, 2024 |
EX-1 2 ex1-11202024091135.htm Annex A Executive Officers of NB Alternatives Advisers LLC The following sets forth certain information regarding the executive officers of NB Alternatives Advisers LLC. Name Citizenship Present Principal Occupation or Employment Business Address Anthony Tutrone USA Head of NB Alternatives Advisers LLC and Chief Executive Officer 1290 Avenue of the Americas New York, |
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| November 15, 2024 |
Exhibit 4.1 THE SECURITIES REPRESENTED HEREBY MAY NOT BE OFFERED, SOLD, PLEDGED OR OTHERWISE TRANSFERRED EXCEPT (1) PURSUANT TO AN EXEMPTION FROM REGISTRATION UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”) OR (2) PURSUANT TO AN EFFECTIVE REGISTRATION STATEMENT UNDER THE SECURITIES ACT, IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE STATE SECURITIES LAWS AND THE SECURITIES LAWS |
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| November 15, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 November 14, 2024 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction |
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| November 15, 2024 |
Exhibit 4.2 REGISTRATION RIGHTS AGREEMENT This Registration Rights Agreement (the “Agreement”) is made and entered into as of November 14, 2024 by and among Oportun Financial Corporation, a Delaware corporation (the “Company”) and the Lenders (as defined below) party hereto as of the date hereof. The parties hereby agree as follows: 1.Certain Definitions. As used in this Agreement, the following t |
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| November 14, 2024 |
EX-99.1 2 tm2427620d28ex99-1.htm EXHIBIT 99.1 CUSIP No. 68376D 10 4 13G Exhibit 99.1 EXHIBIT A JOINT FILING STATEMENT We, the undersigned, hereby express our agreement that the attached statement on Schedule 13G relating to the Common Stock of Oportun Financial Corporation is filed on behalf of each of us. Dated: November 14, 2024 INSTITUTIONAL VENTURE PARTNERS XIV, L.P. By: Institutional Venture |
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| November 14, 2024 |
SC 13G/A 1 tm2427620d28sc13ga.htm SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1 (b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO 13d-2 (Amendment No. 3) Oportun Financial Corporation (Name of Issuer) Common Stock, $0.0001 par value per share (Title of Class |
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| November 12, 2024 |
Oportun Reports Third Quarter 2024 Financial Results Met or outperformed each guidance metric Total operating expenses declined 17% year-over-year Credit card portfolio sale complete Corporate debt refinancing expected to close on November 14th SAN CARLOS, CA – November 12, 2024 – Oportun Financial Corporation (Nasdaq: OPRT) (“Oportun”, or the "Company") today reported financial results for the third quarter ended September 30, 2024. |
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| November 12, 2024 |
Exhibit 10.3 Certain information identified with brackets ([***]) has been excluded from this exhibit because such information is both (i) not material and (ii) competitively harmful if publicly disclosed Schedule II to this exhibit has been omitted pursuant to Item 601(a)(5) of Regulation S-K. OPORTUN PLW TRUST MASTER AMENDMENT TO TRANSACTION DOCUMENTS This MASTER AMENDMENT TO TRANSACTION DOCUMEN |
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| November 12, 2024 |
Exhibit 10.6 SCHEDULE II TO THIS EXHIBIT HAS BEEN OMITTED PURSUANT TO ITEM 601(A)(5) OF REGULATION S-K. OPORTUN CCW TRUST TWELFTH AMENDMENT TO INDENTURE This TWELFTH AMENDMENT TO INDENTURE, dated as of September 24, 2024 (this “Amendment”), is entered into among OPORTUN CCW TRUST, a special purpose Delaware statutory trust, as issuer (the “Issuer”), and WILMINGTON TRUST, NATIONAL ASSOCIATION, a na |
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| November 12, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 November 10, 2024 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction |
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| November 12, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-39050 OPORTU |
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| November 12, 2024 |
Exhibit 10.2 OPORTUN PLW TRUST SEVENTH AMENDMENT TO THE LOAN AND SECURITY AGREEMENT This SEVENTH AMENDMENT TO THE LOAN AND SECURITY AGREEMENT, dated as of August 29, 2024 (this “Amendment”), is entered into among OPORTUN PLW TRUST, as borrower (the “Borrower”), OPORTUN PLW DEPOSITOR, LLC, as the depositor (the “Depositor”), OPORTUN, INC., as seller (the “Seller”), the various financial institution |
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| November 12, 2024 |
Oportun Completes Sale of its Credit Card Portfolio Oportun Completes Sale of its Credit Card Portfolio SAN CARLOS, Calif., Nov. 12, 2024 (GLOBE NEWSWIRE) - Oportun (Nasdaq: OPRT), a mission-driven financial services company, today announced that it has closed the previously agreed upon sale of its credit card portfolio to Continental Finance. Completing the transaction reflects a key milestone towards Oportun’s initiative to enhance profitability |
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| November 12, 2024 |
Exhibit 10.7 Schedule II to this exhibit has been omitted pursuant to Item 601(a)(5) of Regulation S-K. OPORTUN PLW II TRUST FIRST AMENDMENT TO THE LOAN AND SECURITY AGREEMENT This FIRST AMENDMENT TO THE LOAN AND SECURITY AGREEMENT, dated as of November 1, 2024 (this “Amendment”), is entered into among OPORTUN PLW II TRUST, as borrower (the “Borrower”), OPORTUN PLW II DEPOSITOR, LLC, as the deposi |
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| November 12, 2024 |
Exhibit 10.4 OPORTUN ISSUANCE TRUST 2024-2, as Issuer and WILMINGTON TRUST, NATIONAL ASSOCIATION, as Indenture Trustee, as Securities Intermediary and as Depositary Bank INDENTURE Dated as of August 29, 2024 5.86% Asset Backed Fixed Rate Notes, Class A 5.83% Asset Backed Fixed Rate Notes, Class B 6.61% Asset Backed Fixed Rate Notes, Class C 10.47% Asset Backed Fixed Rate Notes, Class D 1 4135-9031 |
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| November 12, 2024 |
Exhibit 10.5 Certain information identified with brackets ([***]) has been excluded from this exhibit because such information is both (i) not material and (ii) competitively harmful if publicly disclosed Exhibits A-E and Schedules I-IV to this exhibit have been omitted pursuant to Item 601(a)(5) of Regulation S-K. LOAN AND SECURITY AGREEMENT among OPORTUN PLW II TRUST, as Borrower, OPORTUN PLW II |
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| November 7, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 November 1, 2024 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction o |
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| October 29, 2024 |
Oportun Announces Next Step to Optimize Capital Structure and Drive Improved Profitability Executes $235 million four-year Senior Secured Term Loan Facility agreement with Castlelake and Neuberger Berman for debt refinancing Announces preliminary Q3 2024 financial results — meets or outperforms Total Revenue, Adjusted EBITDA and Annualized Net Charge-Off Rate guidance metrics In 2025, expects to deliver $0. |
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| October 29, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 October 23, 2024 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction o |
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| October 29, 2024 |
Exhibit 10.1 Certain information identified with brackets ([***]) has been excluded from this exhibit because such information is both (i) not material and (ii) competitively harmful if publicly disclosed. Schedules 1.01(a) – 10.2 and Exhibits A-I to this exhibit have been omitted pursuant to Item 601(a)(5) of Regulation S-K. CREDIT AGREEMENT Dated as of October 23, 2024 among OPORTUN FINANCIAL CO |
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| October 29, 2024 |
Business Update October 29, 2024 2 Forward-looking statements This presentation and the accompanying oral presentation contain forward-looking statements. |
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| October 1, 2024 |
OPRT / Oportun Financial Corporation / ELLINGTON MANAGEMENT GROUP LLC Passive Investment UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13 G-A Under the Securities Exchange Act of 1934 (Amendment No. |
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| September 26, 2024 |
Oportun Announces $306 Million Committed Warehouse Facility Extension Oportun Announces $306 Million Committed Warehouse Facility Extension SAN CARLOS, Calif. |
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| September 26, 2024 |
Oportun Announces Definitive Agreement to Sell its Credit Card Portfolio Oportun Announces Definitive Agreement to Sell its Credit Card Portfolio SAN CARLOS, Calif. |
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| September 26, 2024 |
Exhibit 10.1 Schedules 1-6 and Exhibits A-B to this exhibit have been omitted pursuant to Item 601(a)(5) of Regulation S-K. RECEIVABLES PURCHASE AND SALE AGREEMENT among OPORTUN, INC. OPORTUN CCW TRUST OPORTUN CCW DEPOSITOR, LLC and CONTINENTAL PURCHASING, LLC Dated as of September 24, 2024 TABLE OF CONTENTS Page ARTICLE 1 - DEFINITIONS 4 1.1 Definitions 4 1.2 Construction 13 ARTICLE 2 - PURCHASE |
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| September 26, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 September 20, 2024 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction |
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| September 3, 2024 |
Oportun Completes $223 Million Asset Backed Securitization Oportun Completes $223 Million Asset Backed Securitization SAN CARLOS, Calif., August 29, 2024 – Oportun (Nasdaq: OPRT), a mission-driven fintech, today announced the issuance of $223.25 million of fixed rate asset-backed notes secured by a pool of unsecured and secured installment loans. The offering included four classes of fixed rate notes: Class A, Class B, Class C, and Class D. KBRA rated all |
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| September 3, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 August 29, 2024 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction of |
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| August 9, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-39050 OPORTUN FIN |
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| August 9, 2024 |
Exhibit 10.2 Execution Version Exhibit E and Schedule II to this exhibit have been omitted pursuant to Item 601(a)(5) of Regulation S-K. OPORTUN CCW TRUST ELEVENTH AMENDMENT TO INDENTURE This ELEVENTH AMENDMENT TO INDENTURE, dated as of April 30, 2024 (this "Amendment"), is entered into among OPORTUN CCW TRUST, a special purpose Delaware statutory trust, as issuer (the "Issuer"), and WILMINGTON TR |
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| August 8, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 August 5, 2024 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction of |
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| August 8, 2024 |
Oportun Announces $245 Million Committed Warehouse Facility Oportun Announces $245 Million Committed Warehouse Facility SAN CARLOS, California, August 5, 2024 (GLOBE NEWSWIRE) - Oportun (Nasdaq: OPRT), a mission-driven financial technology company, today announced the closing of a new long-term warehouse facility. |
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| August 8, 2024 |
Oportun Reports Second Quarter 2024 Financial Results Met or exceeded each guidance metric Total operating expenses declined 20% year-over-year New collaboration with Western Union to provide lending service Signed letter of intent to sell credit card portfolio $245M warehouse facility executed after quarter-end SAN CARLOS, CA – August 8, 2024 – Oportun Financial Corporation (Nasdaq: OPRT) (“Oportun”, or the "Company") today reported financial results for the second quarter ended June 30, 2024. |
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| June 28, 2024 |
Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 June 26, 2024 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction of I |
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| May 31, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. 1) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Def |
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| May 22, 2024 |
Financial Statements and Exhibits, Costs Associated with Exit or Disposal Activities UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 May 22, 2024 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction of In |
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| May 14, 2024 |
SC 13D/A 1 sc13da51398200205142024.htm AMENDMENT NO. 5 TO THE SCHEDULE 13D UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) (Amendment No. 5)1 Oportun Financial Corporation (Name of Issuer) Common Stock, $0.0001 par val |
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| May 13, 2024 |
TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ D |
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| May 13, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy Stat |
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| May 10, 2024 |
Exhibit 10.4 Execution Version Schedule II to this exhibit has been omitted pursuant to Item 601(a)(5) of Regulation S-K. OPORTUN PLW TRUST SIXTH AMENDMENT TO THE LOAN AND SECURITY AGREEMENT This SIXTH AMENDMENT TO THE LOAN AND SECURITY AGREEMENT, dated as of February 29, 2024 (this “Amendment”), is entered into among OPORTUN PLW TRUST, as borrower (the “Borrower”), OPORTUN PLW DEPOSITOR, LLC, as |
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| May 10, 2024 |
Exhibit 10.6 EXECUTION VERSION Exhibits A-M and Schedules 1-3 have been omitted pursuant to Item 601(a)(5) of Regulation S-K. OPORTUN ISSUANCE TRUST 2024-1, as Issuer and WILMINGTON TRUST, NATIONAL ASSOCIATION, as Indenture Trustee, as Securities Intermediary and as Depositary Bank INDENTURE Dated as of February 13, 2024 6.334% Asset Backed Fixed Rate Notes, Class A 6.546% Asset Backed Fixed Rate |
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| May 10, 2024 |
Exhibit 10.5 Execution Version Certain information contained in this exhibit, marked by [***], has been excluded from this exhibit because the registrant has determined that it is both not material and is the type that the registrant treats as private or confidential. AMENDMENT NO. 1 TO RECEIVABLES LOAN AND SECURITY AGREEMENT This AMENDMENT NO. 1 (this “Amendment”), dated as of March 22, 2024 (the |
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| May 10, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-39050 OPORTUN FI |
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| May 10, 2024 |
Exhibit 10.3-1 EXECUTION VERSION Exhibit B to this exhibit has been omitted pursuant to Item 601(a)(5) of Regulation S-K. OPORTUN CCW TRUST MASTER AMENDMENT TO TRANSACTION DOCUMENTS This MASTER AMENDMENT TO TRANSACTION DOCUMENTS, dated as of January 31, 2024 (this “Amendment”), is entered into among: (i) OPORTUN CCW TRUST, as issuer (the “Issuer”); (ii) OPORTUN, INC., as servicer (in such capacity |
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| May 10, 2024 |
Exhibit 10.3-3 Execution Version Schedule II to this exhibit has been omitted pursuant to Item 601(a)(5) of Regulation S-K. OPORTUN CCW TRUST TENTH AMENDMENT TO INDENTURE This TENTH AMENDMENT TO INDENTURE, dated as of March 28, 2024 (this “Amendment”), is entered into among OPORTUN CCW TRUST, a special purpose Delaware statutory trust, as issuer (the “Issuer”), and WILMINGTON TRUST, NATIONAL ASSOC |
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| May 10, 2024 |
Exhibit 10.3-2 Execution Version Schedule II to this exhibit has been omitted pursuant to Item 601(a)(5) of Regulation S-K. OPORTUN CCW TRUST NINTH AMENDMENT TO INDENTURE This NINTH AMENDMENT TO INDENTURE, dated as of February 29, 2024 (this “Amendment”), is entered into among OPORTUN CCW TRUST, a special purpose Delaware statutory trust, as issuer (the “Issuer”), and WILMINGTON TRUST, NATIONAL AS |
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| May 9, 2024 |
Oportun Reports First Quarter 2024 Financial Results Strong performance versus guidance Total operating expenses declined 15% sequentially and 25% year-over-year GAAP net loss sharply reduced by $76M year-over-year, returned to adjusted profitability Additional $150M whole loan sale agreement executed in May Raising full year 2024 Total Revenue and Adjusted EBITDA guidance SAN CARLOS, CA – May 9, 2024 – Oportun Financial Corporation (Nasdaq: OPRT) (“Oportun”, or the "Company") today reported financial results for the first quarter ended March 31, 2024. |
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| May 9, 2024 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 May 9, 2024 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction of Inc |
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| May 3, 2024 |
TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☒ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ D |
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| April 29, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A Amendment No.1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A Amendment No.1 (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-3905 |
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| April 23, 2024 |
SC 13D/A 1 sc13da41398200204232024.htm AMENDMENT NO. 4 TO THE SCHEDULE 13D UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) (Amendment No. 4)1 Oportun Financial Corporation (Name of Issuer) Common Stock, $0.0001 par val |
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| April 23, 2024 |
EX-99.2 2 ex992to13da413982002042324.htm THE JOINT FILING AGREEMENT Exhibit 99.2 JOINT FILING AGREEMENT In accordance with Rule 13d-1(k)(1)(iii) under the Securities Exchange Act of 1934, as amended, the persons named below agree to the joint filing on behalf of each of them of a Statement on Schedule 13D (including additional amendments thereto) with respect to the Common Stock, $0.0001 par value |
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| April 22, 2024 |
Oportun Appoints Scott Parker to its Board of Directors in Cooperation with Findell Capital Richard Tambor Appointed Board Observer, to Stand for Election at the Company’s 2024 Annual Shareholder Meeting SAN CARLOS, Calif. |
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| April 22, 2024 |
Oportun Announces Preliminary Q1 2024 Financial Information Schedules First Quarter 2024 Earnings Release and Conference Call for Thursday, May 9, 2024 SAN CARLOS, Calif. |
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| April 22, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 April 19, 2024 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction of |
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| April 22, 2024 |
Exhibit 10.1 EXECUTION VERSION Exhibit A to this exhibit has been omitted pursuant to Item 601(a)(5) of Regulation S-K. Oportun Financial Corporation 2 Circle Star Way San Carlos, CA 94070 April 19, 2024 Findell Capital Management LLC 88 Pine Street, 22nd Floor New York, NY 10005 Ladies and Gentlemen: This letter (this “Agreement”) constitutes the agreement between (a) Oportun Financial Corporatio |
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| April 17, 2024 |
EX-1 2 ex1.htm EXHIBIT 1 Exhibit 1 JOINT FILING AGREEMENT Pursuant to Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended, each of the undersigned acknowledges and agrees that the foregoing statement on this Schedule 13G is filed on behalf of the undersigned and that all subsequent amendments to this statement on Schedule 13G shall be filed on behalf of the undersigned without the |
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| April 17, 2024 |
SC 13G 1 oportun13g.htm SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* OPORTUN FINANCIAL CORPORATION (Name of Issuer) Common Stock (Title of Class of Securities) 68376D104 (CUSIP Number) Long Focus Capital Management LLC 207 Calle Del Parque A&M Tower, 8th Floor San Juan, PR 00912 (787) 333-024 |
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| March 19, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(a) (Amendment No. |
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| March 18, 2024 |
Exhibit 107 Calculation of Filing Fee Tables S-8 (Form Type) Oportun Financial Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered (1) Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Equity Common Stock, par value $0. |
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| March 18, 2024 |
As filed with the Securities and Exchange Commission on March 18, 2024 As filed with the Securities and Exchange Commission on March 18, 2024 Registration No. |
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| March 15, 2024 |
Description of the Company's Capital Stock. Exhibit 4.4 DESCRIPTION OF CAPITAL STOCK General The following description summarizes the most important terms of our capital stock. Because it is only a summary, it does not contain all the information that may be important to you. For a complete description of the matters set forth in this “Description of Capital Stock,” you should refer to our amended and restated certificate of incorporation a |
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| March 15, 2024 |
Exhibit 19.1 OPORTUN FINANCIAL CORPORATION INSIDER TRADING POLICY INTRODUCTION This policy determines acceptable transactions in the securities of Oportun Financial Corporation (the “Company” or “Oportun”) by our employees, directors, consultants and advisors. During the course of your employment, directorship or consultancy with the Company, you may receive important information that is not yet p |
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| March 15, 2024 |
Exhibit 10.18-8 EXECUTION VERSION Exhibit B to this exhibit has been omitted pursuant to Item 601(a)(5) of Regulation S-K. OPORTUN CCW TRUST MASTER AMENDMENT TO TRANSACTION DOCUMENTS This MASTER AMENDMENT TO TRANSACTION DOCUMENTS, dated as of November 28, 2023 (this “Amendment”), is entered into among: (i) OPORTUN CCW TRUST, as issuer (the “Issuer”); (ii) OPORTUN, INC., as servicer (in such capaci |
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| March 15, 2024 |
Exhibit 10.24 EXECUTION VERSION Certain information contained in this exhibit, marked by [***], has been excluded from this exhibit because the registrant has determined that it is both not material and is the type that the registrant treats as private or confidential. Exhibits A-H and Schedules I-III to this exhibit have been omitted pursuant to Item 601(a)(5) of Regulation S-K. RECEIVABLES LOAN |
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| March 15, 2024 |
Exhibit 97.1 OPORTUN FINANCIAL CORPORATION COMPENSATION RECOVERY (“CLAWBACK”) POLICY Effective November 29, 2023 Oportun Financial Corporation (the “Company”) is committed to strong corporate governance. As part of this commitment, the Company’s Board of Directors (the “Board”) has adopted this Compensation Recovery (“Clawback”) Policy. This Policy is intended to further the Company’s pay-for-perf |
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| March 15, 2024 |
Exhibit 10.17-8 Execution Version OPORTUN RF, LLC SEVENTH AMENDMENT TO INDENTURE This SEVENTH AMENDMENT TO INDENTURE, dated as of February 29, 2024 (this “Amendment”), is entered into among OPORTUN RF, LLC, a special purpose Delaware limited liability company, as issuer (the “Issuer”), and WILMINGTON TRUST, NATIONAL ASSOCIATION, a national banking association with trust powers, as indenture truste |
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| March 15, 2024 |
Exhibit 10.18-7 Execution Version Schedule II to this exhibit has been omitted pursuant to Item 601(a)(5) of Regulation S-K. OPORTUN CCW TRUST FIFTH AMENDMENT TO INDENTURE This FIFTH AMENDMENT TO INDENTURE, dated as of July 27, 2023 (this “Amendment”), is entered into among OPORTUN CCW TRUST, a special purpose Delaware statutory trust, as issuer (the “Issuer”), and WILMINGTON TRUST, NATIONAL ASSOC |
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| March 15, 2024 |
Exhibit 10.18-9 Execution Version Schedule II to this exhibit has been omitted pursuant to Item 601(a)(5) of Regulation S-K. OPORTUN CCW TRUST SEVENTH AMENDMENT TO INDENTURE This SEVENTH AMENDMENT TO INDENTURE, dated as of December 22, 2023 (this “Amendment”), is entered into among OPORTUN CCW TRUST, a special purpose Delaware statutory trust, as issuer (the “Issuer”), and WILMINGTON TRUST, NATION |
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| March 15, 2024 |
Exhibit 10.17-7 Execution Copy OPORTUN RF, LLC SIXTH AMENDMENT TO INDENTURE This SIXTH AMENDMENT TO INDENTURE, dated as of December 20, 2023 (this “Amendment”), is entered into among OPORTUN RF, LLC, a special purpose Delaware limited liability company, as issuer (the “Issuer”), and WILMINGTON TRUST, NATIONAL ASSOCIATION, a national banking association with trust powers, as indenture trustee (in s |
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| March 15, 2024 |
List of Subsidiaries of Oportun Financial Corporation Exhibit 21.1 LIST OF SUBSIDIARIES OF OPORTUN FINANCIAL CORPORATION The following is a list of subsidiaries of Oportun Financial Corporation and the state or other jurisdiction in which each was organized. This list does not include dormant subsidiaries or subsidiaries which, considered in the aggregate as a single subsidiary, would not constitute a significant subsidiary within the meaning of Item |
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| March 15, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-39050 OPORTUN FINANCI |
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| March 14, 2024 |
Exhibit 10.2 EXECUTION VERSION [***] = Certain information contained in this document, marked by brackets, has been omitted because it is both not material and would be competitively harmful if publicly disclosed. Annexes B to this exhibit have been omitted pursuant to Item 601(a)(5) of Regulation S-K. AMENDMENT NO. 3 TO CREDIT AGREEMENT This Amendment No. 3 to Credit Agreement (this “Amendment”), |
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| March 14, 2024 |
Exhibit 10.1 Execution Copy Schedule 3 to this exhibit has been omitted pursuant to Item 601(a)(5) of Regulation S-K. OPORTUN RF, LLC EIGHTH AMENDMENT TO INDENTURE This EIGHTH AMENDMENT TO INDENTURE, dated as of March 8, 2024 (this “Amendment”), is entered into among OPORTUN RF, LLC, a special purpose Delaware limited liability company, as issuer (the “Issuer”), and WILMINGTON TRUST, NATIONAL ASSO |
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| March 14, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 March 8, 2024 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction of I |
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| March 12, 2024 |
Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 March 12, 2024 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction of |
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| March 12, 2024 |
Oportun Reports Fourth Quarter and Full Year 2023 Financial Results 4Q23 Total revenue of $263 million, bringing FY23 to $1. |
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| March 11, 2024 |
JOINT FILING AND SOLICITATION AGREEMENT Exhibit 99.1 JOINT FILING AND SOLICITATION AGREEMENT WHEREAS, certain of the undersigned are stockholders, direct or beneficial, of Oportun Financial Corporation, a Delaware corporation (the “Company”); and WHEREAS, Findell Capital Partners, LP, Finn Management GP LLC, Findell Capital Management LLC, and Brian A. Finn (collectively, “Findell”), Susan Ehrlich, Scott Parker, and David Tomlinson wish |
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| March 11, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) (Amendment No. 2)1 Oportun Financial Corporation (Name of Issuer) Common Stock, $0.0001 par value per share (Title of Class of Securities) 68376D104 (CUSIP Number) FINDEL |
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| March 11, 2024 |
FINDELL CAPITAL PARTNERS, LP 88 Pine Street, Suite 2240 New York, NY 10005 Exhibit 99.2 FINDELL CAPITAL PARTNERS, LP 88 Pine Street, Suite 2240 New York, NY 10005 March 7, 2024 Re: Oportun Financial Corporation Dear Mr. Tomlinson: Thank you for agreeing to serve as a nominee for election to the Board of Directors of Oportun Financial Corporation, a Delaware corporation (the “Company”), in connection with the proxy solicitation that Findell Capital Partners, LP and certai |
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| March 11, 2024 |
EX-99.3 4 ex993to13da213982002031124.htm THE POWERS OF ATTORNEY Exhibit 99.3 POWER OF ATTORNEY Know all by these presents, that the undersigned hereby constitutes and appoints Jason Abrams as the undersigned’s true and lawful attorney-in-fact to take any and all action in connection with (i) the undersigned’s beneficial ownership of, or participation in a group with respect to, securities of Oport |
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| February 26, 2024 |
SC 13D/A 1 sc13da11398200202262024.htm AMENDMENT NO. 1 TO THE SCHEDULE 13D UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) (Amendment No. 1)1 Oportun Financial Corporation (Name of Issuer) Common Stock, $0.0001 par val |
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| February 14, 2024 |
Oportun Completes $200 Million Asset Backed Securitization Oportun Completes $200 Million Asset Backed Securitization SAN CARLOS, Calif., February 13, 2024 – Oportun (Nasdaq: OPRT), a mission-driven fintech, today announced the issuance of $200 million of fixed rate asset-backed notes secured by a pool of unsecured and secured installment loans. The offering included four classes of fixed rate notes: Class A, Class B, Class C, and Class D. KBRA rated all |
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| February 14, 2024 |
OPRT / Oportun Financial Corporation / NB Alternatives Advisers LLC Passive Investment UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 Oportun Financial Corporation (Name of Issuer) Common (Title of Class of Securities) 68376D104 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is filed: |
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| February 14, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 February 13, 2024 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction |
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| February 13, 2024 |
SC 13G/A 1 tm245429d25sc13ga.htm SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1 (b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO 13d-2 (Amendment No. 2) Oportun Financial Corporation (Name of Issuer) Common Stock, $0.0001 par value per share (Title of Class |
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| February 13, 2024 |
SC 13G/A 1 fp0086862-39sc13ga.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(b) (AMENDMENT NO. 7)* OPORTUN FINANCIAL CO (Name of Issuer) Common Stock (Title of Class of Securities) 68376D104 (CUSIP Number) December 31, |
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| February 13, 2024 |
EX-99.1 2 tm245429d25ex99-1.htm EXHIBIT 99.1 CUSIP No. 68376D 10 4 13G Exhibit 99.1 EXHIBIT A JOINT FILING STATEMENT We, the undersigned, hereby express our agreement that the attached statement on Schedule 13G relating to the Common Stock of Oportun Financial Corporation is filed on behalf of each of us. Dated: February 13, 2024 INSTITUTIONAL VENTURE PARTNERS XIV, L.P. By: Institutional Venture M |
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| February 5, 2024 |
Oportun Appoints Two New Independent Members to its Board of Directors Oportun Appoints Two New Independent Members to its Board of Directors SAN CARLOS, Calif. |
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| February 5, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 February 3, 2024 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction o |
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| January 17, 2024 |
OPRT / Oportun Financial Corporation / ELLINGTON MANAGEMENT GROUP LLC Passive Investment UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13 G-A Under the Securities Exchange Act of 1934 (Amendment No. |
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| December 26, 2023 |
Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 December 20, 2023 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction |
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| December 12, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 December 6, 2023 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction o |
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| December 12, 2023 |
Form of Performance-Based Restricted Stock Unit Award Agreement Oportun Financial Corporation Performance-Based RSU Award Grant Notice (2019 Equity Incentive Plan) Oportun Financial Corporation (the “Company”) has awarded to you (the “Participant”) the number of performance-based restricted stock units (“Performance-Based Restricted Stock Units”) specified and on the terms set forth below in consideration of your services (the “PSU Award”). |
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| November 27, 2023 |
OPRT / Oportun Financial Corp / FIN Capital Partners LP - SCHEDULE 13D Activist Investment UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(a) (Amendment No. |
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| November 27, 2023 |
Exhibit 99.1 JOINT FILING AGREEMENT In accordance with Rule 13d-1(k)(1)(iii) under the Securities Exchange Act of 1934, as amended, the persons named below agree to the joint filing on behalf of each of them of a Statement on Schedule 13D (including additional amendments thereto) with respect to the Common Stock, $0.0001 par value per share, of Oportun Financial Corporation, a Delaware corporation |
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| November 9, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-39050 OPORTU |
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| November 6, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 November 3, 2023 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction o |
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| November 6, 2023 |
Oportun Reports Third Quarter 2023 Financial Results Record revenue of $268 million, 7% year-over-year growth Quarterly operating expense of $123 million, lowest in two years Two new personal loan financing agreements totaling up to $267 million executed $80 million in additional annualized operating expense reductions, streamlining product suite SAN CARLOS, CA – November 6, 2023 – Oportun Financial Corporation (Nasdaq: OPRT) (“Oportun”, or the "Company") today reported financial results for the third quarter ended September 30, 2023. |
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| October 26, 2023 |
Castlelake to Provide $200 Million Private Structured Financing Solution to Oportun to Finance Personal Loan Product MINNEAPOLIS, Minn. |
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| October 26, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 October 20, 2023 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction o |
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| October 11, 2023 |
Oportun Announces Series of Corporate Governance Enhancements Oportun Announces Series of Corporate Governance Enhancements SAN CARLOS, Calif., Oct. 11, 2023 – Oportun Financial Corporation (Nasdaq: OPRT) (“Oportun” or the “Company”), a mission-driven fintech, announced today that its Board of Directors (the “Board”) approved a series of proactive corporate governance enhancements that reflect the Company’s commitment to drive stockholder value. The Company |
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| October 11, 2023 |
Amended and Restated Bylaws of Oportun Financial Corporation. AMENDED AND RESTATED BYLAWS OF OPORTUN FINANCIAL CORPORATION (as amended and restated on October 10, 2023) Table of Contents Page Article I OFFICES 1 Section 1. |
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| October 11, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 October 10, 2023 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction o |
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| August 9, 2023 |
EXECUTION COPY OPORTUN PLW TRUST FIFTH AMENDMENT TO THE LOAN AND SECURITY AGREEMENT This FIFTH AMENDMENT TO THE LOAN AND SECURITY AGREEMENT, dated as of June 29, 2023 (this “Amendment”), is entered into among OPORTUN PLW TRUST, as borrower (the “Borrower”), OPORTUN PLW DEPOSITOR, LLC, as the depositor (the “Depositor”), OPORTUN, INC. |
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| August 9, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-39050 OPORTUN FIN |
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| August 8, 2023 |
Oportun Reports Strong Second Quarter 2023 Financial Results Record revenue of $267 million, 18% year-over-year growth Guiding to lower losses in second half Lowest quarterly operating expense since 2021, 14% year-over-year decline Two new whole loan flow sale agreements totaling up to $700 million executed Total members exceed 2 million SAN CARLOS, CA – August 8, 2023 – Oportun Financial Corporation (Nasdaq: OPRT) (“Oportun”, or the "Company") today reported financial results for the second quarter ended June 30, 2023. |
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| August 8, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 August 8, 2023 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction of |
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| July 3, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 June 30, 2023 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction of I |
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| June 15, 2023 |
Exhibit 107 Calculation of Filing Fee Tables S-8 (Form Type) Oportun Financial Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered (1) Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Equity Common Stock, par value $0. |
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| June 15, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 June 14, 2023 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction of I |
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| June 15, 2023 |
Amended and Restated 2021 Inducement Equity Incentive Plan and Form of Award Notice and Agreement Oportun Financial Corporation Amended and Restated 2021 Inducement Equity Incentive Plan 1. |
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| June 15, 2023 |
As filed with the Securities and Exchange Commission on June 15, 2023 As filed with the Securities and Exchange Commission on June 15, 2023 Registration No. |
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| June 8, 2023 |
Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 June 6, 2023 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction of In |
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| May 26, 2023 |
Filed Pursuant to Rule 424(b)(3) Registration No. 333-271594 PROSPECTUS Oportun Financial Corporation Up to 4,193,453 Shares of Common Stock Offered by the Selling Securityholders This prospectus relates solely to the offer and sale from time to time of up to an aggregate of 4,193,453 shares of our common stock, par value $0.0001 per share, issuable upon the exercise of warrants to purchase shares |
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| May 25, 2023 |
May 25, 2023 VIA EDGAR U.S. Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Washington, D.C. 20549-3720 Attn: Robert Arzonetti Re: Oportun Financial Corporation Registration Statement on Form S-3 File No. 333-271594 Filed on May 3, 2023 Acceleration Request Requested Date: May 25, 2023 Requested Time: 9:00 a.m. Eastern Time Ladies and Gentlemen: Pursuant to Ru |
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| May 25, 2023 |
As filed with the Securities and Exchange Commission on May 25, 2023 As filed with the Securities and Exchange Commission on May 25, 2023 Registration No. |
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| May 10, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 May 8, 2023 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction of I |
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| May 10, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-39050 OPORTUN FI |
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| May 8, 2023 |
Oportun Reports First Quarter 2023 Financial Results Grew revenue 21% year-over-year to $260 million Outperformed each guidance metric Implementing further expense optimization measures to provide additional $78M to $83M in annualized savings SAN CARLOS, CA – May 8, 2023 – Oportun Financial Corporation (Nasdaq: OPRT) (“Oportun”, or the "Company") today reported financial results for the first quarter ended March 31, 2023. |
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| May 8, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 May 8, 2023 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction of Inc |
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| May 3, 2023 |
Exhibit 107 Calculation of Filing Fee Tables S-3 (Form Type) Oportun Financial Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered (1) Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Equity Common Stock, par value $0. |
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| May 3, 2023 |
Power of Attorney (also included on the signature page to this Amended Registration Statement) As filed with the Securities and Exchange Commission on May 3, 2023 Registration No. |
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| April 27, 2023 |
DEFA14A 1 d456521ddefa14a.htm DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule |
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| April 27, 2023 |
DEF 14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. |
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| March 28, 2023 |
Oportun Informed by Consumer Financial Protection Bureau that it has Concluded its Investigation of Oportun and will not Recommend any Enforcement Action SAN CARLOS, Calif. |
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| March 28, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 March 28, 2023 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction of |
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| March 27, 2023 |
OPRT / Oportun Financial Corp / ELLINGTON MANAGEMENT GROUP LLC - SC 13G Passive Investment UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Oportun Financial Corporation (Name of Issuer) Common Stock, $0.0001 par value per share (Title of Class of Securities) 68376D104 (CUSIP Number) March 16, 2023 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate |
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| March 14, 2023 |
Execution Copy OPORTUN RF, LLC THIRD AMENDMENT TO INDENTURE This THIRD AMENDMENT TO INDENTURE, dated as of November 2, 2022 (this “Amendment”), is entered into among OPORTUN RF, LLC, a special purpose Delaware limited liability company, as issuer (the “Issuer”), and WILMINGTON TRUST, NATIONAL ASSOCIATION, a national banking association with trust powers, as indenture trustee (in such capacity, the “Indenture Trustee”), as securities intermediary (in such capacity, the “Securities Intermediary”) and as depositary bank (in such capacity, the “Depositary Bank”). |
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| March 14, 2023 |
Exhibit 107 Calculation of Filing Fee Tables S-8 (Form Type) Oportun Financial Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered (1) Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Equity Common Stock, par value $0. |
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| March 14, 2023 |
Execution Version AMENDMENT NO. 1 TO CREDIT AGREEMENT This Amendment No. 1 to the Credit Agreement (this “Amendment”), dated as of November 22, 2022, is entered into by and among Oportun Financial Corporation, a Delaware corporation (the “Borrower”), the Lenders from time to time party thereto, Wilmington Trust, National Association, in its capacity as administrative agent (the “Administrative Age |
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| March 14, 2023 |
As filed with the Securities and Exchange Commission on March 14, 2023 As filed with the Securities and Exchange Commission on March 14, 2023 Registration No. |
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| March 14, 2023 |
EXECUTION VERSION Exhibits B and C to this exhibit have been omitted pursuant to Item 601(a)(5) of Regulation S-K. |
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| March 14, 2023 |
Description of the Company's Capital Stock DESCRIPTION OF CAPITAL STOCK General The following description summarizes the most important terms of our capital stock. |
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| March 14, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-39050 OPORTUN FINANCI |
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| March 14, 2023 |
Execution Copy OPORTUN RF, LLC FOURTH AMENDMENT TO INDENTURE This FOURTH AMENDMENT TO INDENTURE, dated as of December 22, 2022 (this “Amendment”), is entered into among OPORTUN RF, LLC, a special purpose Delaware limited liability company, as issuer (the “Issuer”), and WILMINGTON TRUST, NATIONAL ASSOCIATION, a national banking association with trust powers, as indenture trustee (in such capacity, the “Indenture Trustee”), as securities intermediary (in such capacity, the “Securities Intermediary”) and as depositary bank (in such capacity, the “Depositary Bank”). |
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| March 14, 2023 |
List of Subsidiaries of Oportun Financial Corporation Exhibit 21.1 LIST OF SUBSIDIARIES OF OPORTUN FINANCIAL CORPORATION The following is a list of subsidiaries of Oportun Financial Corporation and the state or other jurisdiction in which each was organized. This list does not include dormant subsidiaries or subsidiaries which, considered in the aggregate as a single subsidiary, would not constitute a significant subsidiary within the meaning of Item |
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| March 14, 2023 |
Execution Copy OPORTUN RF, LLC FIFTH AMENDMENT TO INDENTURE This FIFTH AMENDMENT TO INDENTURE, dated as of February 10, 2023 (this “Amendment”), is entered into among OPORTUN RF, LLC, a special purpose Delaware limited liability company, as issuer (the “Issuer”), and WILMINGTON TRUST, NATIONAL ASSOCIATION, a national banking association with trust powers, as indenture trustee (in such capacity, the “Indenture Trustee”), as securities intermediary (in such capacity, the “Securities Intermediary”) and as depositary bank (in such capacity, the “Depositary Bank”). |
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| March 13, 2023 |
Oportun Reports Fourth Quarter and Full Year 2022 4Q22 Aggregate Originations of $610 million, bringing FY22 to $2. |
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| March 13, 2023 |
THE SECURITIES REPRESENTED HEREBY MAY NOT BE OFFERED, SOLD, PLEDGED OR OTHERWISE TRANSFERRED EXCEPT (1) PURSUANT TO AN EXEMPTION FROM REGISTRATION UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”) OR (2) PURSUANT TO AN EFFECTIVE REGISTRATION STATEMENT UNDER THE SECURITIES ACT, IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE STATE SECURITIES LAWS AND THE SECURITIES LAWS OF OTHER JURISDICTIONS, AND IN THE CASE OF A TRANSACTION EXEMPT FROM REGISTRATION, UNLESS THE COMPANY HAS RECEIVED AN OPINION OF COUNSEL REASONABLY SATISFACTORY TO IT THAT SUCH TRANSACTION DOES NOT REQUIRE REGISTRATION UNDER THE SECURITIES ACT AND SUCH OTHER APPLICABLE LAWS. |
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| March 13, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 March 10, 2023 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction of |
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| March 13, 2023 |
EXECUTION VERSION [***] = Certain information contained in this document, marked by brackets, has been omitted because it is both not material and would be competitively harmful if publicly disclosed. |
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| March 13, 2023 |
EXECUTION VERSION REGISTRATION RIGHTS AGREEMENT This Registration Rights Agreement (the “Agreement”) is made and entered into as of March 10, 2023 by and among Oportun Financial Corporation, a Delaware corporation (the “Company”), and the lenders named in that certain Credit Agreement (as amended, restated or otherwise modified from time to time, the “Credit Agreement”), dated September 14, 2022, among the Company, as borrower, the lenders from time to time party thereto, Wilmington Trust, National Association, as administrative agent for the lenders, and Wilmington Trust, National Association, as collateral agent for the secured parties, as amended by Amendment No. |
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| February 14, 2023 |
AGREEMENT JOINT FILING OF SCHEDULE 13G EX-99.1 2 ex991.htm EX-99.1 AGREEMENT JOINT FILING OF SCHEDULE 13G Kayne Anderson Rudnick Investment Management, LLC (an investment adviser registered under the Investment Advisers Act of 1940), and Virtus Investment Advisers, Inc. (an investment adviser registered under the Investment Advisers Act of 1940), hereby agree to file jointly the statement on Schedule 13G to which this Agreement is atta |
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| February 14, 2023 |
SC 13G/A 1 doc1.htm NONE UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 06)* OPORTUN FINANCIAL CO (Name of Issuer) Common Stock (Title of Class of Securities) 68376D104 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule |
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| February 9, 2023 |
EX-99.1 2 pressrelease020923.htm EX-99.1 Oportun Announces Plan to Streamline Operations and Provides Preliminary Fourth Quarter Financial Results SAN CARLOS, CA – February 9, 2023 – Oportun Financial Corporation (Nasdaq: OPRT) (“Oportun”, or the "Company") today announced a plan to streamline its operations, intended to assure that the Company’s resources are efficiently allocated in the current |
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| February 9, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 February 9, 2023 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction o |
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| February 8, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 1)* Oportun Financial Corp. (Name of Issuer) Common Stock, $0.0001 Par Value Per Share (Title of Class of Securities) 68376D104 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of This Statement) Check the appropriate box to designate |
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| February 7, 2023 |
OPRT / Oportun Financial Corp / Greylock XII Limited Partnership - SC 13G/A Passive Investment SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* OPORTUN FINANCIAL CORPORATION (Name of issuer) Common Stock, $0.0001 par value per share (Title of class of securities) 68376D104 (CUSIP number) December 31, 2022 (Date of event which requires filing of this statement) Check the appropriate box |
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| February 7, 2023 |
EX-99 Exhibit 99 JOINT FILING AGREEMENT Pursuant to Rule 13d-1(k)(1) under the Securities Exchange Act of 1934, as amended, the undersigned hereby agree that only one statement containing the information required by Schedule 13G need be filed with respect to the ownership by each of the undersigned of the shares of Common Stock of Oportun Financial Corporation. |
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| February 6, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* Oportun Financial Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 68376D104 (CUSIP Number) December 30, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to whi |
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| January 9, 2023 |
Schedule 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 5)* OPORTUN FINANCIAL CO (Name of Issuer) Common Stock (Title of Class of Securities) 68376D104 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to |
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| December 9, 2022 |
AMENDED AND RESTATED BYLAWS OF OPORTUN FINANCIAL CORPORATION (A DELAWARE CORPORATION) Table of Contents ARTICLE I OFFICES 1 Section 1. |
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| December 9, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 November 17, 2022 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdictio |
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| November 23, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 November 17, 2022 Date of Report (date of earliest event reported) OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Commission File Number 001-39050 Delaware 45-3361983 State or Other Jurisdiction |
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| November 23, 2022 |
AMENDED AND RESTATED BYLAWS OPORTUN FINANCIAL CORPORATION (A DELAWARE CORPORATION) Table of Contents AMENDED AND RESTATED BYLAWS OF OPORTUN FINANCIAL CORPORATION (A DELAWARE CORPORATION) Table of Contents ARTICLE I OFFICES 1 Section 1. |
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| November 8, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-39050 OPORTU |
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| November 8, 2022 |
EXECUTION VERSION 4124-8958-5726.2 Exhibits B-D to this exhibit have been omitted pursuant to Item 601(a)(5) of Regulation S-K. OPORTUN CCW TRUST MASTER AMENDMENT TO TRANSACTION DOCUMENTS This MASTER AMENDMENT TO TRANSACTION DOCUMENTS, dated as of September 28, 2022 (this ?Amendment?), is entered into among: (i) OPORTUN CCW TRUST, as issuer (the ?Issuer?); (ii) OPORTUN CCW DEPOSITOR, LLC, as depos |
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| November 8, 2022 |
EXECUTION VERSION OPORTUN ISSUANCE TRUST 2022-3, as Issuer and WILMINGTON TRUST, NATIONAL ASSOCIATION, as Indenture Trustee, as Securities Intermediary and as Depositary Bank INDENTURE Dated as of November 3, 2022 7. |
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| November 8, 2022 |
Execution Version CREDIT AGREEMENT Dated as of September 14, 2022 among OPORTUN FINANCIAL CORPORATION, as Borrower, WILMINGTON TRUST, NATIONAL ASSOCIATION as Administrative Agent and as Collateral Agent, and THE LENDERS PARTY HERETO FROM TIME TO TIME [***] = Certain information contained in this document, marked by brackets, has been omitted because it is both not material and would be competitively harmful if publicly disclosed. |
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| November 8, 2022 |
Execution Version 4131-6465-6444.5 Schedule II to this exhibit has been omitted pursuant to Item 601(a)(5) of Regulation S-K. OPORTUN PLW TRUST FOURTH AMENDMENT TO THE LOAN AND SECURITY AGREEMENT This FOURTH AMENDMENT TO THE LOAN AND SECURITY AGREEMENT, dated as of September 14, 2022 (this ?Amendment?), is entered into among OPORTUN PLW TRUST, as borrower (the ?Borrower?), OPORTUN PLW DEPOSITOR, L |
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| November 8, 2022 |
Execution Version 4142-8316-2428.7 Schedule II to this exhibit has been omitted pursuant to Item 601(a)(5) of Regulation S-K. OPORTUN CCW TRUST THIRD AMENDMENT TO INDENTURE This THIRD AMENDMENT TO INDENTURE, dated as of September 14, 2022 (this ?Amendment?), is entered into among OPORTUN CCW TRUST, a special purpose Delaware statutory trust, as issuer (the ?Issuer?), and WILMINGTON TRUST, NATIONAL |
